Standard Chartered Credit Card

The features and benefits of top Standard Chartered credit cards are given below.

Standard Chartered EaseMyTrip Credit Card

Standard Chartered EaseMyTrip Credit Card is a travel credit card suitable for co-branded benefits with EaseMyTrip. Users will get accelerated rewards, discount on travel bookings, complimentary lounge access and other benefits to save on their travel spends.

Key Features:

• 20% Instant discount on EaseMyTrip on Domestic & International Hotel Bookings
• 10% Instant discount on EaseMyTrip on Domestic & International Flight Bookings
• Instant Bus ticket bookings
• 10 rewards* on every Rs. 100 spent at standalone airline/hotel websites, mobile applications or outlets, except any travel aggregators
• Complimentary lounge access

Read Standard Chartered EaseMyTrip Credit Card Review | Apply Online Now

Standard Chartered Smart Credit Card

Standard Chartered Smart Credit Card is a good choice if you are looking for cashback across all online and other spends. The card comes with features such as multiple redemption options, conversion of big purchases into EMIs, interest free credit period, etc.

Key Features:

• 2% cashback on online transactions ( up to Rs. 1,000 per month)
• 1% cashback on other spends (up to Rs. 500 per month)
• Convert purchases above Rs. 2,000 into 3-month EMIs* at a special interest rate of 0.99% per month and zero processing fee

Read Full Review of Standard Chartered Smart Credit Card | Apply Online Now

Standard Chartered Manhattan Platinum Card

Standard Chartered Manhattan Platinum Card will be a great option for you if you are looking for cashback offers on daily expenditures and want to enjoy hotel and travel benefits.

Key Features:

• 5% direct cashback on groceries and supermarket spends
• 3 reward points for every Rs. 150 spent across all other categories
• Discounts and offers on dining, shopping, travel and more
• Convert big-ticket purchases (above Rs. 5,000) into EMIs

Read Full Review of Standard Chartered Manhattan Card

Standard Chartered Platinum Rewards Card

Standard Chartered Platinum Rewards Card is a good entry-level card. You should get this card if your major expenses in a month include fuel and dining and you would like to get rewarded for the same. Additionally, it is a suitable fit if you do not want to pay a high annual fee.

Key Features:

• 1 reward point for every Rs. 150 spent.
• 5X rewards on dining and fuel spends with no monthly cap on the rewards earned
• Discounts on shopping, dining, travel and other categories.
• Make payments without swiping or dipping the card at a POS machine.

Read Full Review of Standard Chartered Platinum Rewards Credit Card

Standard Chartered Super Value Titanium

Standard Chartered Super Value Titanium is among the most popular cashback credit cards in India. You should get this card if you mostly use a card for fuel, utility bill and telecom bill payments. This card offers both rewards and cashback benefits.

Key Features:

• 5% cashback on phone, utility bill payments and fuel transactions.
• 1 reward point for every Rs. 150 spent on other categories.
• Premium Banking Customers get membership of Priority Pass Program.
• Discounts on shopping, dining, travel and other categories.

Read Full Review of Standard Chartered Super Value Titanium Credit Card

Standard Chartered Ultimate Card

Standard Chartered Ultimate Card is a premium credit card suited for those who frequently travel and play golf. You should get this card if you want a credit card that charges low foreign currency mark-up fee, lounge access benefits and high rewards.

Key Features:

• 5 reward points for every Rs. 150 spent
• Access to premiere golf courses in India and 150 countries around the globe
•  5% cashback on duty-free spends at airports
• Complimentary Priority Pass membership

Apply Online for Standard Chartered Ultimate Credit Card

Click here for other fees and charges related to Standard Chartered Credit Cards.

Standard Chartered Bank requires that you have a good credit score, over 750, and meet the basic eligibility criteria set by the bank, given below.

You may apply for top Standard Chartered Bank Credit Cards on Paisabazaar. Follow the below-given steps to apply for Standard Chartered Credit Card.

1. Start with providing your mobile number in the form on top of this page
2. Enter the OTP and proceed
3. You can now see all the credit cards that you are eligible/pre-approved for
4. If you are interested in a Standard Chartered Bank credit card from the list, proceed with the application by providing more details
5. Submit and wait for a call from Paisabazaar Team or Standard Chartered Bank’s team

The bank will now seek certain documents from you in order to process your application. Once your application is approved, you can expect delivery of the card in about 10 working days.

If you are unable to view the card at our end, you may apply for the same by visiting Standard Chartered Bank’s website.

How can I know the status of Standard Chartered credit card application?
To know the status of your credit card application status; visit the Standard Chartered credit card application status page. Enter the application reference number and registered mobile number. Afterwards, press submits to view the status.

What are the different modes of payment for Standard Chartered credit card bills?
The various methods are NEFT, Auto-debit facility, Cash (Chargeable), Cheque & Netbanking.

Which Standard Chartered Bank credit card will best suit me?
Standard Chartered Bank has a host of options to meet the various needs of customers. We advise you to first understand your spending patterns and then get a credit card that can complement it. For example, if you spend a lot of fuel, Standard Chartered Super Value Titanium would be a good match for you as it offers 5% cashback on fuel.

Can I turn off the international usage on my Standard Chartered Credit Card?
Yes. Standard Chartered Credit Cards lets you disable international usage on the credit card. This can be done online through net banking or mobile banking.

Can I transfer my outstanding balance from any other bank’s credit card?
Yes, Standard Chartered Bank’s Credit Cards provides a ‘Balance Transfer’ facility which allows you to transfer the outstanding amount from any other bank’s credit cards to theirs. This will allow you to save money as balance transfer interest rates are much lower than credit card finance charges.

What is the finance charge?
Finance Charge or credit card interest rate is charged when the customer fails to pay off their dues by the due date. They are also applied on cash withdrawals from the day of such withdrawal. Standard Chartered Bank charges interest between 37.20% and 41.88% p.a.

Can I avail loan on Standard Chartered credit card?

Standard Chartered Bank offers loan against the credit limit of their credit card. The Bank may offer you a loan over the credit limit as well. The interest rate offered to the cardholder varies from one customer to another.

How much is the interest charge on Standard Chartered Credit Card?

The monthly interest rate of 3.49% pm is annualized to arrive at an APR of 41.88% for all Standard Chartered Credit Cards. However, for all Priority Visa Infinite, Ultimate and Emirates World Credit Cards, the monthly interest rate is 3.10% pm (APR of 37.20%). Also, cash transactions will attract an interest rate of 3.49% pm (APR of 41.88%).

How can I increase my credit limit in Standard Chartered Credit Card?

Follow the below steps to place a request for a credit limit increase (i) Log in to Online Banking (ii) Go to “Help & Services” (iii) Go to “Card Management” and select ” Credit Limit Increase” (iv) Follow the onscreen instructions and place a request for the same.

How can I check my credit limit on Standard Chartered Credit Card?

You can check the credit limit via Online Banking: (i)  Log in to Online Banking. (ii) From the left-hand side menu, click on “Cards” and select “Card Summary” (iii) Select “Card Details” to view the credit limit under the “Available Credit Limit”