ICICI Bank Credit Card

Welcome Benefit – Free MMTBLACK Membership and Lemon Tree Hotel voucher worth Rs. 2,000.

Lounge Benefits – Free domestic airport and railway lounge access.

Movies Offer – Buy 1 Get 1 Free offer on BookMyShow and INOX offer. Up to Rs. 250 off on 2^nd ticket.

Dining Discounts – Up to 20% off on select restaurants.

Fuel Surcharge Waiver – Waiver on fuel spends of up to Rs. 4,000 at HPCL pumps.

MakeMyTrip ICICI Bank Platinum Credit Card is an entry-level travel credit card best suited for you if:

• You use MakeMytrip to make travel arrangements
• You mostly travel domestically
• You frequently watch movies at theatres

If you wish to compare a few other credit cards in this category, refer to the table below.

Welcome Gift – Rs. 1,500 My cash, MMTDOUBLEBLACK and MMTBLACK enrolment. Lemon Tree Hotel voucher worth Rs. 2,500 is offered.

DragonPass Benefit – Free membership along with 1 international airport lounge visit and 1 spa session at select airports in India.

Railway Lounge Access – 1 free Indian railways lounge access per quarter.

Movie Benefits – 25% off, up to Rs. 150, on purchase of 2 tickets from BookMyShow/Inox. Offer can be availed twice a month from BMS/INOX individually.

Dining Discounts – Minimum 15% off on dining bills at select restaurants.

Fuel Surcharge Waiver – 1% waiver on fuel transactions up to Rs. 4,000 at HPCL pumps.

You should consider applying for MakeMyTrip ICICI Bank Signature Credit Card if:

• You use MakeMytrip to make travel arrangements
• You travel frequently
• You watch movies at INOX theatres or use BookMyShow to book tickets
• You wish to get a zero annual fee credit card

If you wish to compare a few other credit cards in this category, refer to the table below.

Welcome Gift – Shopping and travel vouchers worth over Rs. 5,000.

Renewal Benefit – 15,000 PAYBACK points.

Golf Privileges – 2 free golf rounds/lesson p.m. upon spending Rs. 50,000 in the previous month.

Lounge Benefits – 2 free domestic airport lounge accesses in the next quarter after spending Rs. 5,000 in the present quarter.

Movie Benefits – 25% off, up to Rs. 150, on purchase of 2 tickets from BookMyShow/INOX. Offer can be availed twice a month from BMS/INOX individually.

Insurance Coverage – Comprehensive insurance coverage which provides personal air accident cover of Rs. 1 crore, credit shield of Rs. 50,000 and so on.

The benefits offered by ICICI Bank Rubyx Credit Card are not limited to travel. You can consider applying for this card if:

• Want to earn PAYBACK points
• You travel frequently
• You frequently go to the movies and book tickets online
• You require airport lounge access

Other travel credit cards that offer travel benefits are:

Renewal Benefit – 20,000 PAYBACK points.

Welcome Gift – Shopping & travel vouchers worth over Rs.10,000.

Golf Benefit – 4 free golf rounds per month upon spending Rs. 50,000 in the previous month.

Lounge Benefits – Get the following lounge privileges:

• 2 free international airport lounge visits per calendar year
• 2 free domestic airport spa visits per calendar year
• Membership to Dreamfolks DragonPass Lounge Access Programme
• 4 free domestic airport lounge visits per quarter upon spending Rs. 5,000 in the previous quarter

Movie Benefits – Buy 1 Get 1 Free ticket, up to Rs. 500 off on 2^nd ticket, via BookMyShow. Offer can be availed twice a month.

Dining Discounts – Minimum 15% off on dining bill at participating restaurants.

Consider applying for the ICICI Bank Sapphiro Credit Card if:

• You can easily spend Rs. 6 lakh in a year (to get annual fee waiver)
• You frequently play golf
• You travel frequently and use airport lounges
• You want to earn Reward (PAYBACK) Points as well

If the ICICI Bank Sapphiro Credit Card is not to your liking, you may consider these credit cards:

Welcome Benefits – 10,000 InterMiles along with discount code worth Rs. 750.

Renewal Benefits – 5,000 InterMiles along with a discount code worth Rs. 500.

DragonPass Membership – Free membership along with 2 free visits and 2 free spa visits every year.

InterMiles Plan – Up to 10 InterMiles per Rs. 100 spent.

Flight Discount – Up to 10% off on tickets booked via Etihad Airways.

Movie Benefits – Buy 1 Get 1 Free ticket, up to Rs. 500 off on 2^nd ticket, from BookMyShow. Offer available twice a month.

Fuel Surcharge Waiver – 1% waiver on fuel surcharge at select fuel stations.

Dining Benefits – Minimum 15% off on dining at select restaurants via ICICI Bank Culinary Treats programme.

Intermiles ICICI Bank Sapphiro Credit Card lets you earn airmiles on your expenditure. Besides this, it also offers benefits across other categories. You should consider applying for the card if:

• You want to earn airmiles on spends
• You frequently travel and require airport lounge access
• You frequently fly with Etihad Airways

If the Intermiles ICICI Bank Sapphiro Credit Card does not suit your needs, then you can consider these alternatives:

Milestone Benefit – Up to 10,000 bonus PAYBACK Points every year

PAYBACK Points – 2 PAYBACK points per Rs. 100 spent

Movie Benefits – Buy 1 Get 1 Free movie ticket. Max. Rs. 250 off on 2^nd ticket. Offer available twice a month via BookMyShow.

Dining Discounts – At least 15% off on dining bills at partner restaurants.

Convenience Fee Waiver – 1% waiver on fuel transactions that are less than Rs. 4,000 at HPCL pumps.

ICICI Bank Coral Contactless Credit Card is a great option for those new to credit. You can consider applying for this card if:

• You are looking for a basic credit card
• You can easily spend over annual spend over Rs. 1.5 lakh in a year
• You go to the movies at least once a month

You may consider the below-given alternatives if the ICICI Coral contactless credit card does not meet your needs.

Shopping Benefits – Avail the following Shopping Benefits:

Dining Offers – Minimum 15% off at partner restaurants.

Fuel Surcharge Waiver – 1% waiver on all fuel pumps in India

Amazon Pay ICICI Bank Credit Card is designed to reward loyal Amazon customers. We suggest you get this credit card if:

• You want to earn cashback on all your spends
• You mostly shop at Amazon
• You are an Amazon Prime member
• You want a credit card that does not charge an annual fee
• You want to be able to convert big ticket purchases into No-cost EMIs

You can also consider the below-given alternatives.

Welcome Gift – Official Manchester United holdall and football.

Rewards – Up to 5 PAYBACK points per Rs. 100 spent.

Dining Discounts – 15% off on dining bills at select restaurants.

Fuel Surcharge Waiver – 1% waiver on spends less than Rs. 4,000 at HCPL fuel pumps.

Lounge Access – 2 free airport lounge accesses per quarter upon Spending Rs. 5,000 in the previous quarter.

Movie Benefits – 25% discount, up to Rs. 150 on purchasing at least 2 tickets per transaction. Avail the offer twice a month via BookMyShow and Inox each.

Manchester United Benefits – Get the following benefits:

• 10% discount on merchandise bought from Manchester United online store (United Direct)
• 10% discount on merchandise bought from Manchester United megastore located at the stadium
• 10% discount at Red Café situated in Old Trafford, Manchester
• 20% discount on advance bookings to the Manchester United Museum and Tour

Top Spender benefits – If you spend the most via Manchester United Signature Credit Cards then you can get:

• To see a Manchester United Premier League match at their home stadium in Old Trafford, England
• A private tour of the Manchester United Stadium and Museum
• To see a part of the first team squad training session
• Top 70 spenders will get a Manchester United branded shirt. Offer available every month
• To visit the Manchester United Megastore at the stadium
• Topmost spender will get a signed Manchester United Jersey and match ticket every. Winner will be declared every month

Manchester United Signature Credit Card is aimed towards Manchester United Football Club fans. You should consider getting this card if:

• You want a credit card that represents your loyalty to Manchester United Football Club
• You frequently shop on Manchester United Online or retail store
• You frequently travel and require lounge access

Not satisfied by the benefits provided by Manchester United Signature Credit Card? Consider the below given options.

Welcome Benefit – Manchester United Branded Football.

Reward Points – Up to 3 PAYBACK points on every Rs. 100 spent on all purchases except fuel.

Access to Airport Lounge – 1 complimentary domestic airport lounge access per quarter.

Dining Discounts – Minimum 15% saving on dining bills at over 2,500 participating restaurants.

Lounge Access – 1 free airport lounge accesses per quarter upon Spending Rs. 5,000 in the previous quarter.

Manchester United Benefits – Get the following benefits:

• 20% discount on advance bookings to the Manchester United Museum and Tour
• 10% discount on merchandise bought from United Direct, the Manchester United online store
• 10% discount on merchandise bought from Manchester United megastore located at the stadium
• 10% discount at Red Café situated in Old Trafford, Manchester

Top Spender benefits – If you spend the most via Manchester United Signature Credit Cards then you can get:

• To see a Manchester United Premier League match at their home stadium in Old Trafford, England
• A private tour of the Manchester United Stadium and Museum
• To see a part of the first team squad training session
• Top 100 spenders every month will get a Manchester United branded shirt
• Topmost spender will get a signed Manchester United Jersey and match ticket every month

Manchester United Platinum Credit Card is designed for Manchester United Football Club fans. You may apply for this card if:

• You want a credit card that represents your loyalty to Manchester United Football Club
• You believe you can be the top spender on the card
• You require lounge access
• You want to earn PAYBACK Points

Other Shopping credit cards for your consideration are:

Reward Points – Earn PAYBACK points in the following manner:

• 1 PAYBACK Point per Rs. 100 spent on utilities and insurance
• 2 PAYBACK Points are earned per Rs. 100 Spent on retail

Dining Discounts – Minimum 15% discount at partner restaurants.

Fuel Surcharge Waiver – 1% fuel surcharge waiver on transactions less than Rs. 4,000 at HPCL pumps.

ICICI Platinum Chip Credit Card – Visa credit card is a basic credit card that is offered free of cost on our portal. You can consider applying for this card if:

• You are looking for a basic credit card
• You want a zero annual fee credit card
• You purchase fuel from HPCL Petrol Pumps

You can consider below given credit cards if you are not satisfied with Platinum Chip credit card.

Movie Offers – Buy 1 Get 1 free movie ticket via BookMyShow, Max. discount of Rs. 750 on 2^nd  ticket. Offer can be availed up to 4 times per month.

Free Golf Lessons – Get a free golf round/lesson at select courses every time cardholder spends Rs. 50,000. Offer can be availed up to four times in a month

Fee & Charges Benefits – Avail the following benefits:

• Foreign exchange mark-up fee – 1.5%
• The interest rate on cash withdrawals – 1.99%
• No over-limit fee, cash withdrawal fee or late payment charges

PAYBACK Points – Up to 4 PAYBACK points per Rs. 100 spent on retail transactions.

Airport Lounge Access – Get the following benefits:

• Unlimited free domestic airport spa access via Dreamfolks DragonPass program
• Unlimited domestic and international airport lounge access via Dragon Pass Program and American Express Lounge Program / Mastercard Lounge Program

Concierge Services – Use the concierge service to make reservations, gift deliveries, avail medical services and more.

No Cancellation Charges – Refunds up to Rs. 12,000 for 2 bookings (flight, hotel or movie) cancellation is guaranteed every year.

Fuel Surcharge Waiver – Waiver on fuel surcharge at fuel stations.

Dining Offers – 15% off on dining bills via ICICI Bank Culinary Treats program.

Insurance Benefits – Avail Personal Air Accident Insurance of Rs. 3 crore, credit shield of Rs. 50,000.

ICICI Bank Emeralde credit card offers lots of premium features and benefits making it a great lifestyle credit card. However, all these benefits come at a price. You should consider applying for the card only if:

• You can pay the annual fee of Rs. 12,000 in the event you don’t meet the waiver condition of Rs. 15 lakh
• You are an Existing ICICI Bank Global Private Client
• Your monthly income is over Rs. 3 lakh
• You travel a lot and require lounge access

If you are not satisfied by ICICI Emeralde Credit Card, then consider these options.

Reward Points – 2 PAYBACK points per Rs.100 spent on retail purchases

Fuel Redemption Offer – Redeem 2,000 PAYBACK points for fuel worth Rs. 500.

Cashback Offers – 2.5% cashback at fuel purchases from HPCL pumps.

Movie Offers – Rs. 100 off on up to 2 movie tickets per month from BookMyShow.

Dining Offers – 15% off on dining at select restaurants.

This fuel credit card by ICICI Bank is in association with Hindustan Petroleum. You may apply for the credit card if:

• Your major spends are on fuel
• You prefer Hindustan Petroleum for your refuelling needs
• You want a low annual fee credit card

However, you can explore other fuel credit cards, two such examples are:

Welcome Gift – MacBook Air MMGG2HN/A.

Charter Facility – Rent out private islands, jets, yachts.

Taj Membership – Free membership of Epicure Plus & InnerCircle Gold.

Club ITC Culinaire Membership – Free Membership to ITC Culinare which offers savings, personalised check-in and so on.

Lounge Access – Unlimited overseas airport lounge accesses & domestic spa visits for cardholder and accompanying guests.

Free Movie Ticket – Buy 1 Get 1 Free Movie ticket via BookMyShow. Get up to 4 free tickets per month.

Insurance Coverage – Comprehensive insurance coverage which includes personal air accident cover of Rs. 3 crore, credit shield of Rs. 50,000 and much more.

Emergency Auto Services – Get towing, repair and other automobile related assistance in New Delhi, Mumbai, Kolkata, Hyderabad, Bengaluru and Chennai.

Medical Benefits – Avail emergency medical transportation in case of a medical crisis.

Golf Benefits – Unlimited golf rounds at select golf courses in India.

ICICI Bank Diamant Credit Card is a super-premium credit card. The bank sends out invitation to select customers to apply for this card. Consider accepting the invitation if:

• You can easily pay the joining fee of Rs. 1.25 lakh
• You can easily spend Rs. 25 lakh in a year to get annual fee waiver
• You frequently travel overseas
• You take private jets, yachts or islands on rent

You can consider the below-given alternatives if you are not satisfied with this credit card:

Welcome Benefits – 30,000 hand-picked rewards.

Golf Offers – Free golf rounds on spending over Rs. 1.00 lakh in a month.

Lounge Access – Complimentary Priority Pass membership

Rewards Points – 10 handpicked rewards per Rs. 100 spent.

Fuel Surcharge Waiver – Waiver on all fuel stations across the country.

Concierge Service – Use the facility to make hotel bookings, reservations at restaurants and also have gifts delivered to loved ones.

ICICI Bank Visa Signature Credit Card is a premium credit card. The card offers many privileges like golf, concierge and so on. Consider accepting the invitation if:

• You can easily pay the joining fee of Rs. 25,000
• You can spend Rs. 1 lakh in a month (to avail free golf game)
• You require concierge services

You can consider the below-given alternatives if you are not satisfied with this credit card: