Standard Chartered Bank offers credit cards that suit different needs including travel, shopping, cashback, fuel, utility bill payments and more. You can choose from the top Standard Chartered Credit Cards and apply online on Paisabazaar.com. To help you make an informed decision, we have also included card reviews and an opinion on whether you should choose one of these cards. Find complete details of Standard Chartered Credit Cards along with their detailed reviews here.
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Please Note: Standard Chartered Bank is currenly not accepting appplications for Mastercard Cards.
Standard Chartered Bank provides a variety of credit cards like Manhattan Platinum, Platinum Rewards, Super Value Titanium, Digismart Credit Card and more. The details of top Standard Chartered credit cards are given below.
Best suited for : Cashback and Rewards
Income Eligibility: ₹ 25000/- month
Joining Fee: ₹ 999/-
Annual Fee: ₹ 999/-
(Waived off on spending Rs. 1,20,000 in the preceding year)
Best suited for : Rewards
Income Eligibility: ₹ 32500/- month
Joining Fee: ₹ 499/-
Annual Fee: ₹ 499/-
(Waived off on spending Rs. 60,000 in the preceding year)
Best suited for : Fuel and Utilities
Income Eligibility: ₹ 55000/- month
Joining Fee: ₹ 750/-
Annual Fee: ₹ 750/-
(Waived off on spending Rs. 90,000 in the preceding year)
Best suited for : Travel and Golf
Income Eligibility: ₹ 200000/- month
Joining Fee: ₹ 5000/-
Annual Fee: ₹ 5000/-
Best suited for : Travel and Golf
Income Eligibility: ₹ 100000/- month
Joining Fee: ₹ 100000/-
Annual Fee: ₹ 3000/-
Best suited for : Online Shopping
Income Eligibility: ₹ 50000/- month
Joining Fee: ₹ 49 p.m./-
Annual Fee: ₹ 49 p.m./-
(Waived off on spending Rs. 5000 in the preceding month)Apart from the top credit cards mentioned above, Standard Chartered Bank also offers other cards that may fit the lifestyle of certain people. Details of such cards are mentioned below:
| Credit Card | Annual Fee | Best Suited For |
|---|---|---|
| Standard Chartered Priority Visa Infinite | ₹ 0 | Exclusive for Standard Chartered's Priority Banking Customers |
| Standard Chartered Smart Credit Card | ₹ 499 | 2% cashback on online spends and 1% cashback on other spends |
Some common fees and charges applicable to all Standard Chartered Bank credit cards are shown in the table below:
| Fee Type | Amount | ||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Varies from card to card | ||||||||||||||
| Annual Fee | Varies from card to card | ||||||||||||||
| Finance Charges | Up to 3.75% p.m. (45% p.a.) | varies from card to card | ||||||||||||||
| Late Payment Charges |
|
Click here for other fees and charges related to Standard Chartered Credit Cards.
Standard Chartered Bank requires that you have a good credit score, over 750, and meet the basic eligibility criteria set by the bank, given below.
The applicant should have a minimum age of 21 years and a maximum age of 65 years
Both salaried and self-employed individuals can apply for Standard Chartered Bank credit cards
Click here to check the list of cities where Standard Chartered credit cards are issued
Click here to find the list of documents accepted by Standard Chartered for credit card approval
Given below are the steps to apply for Standard Chartered Credit Card with Paisabazaar-
Provide your mobile number in the form to start the application process
You can find pre-approved offers on the screen once you provide the OTP
Compare available options and select the Standard Chartered credit card that suits your requirements the best.
Apply for the card and provide documents for smooth processing of the application.
Click on the links below to know various details and procedure associated with Standard Chartered credit card that can help you in managing your card diligently.
Some of the most popular Standard Chartered Credit Cards are Standard Chartered Manhattan Platinum Credit Card, Standard Chartered DigiSmart Credit Card and Standard Chartered Super Value Titanium Credit Card. However, the best Standard Chartered Credit Card for you would be the one that perfectly aligns with your spending preferences and gives you the maximum value.
You can apply online for Standard Chartered Credit Card through Paisabazaar in 4 simple steps. Fill out your mobile number in the form and verify with OTP to check the available offers. You can see the pre-approved offers on your number. Compare the different offers available and choose the Standard Chartered Credit Card that suits your requirement. Fill the detailed application form and submit documents for processing.
Different StandardChartered Credit Card variants have different income requirement. For example,the minimum income for Standard Chartered Manhattan Platinum Credit Card is Rs.90,000 per month, whereas for the DigiSmart Credit Card, the minimum monthlyincome should be Rs. 50,000. You can check the minimum salary for Standard CharteredCredit Cards on this page above.
Your Standard Chartered Credit Card billing cycle is mentioned on your credit card statement. The bill for a particular cycle is generated on the last day of the said billing cycle and shared with you via SMS and email.
To know the status of your credit card application status; visit the Standard Chartered credit card application status page. Enter the application reference number and registered mobile number. Afterwards, press submits to view the status.
The various methods are: NEFT Auto-debit facility Cash (Chargeable) Cheque Netbanking
Yes. Standard Chartered Credit Cards lets you disable international usage on the credit card. This can be done online through net banking or mobile banking.
Yes, Standard Chartered Bank’s Credit Cards provides a ‘Balance Transfer’ facility which allows you to transfer the outstanding amount from any other bank’s credit cards to theirs. This will allow you to save money as balance transfer interest rates are much lower than credit card finance charges.
Finance Charge or credit card interest rate is charged when the customer fails to pay off their dues by the due date. They are also applied on cash withdrawals from the day of such withdrawal. Standard Chartered Bank charges interest between 37.20% and 41.88% p.a.
Standard Chartered Bank offers loan againstthe credit limit of their credit card. The Bank may offer you a loan overthe credit limit as well. The interest rate offered to the cardholder varies fromone customer to another.
The monthly interest rate of 3.49% pm is annualized to arrive at an APR of 41.88% for all SCB Credit Cards. However, for all Priority Visa Infinite, Ultimate and Emirates World Credit Cards, the monthly interest rate is 3.10% pm (APR of 37.20%). Also, cash transactions will attract an interest rate of 3.49% pm (APR of 41.88%).
Follow the below steps to place a request for a credit limit increase: Step 1: Log in to Online Banking Step 2: Go to “Help & Services” Step 3: Go to “Card Management” and select ” Credit Limit Increase” Step 4: Follow the onscreen instructions and place a request for the same.
You can check the credit limit via Online Banking: Step 1: Log in to Online Banking. Step 2: From the left-hand side menu, click on “Cards” and select “Card Summary” Step 3: Select “Card Details” to view the credit limit under the “Available Credit Limit”
