Standard Chartered Credit Card

Some of the most popular Standard Chartered Credit Cards are Standard Chartered Manhattan Platinum Credit Card, Standard Chartered DigiSmart Credit Card and Standard Chartered Super Value Titanium Credit Card. However, the best Standard Chartered Credit Card for you would be the one that perfectly aligns with your spending preferences and gives you the maximum value.

You can apply online for Standard Chartered Credit Card through Paisabazaar in 4 simple steps. Fill out your mobile number in the form and verify with OTP to check the available offers. You can see the pre-approved offers on your number. Compare the different offers available and choose the Standard Chartered Credit Card that suits your requirement. Fill the detailed application form and submit documents for processing.

Different StandardChartered Credit Card variants have different income requirement. For example,the minimum income for Standard Chartered Manhattan Platinum Credit Card is Rs.90,000 per month, whereas for the DigiSmart Credit Card, the minimum monthlyincome should be Rs. 50,000. You can check the minimum salary for Standard CharteredCredit Cards on this page above.

Your Standard Chartered Credit Card billing cycle is mentioned on your credit card statement. The bill for a particular cycle is generated on the last day of the said billing cycle and shared with you via SMS and email.

To know the status of your credit card application status; visit the Standard Chartered credit card application status page. Enter the application reference number and registered mobile number. Afterwards, press submits to view the status.

Yes. Standard Chartered Credit Cards lets you disable international usage on the credit card. This can be done online through net banking or mobile banking.

Yes, Standard Chartered Bank’s Credit Cards provides a ‘Balance Transfer’ facility which allows you to transfer the outstanding amount from any other bank’s credit cards to theirs. This will allow you to save money as balance transfer interest rates are much lower than credit card finance charges.

Finance Charge or credit card interest rate is charged when the customer fails to pay off their dues by the due date. They are also applied on cash withdrawals from the day of such withdrawal. Standard Chartered Bank charges interest between 37.20% and 41.88% p.a.

Standard Chartered Bank offers loan againstthe credit limit of their credit card. The Bank may offer you a loan overthe credit limit as well. The interest rate offered to the cardholder varies fromone customer to another.

The monthly interest rate of 3.49% pm is annualized to arrive at an APR of 41.88% for all SCB Credit Cards. However, for all Priority Visa Infinite, Ultimate and Emirates World Credit Cards, the monthly interest rate is 3.10% pm (APR of 37.20%). Also, cash transactions will attract an interest rate of 3.49% pm (APR of 41.88%).

Follow the below steps to place a request for a credit limit increase: Step 1: Log in to Online Banking Step 2: Go to “Help & Services” Step 3: Go to “Card Management” and select ” Credit Limit Increase” Step 4: Follow the onscreen instructions and place a request for the same.

You can check the credit limit via Online Banking: Step 1: Log in to Online Banking. Step 2: From the left-hand side menu, click on “Cards” and select “Card Summary” Step 3: Select “Card Details” to view the credit limit under the “Available Credit Limit”