Category: Credit Card

It is perfectly normal to have mixed feelings about credit card debts. After all, they are debts which have to be paid back to the bank along with interest. But how you manage your credit card’s existing debts and how you ring up new bills on it is completely in your hands. If credit card...

If you already have a credit card or are looking for one, you would have heard all sorts of stories about how to find the right credit card or how to apply for one but no one talks about the payment of credit card bills. Paying your credit card dues on time is the key...

In today’s world, Credit card has become the most important among all the financial tools. From booking flight tickets to purchasing groceries, credit cards are the go to mode of payment on account of  security and convenience they provide. If you’re thinking of getting one of those million credit cards out there, you must be...

Premium credit cards are the ones that charge substantial annual fees but also offer exclusive benefits to the users in return. Some people also consider premium cards as status symbol as these are offered only to high-earning individuals who happen to be big spenders. Although the charges on these cards are high, those who are...

What is a balance transfer?       If you’re trapped in a credit card debt web then credit card balance transfer is a good option for you to manage your debts well. For those who are unaware of the credit card balance transfer option, it is a facility offered by several credit card issuing banks which allows...

Nisha, an interior designer by profession, was cruising along in life just fine when she was suddenly faced with an emergency situation. Her mother fell sick which called for a number of unexpected expenses. While she had some amount saved for such emergency expenses, a friend told her about the cash advance facility on credit...

Till a few years back, having money in your wallet simply meant that you were carrying around a stack of currency notes and coins. Fast forward to the present day and money in your pocket can mean something else entirely. This is due to the advent and acceptance of plastic money i.e. credit cards. In...

Your best friend is going through some financial troubles and has requested to borrow your credit card to purchase some essential items. What do you do? As a good friend, you would readily give your card to your friend. In another instance, suppose your brother wants to buy a pair of headphones but he cannot...

Indians are increasingly learning the art of travel. We have now been to exotic locations across the globe. As per a recent report, international travel has grown faster than domestic travel in India. Despite slower progress in economy and job market, Indians are not shying away from spending on international trips. This growth in the...

When you want to build your credit profile, the best thing to start with is a credit card. You need no credit history to apply for it and can use it to develop a good credit score for yourself. So if you are one of those who recently started using a credit card, the first thing...