Standard Chartered Credit Card

SCB Credit Card	Joining Fee (in Rs.)	Annual Fee (in Rs.)	Key Feature
Standard Chartered Manhattan Platinum Card	999	999 (Waived on spending Rs.1.2 lakh in a year)	5% direct cash back on departmental stores and supermarkets spends*
Standard Chartered Platinum Rewards Card	250	250 (Waived on spending Rs.30,000 in a year)	5X reward points when you use the card for dining, fuel and hotel spends*
Standard Chartered Super Value Titanium Card	750	750 (Waived on spending Rs.60,000 in a year)	5% cash back on fuel transactions, telecom and utility bill payments*
Standard Chartered Ultimate Card	5,000	5,000	Get up to Rs.10,000 cashback on MakeMyTrip*. Enjoy excellent reward value; 1 reward point equals Rs.1.
Standard Chartered Emirates World Credit Card	3,000	3,000	Earn up to 6 skywards miles on Emirates spends.
Standard Chartered Landmark Rewards Platinum Card**	250	250	9x reward points on groceries, home and lifestyle shopping.
Standard Chartered Visa Infinite Credit Card**	Nil	Nil	Complimentary Priority Pass Membership.
Standard Chartered Yatra Platinum Credit Card**	499	499	10% cash back on travel bookings made on Yatra.com.

*Terms and Conditions Apply.
**Not available at Paisabazaar.com. Kindly visit Standard Chartered Bank’s website to apply.

Standard Chartered Manhattan Platinum Card

This credit card by SCB is best suited for those who love to travel and at the same time shop a lot. At an annual fee of just Rs. 999, it offers numerous privileges including special discounts at certain stores and direct cashback into your account. Its annual fee is waived off when you spend Rs. 1.2 lakh or more in a year. Some of the major benefits offered by this credit card include-

Terms & Conditions Apply

• Get vouchers from BookMyShow worth Rs. 2,000* on transacting with your card within first 90 days
• Avail 5% direct cashback when you use your credit card to shop at departmental stores and supermarkets
• Earn 3 reward points for every Rs.150 spent across different categories
• Redeem your rewards against a host of gift vouchers. (1 reward point = Re. 0.30)
• Convert your big-ticket purchases (above Rs. 5,000) into EMIs and pay back easily
• Transfer outstanding balances from other credit cards and pay back in easy EMIs

Standard Chartered Platinum Rewards Card

For those who want to earn while they spend, this credit card is the best match. Offering wonderful rewards and cash back, this card lets you earn more every time you use it to make regular purchases. It is available at an annual fee of Rs. 250 which is also waived off when you reach total spending of Rs. 30,000 in a year. Let us find out some of its great features-

Terms & Conditions Apply

 

• Earn 1 reward point for every Rs. 150 spent on the credit card.
• Accelerate your rewards by 5 times when you use the card for dining, fuel and hotel spends.
• Redeem your reward points for a host of gifts and merchandise. (1 reward point =  Re. 0.30)
• Enjoy a host of discounts and offers across dining, shopping, travel and more under the Standard Chartered Good Life Programme.
• This is a contactless credit card so you do not need to hand it over to someone for making payments at store or elsewhere.

Standard Chartered Super Value Titanium Card

Standard Chartered Bank has launched this credit card to allow its customers to save more. As the name suggests, this card lets you make super savings in the form of cash back, rewards and discounts. The one-time joining fee on this credit card is Rs. 750 and every year you will have to pay Rs. 750 as the annual fee which is waived off on reaching annual spends of Rs. 60,000. Here are the top features of this credit card-

Terms & Conditions Apply

• Get BookMyShow vouchers worth Rs. 1,000 (terms and conditions apply)
• Earn 1 reward point for every Rs.150 spent across all categories
• Use your card to make telecom and utility bill payments and get instant 5% cashback
• Earn 5% cashback on making fuel transactions through your credit card
• Be a part of Standard Chartered Good Life Programme and get discounts across varied categories such as shopping, dining, travel and more

Standard Chartered Ultimate Card

Improve your premium lifestyle with SCB’s Ultimate Card. This card offers exclusive rewards on fine dining, travel spends and much more. The annual fee on this credit card is Rs. 5,000. Some of its great features are-

• Book your tickets on MakeMyTrip within 90 days of card issuance and get cash back up to Rs.10,000 on a single transaction (T&C Apply)
• Earn 5 reward points for every Rs. 150 spent on your credit card
• Redeem your rewards for a host of gift vouchers and merchandise. 1 reward point is equal to Re. 1 in value
• Get up to 25% discount at the top 250 restaurants in India along with the benefits of premium reservation
• Get access to 20 premiere golf courses in India and 150 around the globe
• Enjoy 5% cashback on duty-free spends at airports
• Complimentary Priority Pass membership that allows you to access 1,000 airport lounges across the world

 Standard Chartered Emirates World Credit Card

Perfect match for frequent travellers, this credit card lets you earn air miles every time you use it. Owning this credit card makes you a part of SCB’s premium circle that lets you enjoy premium shopping, travel and golf privileges. Given below are some of the features of this credit card-

 

• Get 4,000 bonus miles and fly to Dubai with just 27,500 miles
• Earn up to 6 Skyward miles for every Rs. 150 spent on your credit card for international transactions
• Earn up to 4 Skyward miles for every Rs. 150 spent on your credit card for domestic transactions
• Get 2 complimentary lounge access per month to 32 domestic and international airport lounges as a part of Priority Pass Membership
• Enjoy 3 complimentary golf games in a year along with one free lesson per month
• Get a complimentary air accident cover worth Rs. 1 Crore

Standard Chartered Landmark Rewards Platinum Card

Note: This card is not available on Paisabazaar.com. Kindly visit Standard Chartered Bank’s website to apply.

Launched in collaboration with Landmark, this SCB credit card lets the users earn exciting rewards on groceries, home and lifestyle shopping. Some of its features include-

• Earn 9X reward points when shopping at Landmark affiliated stores such as Home Center, Lifestyle and Max (9 reward points for every Rs. 200 spent)
• Get 5% cashback for grocery shopping at SPAR Hypermarket with maximum cashback capped at Rs. 500 per month
• Get vouchers worth Rs. 2,800 (T & C Apply)
• Be a part of Standard Chartered Good Life programme and avail exciting discounts across dining, shopping, travel and other categories
• Avail other wonderful features of SCB Cards such as digital payment, balance transfer, reward redemption and a lot more

Standard Chartered Visa Infinite Credit Card

Note: This card is not available on Paisabazaar.com. Kindly visit Standard Chartered Bank’s website to apply.

The Visa Infinite Credit Card is reserved for the ‘Priority Customers’ of Standard Chartered Bank. It offers them the following benefits-

• Get access to more than 1,000 airport lounges across the world at a nominal rate with Priority Pass
• Earn 2 reward points for every Rs.100 spent across all categories
• Earn 5 reward points for every Rs.100 spent on retail fashion or on overseas transactions
• Get 4 complimentary airport lounge access per quarter
• Avail discounts on travel, shopping and dining under the Good Life Programme
• Protect yourself with complimentary overseas air accident cover of Rs. 1.2 Crore

Standard Chartered Yatra Platinum Credit Card

Note: This card is not available on Paisabazaar.com. Kindly visit Standard Chartered Bank’s website to apply.

Tailor-made for the frequent travellers, this credit card has been launched by Standard Chartered Bank in collaboration with Yatra.com. Below are some of the great benefits that this card offers-

• Get a welcome gift from Yatra.com in the form of Rs. 4,000 voucher
• Get 10% cashback on travel bookings made on Yatra.com (T&C Apply)
• Earn 2 reward points for every Rs. 100 spent across all categories
• Accelerate your rewards 2 times when using the card for Yatra.com transactions
• Enjoy 1% fuel surcharge waiver
• Be a part of Standard Chartered Bank Good Life Programme and avail discounts and offers across dining, shopping, travel and more

Eligibility

To be eligible for SCB credit cards, you must meet the following criteria-

• The applicant should be aged between 21 and 65 years.
• Applicant should have stable finances.
• Applicant should be living in the cities where Standard Chartered sources credit cards.

Documents Required

The table given below shows the documents that you need to submit at the time of credit card application-

Proof of Identity	PAN Card Aadhaar Card Voter’s ID Card Passport Driving Licence Any other government-approved photo ID
Proof of Address	Aadhaar Card Passport Utility bills (not more than 3 months old) Any other government approved ID
Proof of Income	Bank statement for the last 3 months Salary slips for the last 3 months Audited financials for the last two years (for self-employed) Form 16

Standard Chartered Bank understands the different needs when it comes to a credit card. The bank offers a variety of credit card that caters to all the financial requirement. To apply for an SCB Credit Card, you can follow the below mentioned steps:

Step 1- Click here to start with your credit card application.
Step 2- Once you proceed with the application, you need to fill in the basic details like your name, address, monthly income, mobile number etc.
Step 3- According to your eligibility, there will be a list of financial institutions offering credit card best suited for you.
Step 4- You can select the bank according to your financial situation and accordingly apply with the same. The bank will do a background check and then once your application is approved from their end, the card will be dispatched and delivered to you within 7-10 working days.

To check the application status of your Standard Chartered Bank credit card, click here. You need to be ready with your application reference number and mobile number. Once you fill these mandatory fields, the bank will update you with the progress of your application.

Standard Chartered Bank reward programme is called 360° Reward Points. These reward points are earned through air miles or the daily transactions on the credit card. Below are some of the reward points that you can earn with the Standard Chartered Credit Cards:

Credit Card	360° Rewards Points /  Skywards Miles	Bonus Points
Platinum Rewards Card	5 RP per Rs.150 spent	15X RP at Shoppers Stop
Super Value Titanium	1 RP per Rs.150 spent	15X RP at Shoppers Stop
Manhattan Platinum	3 RP per Rs.150 spent	15X RP at Shoppers Stop
Ultimate	5 RP per Rs.150 spent	15X RP at Shoppers Stop
Emirates World	6 Skywards Miles per Rs.150 spent on Emirates transactions 6 Skywards Miles per Rs.150 spent on other transactions	15X RP at Shoppers Stop

Standard Chartered Bank cardholders can pay their credit card with the following ways:

1. NEFT: Cardholders can pay the credit card bill using the NEFT facility with IFSC Code SCBL0036001
2. Online Banking : One can also pay through the internet banking facility and with Phone banking facility as well
3. Cheque/Cash : Cardholders can also repay the credit card bill through cash or cheque facility whichever is convenient and submit at the nearest cheque drop box
4. Auto debit : Auto debit is an automatic instruction with which you can pay the bill monthly on a chosen date by you.

Apart from the annual fee and joining fee on different credit cards, these are the other charges applicants should be aware of-

Type of charge	Amount
Late charge	If the credit card holder misses 2 consecutive months’ payment,  Rs.100 will be charged as late charge
Late payment charges	If the outstanding balance as per the statement is less than Rs.500, the charge levied is Rs.100. If the outstanding balance lies between Rs.501 to Rs.2000, the charge payable is Rs.350. The charge is Rs.500 for balances between Rs.2001 to Rs.4000, Rs.700 for outstanding balance between Rs.4001 and Rs.20,000 and Rs. 800 for balances which are higher than Rs.20,000.
Over limit fees	For every instance of over-limit, a fees will be paid which should be 2.5% of the overdrawn amount subject to a minimum of Rs.500
Standard Chartered Rewards Handling Charges	As handling and courier charges for the redemption of reward points, the bank charges Rs.99 for all credit cards except Emirates Platinum, Platinum Elite and Landmark Rewards Platinum.
Cash Advance Fee	For cash withdrawals through ATMs, a fee is payable which is 3% of the amount of cash withdrawn subject to a minimum of Rs.300. If the withdrawals are done using the teller facility at Standard Chartered branches, an additional fees of Rs.500 is levied.
Overseas Transactions	All transactions carried out overseas would attract a charge of 3.5% as transaction fee. This fee would include the charges which are paid out to VISA or MasterCard for converting the value of overseas credit card transactions into INR. Transactions affected at merchant establishments which are registered overseas but having branches in India would also attract a 0.80% transaction fee payable to VISA or MasterCard and this fee would be included in the credit card statement issued to the credit card holder every month.
Surcharges	The rate of the surcharge depends on the nature of the transaction. For railway transactions, a surcharge of Rs.25 or 2.5% of the transaction value (whichever is higher) is levied, for petrol transactions, it would be higher of Rs.10 or 2.5% of the transaction value.
GST	A GST of 18% is charged.
Pick up fee for cheque or cash	For overdue card accounts, Rs.100 would be levied for payments which are collected by authorized representatives of the bank. This charge would be reflected in the next month’s credit card statement.

Standard Chartered Bank Credit Card users can get in touch with the bank’s customer care via call, email and SMS. Here are the details:

Standard Chartered Bank credit card customer care number: Gurgaon/ Noida- 011 – 39404444 / 011 – 66014444 / Bangalore, Chennai, Ahmedabad, Kolkata, Delhi, Pune Hyderabad, Mumbai – 6601 4444 / 3940 4444

Standard Chartered Bank credit card customer care Email ID: customer.care@sc.com

Standard Chartered Bank credit card customer care SMS:  For any query, card holders can SMS on 9980033333, available 24*7.

In case of complaints, customers can also fill the complaints form available on the official website of Standard Chartered Bank.

How can I know the status of the credit card application?

To know the status of Standard Chartered credit card application you can visit,  Standard Chartered credit card application status page and with the help of application reference number, the bank will update you with the progress of your application.

What are the mode of payment of credit card bills?

You can repay the credit card bill with the help of NEFT, auto debit facility, cash, cheque or internet banking.

What is the annual fee on SCB credit card?

The annual fee on SCB credit card starts from Rs. 250  and goes up to Rs. 3,000.

How can the reward points be redeemed?

The reward points can be redeemed through online and mobile banking. With online banking, you can select, online rewards section and follow the steps of redeeming the reward points. Similarly, in the “Credit Card Reward” section in mobile banking, you can select the option from the menu that will be displayed and can accordingly redeem the points.