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1st Year Fee: ₹2,000* Plus Applicable Taxes
Travel Benefit
Up to Rs. 5,000 on international flight bookings
Lounge Access
Free domestic & international airport lounge
Cashback
Up to Rs. 10,000 on international hotel bookings
Author: Samridhi Srivastava
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PNB EMT RuPay Platinum Credit Card is a co-branded credit card offered by PNB Bank. This card is a suitable choice for cardholders who often book flights and hotels and want to save on their travel spends. The card comes with a welcome voucher worth Rs. 3,000 across flights, hotels, and holiday bookings, along with reward points on card activation. Travel benefits include discounts on domestic and international flights and hotels, plus savings on bus bookings. Besides this, PNB EMT RuPay Platinum Credit Card also offers complimentary domestic and international airport lounge visits, making it an ideal choice for consumers who travel frequently.
However, this PNB Bank Credit Card may not be an ideal choice for consumers who are looking for a card that offers reward points on everyday spends or lifestyle perks apart from travel
Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit Punjab National Bank’s website.
Travel Benefits
Welcome Benefits

| Particulars | Amount | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Rs. 2,000 + Taxes | ||||||||||
| Annual Fee | Rs. 2,000 + Taxes | ||||||||||
| Finance Charges | 2.95% p.m. | 35.89% p.a. | ||||||||||
| Late Payment Fee |
|
You travel frequently travel and want to avail a card that offers airport lounge visits
You often book hotel tickets via EaseMyTrip and want to save on your bookings
You can spend Rs. 1 Lakh in a year to waive off the annual fee
Travel3.0/5
Lounge Access3.0/5
Welcome Benefits2.5/5
PNB EMT RuPay Platinum Credit Card is suitable for consumers who travel often and book flights, hotels, or holidays through EaseMyTrip. It offers up to 20% off on international hotels (up to Rs. 10,000) and discounts on domestic and international flights (up to Rs. 5,000). Cardholders can get free access to airport lounges, a welcome voucher of Rs. 3,000, and 300+ reward points on activation. Other benefits include bus booking discounts and insurance coverage of up to Rs. 2 Lakh. The annual fee of Rs. 2,000 can be waived if you spend Rs. 1 Lakh in a year. Overall, this card is well suited option for cardholders who want to avail a travel credit card that offers basic benefits.
Everything you need to know about this credit card
On activation, this card offers a welcome voucher worth Rs. 3,000 split across flights (Rs. 500), hotels (Rs. 1,000), and holidays (Rs. 1,500), along with 300+ reward points credited to your account immediately after card issuance.
You get 10% off up to Rs. 1,000 on domestic flights and 10% off up to Rs. 5,000 on international flights via EaseMyTrip. Hotel discounts include 20% off up to Rs. 5,000 domestically and 20% off up to Rs. 10,000 internationally.
Yes, the card offers complimentary access to both domestic and international airport lounges, making it ideal for frequent travellers.
The annual fee of Rs. 2,000 plus taxes can be waived if you spend a minimum of Rs. 1 Lakh in the previous year, making it cost-effective for frequent travelers with high annual spending.
Yes, cardholders receive insurance coverage of up to Rs. 2 Lakh for accidental death and personal total disability, providing financial protection alongside travel perks and discounts.
This card is best suited for consumers who frequently travel, book flights, hotels, or holidays through EaseMyTrip, want airport lounge access, and can meet the spending requirement to avail fee waivers.
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Samridhi Srivastava is a personal finance content writer who simplifies complex financial topics for everyday readers. She writes about credit cards, credit scores, and other personal finance topics to make money management easier. Through her clear and practical writing, she helps individuals make confident and informed financial decisions.