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Rate IndusInd Bank Platinum Aura Edge Credit Card
IndusInd Platinum Aura Edge Credit Card is a shopping credit card that rewards the users for all their shopping expenses with extra points on departmental store spends, consumer durable spends and more. Know more about this credit card here.
Best suited for
- REWARDS
- TRAVEL
- LOUNGE
Fee
Annual Fee: ₹ 0
Joining Fee: ₹ 0
Highlights & Rewards 
Highlights
Rewards Value
Highlights- Earn upto 4X rewards points on select merchant categories*
- Priority Pass Membership for Primary and Add-on card holder which gives access to 700 + lounges across the world*
- 1 complimentary visit in participating international lounge within India & Abroad per quarter*
Rewards Value- ₹100 = 4 Reward Points (spent on shopping in departmental stores)
- ₹100 = 2 Reward Points (spent on purchase of consumer durables or electronic items)
- ₹100 = 1.5 Reward Points (spent on dining)
- ₹100 = 0.5 Reward Points (On all other spent)
Apply now for IndusInd Platinum Aura Edge Credit Card
Find your perfect Credit Card
Whether you want to earn rewards or save more with discounts and deals, you will never fall short of Credit Card options. Paisabazaar is the right place to find the card that best fits your needs.
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*Offers are from Paisabazaar's partner Banks & NBFCs.
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Eligibility and Documentation
| Criteria | Details |
|---|---|
| Occupation | Salaried or Self-employed |
| Minimum Income for Salaried Applicants | Rs. 25,000 per month |
| Minimum Income for Self-employed Applicants | Rs. 25,000 per month |
| Serviceable Cities | Click here for the list of eligible cities |
Along with your application form, you should also submit valid proof of identity, address and income. Given below is the list of documents.
Features
- Saving Points
Cardholders can earn savings points on all their purchases in the following way:
- 4 savings points at departmental stores
- 2 savings points for purchasing consumer durables or electronic items
- 5 savings points on dining and book purchases
- 5 savings points for all other spend
- Reward Redemption Options
The card offers multiple options to redeem accumulated savings points in the following way:
- Cash credit: 1 savings point equals Re. 0.50
- Convert savings points to Vistara Points or InterMiles
- Purchase vouchers or merchandise from Indus Moments Rewards Catalogue
- Travel Insurance Coverage
The card offers complimentary insurance coverage for the following:
- Lost baggage
- Lost passport
- Delayed baggage
- Lost ticket
- Missed connecting flight
- Personal air accident cover of up to Rs. 25 Lakh
- Lost card liability cover: Up to the credit limit
Benefits
Fee and Charges
| Title | Details |
|---|---|
| Joining Fee | Nil |
| Annual Fee | Nil |
| Add-on Fee | Nil |
| Interest-Free Period | Up to 50 days, only when the previous amount is paid in full |
| Cash Advance Fee | 2.5% of the amount/ Min. Rs. 300 |
| Overlimit Charges | 2.5% of the over-limit amount (Min. Rs. 500) |
| Interest on Revolving Credit | 3.83% per month (46% Annual) |
| Late Payment Charges | For balance- Below Rs. 100- Nil Between Rs. 100 to Rs. 500- Rs. 100 Between Rs. 501 to Rs. 1,000- Rs. 350 Between Rs. 1,001 to Rs. 10,000- Rs. 550 Above Rs. 10,000- Rs. 700 |
| Foreign Exchange Mark-up | 3.50% |
IndusInd Bank Credit Card Customer Care Details
| Contact via | Details |
|---|---|
| Customer Care Number | 1860 500 5004 / 022 44066666 |
| 022-44066666 | |
| reachus@indusind.com |
Check More Cards from IndusInd Bank 
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IndusInd Bank Legend Credit Card VISA
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IndusInd Bank NEXXT Credit Card
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- Priority Pass Membership for Primary and Add-on card holder which gives access to 700 + lounges across the world*
- 1 complimentary visit in participating international lounge within India & Abroad per quarter*
How to Apply for IndusInd Bank Platinum Aura Edge Credit Card
Follow the steps given below to apply for IndusInd Platinum Aura Edge Credit Card on Paisabazaar.com:
- Visit this link to start the application process
- Enter details like mobile number, monthly income, occupation, pin code, etc.
- Select IndusInd Bank from the bank list and select Platinum Aura Edge Credit Card from the list
- Click on ‘Check Eligibility’ and enter more details as asked
- If qualified, complete the form by giving personal details, address, employment details, etc.
- Enter the OTP and proceed
After this, an executive from IndusInd Bank will call the applicant to take the process further.
FAQs
Is there any joining fee for IndusInd Platinum Aura Edge Credit Card?
Yes. You will be required to pay a joining fee of Rs. 500.
What is the benefit of Travel Plus Program?
The Travel Plus Program gives you a complete waiver of the $27 fee for visiting international lounges. This waiver can, however, be availed for only 8 visits in a year.
When will I get my complimentary Priority Pass Membership?
The free membership comes with the card and can be availed post activation. You will have to register for the same on the Priority Pass website. An important point to note here is that only the membership of $99 is complimentary. You will have yo pay for the visit. But if you get the Travel Plus Membership too, the $27 fee for visits will be waived off for up to 8 visits in a year.
Is there any fuel benefit on this card?
Yes, you can avail fuel surcharge waiver of 1% for transactions of Rs. 400 to Rs. 4,000 only.
What if I lose my credit card?
As soon as you notice the loss of card or a fraudulent transaction, you must inform the bank by calling on the customer care number- 1860 500 5004.