Add On Credit Card: One can take up to 2 free supplementary credit card for its family members like spouse, parents, children. However for children, the age has to be over 18 years. This form is available online.
Utility Bill Pay: One can pay all the utility like electricity bills, telephone bills from the official website of the bank.
EMI facility: For any transaction made by the customer which are of higher amount and customer wishes to repay the same in monthly, the bank provides the EMI facility as well. The minimum criteria is Rs 2500/- on a single transaction. EMI application form can be downloaded from website or one can call at the help line number as well or email. The repayment structure is as follows:
For 6 months – Amount Rs 2500/- - EMI Amount Rs 439/- which includes finance charge
For 6 months – Amount Rs 10000/- - EMI Amount Rs 1756/- which includes finance charge
Processing fee is 2% of transaction amount and finance charge is 1.5% per month and prepayment charge is 3% on outstanding amount. This form is available online.
Balance Transfer facility: Any card holder can transfer the outstanding balance of his other banks credit cards to PNB Global card at a much lower interest rate.
Under this eligibility is anyone who is a resident of India and is a primary card holder can apply for the same. However, the card should not be over limit and delinquent.
The repayment period is 6 months with finance charge is 0.99% and monthly installment of Rs 172 .50/- for every Rs 1000/- . The processing fee is 1% of Balance Transfer amount or Rs 199 whichever is higher.
Free Credit Period: Any card holder who has paid the entire outstanding of hid credit card balance or on before the due date, is eligible for a minimum of 20 days and maximum of 50 days of credit period which means, there will be no interest that will be charged during this period.
Waiver of Fuel Surcharge: An exclusive feature where the bank waive off the surcharge on fuel when a customer spends Rs. 400 and Rs. 3000 per transaction in any city in India and in any petrol pump.
Revolving Credit Facility: The greatest advantage of the card is allowing the customer to pay the minimum amount due and rest of the amount is adjusted as outstanding which is added in the next billing cycle.
Purchase of railway tickets: One can purchase railway tickets with the credit card online as well.
Rewards Program: The card holder can earn one reward point for every Rs. 100 spent on his credit card. Additionally, the reward points can be converted into JP Miles also where 1 JP mile can be added for two reward points. And hence in this way, one can save a lot and book airline ticket as well.
Concierge Services: A special desk is assigned for a particular card holders segment where they are eligible to get personalized and specialized services like travel booking assistance, reservations for restaurants, passport/ visa support, flower and gifts delivery, emergency medical help etc.