Standard Chartered Bank offers a host of credit cards to give the customers an easy shopping experience without having to carry cash. The bank has a varied assortment of credit cards that come with great benefits and privileges. Such benefits are offered in the form of rewards, value back and exclusive membership advantages.
Best Standard Chartered Bank Credit Cards In India
| SCB Credit Card | Joining Fee (in Rs.) | Annual Fee (in Rs.) | Key Feature |
| Standard Chartered Manhattan Platinum Card | 999 | 999 (Waived off on spending Rs. 1.2 lakh in a year) | 5% direct cashback on departmental stores and supermarkets spends* |
| Standard Chartered Platinum Rewards Card | 250 | 250 (Waived off on spending Rs. 30,000 in a year) | 5X reward points when you use the card for dining, fuel and hotel spends* |
| Standard Chartered Super Value Titanium Card | 750 | 750 (Waived off on spending Rs. 60,000 in a year) | 5% cash back on fuel transactions, telecom and utility bill payments* |
| Standard Chartered Ultimate Card | 5,000 | 5,000 | Get up to Rs.10,000 cashback on MakeMyTrip* |
| Standard Chartered Emirates World Credit Card | 3,000 | 3,000 | Up to 6 skywards miles on Emirates spends |
| Standard Chartered Bank DigiSmart Credit Card | Nil | 49/month | 20% off on apparel shopping and other offers |
| Standard Chartered Landmark Rewards Platinum Card** | 250 | 250 | 9x reward points on groceries, home and lifestyle shopping |
| Standard Chartered Visa Infinite Credit Card** | Nil | Nil | Complimentary Priority Pass Membership |
| Standard Chartered Yatra Platinum Credit Card** | 499 | 499 | 10% cashback on travel bookings made on Yatra.com |
*Terms and Conditions Apply.
**Not available at Paisabazaar.com. Kindly visit Standard Chartered Bank’s website to apply.
Standard Chartered Credit Card- Features and Benefits
Some of the top Standard Chartered credit cards for 2019 in India are mentioned below:
Standard Chartered Manhattan Platinum Credit Card
Best suited for: Rewards Dining Lounge Access
Key Highlights
Welcome Gift Vouchers- BookMyShow vouchers worth Rs. 2,000* on transacting within first 90 days
Cashback- 5% direct cashback at departmental stores and supermarkets
Rewards- 3 reward points for every Rs.150 spent across different categories
EMI Facility- Convert big-ticket purchases (above Rs. 5,000) into EMIs
Balance Transfer Facility- Transfer outstanding balances from other credit cards and pay back in easy EMIs
Standard Chartered Platinum Rewards Card
Best suited for: Fuel Lounge Access Dining
Key Highlights
Rewards- 1 reward point for every Rs. 150 spent
Accelerated Rewards- 5X rewards on dining, fuel and hotel spends
Standard Chartered Good Life Programme- Discounts and offers across dining, shopping, travel and more
Contactless Feature- This contactless credit card enables you to make payments without swiping the card at a POS
Standard Chartered Super Value Titanium
Best suited for: Fuel Travel Lounge Access
Key Highlights
Movie Vouchers- BookMyShow vouchers worth Rs. 1,000 (terms and conditions apply)
Reward Points- 1 reward point for every Rs. 150 spent
Cashback- 5% cashback on telecom and utility bill payments and fuel transactions
Standard Chartered Good Life Programme– Discounts on shopping, dining, travel and more.
Standard Chartered Ultimate Card
Best suited for: Travel Lounge Access Dining
Key Highlights
Welcome Gift Vouchers- Book tickets on MakeMyTrip within 90 days of card issuance and get cashback up to Rs.10,000
Rewards- 5 reward points for every Rs. 150 spent
Dining Benefits- Up to 25% discount at top restaurants in India
Golf Benefits- Access to 20 premiere golf courses in India and 150 countries around the globe
Cashback Offer- 5% cashback on duty-free spends at airports
Lounge Access- Complimentary Priority Pass membership
Standard Chartered Emirates World Credit Card
Best suited for: Travel Lounge Access Golf
Key Highlights
Air Miles Bonus- 4,000 bonus miles and fly to Dubai with just 27,500 miles
Skyward Air Miles-
- Up to 6 Skyward miles for every Rs. 150 spent on credit card for international transactions
- Up to 4 Skyward miles for every Rs. 150 spent on credit card for domestic transactions
Lounge Access- 2 complimentary lounge access per month under Priority Pass Membership
Golf Benefit- 3 complimentary golf games in a year along with one free lesson per month
Insurance- Complimentary air accident cover worth Rs. 1 Crore
Standard Chartered Bank DigiSmart Credit Card
Best suited for: Dining Shopping Movies
Key Highlights
Offer on Grofers – 10% off up to Rs. 1,000 per month
Offer on Myntra – 20% off up to Rs. 700 per month
Offer on Zomato – 10% off 5 times per month
Offer on OLA – 15% off up to Rs. 600 per month
Other Standard Chartered Bank Credit Cards
Standard Chartered Landmark Rewards Platinum Card
Note: This card is not available on Paisabazaar.com. Kindly visit Standard Chartered Bank’s website to apply.
Extra Rewards at Landmark Stores- 9X reward points at Landmark affiliated stores such as Home Center, Lifestyle and Max (9 reward points for every Rs. 200 spent)
Cashback- 5% cashback for grocery shopping at SPAR Hypermarket with maximum cashback capped at Rs. 500 per month
Discount Vouchers- Get vouchers worth Rs. 2,800 (T&C Apply)
Standard Chartered Good Life programme- Discounts across dining, shopping, travel and other categories
Standard Chartered Visa Infinite Credit Card
Note: This card is not available on Paisabazaar.com. Kindly visit Standard Chartered Bank’s website to apply.
Lounge Access- 4 complimentary airport lounge access per quarter
Rewards- 2 reward points for every Rs. 100 spent across categories and 5 reward points for every Rs. 100 spent on retail fashion or on overseas transactions
Good Life Programme- Discounts on travel, shopping and dining
Insurance Benefit- Complimentary overseas air accident cover of Rs. 1.2 Crore
Standard Chartered Yatra Platinum Credit Card
Note: This card is not available on Paisabazaar.com. Kindly visit Standard Chartered Bank’s website to apply.
Welcome Benefit- Yatra.com gift voucher of Rs. 4,000
Cashback on Yatra- 10% cashback on travel bookings made on Yatra.com (T&C Apply)
Rewards- 2 reward points for every Rs. 100 spent across all categories. 2X reward points at Yatra.com
Fuel Surcharge Waiver- 1% fuel surcharge waiver on fuel purchases
Eligibility Criteria and Documents Required for Standard Chartered Bank Credit Card
Eligibility
To be eligible for SCB credit cards, you must meet the following criteria-
- The applicant should be aged between 21 and 65 years.
- Applicant should have stable finances.
- Applicant should be living in the cities where Standard Chartered sources credit cards.
Documents Required
The table given below shows the documents that you need to submit at the time of credit card application-
| Proof of Identity |
|
Proof of Address |
|
| Proof of Income |
How to Apply for Standard Chartered Bank Credit Card
Standard Chartered Bank understands the different needs when it comes to a credit card. The bank offers a variety of credit card that caters to all the financial requirement. To apply for an SCB Credit Card, you can follow the below mentioned steps:
Step 1- Click here to start with your credit card application.
Step 2- Once you proceed with the application, you need to fill in the basic details like your name, address, monthly income, mobile number etc.
Step 3- According to your eligibility, there will be a list of financial institutions offering credit card best suited for you.
Step 4- You can select the bank according to your financial situation and accordingly apply with the same. The bank will do a background check and then once your application is approved from their end, the card will be dispatched and delivered to you within 7-10 working days.
How to check Standard Chartered Bank Credit Card Application Status?
To check the application status of your Standard Chartered Bank credit card, click here. You need to be ready with your application reference number and mobile number. Once you fill these mandatory fields, the bank will update you with the progress of your application.
Standard Chartered Bank Rewards Programme
Standard Chartered Bank reward programme is called 360° Reward Points. These reward points are earned through air miles or the daily transactions on the credit card. Below are some of the reward points that you can earn with the Standard Chartered Credit Cards:
| Credit Card | 360° Rewards Points / Skywards Miles | Bonus Points |
| Platinum Rewards Card | 5 RP per Rs.150 spent | 15X RP at Shoppers Stop |
| Super Value Titanium | 1 RP per Rs.150 spent | 15X RP at Shoppers Stop |
| Manhattan Platinum | 3 RP per Rs.150 spent | 15X RP at Shoppers Stop |
| Ultimate | 5 RP per Rs.150 spent | 15X RP at Shoppers Stop |
| Emirates World | 6 Skywards Miles per Rs.150 spent on Emirates transactions 6 Skywards Miles per Rs.150 spent on other transactions | 15X RP at Shoppers Stop |
Standard Chartered Bank Credit Card Bill Payment
Standard Chartered Bank cardholders can pay their credit card with the following ways:
- NEFT: Cardholders can pay the credit card bill using the NEFT facility with IFSC Code SCBL0036001
- Online Banking : One can also pay through the internet banking facility and with Phone banking facility as well
- Cheque/Cash : Cardholders can also repay the credit card bill through cash or cheque facility whichever is convenient and submit at the nearest cheque drop box
- Auto debit : Auto debit is an automatic instruction with which you can pay the bill monthly on a chosen date by you.
Standard Chartered Bank Credit Card Fees and Charges
Apart from the annual fee and joining fee on different credit cards, these are the other charges applicants should be aware of-
Standard Chartered Bank Credit Card Customer Care
Standard Chartered Bank Credit Card users can get in touch with the bank’s customer care via call, email and SMS. Here are the details:
Standard Chartered Bank credit card customer care number: Gurgaon/ Noida- 011 – 39404444 / 011 – 66014444 / Bangalore, Chennai, Ahmedabad, Kolkata, Delhi, Pune Hyderabad, Mumbai – 6601 4444 / 3940 4444
Standard Chartered Bank credit card customer care Email ID: customer.care@sc.com
Standard Chartered Bank credit card customer care SMS: For any query, card holders can SMS on 9980033333, available 24*7.
In case of complaints, customers can also fill the complaints form available on the official website of Standard Chartered Bank.
Standard Chartered Bank FAQs
How can I know the status of the credit card application?
To know the status of Standard Chartered credit card application you can visit, Standard Chartered credit card application status page and with the help of application reference number, the bank will update you with the progress of your application.
What are the mode of payment of credit card bills?
You can repay the credit card bill with the help of NEFT, auto debit facility, cash, cheque or internet banking.
What is the annual fee on SCB credit card?
The annual fee on SCB credit card starts from Rs. 250 and goes up to Rs. 3,000.
How can the reward points be redeemed?
The reward points can be redeemed through online and mobile banking. With online banking, you can select, online rewards section and follow the steps of redeeming the reward points. Similarly, in the “Credit Card Reward” section in mobile banking, you can select the option from the menu that will be displayed and can accordingly redeem the points.
News
| Standard Chartered Bank Launches DigiSmart Credit Card |
| 3rd September 2019 Standard Chartered Bank has launched the DigiSmart credit card aimed towards millennials. The card provides discounts and offers on dining spend, apparel shopping, flight tickets, movie tickets and grocery spends. Customers can avail these offers when they shop at Myntra, Grofers, Yatra, Zomato and other partner platforms. All these offers come at a nominal fee of Rs. 49 per month. Users can also get waiver on this monthly fee if they spend Rs. 5,000 or more in the previous month. |
