Best Co-branded Credit Cards in India

Annual Fee: Nil
Best Suited For: Online Shopping

Amazon has the biggest market share in India when it comes to online shopping and this is why Amazon Pay ICICI Bank Credit Card became quite popular soon after its launch.

Co-branded Benefits with Amazon.in

• 5% cashback on Amazon for Amazon PRIME Customers
• 3% cashback on Amazon for Non-PRIME Customers
• 2% cashback for payments made to Amazon Pay partner merchants

Other Features

• 1% cashback on all other purchases
• Fuel surcharge of 1% waived off
• 15% discount at partner restaurants
• No joining or annual fee

Read Full Review of Amazon Pay ICICI Bank Credit Card

Annual Fee: Rs. 499
Best Suited For: Travel

Yatra.com has launched a credit card with SBI Card to give various benefits to frequent travellers. Available at an annual fee of only Rs. 499, the savings on this card widely surpass the fee.

Co-branded Benefits with Yatra.com

• Get Yatra vouchers worth Rs. 8,250 as joining benefit
• 1,000 off on domestic flight booking of minimum Rs. 5,000
• 4,000 off on international flight bookings of minimum Rs. 40,000
• 20% discount on domestic hotel booking on minimum transaction of Rs. 3,000
• Get a complimentary Air Accident Cover of Rs. 50 Lakh when booking flight ticket through Yatra.com

Other Features

• Earn 1 reward point for every Rs. 100 spent
• Earn 6X rewards on groceries, dining, movies, entertainment, international and departmental store spending
• Avail 1% fuel surcharge waiver up to Rs. 100 monthly

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Annual Fee: Rs. 1,000
Best Suited For: Fuel Purchases

Citi Bank offers this credit card in collaboration with fuel giant- Indian Oil. This is one of the best fuel credit cards in India.

Co-branded Benefits with Indian Oil

• 4 Turbo Points for every Rs. 150 spent on fuel
• 1% fuel surcharge waiver across Indian Oil stations
• Up to 71 litres of free petrol per year by making use of the excellent rewards program
• Redeem your reward points directly at Indian Oil Fuel Stations
• 1 Turbo Point = Re. 1 of fuel
• Earned Turbo Points never expire

Other Features

• 2 Turbo Points on Rs. 150 at grocery and supermarkets
• 1 Turbo Point per Rs. 150 on all other spends
• Redeem the rewards for air miles, cash back or merchandise from the catalogue
• Exclusive concierge service
• Spend Rs. 30,000 and get the annual fee of Rs. 1,000 waived off

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Annual Fee: Rs. 1,499
Best Suited For: Travel

This is the only co-branded credit card with Etihad Airways and offers numerous privileges to the frequent flyers.

Co-branded Benefits with Etihad Airways

• Complimentary Etihad Guest Silver Tier Membership
• 2,500 Etihad Guest Miles as a welcome gift
• 3% discount on Economy Class Ticket Booking
• 10% discount on Business Class Ticket Booking
• 5% discount on travel rewards and miles redemption
• 1 Etihad Guest Mile on every Rs. 100 spent
• 2 Etihad Guest Mile on every Rs. 100 spent on International transactions
• 3 Etihad Guest Mile on every Rs. 100 spent on Etihad.com
• Get 5,000 Etihad Guest Miles on spending Rs. 5 Lakh

Other Features

• Complimentary Priority Pass Membership
• 8 complimentary visits in a year to domestic Visa lounges
• 1% fuel surcharge waiver up to Rs. 250 in a month
• Annual Fee of Rs. 1,499 is waived off on spending Rs. 3 Lakh in a year
• Air accident cover of Rs. 25 Lakh and fraud liability cover of Rs. 50,000

Read Full Review of Etihad Guest SBI Card

Annual Fee: Rs. 2,500
Best Suited For: Travel

ICICI Bank has collaborated with MakeMyTrip to offer co-branded credit cards. You can avail complimentary memberships along with other benefits.

Co-branded Benefits with MakeMyTrip

• Complimentary enrolment to MMT DOUBLEBLACK and MMTBLACK Program
• Earn MMT MyCash instead of regular reward points
• 1 MyCash = Re. 1
• 25 MyCash per Rs. 200 for domestic spends and 1.5 MyCash per Rs. 200 for international spends
• 2 MyCash per Rs. 200 for flight booking on MakeMyTrip
• 4 MyCash per Rs. 200 for hotel or holiday booking on MakeMyTrip
• Spend Rs. 2.5 Lakh in a year and get 1,100 MyCash
• Spend Rs. 5 Lakh in a year and get 4,000 MyCash

Other Features

• Lemon Tree Hotel Vouchers worth Rs. 2,500
• Get every 6^th Ola Ride Free
• Avail Airtel International Roaming Pack free for 10 days
• Free Visa lounge access twice in a quarter
• Complimentary membership to DreamFolks DragonPass Program

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Annual Fee: Rs. 3,000
Best Suited For: Travel

This Axis Bank Credit Card co-branded with Vistara Airlines makes travel cheaper for the frequent flyers especially for those who prefer Vistara Airlines.

Co-branded Benefits with Vistara Airlines

• Complimentary Club Vistara Silver Membership
• Complimentary Premium Economy Ticket as a welcome gift
• 4 CV Points per Rs. 200 spent
• Redeem CV Points for flights or ticket upgrades
• 3,000 bonus CV Points on spending Rs. 75,000 in the first 90 days
• Get 1 Premium Economy Ticket each on spending Rs. 1.5 Lakh, 3 Lakh, 4 Lakh and 9 Lakh

Other Features

• Complimentary domestic lounge visits
• Air accident cover of up to Rs. 2.5 Crore
• Purchase Protection Cover of up to Rs. 1 Lakh
• Convert transactions above Rs. 2,500 into EMIs

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Annual Fee: Rs. 300
Best Suited For: Travel

IRCTC has only collaborated with SBI Card to offer credit cards through which one can avail various benefits on booking tickets through IRCTC.

Co-branded Benefits with IRCTC

• Get up to 10% Value Back as Reward Points when you book AC1, AC2, AC3 or AC CC tickets through IRCTC website
• Save 1.8% transaction charges on railway ticket booking
• Book air travel tickets with IRCTC at the best rates
• Avail other exclusive benefits on IRCTC

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Annual Fee: Rs. 500
Best Suited For: Shopping and Lifestyle

This is the only credit card in the market co-branded with the First Citizen Loyalty Program. With this card, you can avail exclusive benefits on Shoppers Stop, Crossword, MAC, Clinique, Bobbi Brown, Homestop and Estée Lauder.

Co-branded Benefits with Shoppers Stop and Other Stores

• Welcome benefit worth Rs. 2,050
• 1 First Citizen Point per Rs. 100
• 5 First Citizen Points per Rs. 100 spent at Shoppers Stop for other brand products
• 7 First Citizen Points per Rs. 100 spent at Shoppers Stop for private label brands
• Instantly redeem First Citizen Points for purchases at Shoppers Stop
• 1 First Citizen Point = Re. 0.60
• Complimentary parking and exclusive sales preview at partner stores

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Annual Fee: Rs. 1,499

Best Suited For: Online & Retail Shopping at Home Centre and Lifestyle Stores

The credit card was launched in collaboration with Landmark Stores which owns Max, Lifestyle, Home Centre and SPAR. Customers can expect special privileges when shopping at these stores.

Co-branded Benefits

• Earn 10 Reward Points per Rs. 100 spent at Lifestyle, Max, Home Centre and SPAR
• Convert Reward Points into Landmark Rewards where 1 Landmark Reward Point is worth 2.4 SBI Card Reward Point or Re. 0.60

Other Features

• Waiver on fuel surcharge
• Welcome benefit of 6,000 points worth Rs. 1,500 on payment of annual fees
• Milestone benefits up to Rs. 8,600 worth of Reward Points

Read More about the Credit Card

Annual Fee: Rs. 499
Best Suited For: Fuel

SBI Card has launched this fuel credit card with Bharat Petroleum to let you save on fuel purchases and avail other privileges.

Co-branded Benefits with BPCL

• 25% Value Back on fuel purchases at BPCL in the form of rewards and 1% fuel surcharge waiver for transactions up to Rs. 4,000
• 13 reward points per Rs. 100 on BPCL Fuel Spends up to 1,300 Points per billing cycle

Other Features

• 1 reward point per Rs. 100 for non-fuel retail purchases
• 5X rewards on movies, dining, groceries and departmental store purchases
• 2,000 bonus rewards as joining benefit

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