Credit Card Articles - 09 July 2025

Closing Unused Credit Cards: What You Need to Know Before You Decide

July 8, 2025Megha KhannaNo Comments

If you own multiple credit cards, the thought of closing the unused ones must have crossed your mind. Though the option sounds practical, it is not always wise to close an old credit card account. The number of credit cards you own has direct impact on your credit report with the total credit limit across...

Traveling Internationally? Here’s How to Cut Costs with Travel Credit Cards

July 7, 2025Shruti SharmaNo Comments

If you frequently travel internationally, you can save significantly on flights, hotels, and international spends with the right set of travel credit cards. Using the right credit card for the right purchase can help you save at every step. By redeeming Airmiles against travel bookings, availing discounts on hotel stays, or exclusive benefits through complimentary...

Travelling Abroad? Here’s How Zero Forex Credit Cards Help You Save

July 3, 2025Lepakshi PhogatNo Comments

When planning to travel abroad or making purchases outside the country, it is essential to take into account the added cost of foreign exchange markup fee that is charged on international transactions. Generally, most credit cards levy a forex markup fee of around 2% to 3.5% on every such purchase. Though it might seem to...

Top Credit Cards with Annual Fee up to Rs. 500

July 3, 2025Shruti Sharma1

While premium credit cards offer decent benefits across various categories, they usually charge a very high annual fee. However, there are several low annual fee credit cards available in the market that offer significant value-back through rewards, cashback, and discounts, all with an annual fee of up to Rs. 500. These cards are designed to...

Compare Axis Bank Cashback vs. SBI Cashback: Which One Fits Your Wallet The Best?

July 2, 2025Lepakshi PhogatNo Comments

Axis Bank and SBI Card both offer cashback credit cards with accelerated value-back on online transactions and a base savings rate on offline spends at an almost same annual fee of Rs. 1,000 and Rs. 999 respectively. However, their seemingly similar cashback structures come with significant differences. Both Axis Bank Cashback Credit Card and Cashback...

Navigating Through Credit Card Debt: Journey of a Credit Card User

July 2, 2025Megha KhannaNo Comments

One of the many reasons consumers are apprehensive of owning a credit card is the fear of being caught in a debt spiral. However, credit card debt emerges only out of irresponsible credit behavior. Also, if you find yourself stuck in a credit card debt, strategizing your next financial moves at the right time will...

Best RuPay Credit Cards

July 2, 2025Rupanshi ThapaNo Comments

RuPay is the domestic payment network of India that offers secure and phishing-free environment for making payments. Like other international payment networks, Visa and MasterCard, RuPay offers a range of credit card variants that give cardholders the option to choose a card as per their needs and requirements. RuPay credit cardholders also get a number of deals and offers to make its use more convenient.

Best HDFC Credit Cards for 2025

June 25, 2025Shruti Sharma2

HDFC Bank offers credit cards that cater to different individual needs such as shopping, travel, fuel, entertainment, dining and more. You can find entry-level cards as well as premium cards with extraordinary benefits. However, the best HDFC credit card for you would be the one that offers the highest value-back on your preferred spending categories....

Tap. Pay. Go: Everything You Need to Know About Contactless Payments

June 24, 2025Megha KhannaNo Comments

Contactless payments on credit cards are a faster alternative to traditional credit card payments at POS terminals. Instead of a card swipe or insert, such payments allow successful transactions with just a ‘tap.’ You can make direct payments by tapping the card or the mobile device at the terminal. These work on the near-field communication...

Card Comparison: Kotak IndiGo Credit Cards Vs. HDFC IndiGo Credit Cards

June 24, 2025Shruti SharmaNo Comments

Both Kotak Mahindra Bank and HDFC Bank offer co-branded travel credit cards with IndiGo Airlines. The cards are available in regular '6E Rewards' variants and premium '6E Rewards XL' variants. Specifically designed for those who prefer IndiGo airlines, these cards offer travel-centric benefits including free tickets, accelerated rewards on IndiGo spends and more. As the...

Category: Credit Card

Closing Unused Credit Cards: What You Need to Know Before You Decide

Traveling Internationally? Here’s How to Cut Costs with Travel Credit Cards

Travelling Abroad? Here’s How Zero Forex Credit Cards Help You Save

Top Credit Cards with Annual Fee up to Rs. 500

Compare Axis Bank Cashback vs. SBI Cashback: Which One Fits Your Wallet The Best?

Navigating Through Credit Card Debt: Journey of a Credit Card User

Best RuPay Credit Cards

Best HDFC Credit Cards for 2025

Tap. Pay. Go: Everything You Need to Know About Contactless Payments

Card Comparison: Kotak IndiGo Credit Cards Vs. HDFC IndiGo Credit Cards

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