Etihad Guest SBI card is designed for premium frequent flyers by SBI Card in collaboration with Etihad Airways. Cardholders get huge benefits on flight bookings made at Etihad’s portal such as enhanced airmiles and discount on bookings apart from complimentary lounge access.
Etihad Guest SBI Card Features
Features of Etihad Guest SBI Card are mentioned below:
Global Acceptance – SBI Etihad Guest credit card is accepted across 24 million outlets globally including more than 3,25,000 outlets in India.
Fuel Surcharge Waiver – The cardholder gets 1% fuel surcharge waiver at all petrol pumps across the country on purchase between Rs. 500 and Rs. 4,000 up to a maximum of Rs. 250 every cycle.
Emergency Card Replacement – In case the cardholder loses his SBI Etihad Guest credit card, he can get it replaced anywhere in the world even while travelling abroad.
Add-on Cards – A cardholder can get add-on credit cards issued for spouse, parents and children or siblings above 18 years of age.
Cash Access Globally – The cardholder can withdraw cash in emergency from more than 1 million Visa and MasterCard ATMs across the world.
Flexipay – Option to convert high value transactions (above Rs. 2,500) into easy EMIs within 30 days of transaction.
Easy Money – A cardholder can book for the cheque or draft against the cash limit delivered at the doorsteps.
Balance Transfer on EMI – One gets the option to transfer the outstanding balance on one credit card to the SBI Etihad Guest credit card and pay off the amount at lower interest rate.
Etihad Guest SBI Card Benefits
The benefits of Etihad Guest SBI Card are as follows:
Welcome Gifts – A cardholder gets 2500 Etihad Guest Miles as welcome benefits. 2500 EYG miles are credited to the account within 15 days of paying the annual fee.
Reward Benefits – The cardholder gets 3 Etihad Guest Miles on every Rs. 100 spent on Etihad.com. For every international spend of Rs. 100, 2 Etihad Guest Miles are added to the account whereas the cardholder gets 1 EGM on all other spend of every Rs. 100.
Discounts and Offers – 3% discount on economy tickets booking and 10% discount on business class tickets booked through Etihad.com. The cardholder also gets 5% discount on travel rewards miles redemption.
Milestone Benefits – The cardholder gets 1 companion voucher on spending Rs. 10 Lakh within 15 days. 5000 Etihad Guest Miles are also credited to the account on achieving annual spends of Rs. 5 Lakh.
Annual Fee Reversal – The annual fee on this card is reversed if the cardholder spends a minimum of Rs. 3 Lakh
Insurance Benefits – The cardholder gets an insurance coverage of Rs. 25 Lakh in case of overseas air accident along with the fraud liability coverage of Rs. 50 lakh and complimentary baggage loss coverage of up to USD 1000.
Etihad Guest SBI Credit Card Fees and Charges
|Etihad Guest SBI Card Fees/Charges||Amount|
|Joining Fee||Rs. 1499 + GST|
|Renewal Fee||Rs. 1499 + GST (Fee reversed on annual spend of Rs. 3 Lakh or more)|
|Add-on Card Fee||NIL|
|Interest-Free Credit Period||20 – 50 days|
|Finance Charges||3.35% per month amounting to a total of 40.2% pa from the date of transaction|
|Cash Advance Fee|| SBI/Other ATMs – 2.5% or Rs. 500 whichever is more|
International ATMs – 2.5% or Rs. 500 whichever is more
|Statement Retrieval||Rs. 100 per statement that is more than 2 months old|
|Payment Dishonour Fee||2% of the payment amount, subject to a minimum of Rs. 450|
|Cheque Fee||Rs. 100 (Payment made via cheque up to Rs. 10,000)|
|Cheque Pick Up Fee||Rs. 100|
|Late Payment Fee||NIL for Total Amount due from Rs.0-Rs.200|
Rs. 100 for Total Amount due greater than Rs. 200 & up to Rs. 500
Rs. 400 for Total Amount due greater than Rs. 500 & up to Rs. 1000
Rs. 600 for Total Amount due greater than Rs. 1000 & up to Rs. 10,000
Rs. 800 for Total Amount due greater than Rs. 10,000 & up to Rs. 25,000
Rs. 950 for Total Amount due greater than Rs. 25,000
|Overlimit Fee||2.5% of overlimit amount subject to a minimum of Rs. 500|
|Card Replacement Fee||Rs. 100|
|Foreign Currency Conversion Markup Fee||3.50%|
|Cash Payment Fee||Rs. 199|
Eligibility Criteria for Etihad Guest SBI Card
An applicant must fulfill the following eligibility criteria to get the Etihad Guest SBI Card:
For Salaried Class
- Minimum age – 21 years
- Maximum age – 70 years
- Minimum salary – Rs. 40,000 per month
For Self Employed Applicants
- For Age Group – 25-40 years
- Minimum Salary – Rs. 4 Lakh p.a. (Gross)
- For Applicants above 40 years of Age
- Minimum Salary – Rs. 4,80,000 p.a. (Net)
How to Apply for Etihad Guest SBI Card
An applicant can apply for the Etihad Guest SBI Card both online as well as offline.
Applying for Etihad Guest SBI Card Online
One gets the easiest option of applying for the card online through Paisabazaar. Here’s what you need to do to apply for the Etihad Guest SBI Card:
- Click here to start the application process
- Enter the required details and proceed
- A list of credit cards will be displayed for which you are eligible
- You can filter the results for SBI Credit Cards. If you find Etihad Guest SBI Card in this list, click on Check Eligibility
- Enter additional details to check if you fulfill the eligibility criteria for the card
- If yes, proceed with the detailed application and submit it
- A bank’s executive will call you for document collection from your preferred location
- After this, SBI Card would scrutinize your documents. If approved, the card will be delivered to your address within 7-10 working days
Note: You can also visit the SBI Card website to apply for the card online.
Etihad Guest SBI Card Offline Application
One can also apply for the Etihad Guest SBI Card offline by visiting the nearest SBI branch. You have to contact the credit card executive and submit the application form. Self-attest all the documents and provide then to the executive. You will get the acknowledgement slip which contains the Application/Reference Number. This number can be used to track the application status of the credit card.
How to Check Etihad Guest SBI Card Application Status
An applicant can check his credit card application status both online and offline. He/she can follow any of the methods mentioned below to check Etihad Guest SBI Card status:
Check Etihad Guest SBI Card Application Status Online
- Visit SBI Card’s portal to check the status by clicking here
- Enter the Application/Reference Number
- Click on Track to check your credit card’s application status
- In case you do not remember your Application/Reference Number, enter your Date of Birth and PAN and click on Retrieve to get your details.
Check Etihad Guest SBI Card Application Status through Phonebanking
An applicant can check his SBI Etihad Guest credit card application status by calling the toll-free number and following the IVR instructions. The toll-free number is as follows:
1800 180 1290
One can also contact the paid phonebanking service to get the application status by calling on the numbers mentioned below:
39 02 02 02 (prefix local STD code)
1860 180 1290
Check Etihad Guest SBI Card Application Status Offline
One can visit the nearest SBI branch to check the Etihad Guest SBI Card application status offline. He has to provide the Application/Reference Number to get the status offline.
Etihad Guest SBI Card FAQs
I travel too often. Is Etihad Guest SBI Card beneficial for me?
Yes, SBI Etihad Guest Credit Card is designed especially to meet the needs of frequent flyers as one can get Etihad Guest Miles on bookings, discounts on flight ticket booking and complimentary tickets. A cardholder also gets free lounge accesses in both domestic and international lounges across the world.
What is the fee for Etihad Guest SBI Card?
The Etihad Guest SBI Card holder has to pay a joining fee of Rs. 1499 + GST. A renewal fee of Rs. 1499 + GST has to be paid every month. The renewal fee is reversed if the cardholder spends in an excess of Rs. 3 Lakh on this card.
Do I get discount on flight ticket booking using Etihad Guest SBI Card?
A cardholder gets a discount of 3% on economy tickets booked through Etihad.com whereas the discount on business class tickets is of 10%.
How to apply for the Etihad Guest SBI Card?
One can apply for the Etihad Guest SBI Card online through Paisabazaar. The applicant can also visit any of the SBI branches to apply for the card.
Is complimentary lounge access provided with the Etihad Guest SBI Card?
The cardholder gets the complimentary Priority Pass membership USD99 with the Etihad Guest SBI Card. In addition to that, the cardholder also gets 8 complimentary lounge accesses (2 per quarter) to domestic Visa/MasterCard lounges.
Compare Similar Credit Card by Other Banks
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|Air India SBI Signature Credit Card||Rs. 4,999||Earn 4 Reward points per Rs. 100 spent||Rs. 7,561*|
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|CitiBank PremierMiles||Rs. 3000||Earn 10,000 Air miles on spending Rs.1000 within 60 days of issuance||Rs. 11,616*|
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*On spending Rs. 2 lakh annually
**On spending Rs. 4 lakh annually
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