Standard Chartered Bank offers a host of credit cards to give the customers an easy shopping experience without having to carry cash. The bank has a varied assortment of credit cards that come with great benefits and privileges. Such benefits are offered in the form of rewards, value back and exclusive membership advantages.
Best Standard Chartered Bank Credit Cards In India
| Ā SCB Credit Card | Joining Fee (in Rs.) | Annual Fee (in Rs.) | Key Feature |
| Standard Chartered Manhattan Platinum Card | 999 | 999 (Waived on spending Rs.1.2 lakh in a year) | 5% direct cash back on departmental stores and supermarkets spends* |
| Standard Chartered Platinum Rewards Card | 250 | 250 (Waived on spending Rs.30,000 in a year) | 5X reward points when you use the card for dining, fuel and hotel spends* |
| Standard Chartered Super Value Titanium Card | 750 | 750 (Waived on spending Rs.60,000 in a year) | 5% cash back on fuel transactions, telecom and utility bill payments* |
| Standard Chartered Ultimate Card | 5,000 | 5,000 | Get up to Rs.10,000 cashback on MakeMyTrip*. Enjoy excellent reward value; 1 reward point equals Rs.1. |
| Standard Chartered Emirates World Credit Card | 3,000 | 3,000 | Earn up to 6 skywards miles on Emirates spends. |
| Standard Chartered Landmark Rewards Platinum Card** | 250 | 250 | 9x reward points on groceries, home and lifestyle shopping. |
| Standard Chartered Visa Infinite Credit Card** | Nil | Nil | Complimentary Priority Pass Membership. |
| Standard Chartered Yatra Platinum Credit Card** | 499 | 499 | 10% cash back on travel bookings made on Yatra.com. |
*Terms and Conditions Apply.
**Not available at Paisabazaar.com. Kindly visit Standard Chartered Bankās website to apply.
Standard Chartered Credit Card- Features and Benefits
Some of the top Standard Chartered credit cards for 2019 in India are mentioned below:
Standard Chartered Manhattan Platinum Credit Card
Best suited for:Ā RewardsĀ DiningĀ Lounge Access
Standard Chartered Manhattan Platinum Card is best suited for those who love to travel and at the same time shop a lot. At an annual fee of just Rs. 999, it offers numerous privileges including special discounts at certain stores and direct cashback into your account. Its annual fee is waived off when you spend Rs. 1.2 lakh or more in a year. Read More
Key Highlights
Some of the major benefits offered by this credit card include-
Welcome Gift Vouchers- Get vouchers from BookMyShow worth Rs. 2,000* on transacting with your card within first 90 days.
Cash Back- Avail 5% direct cash back when you use your credit card to shop at departmental stores and supermarkets.
Rewards- Earn 3 reward points for every Rs.150 spent across different categories. Redeem your rewards against a host of gift vouchers. (1 reward point = Re. 0.30).
EMI Facility- Convert your big-ticket purchases (above Rs. 5,000) into EMIs and pay back easily.
Balance Transfer Facility- Transfer outstanding balances from other credit cards and pay back in easy EMIs.
FAQs
Can I transfer my outstanding balance on any other bankās credit card?
Yes, Standard Chartered Manhattan Platinum Credit Card provides the facility of āBalance Transferā via which you can transfer your outstanding balance on any other bankās credit card.
Are my online transactions secured?
Yes, all the online transactions secured with the feature of 3D secure OTP verification.
What are the identity proofs required to apply forĀ Standard CharteredĀ Manhattan PlatinumĀ credit card?
The identity proofs required to apply for Standard Chartered Platinum credit card are:
AadhaarĀ Card
Any one of the following photo cards:
Passport
PANĀ card
Voter ID card
Government ID
Will I beĀ charged if I use my card overseas?
All the overseas transactions are levied with 3.5% transaction fee.
Standard Chartered Platinum Rewards Card
Best suited for: FuelĀ Lounge AccessĀ Dining
For those who want to earn while they spend, this credit card is the best match. Offering wonderful rewards and cash back, this card lets you earn more every time you use it to make regular purchases. It is available at an annual fee of Rs. 250 which is also waived off when you reach total spending of Rs. 30,000 in a year. Read More
Key Highlights
Rewards- Earn 1 reward point for every Rs. 150 spent on the credit card.
Accelerated Rewards- Accelerate your rewards by 5 times when you use the card for dining, fuel and hotel spends.
Attractive Redemption Options- Redeem your reward points for a host of gifts and merchandise. (1 reward point = Re. 0.30).
Offers across Multiple Categories- Enjoy a host of discounts and offers across dining, shopping, travel and more under the Standard Chartered Good Life Programme.
Contactless Feature- This is a contactless credit card so you do not need to hand it over to someone for making payments at the store or elsewhere.
FAQs
Can I transfer my outstanding balance on any other bankās credit card?
Yes, Standard Chartered Platinum Rewards credit card provides the facility of āBalance Transferā via which you can transfer your outstanding balance on any other bankās credit card.
Are my online transactions secured?
Yes, all the online transactions secured with the feature of 3D secure OTP verification.
What are the identity proofs required to apply for Standard CharteredĀ Platinum Rewards credit card?
The identity proofs required to apply for Standard Chartered World Emirates credit card are:
- Aadhaar Card
- Any one of the following photo cards:
- Passport
- PANĀ card
- Voter ID card
- Government ID
Will I beĀ charged if I use my card overseas?
All the overseas transactions are levied with 3.5% transaction fee.
Standard Chartered Super Value Titanium
Best suited for:Ā FuelĀ TravelĀ Lounge Access
Standard Chartered Bank has launched this credit card to allow its customers to save more. As the name suggests, this card lets you make super savings in the form of cash back, rewards and discounts. The one-time joining fee on this credit card is Rs. 750 and every year you will have to pay Rs. 750 as the annual fee which is waived off on reaching annual spends of Rs. 60,000. Read More
Key Highlights
Here are the top features of this credit card-
Movie Vouchers- Get BookMyShow vouchers worth Rs. 1,000 (terms and conditions apply).
Reward Points- Earn 1 reward point for every Rs. 150 spent across all categories.
Cash Back- Use your card to make telecom and utility bill payments and get instant 5% cashback. Earn 5% cash back on making fuel transactions through your credit card.
Multiple Offers– Be a part of Standard Chartered Good Life Programme and get discounts across varied categories such as shopping, dining, travel and more.
FAQs
Can I transfer my outstanding balance on any other bankās credit card?
Yes,Ā Standard CharteredĀ Super Value Titanium credit card provides the facility of āBalance Transferā via which you can transfer your outstanding balance on any other bankās credit card.
Are my online transactions secured?
Yes, all the online transactions secured with the feature of 3D secure OTP verification.
What are the identity proofs required to apply for Standard CharteredĀ Super Value Titanium credit card?
The identity proofs required to apply for Standard Chartered Super Value Titanium credit card are:
- Aadhaar Card
- Any one of the following photo cards:
- Passport
- PANĀ card
- Voter ID card
- Government ID
Will I be charged if I use my card overseas?
All the overseas transactions are levied with 3.5% transaction fee.
What is Goods and Services Tax (GST)?
Goods and Services TaxĀ (GST) is anĀ indirect taxĀ (orĀ consumption tax) imposed inĀ IndiaĀ on the supply of goods and services.
Standard Chartered Ultimate Card
Best suited for:Ā TravelĀ Lounge AccessĀ Dining
Improve your premium lifestyle with SCBās Ultimate Card. This card offers exclusive rewards on fine dining, travel spends and much more. The annual fee on this credit card is Rs. 5,000. Read More
Key Highlights
Welcome Gift Vouchers- Book your tickets on MakeMyTrip within 90 days of card issuance and get cash back up to Rs.10,000 on a single transaction (T&C Apply).
Rewards- Earn 5 reward points for every Rs. 150 spent on your credit card
Multiple Reward Redemption Options– Redeem your rewards for a host of gift vouchers and merchandise. 1 reward point is equal to Re. 1 in value.
Dining Benefit- Get up to 25% discount at the top 250 restaurants in India along with the benefits of premium reservation.
Golf Benefit- Get access to 20 premiere golf courses in India and 150 around the globe
Cash Back Offer- Enjoy 5% cash back on duty-free spends at airports
Lounge Access- Complimentary Priority Pass membership that allows you to access 1,000 airport lounges across the world.
FAQs
Can I transfer my outstanding balance on any other bankās credit card?
Yes, Standard Chartered Ultimate credit card provides the facility of āBalance Transferā via which you can transfer your outstanding balance on any other bankās credit card.
Are my online transactions secured?
Yes, all the online transactions secured with the feature of 3D secure OTP verification.
Will I be charged if I use my card overseas?
All the overseas transactions are levied with 3.5% transaction fee.
Standard Chartered Emirates World Credit Card
Best suited for:Ā TravelĀ Lounge AccessĀ Golf
Perfect match for frequent travellers, this credit card lets you earn air miles every time you use it. Owning this credit card makes you a part of SCBās premium circle that lets you enjoy premium shopping, travel and golf privileges. Read More
Key Highlights
Air Miles Bonus- Get 4,000 bonus miles and fly to Dubai with just 27,500 miles
Earn Air Miles- You will earn Skyward Miles at the given rate:
- Earn up to 6 Skyward miles for every Rs. 150 spent on your credit card for international transactions
- Earn up to 4 Skyward miles for every Rs. 150 spent on your credit card for domestic transactions
Lounge Access- Get 2 complimentary lounge access per month to 32 domestic and international airport lounges as a part of Priority Pass Membership.
Golf Benefit- Enjoy 3 complimentary golf games in a year along with one free lesson per month.
Insurance- Get a complimentary air accident cover worth Rs. 1 Crore.
FAQs
Can I transfer my outstanding balance on any other bankās credit card?
Yes,Ā Standard CharteredĀ World Emirates Credit Card provides the facility of āBalance Transferā via which you can transfer your outstanding balance on any other bankās credit card
What are the identity proofs required to apply for Standard Chartered World Emirates credit card?
The identity proofs required to apply for Standard Chartered World Emirates credit card are:
Will I beĀ charged if I use my card overseas?
All the overseas transactions are levied with 3.5% transaction fee.
Other Standard Chartered Bank Credit Cards
Standard Chartered Landmark Rewards Platinum Card
Note: This card is not available on Paisabazaar.com. Kindly visit Standard Chartered Bankās website to apply.
Launched in collaboration with Landmark, this SCB credit card lets the users earn exciting rewards on groceries, home and lifestyle shopping. Some of its features include-
Extra Rewards at Landmark Stores- Earn 9X reward points when shopping at Landmark affiliated stores such as Home Center, Lifestyle and Max (9 reward points for every Rs. 200 spent).
Cash Back- Get 5% cash back for grocery shopping at SPAR Hypermarket with maximum cash back capped at Rs. 500 per month.
Discount Vouchers- Get vouchers worth Rs. 2,800 (T & C Apply).
Benefits across Categories- Be a part of Standard Chartered Good Life programme and avail exciting discounts across dining, shopping, travel and other categories.
Other Facilities- Avail other wonderful features of SCB Cards such as digital payment, balance transfer, reward redemption and a lot more.
Standard Chartered Visa Infinite Credit Card
Note: This card is not available on Paisabazaar.com. Kindly visit Standard Chartered Bankās website to apply.
The Visa Infinite Credit Card is reserved for the āPriority Customersā of Standard Chartered Bank. It offers them the following benefits-
Lounge Access- Get access to more than 1,000 airport lounges across the world at a nominal rate with Priority Pass. Get 4 complimentary airport lounge access per quarter.
Rewards- Earn 2 reward points for every Rs. 100 spent across all categories. Earn 5 reward points for every Rs. 100 spent on retail fashion or on overseas transactions.
Discounts on Multiple Categories- Avail discounts on travel, shopping and dining under the Good Life Programme.
Insurance Benefit- Protect yourself with complimentary overseas air accident cover of Rs. 1.2 crore.
Standard Chartered Yatra Platinum Credit Card
Note: This card is not available on Paisabazaar.com. Kindly visit Standard Chartered Bankās website to apply.
Tailor-made for the frequent travellers, this credit card has been launched by Standard Chartered Bank in collaboration with Yatra.com. Below are some of the great benefits that this card offers-
Welcome Benefit- Get a welcome gift from Yatra.com in the form of Rs. 4,000 voucher.
Cash Back on Yatra- Get 10% cash back on travel bookings made on Yatra.com (T&C Apply).
Rewards- Earn 2 reward points for every Rs. 100 spent across all categories. Accelerate your rewards 2 times when using the card for Yatra.com transactions.
Fuel Surcharge Waiver- Enjoy 1% fuel surcharge waiver on fuel purchases.
Offers across Categories- Be a part of Standard Chartered Bank Good Life Programme and avail discounts and offers across dining, shopping, travel and more.
Eligibility Criteria and Documents Required for Standard Chartered Bank Credit Card
Eligibility
To be eligible for SCB credit cards, you must meet the following criteria-
- The applicant should be aged between 21 and 65 years.
- Applicant should have stable finances.
- Applicant should be living in the cities where Standard Chartered sources credit cards.
Documents Required
The table given below shows the documents that you need to submit at the time of credit card application-
| Proof of Identity |
|
Proof of Address |
|
| Proof of Income |
How to Apply for Standard Chartered Bank Credit Card
Standard Chartered Bank understands the different needs when it comes to a credit card. The bank offers a variety of credit card that caters to all the financial requirement. To apply for an SCB Credit Card, you can follow the below mentioned steps:
Step 1- Click here to start with your credit card application.
Step 2- Once you proceed with the application, you need to fill in the basic details like your name, address, monthly income, mobile number etc.
Step 3- According to your eligibility, there will be a list of financial institutions offering credit card best suited for you.
Step 4- You can select the bank according to your financial situation and accordingly apply with the same. The bank will do a background check and then once your application is approved from their end, the card will be dispatched and delivered to you within 7-10 working days.
How to check Standard Chartered Bank Credit Card Application Status?
To check the application status of your Standard Chartered Bank credit card, click here. You need to be ready with your application reference number and mobile number. Once you fill these mandatory fields, the bank will update you with the progress of your application.
Standard Chartered Bank Rewards Programme
Standard Chartered Bank reward programme is called 360Ā° Reward Points. These reward points are earned through air miles or the daily transactions on the credit card. Below are some of the reward points that you can earn with the Standard Chartered Credit Cards:
| Credit Card | 360Ā° Rewards Points / Ā Skywards Miles | Bonus Points |
| Platinum Rewards Card | 5 RP per Rs.150 spent | 15X RP at Shoppers Stop |
| Super Value Titanium | 1 RP per Rs.150 spent | 15X RP at Shoppers Stop |
| Manhattan Platinum | 3 RP per Rs.150 spent | 15X RP at Shoppers Stop |
| Ultimate | 5 RP per Rs.150 spent | 15X RP at Shoppers Stop |
| Emirates World | 6 Skywards Miles per Rs.150 spent on Emirates transactions 6 Skywards Miles per Rs.150 spent on other transactions | 15X RP at Shoppers Stop |
Standard Chartered Bank Credit Card Bill Payment
Standard Chartered Bank cardholders can pay their credit card with the following ways:
- NEFT: Cardholders can pay the credit card bill using the NEFT facility with IFSC Code SCBL0036001
- Online Banking : One can also pay through the internet banking facility and with Phone banking facility as well
- Cheque/Cash : Cardholders can also repay the credit card bill through cash or cheque facility whichever is convenient and submit at the nearest cheque drop box
- Auto debit : Auto debit is an automatic instruction with which you can pay the bill monthly on a chosen date by you.
Standard Chartered Bank Credit Card Fees and Charges
Apart from the annual fee and joining fee on different credit cards, these are the other charges applicants should be aware of-
Standard Chartered Bank Credit Card Customer Care
Standard Chartered Bank Credit Card users can get in touch with the bankās customer care via call, email and SMS. Here are the details:
Standard Chartered Bank credit card customer care number: Gurgaon/ Noida- 011 – 39404444 / 011 ā 66014444 / Bangalore, Chennai, Ahmedabad, Kolkata, Delhi, Pune Hyderabad, Mumbai – 6601 4444 / 3940 4444
Standard Chartered Bank credit card customer care Email ID: customer.care@sc.com
Standard Chartered Bank credit card customer care SMS:Ā For any query, card holders can SMS on 9980033333, available 24*7.
In case of complaints, customers can also fill the complaints form available on the official website of Standard Chartered Bank.
Standard Chartered Bank FAQs
How can I know the status of the credit card application?
To know the status of Standard Chartered credit card application you can visit,Ā Ā Standard Chartered credit card application status pageĀ and with the help of application reference number, the bank will update you with the progress of your application.
What are the mode of payment of credit card bills?
You can repay the credit card bill with the help of NEFT, auto debit facility, cash, cheque or internet banking.
What is the annual fee on SCB credit card?
The annual fee on SCB credit card starts from Rs. 250Ā and goes up to Rs. 3,000.
How can the reward points be redeemed?
The reward points can be redeemed through online and mobile banking. With online banking, you can select, online rewards section and follow the steps of redeeming the reward points. Similarly, in the “Credit Card Reward” section in mobile banking, you can select the option from the menu that will be displayed and can accordingly redeem the points.
News
| Standard Chartered Bank Launches DigiSmart Credit Card |
| 3rd September 2019 Standard Chartered Bank has launched the DigiSmart credit card aimed towards millennials. The card provides discounts and offers on dining spend, apparel shopping, flight tickets, movie tickets and grocery spends. Customers can avail these offers when they shop at Myntra, Grofers, Yatra, Zomato and other partner platforms. All these offers come at a nominal fee of Rs. 49 per month. Users can also get waiver on this monthly fee if they spend Rs. 5,000 or more in the previous month. |
