IDFC FIRST Bank has announced the launch of a new series of lifetime-free credit cards with unique features like interest-free cash advances for 48 days and dynamic interest rates on revolving credit. The majority of credit card issuers in India typically charge Rs. 250 to Rs. 500 for every cash withdrawal along with an interest…
Standard Chartered Bank Super Value Titanium credit card aims to be a fuel, rewards and cashback credit card, all at once. Users get direct cashback on certain transactions such as fuel and utility bill payment whereas other transactions would earn them reward points. The card charges an annual fee of Rs. 750, which is higher than what other popular rewards and cashback credit cards charge. So, let us understand the benefits offered by Standard Chartered Bank Super Value Titanium Credit Card and whether they are worth the annual fee charged.
One of the major factors to consider before applying for a credit card is to check the minimum income required. If you do not meet the minimum income requirement, your application will be rejected. All credit cards come with their own minimum income eligibility criterion. Usually, credit cards with basic features have lower income criteria while premium cards come would require the applicants to have a higher income.
Income plays a major role in credit card approval. In order to avoid rejection of your credit card application, you must check the minimum income requirement for the selected card and proceed only if your income matches the requirement. Usually, cards with high-income requirement tend to offer better perks in comparison to cards that require a lower income.