Features and Benefits of IDFC FIRST Bank Credit Cards
Each IDFC Bank credit card is designed to offer you different benefits. However, some common benefits that are offered on almost all credit cards are mentioned below:
Lifetime Free: IDFC FIRST Bank offers credit cards with no joining and annual fees. You can earn privileges like reward points, cashback, fuel benefits, dining benefits and much more without any charges. You can get any of these credit cards as per the eligibility and your requirement.
Reward Points: With each credit card, you can earn reward points on your expenses. These reward points can be earned on multiple categories, including shopping, travelling, dining and more. However, the rewards rate offered on these cards depends on the variant of your credit card. You can redeem these reward points against your online and in-store purchases.
Welcome Benefits: All IDFC credit cards offer you welcome benefits without any joining fee. You will get free e-vouchers of top brands and additional cashback on your first EMI spend. The welcome benefits offered on these credit cards are decent given the fact that they are zero-annual fee credit cards.
Fuel Surcharge Waiver: You can save on your fuel expenses with IDFC FIRST Bank credit cards. Each card offers a fuel surcharge waiver on your transactions across all the petrol pumps in the country. However, the maximum capping on the fuel surcharge waiver depends on the variant of your credit card.