The fees and charges associated with IDFC FIRST Credit Cards are as follows:

Please refer to the terms and conditions for card variants separately. For other fees & charges, terms and conditions related to IDFC FIRST Credit Cards, click here.

To be eligible for an IDFC FIRST Credit Card, you must meet the basic eligibility criteria set by the bank as shown below:

• Age: Must be 18 years old or above
• Nationality: Indian or non-resident Indian
• Occupation: Salaried or self-employed
• Minimum Income: Varies as per the card variant

You can apply online to get the right credit card for you via Paisabazaar. To apply, follow the steps given below –

Step 1: Enter your mobile number in the form given on this page to start the credit card application process.
Step 2: Verify by entering the OTP received on your mobile number.
Step 3: Check the pre-qualified credit card offers shown on the screen and select the preferred card that suits your needs.
Step 4: Select the card of choice, apply by providing the required documents for further processing and submit your credit card application.

IDFC FIRST Credit cardholders can avail exclusive benefits mentioned below across top brands and save on every spend.

Weekly Offers:

• 5% off, up to Rs. 1,500 on Croma, on a min. order of Rs. 10,000, from 1 May to 31 May, every Monday
• 10% off, up to Rs. 300 on TIRA, on a min. order of Rs. 1,999, from 1 May to 31 May, every Tuesday
• 12% off, up to Rs. 500 on Tata CLiQ, on a min. order of Rs. 3,000, from 1 May to 31 May, every Wednesday
• 12% off, up to Rs. 1,500 on Tata CLiQ Luxury, on a min. order of Rs. 10,000, from 1 May to 31 May, every Wednesday
• Flat Rs. 75 off on Swiggy Instamart, on a min. order of Rs. 999, from 1 May to 31 May, every Thursday
• Flat Rs. 100 off on Zepto, on a min. order of Rs. 999, from 1 May to 31 May, every Friday
• Flat Rs. 75 off on Zomato, on a min. order of Rs. 749, from 1 May to 31 May, every Sat & Sun

Other Offers:

• Flat Rs. 1,000 off on EazyDiner, on a min. order of Rs. 5,000, from 1 May to 31 May, with IDFC FIRST Private/Gaj Credit Cards
• Flat Rs. 400 off on EazyDiner, on a min. order of Rs. 4,000, from 1 May to 31 May, with select IDFC FIRST Credit Cards (IndiGo, Ashva, Mayura, etc.)
• Flat Rs. 350 off on Zomato/District, on a min. order of Rs. 3,500, from 1 May to 31 May, with select IDFC FIRST Cards (Millennia, SWYP, Classic, etc.)
• 5% off, up to Rs. 200 on Apollo 24/7, on a min. order of Rs. 1,500, from 1 May to 31 May
• Flat Rs. 100 off on BigBasket, on a min. order of Rs. 999, from 1 May to 5 May
• 10% off, up to Rs. 500 on Redbus, on a min. order of Rs. 1,000, from 1 May to 31 May, every Sat & Sunday
• Up to Rs. 50,000 off on Elivaas, from 1 May to 31 May
• Up to Rs. 25,000 off on Alaya Stays, from 1 May to 31 May
• 5% off, up to Rs. 4,000 on Zepto, on a min. order of Rs. 3,000, from 1 May to 31 May, valid on EMI
• 5% off, up to Rs. 2,000 on Swiggy Instamart, on a min. order of Rs. 10,000, from 1 May to 31 May, valid on EMI for Gadgets and Mobiles
• Up to 30% off on travel spends at MakemyTrip from 1 May to 15 May, and 3/6 month No Cost EMI option
• Up to 15% off on travel bookings via Gobibio, from 1 May to 31 May, with 3/6 month No Cost EMI option
• Up to 25% off on travel spends at EaseMyTrip from 1 May to 31 May and 3/6 month No Cost EMI option
• Up to Rs. 10,000 off on Ixigo from 1 May to 31 May, and No Cost EMI option
• Up to 12% off on travel spends at Yatra from 1 May to 31 May, and 3/6 month No Cost EMI option
• Flat Rs. 1,000 off on 1st travel booking (FIRST Rewards), on a min. order of Rs. 6,000, from 1 May to 31 May
• Flat Rs. 3,000 off on 1st travel booking (FIRST Rewards), on a min. order of Rs. 20,000, from 1 May to 31 May
• 10% off, up to Rs. 1,500 on Klook, on a min. order of Rs. 5,000, from 1 May to 31 May, valid on EMI
• 12% off, up to Rs. 5,000 on Agoda (Domestic Hotels), on a min. order of Rs. 3,000, from 1 May to 31 May, valid on EMI