Bank of Maharashtra Credit Card

Features of Bank of Maharashtra Credit Cards Fees and Charges Eligibility & Documents Required How to Apply Bank of Maharashtra Credit Card Customer Care FAQs

Bank of Maharashtra in association with the State Bank of India launched 2 co-branded credit cards named- Bank of Maharashtra SBI Gold Credit Card and Bank of Maharashtra SBI Platinum Credit Card. Both the variants provide you reward points on your everyday purchases. The unique features of the cards are mentioned below.

Best Suited For: Shopping and Reward Points

Key Highlights

Bonus Reward Points- Get 2000 bonus reward points on spending Rs.2000 or more within the first 60 days of receiving your card.

Welcome Offer- Get Rs.100 cashback on your first ATM withdrawal within 30 days of receiving your card.

Everyday Reward Points- Get up to 2.50% value back as you earn 10X reward points per Rs.100 spent on all Grocery and Departmental Store purchases. You can use the accumulated reward points to pay your outstanding credit card balance or redeem against a range of gifts available. Note the following points:

• On all the other purchases earn 1 reward point per Rs.100 spent
• 4 reward points= Rs.1

Read more on how to redeem Bank of Maharashtra Credit Card Reward Points.

Annual Fee Waiver- Enjoy annual membership fee reversal on spending more than Rs.1 lakh in the previous year on your Bank of Maharashtra SBI Gold Credit Card.

Fuel Surcharge Waiver- Enjoy freedom from paying 1% fuel surcharge at any petrol pump. You need to transact an amount ranging from Rs.500 to Rs.3000 at any petrol pump in India to avail this offer.

Similar Card: ICICI Visa Platinum

Bank of Maharashtra SBI Gold Credit Card is not available on Paisabazaar’s platform. To apply for the same, kindly get in touch with the bank officials.

Best Suited For: Travel and Reward Points

Key Highlights

Welcome Gift- Receive e-gift voucher worth Rs.3000 as a welcome gift. Choose from the below-listed brands. Also, you will receive an SMS to choose e-voucher options from the following brands within 15 days of your annual fee payment.

• Bata / Hush Puppies
• Aditya Birla Fashion
• Pantaloons
• Shoppers Stop
• Yatra

The e-voucher will be sent to your registered mobile number or email address within 5 days of the request.

Reward Points- Earn 2X reward points on all Grocery, Departmental and International purchases. Also, earn 2 reward points for every Rs.100 spent on other categories.

Milestone Rewards- Get milestone rewards on your annual spending of Rs.4 lakh and Rs.5 lakh each. Get an e-gift voucher worth Rs.3000 and choose from the following brands:

• Yatra
• Hush Puppies / Bata
• Westside
• Shoppers Stop

Domestic Lounge Program- Avail 2 complimentary domestic airport lounge visits every quarter in India.

International Lounge Program- Get complimentary membership to the Priority Pass worth $99. Enjoy access to over 1000 airport lounges worldwide.

Renewal Gift- Avail e-vouchers worth Rs.3000 as renewal gift on crossing spends of Rs.2 lakh in the previous year. Brands Available- Yatra, Hush Puppies / Bata, Westside, Shoppers Stop.

Golf Privileges- Get access to more than 300 golf courses across the world. Also, get a 30% discount on the green fee.

Fuel Surcharge Waiver- Enjoy freedom from paying 1% fuel surcharge at any petrol pump. You need to transact an amount ranging from Rs.500 to Rs.4000 at any petrol pump in India to avail this offer (Maximum surcharge waiver of Rs.250 can be availed per statement cycle).

Similar Card: ICICI Bank Rubyx

Bank of Maharashtra SBI Platinum Credit Card is not available on Paisabazaar’s platform. To apply for this card, kindly get in touch with the bank officials.

Given below is the list of relevant fees and charges associated with both the credit card variants offered by Bank of Maharashtra.

Primary Feature	Fees / Charges
Annual Fee	Gold: Rs.499 Platinum: Rs.2999
Renewal Fee	Gold: Rs.499 Platinum: Rs.2999
Interest – Free Credit Period	20-50 days
Finance Charges	Up to 3.35% per month
Minimum Amount Due	5% of Total Outstanding (Min. Rs.200 + all applicable taxes + EMI
Cash Advance Limit	Up to 80% of credit limit, with a maximum of Rs.12,000 per day
Late Payment Fee	NIL for Total Amount due from Rs.0-Rs.200; Rs.100 for Total Amount due greater than Rs.200 & up to Rs.500; Rs.400 for Total Amount due greater than Rs.500 & up to Rs.1000; Rs.600 for Total Amount due greater than Rs.1000 & up to Rs.10,000; Rs.800 for Total Amount due greater than Rs.10,000 & up to Rs.25,000; Rs.950 for Total Amount due greater than Rs.25,000
Foreign Currency Markup	3.50%
Rewards Redemption Fee	Rs.99
Card Replacement Fee	Rs.100

The Bank of Maharashtra has set certain eligibility criteria that you need to meet in order to get your credit card. The criteria include your income, age credit score etc. Also, the criteria vary from card to card. The bank reserves the right to accept or reject your application on the basis of the set criteria.

Documents Required to apply for Bank of Maharashtra Credit Cards:

Proof of Identity	PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI
Proof of Address	Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement
Proof of Income	Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement

Those who wish to apply for any credit card variant offered by Bank of Maharashtra can do so by visiting the nearest branch. Go to the bank’s executive and ask for the application form. Fill the form with the relevant details and submit it along with the required documents. Once your application is approved from the bank’s end, your card will dispatch within 7-10 working days.

For any credit card related issue and complaint, you can directly give a call on the Bank of Maharashtra Credit Card Customer Care Number. Dial- 18601801290 Or, you can send your query via email- creditcardcell@mahabank.co.in

Do I have the option to avail the balance transfer facility?

Yes, you can transfer your outstanding balance from the other card to Bank of Maharashtra SBI cards.

Also Read on: How to transfer money from credit card to bank account?

How can I track my credit card application?

You can check the status of your application by calling the bank’s customer care and providing them with your application number.

Do I need to provide my PAN Card Number?

Yes, you will be required to provide your PAN Card Number.

What is the interest-free credit period on these cards?

The interest-free credit period ranges from 20 to 50 days for both the cards.
Please Note: Bank of Maharashtra is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only.