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Whether you want to earn rewards or save more with discounts and deals, you will never fall short of Credit Card options. Paisabazaar is the right place to find the card that best fits your needs.
*Offers are from Paisabazaar's partner Banks & NBFCs.
IndusInd Bank rewards its customers with reward points for using their credit cards for transactions. Users can use the reward points to make a wide variety of purchases or purchase vouchers that can be spent later on. Read more to understand how to redeem IndusInd bank credit card reward points:
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IndusInd Bank credit card reward points can be earned easily; all the customers have to do is make their purchases through the credit card. The purchases can range from everyday shopping such as groceries to buying plane tickets or holiday stays.
The rate of reward points is different for different IndusInd credit cards. The reward points associated with the different credit cards are:
Pioneer & Core Credit Cards
The reward points associated with Pioneer and Core credit card are:
| Credit Card | Reward Points/Saving Points | Accelerated Points |
| Pioneer Heritage Credit Card | 1 Point on every Rs.100 spent | 2.5 Point on every Rs.100 spent internationally |
| Pioneer Legacy Credit Card | 1 Point on every weekday expenditure of Rs.100 | 2 Point on every weekday expenditure of Rs.100 |
| Gold Credit Card | 0.5 points per Rs.100 spent on purchases other than those under accelerated points | 4 Points Shopping in departmental stores, Grocery Shopping, Hotel Expenses, Restaurant Bills |
| 2 Points Purchase of consumer durables or electronic items, Payments in Bars & Pubs | ||
| 2.5 Points Mobile and electricity bills, Airline tickets, | ||
| 1.5 Points Books, Insurance premiums, medical spends, car rental expenses, rail tickets, movie tickets | ||
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Business Credit Card
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0.5 points per Rs.100 spent on purchases other than those under accelerated points | 4 Points Utilities expenditure, Airlines, Computers, Restaurants |
| 3 Points Courier services, Hostel & Resorts, Consumer Durables & electronics, Bars Pubs & Lounges | ||
| 1.25 Points Medical and insurance spends, Departmental Stores, Hotel & Resorts, Automotive, Car rentals, Railways, |
Super Premium Credit Cards
The reward points associated with Super Premium credit card are:
| Credit Card | Reward Point | Accelerated Reward Points |
| Indulge Credit Card | 1.5 Point for every Rs.100 spent | – |
| Crest Credit Card | 1 Point for every Rs.100 spent | 2.5 point on every Rs.100 spent internationally |
| Pinnacle Credit Card | 1 Point for every Rs.100 spent at Point Of Sale (POS) terminals and utility transactions | 2.5 point on every Rs.100 spent online 1.5 point on every Rs.100 spent on E com travel and airline transaction. |
Premium Credit Cards
The reward points that the customer can accrue with their premium credit card from IndusInd Bank are:
| Credit Card | Reward Point | Accelerated Reward/ Saving Points |
| Legend Credit Card | 1 Point for every Rs.100 spent on weekdays | 2 Point for every Rs.100 spent on weekends |
| Signature Credit Card | 1.5 Point for every Rs.100 spent | NA |
| Nexxt Credit Card | 1 Point for every Rs.150 spent | NA |
| DUO Card | 1 Point for every Rs.150 spent | NA |
| Iconia Credit Card (American Express) | 1.5 Point for every Rs.100 spent on weekdays | 2 Point for every Rs.100 spent on weekends |
| Iconia Credit Card (Visa) | 0.75 Point for every Rs.100 spent on weekdays | 1 Point for every Rs.100 spent on weekends |
| Platinum Credit Card | 1.5 Point for every Rs.150 spent | |
| Platinum Select Credit Card | 1 Point for every Rs.150 spent | |
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0.5 points per Rs.100 spent on purchases other than those under accelerated points | 4 Saving Points Shopping in Departmental Stores |
| 2 Saving Points Purchase of consumer durables or electronic items | ||
| 1.5 Saving Points Restaurant Bills, Books | ||
| 0.5 points per Rs.100 spent on purchases other than those under accelerated points | 4 Saving Points Shopping in Departmental Stores | |
| 2 Saving Points Purchase of consumer durables or electronic items | ||
| 1.5 Saving Points Restaurant Bills, Books |
Co-branded Credit Cards
IndusInd Bank has also brought out credit cards in association with different brands that offer great value on it. The reward points that the customer can accrue with their Co-branded credit card from IndusInd Bank are:
| Credit Card | JPMiles | Accelerated JPMiles |
| IndusInd Bank WorldMiles Signature Credit Card | 3 SpendMiles for every Rs.100 spent | NA |
| IndusInd Bank WorldMiles Platinum Credit Card | 2 SpendMiles for every Rs.100 spent | NA |
IndusInd Bank provides many cards that reward its users with air miles on making transactions; other cards give the option of converting their reward points or saving points to air miles.
The conversion ratio of Reward Points to JPMiles or Jet Privilege Miles is:
100 IndusInd Bank Reward Points = 100 JPMiles
The Conversion ratio of Saving Points to JPMiles or Jet Privilege Miles is:
1 Saving Point = 0.5 Miles
To redeem your reward points, you must have at least 500 Reward Points, follow the guidelines below:
After a successfulconversion, wait for at least 15 days for the amount to transfer to Jet Privilege account.
IndusInd Bank credit card users can redeem their reward points for attractive items or vouchers as they see fit. IndusInd Bank has partnered with Loyalty Rewardz Management Private Limited to serve their customers. To know how to redeem IndusInd Bank credit card reward points, follow the steps below:
For reservation and discount vouchers make the payment from your IndusInd credit card.
Customers of IndusInd credit cards have the opportunity to convert their reward points to cash credit. The converted cash credit can be used to pay the outstanding amount on their credit card. The conversion ratio is:
1 Reward Point gives Re.1.00
1 Saving Point gives Re.0.50
To convert their reward points or saving points to cash the customers can connect with the customer care cell of IndusInd Bank and ask the customer care executive to convert their points to cash credit.
Once you know how to redeem IndusInd Bank credit card reward points, you can enjoy the wide range of products offered by their rewards catalogue. The prominent varieties are:
The IndusInd rewards catalogue has many varieties under it, some of which are; Clarks, firstcry.com, netmeds, Gold’s Gym, Timex, HushPuppies, Raymond, etc.
How to redeem IndusInd Bank credit card reward points?
If you want to redeem credit card reward points, click here.
What are the major Purchases I can make using my IndusInd Reward Points?
You can get 1 Oberoi Hotels and Resorts Stay Voucher for 30,000 reward points and for 27,000 points you can get Mont Blanc Vouchers worth Rs.25000.
Can IndusInd Bank change the rate of conversion of my credit card rewards Program?
Yes, IndusInd Bank can change the rate of conversion on your credit card rewards Program.
Is there a limit to the amount of reward points I can use when converting them to cash credit?
Yes, IndusInd Bank has limits for their credit card reward points redeeming quantity. For example, IndusInd Bank Platinum Select Credit Card has a limit of 10,000 points when it comes to converting them to cash credit in one statement cycle.
Where will the order I placed when redeeming the points will go to?
The item that you purchased will be delivered to the communication address that is associated with your credit card account.
Can I change the delivery address to the one provided on my credit card account?
You can contact customer care cell of IndusInd Bank to process your request of change in delivery address.
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