ICICI Credit Cards: Features & Benefits
Suggested Read: Best ICICI RuPay Credit Cards | ICICI Bank Credit Cards with Lounge Access
ICICI Bank is a credit card partner with Paisabazaar. Click to check eligibility for ICICI Credit Cards.
ICICI Credit Card
Why Choose Paisabazaar ?
Compare Best ICICI Bank Credit Cards
Explore ICICI cards across categories
Make everyday purchases more rewarding
Pay via ICICI credit card and earn value-back
Explore pre-qualified credit card offers
Enjoy a seamless digital application experience
4.5/5
15.6L Reviews
5.7Cr+Happy Customers
2 M+Cards Issued
100+ CardsMultiple Choices
ICICI Credit CardsFees & ChargesEligibility & DocumentationHow to ApplyQuick Links to Manage Your CardFAQs
Best ICICI Credit Cards in May 2026
Filters
Filters
BANKS
CATEGORIES
Max. 3 selections allowed
FEE
Compare
Movies
Rewards
2,000 reward points on Rs. 2 lakh annual spends
4 airport & 4 railway lounge visits per year
Up to 25% off on BookMyShow & INOX
Joining Fee: ₹500+ Taxes
Annual/Renewal Fee: ₹500+ Taxes
Read More
Read More
Compare
*Terms & Conditions
Compare
Fuel
5% cashback on HPCL fuel spends
4 domestic lounge visits every year
25% off on BookMyShow & INOX
Joining Fee: ₹500+ Taxes
Annual/Renewal Fee: ₹500+ Taxes
Read More
Read More
Compare
*Terms & Conditions
Compare
Travel
Rewards
Up to 6% value back on travel spends
Low forex markup fee of 0.99%
MMTBLACK Gold Membership
Joining Fee: ₹999+ Taxes
Annual/Renewal Fee: ₹999+ Taxes
Read More
Read More
Compare
*Terms & Conditions
Compare
Travel
Premium
Rewards
Buy 1 Get 1 Offer via BookMyShow
Unlimited airport lounge access
Low forex markup fee of 2%
Joining Fee: ₹12,000+ Taxes
Annual/Renewal Fee: ₹12,000+ Taxes
Read More
Read More
Compare
*Terms & Conditions
Compare
Travel
Rewards
Emirates Silver Tier Membership
2 international lounge visits yearly
1.5 reward point on all spends
Joining Fee: ₹5,000+ Taxes
Annual/Renewal Fee: ₹5,000+ Taxes
Read More
Read More
Compare
*Terms & Conditions
Compare
Shopping
Rewards
7% value back within Adani ecosystem
2% rewards on international spends
Buy 1 Get 1 offer on BookMyShow
Joining Fee: ₹5,000+ Taxes
Annual/Renewal Fee: ₹5,000+ Taxes
Read More
Read More
Compare
*Terms & Conditions
Compare
Travel
Shopping
Rs. 13,000+ shopping & travel vouchers
Up to Rs. 1,000 off per month on BookMyShow
Up to 16 free domestic lounge visits per year
Joining Fee: ₹6,500+ Taxes
Annual/Renewal Fee: ₹3,500+ Taxes
Read More
Read More
Compare
*Terms & Conditions
Compare
Travel
Premium
Rewards
3% value-back across all spending categories
Unlimited domestic & international access
Complimentary Taj Epicure membership
Joining Fee: ₹12,499+ Taxes
Annual/Renewal Fee: ₹12,499+ Taxes
Read More
Read More
Compare
*Terms & Conditions
Compare
Travel
Premium
Shopping
Up to 2.5% reward points on card spends
Unlimited international & domestic lounge visits
Low forex mark-up fee & exclusive travel offers
Joining Fee: ₹20,000+ Taxes
Annual/Renewal Fee: ₹20,000+ Taxes
Read More
Read More
Compare
*Terms & Conditions
Compare
Lifetime Free
Rewards
2X reward points on all retail spends
No annual card fee is charged
Up to 12X reward points on travel
Joining Fee: ₹0+ Taxes
Annual/Renewal Fee: ₹0+ Taxes
Read More
Read More
Compare
*Terms & Conditions
Why Choose Paisabazaar ?
Compare Best ICICI Bank Credit Cards
Explore ICICI cards across categories
Make everyday purchases more rewarding
Pay via ICICI credit card and earn value-back
Explore pre-qualified credit card offers
Enjoy a seamless digital application experience
4.5/5
15.6L Reviews
5.7Cr+Happy Customers
2 M+Cards Issued
100+ CardsMultiple Choices
Best ICICI Credit Cards for Travel
MakeMyTrip ICICI Bank Credit Card
Joining Fee: ₹ 999
Travel
Rewards
- Up to 6% savings on MakeMyTrip spends
- Rs. 1,000 MMT voucher every year
Read More
Check Eligibility
Compare
Emirates Skywards ICICI Bank Rubyx Credit Card
Joining Fee: ₹ 1000
Travel
Rewards
- 1 Emirates Skyward miles on every Rs. 100 spent on international and domestic transactions
- Complimentary Emirates Blue Tier Membership
Read More
Check Eligibility
Compare
Times Black ICICI Bank Credit Card
Joining Fee: ₹ 20000
Travel
Premium
Shopping
- Unlimited airport lounge access
- Luxury lifestyle offers and milestone benefits worth Rs. 70,000
Read More
Check Eligibility
Compare
ICICI Emeralde Private Metal Credit Card
Joining Fee: ₹ 12499
Travel
Premium
Rewards
- Taj Epicure & EazyDiner Prime memberships
- Unlimited airport lounge visits
Read More
Check Eligibility
Compare
Emirates Skywards ICICI Bank Sapphiro Credit Card
Joining Fee: ₹ 5000
Travel
Rewards
- Complimentary domestic & international lounge visits
- 1.5 Emirates Skyward miles on every Rs. 100 spent
Read More
Check Eligibility
Compare
Emirates Skywards ICICI Bank Emeralde Credit Card
Joining Fee: ₹ 10000
Travel
Premium
Rewards
- Unlimited complimentary domestic & international lounge visits
- 2 Emirates Skyward miles on every Rs. 100 spent on international and domestic transactions
Read More
Check Eligibility
Compare
Best ICICI Credit Cards for UPI Payments
ICICI HPCL Super Saver Credit Card
Joining Fee: ₹ 500
Fuel
- Up to 6.5% savings on HPCL fuel spends
- 5% back on grocery & utilities
Read More
Check Eligibility
Compare
ICICI Coral Credit Card
Joining Fee: ₹ 500
Movies
Rewards
- 25% discount at BookMyShow and Inox, twice a month
- Up to 3,000 bonus reward points
Read More
Check Eligibility
Compare
MakeMyTrip ICICI Bank Credit Card
Joining Fee: ₹ 999
Travel
Rewards
- Up to 6% savings on MakeMyTrip spends
- Rs. 1,000 MMT voucher every year
Read More
Check Eligibility
Compare
ICICI Bank Rubyx Credit Card
Joining Fee: ₹ 3000
Lounge Access
Movies
Rewards
- 3,000 reward points and fee waived on spending Rs. 3 lakh in a year
- Up to 25% off on movie tickets on BookMyShow and INOX
Read More
Check Eligibility
Compare
ICICI Bank Sapphiro Credit Card
Joining Fee: ₹ 6500
Travel
Shopping
- Complimentary vouchers worth more than Rs. 13,000 on joining
- 4X rewards on international spends
Read More
Check Eligibility
Compare
Best ICICI Credit Cards for Beginners
ICICI Platinum Chip Credit Card
Joining Fee: ₹ 0
Lifetime Free
Rewards
- 2 reward points per Rs. 100 spent on retail purchases, except fuel
- 1 reward point per Rs. 100 spent on utility & insurance
Read More
Check Eligibility
Compare
ICICI Coral Credit Card
Joining Fee: ₹ 500
Movies
Rewards
- 25% discount at BookMyShow and Inox, twice a month
- Up to 3,000 bonus reward points
Read More
Check Eligibility
Compare
ICICI Bank HPCL Coral Credit Card
Joining Fee: ₹ 199
Fuel
- Up to 3.5% savings on HPCL fuel spends
- 25% off up to Rs. 100 per transaction on BookMyShow movie tickets
Read More
Check Eligibility
Compare
ICICI Coral Credit Card Against FD
Joining Fee: ₹ 500
Fd-backed
Movies
Rewards
- 4 complimentary domestic airport lounge visits yearly
- 25% off, up to Rs. 100, on buying two movie tickets through INOX or BookMyShow
Read More
Check Eligibility
Compare
ICICI Bank Credit Card: Fees & Charges
| Credit Card | Amount |
|---|---|
| Joining Fee / Annual Fee | Varies from card to card |
| Finance Charges | 3.40%-3.75% per month | 40.80%-45% per annum |
| Cash Advance Transaction fee | 2.50% of the over-limit amount | Min. Rs. 500 |
| Late Payment Fee | On outstanding balance of – Up to Rs. 100: Nil Rs. 101 to Rs. 500: Rs. 100 Rs. 501 to Rs. 1,000: Rs. 500 Rs. 1,001 to Rs. 5,000: Rs. 600 Rs. 5,001 to Rs. 10,000: Rs. 750 Rs. 10,001 to Rs. 25,000: Rs. 900 Rs. 25,001 to Rs. 50,000: Rs. 1,100 Above Rs. 50,000: Rs. 1,300 |
Click here for the most important terms and conditions related to ICICI Bank Credit Card fees and charges.
Directly from Expert
At Paisabazaar, we believe access to credit should be simple, transparent, and inclusive — especially in a diverse market like Bharat. My team and I are focused on building a platform that offers wide credit card choices with a seamless digital experience, suiting the needs of first-time users as well as card-savvy users. With the trust of 50 million+ customers, we’re redefining how India chooses credit cards — making it faster, safer, and more personalised than ever.
Rohit Chhibbar
ICICI Bank Credit Card: Eligibility and Documentation
The basic eligibility criteria required for ICICI Bank credit cards are given below:
How to Apply for ICICI Bank Credit Cards
Follows the steps below to apply-
Step 1: Enter your mobile number
Provide your mobile number in the form to start the application process.
Step 2: Verify OTP and check available offers
You can find pre-qualified offers on the screen once you provide the OTP.
Step 3: Select preferred ICICI credit card
Compare available options and select the ICICI Bank credit card that suits your requirements the best.
Step 4: Apply and provide documents
Apply for the card and provide documents for smooth processing of the application.
Quick Links to Manage Your ICICI Credit Card
Already own an ICICI Credit Card? Here is all you need to know to manage your card:
Explore Our
Credit Card Partners
FAQs
I have applied for a credit card. When will I get it?
Issuing of a new credit card usually takes up to 21 working days. You can track your ICICI credit card application status here.
Can I pay rent with my ICICI Credit Card?
Yes, you can use your ICICI credit card to pay rent. However, with effect from October 20, 2022, all rent payment transactions with ICICI credit card will be charged with 1% fee.
What happens when my ICICI credit card is damaged or lost?
In case of a credit card theft, loss or damage, immediately inform the ICICI Bank customer care to get the card hotlisted and blocked. You can also consider SMS banking using your registered mobile number.
Can I keep my credit card if I move to another country?
The credit cards issued by ICICI Bank are global cards only for Resident Indians. Thus, as per RBI guidelines, the customer needs to clear all outstanding dues on the card and surrender it to the card issuer before they give up their Indian citizenship. This procedure is mandatory for Indian citizens who are in the process of becoming citizens of another country.
Is there any lifetime free credit card offered by ICICI bank?
Yes, ICICI Bank lifetime free credit cards like Amazon Pay and Platinum Chip are offered to the users which offer rewards and cashback benefits to the users.
Can I make purchases online using my ICICI Bank Credit Card?
Yes. Your ICICI Bank credit card is enabled with the online purchase option and you can use it to make purchases on the website of all domestic online retailers as well as a few international retailers.
What do I do if my ICICI credit card is declined?
This may be possible due to various reasons. ICICI Bank credit card holders are required to call up Customer Care Centre of the ICICI bank in case payment is declined on their credit card.
What happens if I cross the credit limit of my ICICI Bank Credit Card?
If the customer makes the transaction that exceeds the available credit limit, it totally depends upon the issuer whether to approve the transaction or not. If the transaction is approved an over-limit charge of 2.5% of the amount which exceeds the credit limit is applicable.
When are interest charges applicable on ICICI Credit Card?
The customer has to pay the interest on the total amount due which is not paid on the due date. The interest is charged on the total outstanding amount and also on the fresh transactions made till date as the previous outstanding amount is required to be paid in full. The interest is also levied on the cash advances from the date of the transaction to the due date.
How do I pay my credit card bill?
You can make ICICI Credit Card payments through both online and offline modes. To pay your bill online, you can use facilities like net banking, mobile banking ICICI Bank mobile app, Billdesk and debit card. However, if you want to pay your card bills offline, then you can visit any of the nearest branch and pay via cheque or cash.
What happens if I pay more than the Total Amount Due?
The excess amount paid is reflected in the monthly statement of the customer and is adjusted against the future purchases within your ICICI credit card limit.
Can I apply for an add-on HDFC credit card?
Yes, ICICI Bank offers add-on credit cards for the family members of existing cardholders. ICICI add on credit cards share the same credit limit as the primary card and come with similar benefits.
Credit Card Articles
How to Check Airport Lounge Access on Credit Card
Samridhi Srivastava09 Apr 2026
Best Credit Card For 1 Lakh Salary
Lepakshi Phogat09 Apr 2026
Credit Score Impact of Multiple Credit Card Applications
Sumit Kumar09 Apr 2026
What is Complimentary Lounge Access
Shruti Sharma09 Apr 2026
How to Find the Best Credit Card
Lepakshi Phogat07 Apr 2026
How is FD Credit Card different from Regular Credit Card?
Paisabazaar07 Apr 2026
Why Secured Credit Cards Are the Smartest Way to Build Credit
Shruti Sharma12 Mar 2026
6 Myths About Secured Credit Cards You Should Stop Believing
Samridhi Srivastava11 Mar 2026
Infinia Gets Tougher to Keep: HDFC Raises the Bar for Existing Users
Rupanshi Thapa27 Feb 2026
Swipe Smart: RuPay Credit Cards Powering UPI Payments
Rupanshi Thapa17 Feb 2026
What our customers say
Very helpful throughout the entire card process
Nisha NangiaApr 3, 2026
Satisfied with Paisa Bazaar credit card application process
Sarita YadavFeb 3, 2026
Multiple Cards to Compare, Smooth Experience
Romit KumarJan 28, 2026
Got Cashback
Pranshu YadavJan 22, 2026
User Friendly and Fast
Manav DesaiJun 13, 2025
Best for Card Comparison
Nikita AroraJun 1, 2025
Reward Calculator
Naveen ReddyMay 29, 2025
Pre-Approved Card
Rohit SinhaMay 13, 2025
Best for Compare Credit Cards
Anjali KapoorMay 5, 2025
Compared Credit Cards in One Place!
Neha BhandariJan 13, 2025
Written By
Lepakshi Phogat
Reviewed By
Shamik GhoshPaisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners
*Applicable for selected customers
