ICICI Bank Emeralde Credit Card

The cardholders can avail the following benefits on this credit card–

Movie Offers: Buy one movie ticket through BookMyShow and get up to Rs. 750 off on the second ticket. One can avail this benefit up to 4 times in a month

Complimentary Golf Lessons: For every Rs. 50,000 spent, one can get a complimentary round/lesson of golf at some of the most iconic golfing greens in India and abroad. This benefit can be availed up to four times in a month

Foreign Exchange-up Fee:  Enjoy the lowest foreign exchange mark-up fee of 1.5% on international transactions and reduced APR of 1.99% on ATM withdrawals. There is no over-limit fee, cash withdrawal fee or late payment charges on this card

PAYBACK Points: The cardholders can earn 4 PAYBACK points on every Rs. 100 spent on all retail transactions except fuel and
1 PAYBACK point on every Rs. 100 spent on utilities and insurance categories

Airport Lounge Accesss: Under the Dreamfolks DragonPass Lounge Access Programme, cardholders can get unlimited access to partner airport lounges across the globe. Also get unlimited complimentary domestic airport spa access. The card also provides unlimited domestic airport lounge access under the American Express Lounge Program and Mastercard Lounge Program

Fitness Offers: Avail 50% discount on Annual Membership fee of Gold’s Gym across the country along with a complimentary consultation from a dietitian

Specific Features of the American Express Variant

Apart from the benefits mentioned above, there are a few more benefits that one can avail if he/she has an American Express variant of the ICICI Bank Emeralde Credit Card. These are-

• Get 15% off on all services at O2 Spa on ICICI Bank Emeralde American Express credit card
• Enjoy up to 20% off on gold making charges at Joyalukkas across India

With this credit card, one has the option to choose from a monthly membership program or an annual membership program.

• Under the monthly program, one will have to pay a fee of Rs. 1,000 + GST per month from the date of joining. This fee is waived off if one spends more than Rs. 1 lakh in the previous month
• Under the annual membership program, one will have to pay a joining and annual fee of Rs. 12,000 + GST. This fee will be waived off if one spends more than Rs. 15 lakh in the previous year

Other fees and charges associated with this credit card include-

In order to be eligible for this credit card, the applicant should meet the following eligibility conditions-

• He/she needs be Indian national or a Non-resident Indian
• He/She should be more than 21 years of age
• He/she should have a stable monthly income
• He/she should belong to a city in which ICICI Bank sources its cards

Customers who want to enjoy all the benefits and features of ICICI Bank Emeralde credit card can apply for it through our site. The steps are:

• Click here to start your application process
• Provide the details asked for
• Post submission the user will be able to see all the eligible cards. Filter out the ICICI bank credit cards
• Click on ‘Check Eligibility’ against ICICI Bank Emeralde credit card
• Continue to provide all the required information

Post form submission an agent from Paisabazaar will call the customer to fix a date and time for document collection. The bank will then verify the documents. Post verification the bank will dispatch the credit card. The entire process takes about 15 to 20 days.

What  is Goods and Service Tax (GST)?
Goods and Services Tax (GST) is an indirect tax (or consumption tax) imposed in India on the supply of goods and services.

Who can apply for ICICI Bank Emeralde credit card?
All Indian nationals above the age of 21, whether salaried or self-employed, can apply for this credit card.

How to Apply for ICICI Bank Emeralde credit card?
You can apply for this credit card by going to Paisabazaar’s credit card section.

What is the Annual fee for ICICI Bank Emeralde credit card?
The annual fee for this card is Rs. 12,000+ GST. This fee will be waived off if one spends more than Rs. 15 lakh in the previous year.

Are there any late payment charges for ICICI Bank Emeralde credit card?
No, there are no late payment charges for ICICI Bank Emeralde credit card.