IndusInd Platinum Aura Edge Credit Card is a shopping credit card that offers flexible reward plans- shop plan, travel plan, home plan and party plan on various categories such as departmental store spends, consumer durable spends, movie ticket bookings, bill payments and more.
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Key Highlights of IndusInd Bank Platinum Aura Edge Credit Card | |
| Card Type | Mid-level |
| Best Suited for | Shopping |
| Joining Fee | Rs. 500 |
| Renewal Fee | Nil |
| Minimum Income Requirement | Rs. 25,000 p.m. |
| Welcome Benefits | Nil |
| Best Feature | 4 savings points per Rs. 100 spent at departmental stores and grocery |
| Paisabazaar’s Rating | ★★★ (3/5) |
Also read: Best IndusInd Bank Credit Cards
| On this page |
You can choose from the following reward plans to earn savings points across various categories:
| Spend Categories | Savings Points on Rs. 100 Spent |
| Shopping in Departmental Stores | 4 Points |
| Purchase of consumer durables or electronic items | 2 Points |
| Restaurant bills & books | 1.5 Points |
| All other spends on your card | 0.5 Points |
| Spend Categories | Savings Points on Rs. 100 Spent |
| Grocery Shopping | 4 Points |
| Cellphone & Electricity bills | 2.5 Points |
| Insurance Premium & Medical Spends | 1.5 Points |
| All other spends on your card | 0.5 Points |
| Spend Categories | Savings Points on Rs. 100 Spent |
| Hotel Expenses | 4 Points |
| Airline Tickets | 2.5 Points |
| Car Rental Expenses & Rail Tickets | 1.5 Points |
| All other spends on your card | 0.5 Points |
| Spend Categories | Savings Points on Rs. 100 Spent |
| Restaurant Bills | 4 Points |
| Shopping in departmental stores, payments in bars and pubs | 2 Points |
| Movie Tickets | 1.5 Points |
| All other spends on your card | 0.5 Points |
The card offers multiple options to redeem accumulated savings points in the following way:
Reward Points | Redemption Option |
| 100 | 50 Miles on Partner airlines |
| 1 | Re. 0.40 of cash value |
You can redeem maximum 10,000 reward points in one statement cycle for IndusInd Bank Platinum Aura EdgeCredit Card for Cash Credit option. You can call on the phone banking number i.e. 18602677777 to redeem your reward points against the above-mentioned reward redemption options. Visit bank’s website for other terms and conditions.
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Below mentioned are the fees and charges associated with this credit card:
| Fee/Charge | Amount/Rate |
| Joining Fee | Rs. 500 |
| Annual Fee | Nil |
| Finance Charges | 3.83% p.m. (46% p.a.) |
| Late Payment Charges | For Statement Balance:
|
Click here to check other associated fees and charges.
The applicant must fulfil the below eligibility criteria to apply for this credit card:
| Eligibility Criteria | Details |
| Occupation | Salaried or Self-employed |
| Minimum Income for Salaried Applicants | Rs. 25,000 per month |
| Minimum Income for Self-employed Applicants | Rs. 25,000 per month |
| Serviceable Cities | Click here for the list of eligible cities |
| Documents Required | Click here for the list of acceptable documents |
IndusInd Bank Platinum Aura Edge Credit Card is a mid-level level credit card that offers reward points on your transactions at departmental stores, restaurants, bill payments and much more. This credit card is well-suited for people who love to travel and shop. You can also opt for this credit card if you are planning to start your credit journey as it comes with relaxed eligibility.
Suggested Read: Best Credit Cards in India
Some of the similar credit cards are mentioned in the table below:
| Credit Card | Annual/ Joining Fee | Best Feature |
| IndusInd Bank Platinum Aura Edge | Rs. 500 | 4 savings points on your spends at departmental stores |
| SBI SimplyCLICK Credit Card | Rs. 499 | Up to 10X reward points on select spends |
| HDFC MoneyBack Credit Card | Rs. 500 | 2 reward points on every Rs. 150 spent |
| Axis Bank ACE Credit Card | Rs. 499 | 5% cashback on bill payments, DTH, and mobile recharges via Google Pay |
| Amazon Pay ICICI Credit Card | Nil | 5% cashback for Amazon Prime users on Amazon spends |
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Is there any joining fee for IndusInd Platinum Aura Edge Credit Card?
Yes, the joining fee of IndusInd Bank Platinum Aura Edge Credit Card is Rs. 500.
Are there any fuel benefits offered on IndusInd Platinum Aura Edge Credit Card?
Yes, this credit card offers a fuel surcharge waiver of 1% on your fuel expenses.
What should I do if I lose my IndusInd Platinum Aura Edge Credit Card?
As soon as you notice the loss of your card or a fraudulent transaction, you must inform the bank by calling on the customer care number – 1860 267 7777.
Can I convert my reward points into inter miles?
Yes, you can convert your reward points into inter miles as well as vistara points.
