Standard Chartered Credit Cards in India-September 2023
|Credit Card||Annual Fee
||Best Suited For|
|Standard Chartered EaseMyTrip Credit Card||Rs. 350||Travel|
|Standard Chartered Smart Credit Card||Rs. 499||Cashback|
|Standard Chartered Manhattan Platinum Card||Rs. 999||Cashback and Rewards|
|Standard Chartered Platinum Rewards Card||Rs. 250||Rewards|
|Standard Chartered Super Value Titanium Card||Rs. 750||Fuel and Utility Bill Payment|
|Standard Chartered Ultimate Card||Rs. 5,000||Travel and Golf|
Standard Chartered Bank Credit Card: Features and Benefits
The features and benefits of top Standard Chartered credit cards are given below.
Standard Chartered EaseMyTrip Credit Card
Standard Chartered EaseMyTrip Credit Card is a travel credit card suitable for co-branded benefits with EaseMyTrip. Users will get accelerated rewards, discount on travel bookings, complimentary lounge access and other benefits to save on their travel spends.
- 20% Instant discount on EaseMyTrip on Domestic & International Hotel Bookings
- 10% Instant discount on EaseMyTrip on Domestic & International Flight Bookings
- Instant Bus ticket bookings
- 10 rewards* on every Rs. 100 spent at standalone airline/hotel websites, mobile applications or outlets, except any travel aggregators
- Complimentary lounge access
Standard Chartered Smart Credit Card
Standard Chartered Smart Credit Card is a good choice if you are looking for cashback across all online and other spends. The card comes with features such as multiple redemption options, conversion of big purchases into EMIs, interest free credit period, etc.
- 2% cashback on online transactions ( up to Rs. 1,000 per month)
- 1% cashback on other spends (up to Rs. 500 per month)
- Convert purchases above Rs. 2,000 into 3-month EMIs* at a special interest rate of 0.99% per month and zero processing fee
Standard Chartered Manhattan Platinum Card
Standard Chartered Manhattan Platinum Card will be a great option for you if you are looking for cashback offers on daily expenditures and want to enjoy hotel and travel benefits.
- 5% direct cashback on groceries and supermarket spends
- 3 reward points for every Rs. 150 spent across all other categories
- Discounts and offers on dining, shopping, travel and more
- Convert big-ticket purchases (above Rs. 5,000) into EMIs
Standard Chartered Platinum Rewards Card
Standard Chartered Platinum Rewards Card is a good entry-level card. You should get this card if your major expenses in a month include fuel and dining and you would like to get rewarded for the same. Additionally, it is a suitable fit if you do not want to pay a high annual fee.
- 1 reward point for every Rs. 150 spent.
- 5X rewards on dining and fuel spends with no monthly cap on the rewards earned
- Discounts on shopping, dining, travel and other categories.
- Make payments without swiping or dipping the card at a POS machine.
Standard Chartered Super Value Titanium
Standard Chartered Super Value Titanium is among the most popular cashback credit cards in India. You should get this card if you mostly use a card for fuel, utility bill and telecom bill payments. This card offers both rewards and cashback benefits.
- 5% cashback on phone, utility bill payments and fuel transactions.
- 1 reward point for every Rs. 150 spent on other categories.
- Premium Banking Customers get membership of Priority Pass Program.
- Discounts on shopping, dining, travel and other categories.
|Want to Earn Rewards or Cashback on all your purchases? Check Best Credit Card with Reward Benefits OR Best Cashback Credit Cards in India, to maximize savings every time you spend!|
Standard Chartered Ultimate Card
Standard Chartered Ultimate Card is a premium credit card suited for those who frequently travel and play golf. You should get this card if you want a credit card that charges low foreign currency mark-up fee, lounge access benefits and high rewards.
- 5 reward points for every Rs. 150 spent
- Access to premiere golf courses in India and 150 countries around the globe
- 5% cashback on duty-free spends at airports
- Complimentary Priority Pass membership
Standard Chartered Bank Credit Card: Fees and Charges
|Joining Fee||Varies from card to card|
|Annual Fee||Varies from card to card|
|Finance Charges||Up to 3.75% p.m. (45% p.a.) | varies from card to card|
|Late Payment Charges||
Click here for other fees and charges related to Standard Chartered Credit Cards.
Eligibility & Documents
Standard Chartered Bank requires that you have a good credit score, over 750, and meet the basic eligibility criteria set by the bank, given below.
|Age||21 – 65 years|
|Occupation||Salaried & Self Employed|
|Minimum Income||Varies from card to card|
|Serviceable Cities||Click here for the list of eligible cities|
|Documents Required||Click here to see the list of acceptable documents|
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How to Apply for Standard Chartered Bank Credit Card
You may apply for top Standard Chartered Bank Credit Cards on Paisabazaar. Follow the below-given steps to apply for Standard Chartered Credit Card.
- Start with providing your mobile number in the form on top of this page
- Enter the OTP and proceed
- You can now see all the credit cards that you are eligible/pre-approved for
- If you are interested in a Standard Chartered Bank credit card from the list, proceed with the application by providing more details
- Submit and wait for a call from Paisabazaar Team or Standard Chartered Bank’s team
The bank will now seekfrom you in order to process your application. Once your application is approved, you can expect delivery of the card in about 10 working days.
If you are unable to view the card at our end, you may apply for the same by visiting Standard Chartered Bank’s website.
Quick Links to Manage Your Standard Chartered Credit Card
How do I pay my Standard Chartered Credit Card bill online?
You can pay your Standard Chartered Credit Card bill online, via NetBanking, RTGS, UPI, credit card, and Bill Desk. However, note that the processing time may vary across all these payment modes, thus, you must choose the payment method as per the due date, so that the payment is made on time.
How do I pay my Standard Chartered Credit Card bill online from another bank?
To pay your Standard Chartered credit card bill via another bank, you need to add your Standard Chartered credit card to the list of beneficiaries and pay via NEFT or RTGS.
What is the procedure for Standard Chartered Credit Card Login?
You can login to your Standard Chartered Credit card account, by visiting and logging on this page. Here, navigate to the Login section (appearing on the header) >> Online Banking Login >> Click on Continue >> Enter Username & Password. If you are a new customer, you can register yourself to access this facility, by choosing option ‘New to Online Banking’ as follows: Login (appearing on the header) >> Online Banking Login >> Click on Continue >> New to Online Banking.
What are Standard Chartered Credit Card Customer Care details?
In case of any queries or concerns regarding your Standard Chartered Credit Card, you can contact the bank via SMS, email or toll-free numbers. The SMS banking number is +919987123123 and can be accessed via your registered mobile number for Balance Enquiry (BAL), Mini Statement (TXN), Statement Request (STR), Available Credit Limit (LIM) and Payment Due Date (PDD). In addition to that, Standard chartered credit card customer care number is 6601 4444 / 3940 4444 (prefix STD codes). You can also get in touch with the bank via email address: email@example.com or Priority.Banking@sc.com.
Which Standard Chartered Bank credit card will best suit me?
Standard Chartered Bank has a host of options to meet the various needs of customers. We advise you to first understand your spending patterns and then get a credit card that can complement it. For example, if you spend a lot of fuel, Standard Chartered Super Value Titanium would be a good match for you as it offers 5% cashback on fuel.
Can I turn off the international usage on my Standard Chartered Credit Card?
Yes. Standard Chartered Credit Cards lets you disable international usage on the credit card. This can be done online through net banking or mobile banking.
Can I transfer my outstanding balance from any other bank’s credit card?
Yes, Standard Chartered Bank’s Credit Cards provides a ‘Balance Transfer’ facility which allows you to transfer the outstanding amount from any other bank’s credit cards to Standard Chartered cards. This will allow you to pay your credit card bill easily as balance transfer interest rates are much lower than credit card finance charges.
Can I avail loan on Standard Chartered credit card?
Standard Chartered Bank offers loan against the credit limit of your credit card. The Bank may offer you a loan over the credit limit as well, depending upon your financial habits and relationship with the bank. The interest rate offered on the loan varies from one customer to another.
How much is the interest charge on Standard Chartered Credit Card?
The monthly interest rate of 3.49% pm is annualized to arrive at an APR of 41.88% for all Standard Chartered Credit Cards. However, for all Priority Visa Infinite, Ultimate and Emirates World Credit Cards, the monthly interest rate is 3.10% pm (APR of 37.20%). Also, cash transactions will attract an interest rate of 3.49% pm (APR of 41.88%).
How can I increase my credit limit on Standard Chartered Credit Card?
Follow the below steps to place a request for a credit limit increase: Log in to Online Banking >> Help & Services >> Card Management >> select Credit Limit Increase >>Follow the onscreen instructions and place a request for the same.
How can I check my credit limit on Standard Chartered Credit Card?
You can check the credit limit via Online Banking: Log in to Online Banking >> From the left-hand side menu, click on “Cards” and select “Card Summary” >> Select “Card Details” to view the credit limit under the “Available Credit Limit”.