Standard Chartered Credit Card

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I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :27/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CIBIL TERMS AND
CONDITIONS

To,
TransUnion CIBIL Limited
[Formerly known as Credit Information Bureau (India) Limited]
One Indiabulls building ,Unit No 1901 – 1905,
19th Floor, Tower 2A-2B, Jupiter Mill compound,
Senapati Bapat Marg, Lower Parel, Mumbai 400 013

Sub: Grant of Consent

Dear Sirs,

In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Paisabazaar (referred to as the “Company”) and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:

A. The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.

B. I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.

C. I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.

D. I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL

E. I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company.

F. I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Paisabazaar authorizing Paisabazaar to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Paisabazaar to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Paisabazaar to obtain my Consumer Credit Information.

G. I understand that in order to deliver the product to me, I hereby authorize Paisabazaar, to obtain my Consumer Credit Information from TUCL.

H. By submitting this registration form, I understand that I am providing an express adhoc one-time written instructions for Paisabazaar to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Paisabazaar account. I further authorize Paisabazaar to retain a copy of my information for use in accordance with the terms of use of this service, Paisabazaar’s Terms of Use and Privacy Policy.

I. I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

J. I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Company . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.

K. I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.

Yours faithfully,
Name :

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :27/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EQUIFAX TERMS AND
CONDITIONS

I Mr./Ms. -------------------- ---------------------residing at ------------------------ ---------------------------------------- do hereby authorise Paisabazaar Team ,to do all acts on my behalf as may be necessary including to execute/sign application(s), make payment of applicable fees* and generally to all other acts as may be necessary to receive, on my behalf and at my request, my Credit Information Report (CIR) from Equifax Credit Information Services Private Limited("Equifax") at the following address/email id:

I hereby confirm that all the powers hereby conferred may be exercised by officer(s) or manager(s) / agent(s) / employees of the Paisabazaar who is duly authorized by the Paisabazaar.

I hereby confirm, agree, undertake and accept that I shall at all times be solely responsible for all the above actions and omissions of the Paisabazaar shall be binding on me as though such actions had been carried out by me directly. I further confirm that my CIR shall be used only for the purpose as mentioned in the attached standard terms and conditions and I shall be solely liable for, and indemnify and hold harmless Equifax for and against, any and all third party claims or damages or proceedings of any kind, arising from or in connection with (a) any misrepresentations, incorrect information or omission of any critical information in my application, or (b) furnishing my CIR based on this authorization letter, and shall not at any time hold Equifax or its affiliates and their respective officers, directors, employees or representatives liable in this respect.

I hereby also confirm that I have only appointed Paisabazaar to be my authorized agent/representative for collection of my CIR.

I undertake to keep Equifax intimated and informed at all times, of any renewals or termination of the authorization to Paisabazaar or any amendments, modifications or changes in the terms governing the obligations or my relationship with Paisabazaar.

I shall at all times co-operate with Equifax and execute and deliver to Equifax such instruments and documents and take such other actions as may be required by Equifax from time to time in connection with this authority letter.

By signing on this authorization letter, I hereby acknowledge and accept the Standard Terms and Conditions mentioned above.

Date : 27/01/2020

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :27/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EXPERIAN TERMS AND
CONDITIONS

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM EXPERIAN.

YOU HEREBY IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY EXPERIAN TO YOU AND PAISABAZAAR AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU HEREBY ALSO AGREE AND ACKNOWLEDGE THAT FOR PAISABAZAAR TO SERVICE YOU AS A CUSTOMER, THE CREDIT INFORMATION SHALL BE SHARED BY EXPERIAN WITH YOU AND PAISABAZAAR ON A MONTHLY BASIS. YOU FURTHER ALSO AGREE AND CONSENT TO RECEIVE SUCH CREDIT INFORMATION DIRECTLY FROM EXPERIAN AND ALSO THROUGH YOUR PAISABAZAAR ACCOUNT AS PER YOUR INDEPENDENT REGISTRATION WITH PAISABAZAAR.

Please read the Terms and Conditions of this document carefully before accepting. By clicking on the "I ACCEPT" button below, you are expressly agreeing to access the Experian Credit Information Report and Credit Score (as defined in the Important Information Section below) (together referred as "Credit Information") and share a copy of the Credit Information with Paisabazaar in the "as is" format. Please click on the link below to read and understand the Important Information section below.

** This document is an electronic record in terms of the Information Technology Act, 2000 and Rules made there under, and the amended provisions pertaining to electronic records.

Information Collection, Use, Confidentiality, No-Disclosure and Data Purging

PAISABAZAAR/ We/ Us can only access your Credit Information as your authorized representative and we shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from us on the Website. We shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

We shall protect and keep confidential the Credit information both online and offline and use best in class security measures in line with applicable laws. The Credit Information shared by You, or received on your behalf shall be destroyed, purged, erased promptly upon the earlier of: (i) your written request to terminate this relationship with Paisabazaar (ii) the completion of provision of the Services by us to you.

Governing Law and Jurisdiction The relationship between you and the Parties shall be governed by laws of India and all claims or disputes arising there from shall be subject to the exclusive jurisdiction of the courts of [Mumbai].

Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
"Credit Information Report" means the credit information / scores / aggregates / variables or reports which shall be generated by Experian;
"Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by Experian.
"CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
PLEASE READ THE ABOVE MENTIONED IMPORTANT INFORMATION AND CLICK ON "ACCEPT" FOLLOWED BY THE LINK BELOW TO COMPLETE THE AUTHORISATION PROCESS FOR SHARING OF YOUR CREDIT INFORMATION BY EXPERIAN WITH YOU AND PAISABAZAAR, IN ITS CAPACITY AS YOUR AUTHORISED REPRESENTATIVE.
BY CLICKING "ACCEPT" YOU AGREE AND ACCEPT THE DISCLAIMERS AND TERMS AND CONDITIONS SET OUT HEREIN. THE TERMS AND CONDITIONS MENTIONED HEREIN MAY CHANGE IN ORDER TO COMPLY WITH GOVERNING LAWS OF THE COUNTRY AND THE CONSUMER SHALL BE BOUND TO ANY CHANGES TO THIS AGREEMENT

Name :
Date : 27/01/2020

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :27/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CRIF HIGH MARK TERMS
AND CONDITIONS

This End User Agreement (the "Agreement") is made between you (the "User" or "You") and Paisabazaar Marketing and Consulting Pvt Ltd ("PaisaBazaar"), a private limited company having its registered office at Plot No 119, Sector-44, Gurgaon-122001, Haryana ("PAISABAZAAR", "Us" or "We", which term shall include its successors and permitted assigns). The User and PAISABAZAAR shall be collectively referred to as the "Parties" and individually as a "Party".

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM CRIF HIGH MARK. BY EXECUTING THIS AGREEMENT / CONSENT FORM, YOU ARE EXPRESSLY AGREEING TO ACCESS THE CRIF HIGH MARK CREDIT INFORMATION REPORT AND CREDIT SCORE, AGGREGATE SCORES, INFERENCES, REFERENCES AND DETAILS (AS DEFINED BELOW)(TOGETHER REFERRED AS "CREDIT INFORMATION"). YOU HEREBY ALSO IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY CRIF HIGH MARK TO YOU AND PAISABAZAAR BY USING CRIF HIGH MARK TOOLS, ALGORITHMS AND DEVICES AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU ALSO ACKNOWLEDGE THAT YOU SHALL NOT RAISE ANY CLAIM OR HOLD LIABLE CRIF HIGH MARK CREDIT INFORMATION SERVICES PRIVATE LIMITED IN RELATION TO YOUR CREDIT INFORMATION REPORT AND CREDIT SCORE PROVIDED OR TO BE PROVIDED BY CRIF HIGH MARK TO PAISABAZAAR.

Terms and Conditions: Information Collection, Use, Confidentiality, No-Disclosure and Data Purging PAISABAZAAR shall access your Credit Information as your authorized representative and PAISABAZAAR shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from PAISABAZAAR. PAISABAZAAR shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

The Parties agree to protect and keep confidential the Credit Information both online and offline. The Credit Information shared by you, or received on by us on your behalf shall be destroyed, purged, erased promptly upon request from the consumer or the consumer withdrawing the consent to retain such credit information / reports by deleting/deactivating the consumers account with Paisabazaar.

Governing Law and Jurisdiction Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
" Business Day" means a day (other than a public holiday) on which banks are open for general business in Gurgaon and Mumbai.
" Credit Information Report" means the credit information / scores/ aggregates / variables / inferences or reports which shall be generated by CRIF High Mark;
" Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by CRIF High Mark.
" CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
IN CASE THERE IS ANY DISCREPANCY OR INABILITY IN COMPLETION OF ONLINE AUTHENTICATION, PLEASE SUBMIT YOUR SELF ATTESTED KYC DOCUMENTATION IN SCANNED COPIES FOR SHARING OF YOUR CREDIT INFORMATION BY CRIF HIGH MARK WITH YOU AND PAISABAZAAR (YOUR AUTHORISED REPRESENTATIVE).
ONLINE SUBMISSION - DOES NOT REQUIRE SIGNATURE AND EXECUTION"

Name :
Date :27/01/2020

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हिंदी में पढ़े
Updated: 18-11-2019 10:41:08 AM

Standard Chartered Bank offers a host of credit cards to give the customers an easy shopping experience without having to carry cash. The bank has a varied assortment of credit cards that come with great benefits and privileges. Such benefits are offered in the form of rewards, value back and exclusive membership advantages.

Best Standard Chartered Bank Credit Cards In India
Compare Top Standard Chartered Credit Cards
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Standard Chartered Credit Card- Features and Benefits

Best Standard Chartered Bank Credit Cards In India

 SCB Credit CardJoining Fee
(in Rs.)		Annual Fee
(in Rs.)		Key Feature
Standard Chartered Manhattan Platinum Card999999 (Waived off on spending Rs. 1.2 lakh in a year)5% direct cashback on departmental stores and supermarkets spends*
Standard Chartered Platinum Rewards Card250250 (Waived off on spending Rs. 30,000 in a year)5X reward points when you use the card for dining, fuel and hotel spends*
Standard Chartered Super Value Titanium Card750750 (Waived off on spending Rs. 60,000 in a year)5% cash back on fuel transactions, telecom and utility bill payments*
Standard Chartered Ultimate Card5,0005,000Get up to Rs.10,000 cashback on MakeMyTrip*
Standard Chartered Emirates World Credit Card3,0003,000Up to 6 skywards miles on Emirates spends
Standard Chartered Bank DigiSmart Credit CardNil49/month20% off on apparel shopping and other offers
Standard Chartered Landmark Rewards Platinum Card**2502509x reward points on groceries, home and lifestyle shopping
Standard Chartered Visa Infinite Credit Card**NilNilComplimentary Priority Pass Membership
Standard Chartered Yatra Platinum Credit Card**49949910% cashback on travel bookings made on Yatra.com

*Terms and Conditions Apply.
**Not available at Paisabazaar.com. Kindly visit Standard Chartered Bank’s website to apply.

Standard Chartered Credit Card- Features and Benefits

Some of the top Standard Chartered credit cards for 2019 in India are mentioned below:

Standard Chartered Manhattan Platinum Credit Card
Standard Chartered Platinum Rewards Card
Standard Chartered Super Value Titanium
Standard Chartered Ultimate Card
Standard Chartered Emirates World Credit Card
Standard Chartered Bank DigiSmart Credit Card

Standard Chartered Manhattan Platinum Credit Card

Best suited for:  Rewards  Dining  Lounge Access

Standard Chartered Manhattan Platinum Card

Key Highlights

Welcome Gift Vouchers- BookMyShow vouchers worth Rs. 2,000* on transacting within first 90 days

Cashback- 5% direct cashback at departmental stores and supermarkets

Rewards- 3 reward points for every Rs.150  spent across different categories

EMI Facility- Convert big-ticket purchases (above Rs. 5,000) into EMIs

Balance Transfer Facility- Transfer outstanding balances from other credit cards and pay back in easy EMIs

Terms & Conditions Apply

Read More

Apply Now and Check Eligibility

Standard Chartered Platinum Rewards Card

Best suited for: Fuel  Lounge Access  Dining

Standard Chartered Platinum Rewards Card

Key Highlights

Rewards- 1 reward point for every Rs. 150 spent

Accelerated Rewards- 5X rewards on dining, fuel and hotel spends

Standard Chartered Good Life Programme- Discounts and offers across dining, shopping, travel and more

Contactless Feature- This contactless credit card enables you to make payments without swiping the card at a POS

Terms & Conditions Apply

Read More

Apply Now and Check Eligibility

Standard Chartered Super Value Titanium

Best suited for:  Fuel  Travel  Lounge Access

Standard Chartered Super Value Titanium Card

Key Highlights

Movie Vouchers- BookMyShow vouchers worth Rs. 1,000 (terms and conditions apply)

Reward Points- 1 reward point for every Rs. 150 spent

Cashback- 5% cashback on telecom and utility bill payments and fuel transactions

Standard Chartered Good Life Programme– Discounts on shopping, dining, travel and more.

Terms & Conditions Apply

Read More

Apply Now and Check Eligibility

Standard Chartered Ultimate Card

Best suited for:  Travel  Lounge Access  Dining

Standard Chartered Ultimate Card

Key Highlights

Welcome Gift Vouchers- Book tickets on MakeMyTrip within 90 days of card issuance and get cashback up to Rs.10,000

Rewards- 5 reward points for every Rs. 150 spent

Dining Benefits- Up to 25% discount at top restaurants in India

Golf Benefits- Access to 20 premiere golf courses in India and 150 countries around the globe

Cashback Offer- 5% cashback on duty-free spends at airports

Lounge Access- Complimentary Priority Pass membership

Read More

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Standard Chartered Emirates World Credit Card

Best suited for:  Travel  Lounge Access  Golf

Standard Chartered Emirates World Credit Card

Key Highlights

Air Miles Bonus- 4,000 bonus miles and fly to Dubai with just 27,500 miles

Skyward Air Miles-

  • Up to 6 Skyward miles for every Rs. 150 spent on credit card for international transactions
  • Up to 4 Skyward miles for every Rs. 150 spent on credit card for domestic transactions

Lounge Access- 2 complimentary lounge access per month under Priority Pass Membership

Golf Benefit- 3 complimentary golf games in a year along with one free lesson per month

Insurance- Complimentary air accident cover worth Rs. 1 Crore

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Standard Chartered Bank DigiSmart Credit Card

Best suited for:  Dining  Shopping  Movies

DigiSmart Credit Card

Key Highlights

Offer on Grofers – 10% off up to Rs. 1,000 per month

Offer on Myntra – 20% off up to Rs. 700 per month

Offer on Zomato – 10% off 5 times per month

Offer on OLA – 15% off up to Rs. 600 per month

Read More

Apply Now and Check Eligibility

Other Standard Chartered Bank Credit Cards
Eligibility Criteria and Documents Required for Standard Chartered Bank Credit Card
How to Apply for Standard Chartered Bank Credit Card
Standard Chartered Bank Rewards Programme
Standard Chartered Bank Credit Card Fees and Charges
Standard Chartered Bank Credit Card Customer Care
Standard Chartered Bank FAQs
News

Other Standard Chartered Bank Credit Cards

Standard Chartered Landmark Rewards Platinum Card

Note: This card is not available on Paisabazaar.com. Kindly visit Standard Chartered Bank’s website to apply.

Extra Rewards at Landmark Stores- 9X reward points at Landmark affiliated stores such as Home Center, Lifestyle and Max (9 reward points for every Rs. 200 spent)

Cashback- 5% cashback for grocery shopping at SPAR Hypermarket with maximum cashback capped at Rs. 500 per month

Discount Vouchers- Get vouchers worth Rs. 2,800 (T&C Apply)

Standard Chartered Good Life programme- Discounts across dining, shopping, travel and other categories

Standard Chartered Visa Infinite Credit Card

Note: This card is not available on Paisabazaar.com. Kindly visit Standard Chartered Bank’s website to apply.

Lounge Access- 4 complimentary airport lounge access per quarter

Rewards- 2 reward points for every Rs. 100 spent across categories and 5 reward points for every Rs. 100 spent on retail fashion or on overseas transactions

Good Life Programme-  Discounts on travel, shopping and dining

Insurance Benefit- Complimentary overseas air accident cover of Rs. 1.2 Crore

Standard Chartered Yatra Platinum Credit Card

Note: This card is not available on Paisabazaar.com. Kindly visit Standard Chartered Bank’s website to apply.

Welcome Benefit- Yatra.com gift voucher of Rs. 4,000

Cashback on Yatra- 10% cashback on travel bookings made on Yatra.com (T&C Apply)

Rewards- 2 reward points for every Rs. 100 spent across all categories. 2X reward points at Yatra.com

Fuel Surcharge Waiver- 1% fuel surcharge waiver on fuel purchases

Eligibility Criteria and Documents Required for Standard Chartered Bank Credit Card

Eligibility

To be eligible for SCB credit cards, you must meet the following criteria-

  • The applicant should be aged between 21 and 65 years.
  • Applicant should have stable finances.
  • Applicant should be living in the cities where Standard Chartered sources credit cards.

Documents Required

The table given below shows the documents that you need to submit at the time of credit card application-

Proof of Identity

Proof of Address

  • Aadhaar Card
  • Passport
  • Utility bills (not more than 3 months old)
  • Any other government approved ID
Proof of Income
  • Bank statement for the last 3 months
  • Salary slips for the last 3 months
  • Audited financials for the last two years (for self-employed)
  • Form 16

How to Apply for Standard Chartered Bank Credit Card

Standard Chartered Bank understands the different needs when it comes to a credit card. The bank offers a variety of credit card that caters to all the financial requirement. To apply for an SCB Credit Card, you can follow the below mentioned steps:

Step 1- Click here to start with your credit card application.
Step 2- Once you proceed with the application, you need to fill in the basic details like your name, address, monthly income, mobile number etc.
Step 3- According to your eligibility, there will be a list of financial institutions offering credit card best suited for you.
Step 4- You can select the bank according to your financial situation and accordingly apply with the same. The bank will do a background check and then once your application is approved from their end, the card will be dispatched and delivered to you within 7-10 working days.

Already Applied for Standard Chartered Credit Card? Know how to Check Your Application Status

Click Here

Standard Chartered Bank Rewards Programme

Standard Chartered Bank reward programme is called 360° Reward Points. These reward points are earned through air miles or the daily transactions on the credit card. Below are some of the reward points that you can earn with the Standard Chartered Credit Cards:

Credit Card360° Rewards Points /  Skywards MilesBonus Points
Platinum Rewards Card5 RP per Rs.150 spent15X RP at Shoppers Stop
Super Value Titanium1 RP per Rs.150 spent15X RP at Shoppers Stop
Manhattan Platinum3 RP per Rs.150 spent15X RP at Shoppers Stop
Ultimate5 RP per Rs.150 spent15X RP at Shoppers Stop
Emirates World6 Skywards Miles per Rs.150 spent on Emirates transactions

6 Skywards Miles per Rs.150 spent on other transactions

15X RP at Shoppers Stop
Know More

Standard Chartered Bank Credit Card Fees and Charges

Apart from the annual fee and joining fee on different credit cards, these are the other charges applicants should be aware of-

Type of chargeAmount
Late chargeIf the credit card holder misses 2 consecutive months’ payment,  Rs.100 will be charged as late charge
Late payment chargesIf the outstanding balance as per the statement is less than Rs.500, the charge levied is Rs.100. If the
outstanding balance lies between Rs.501 to Rs.2000, the charge payable is Rs.350. The charge is Rs.500 for balances between Rs.2001 to Rs.4000, Rs.700 for outstanding balance between Rs.4001 and Rs.20,000 and Rs. 800 for balances which are higher than Rs.20,000.
Over limit feesFor every instance of over-limit, a fees will be paid which should be 2.5% of the overdrawn amount subject to a minimum of Rs.500
Standard Chartered Rewards Handling ChargesAs handling and courier charges for the redemption of reward points, the bank charges Rs.99 for all
credit cards except Emirates Platinum, Platinum Elite and Landmark Rewards Platinum.
Cash Advance FeeFor cash withdrawals through ATMs, a fee is payable which is 3% of the amount of cash withdrawn
subject to a minimum of Rs.300. If the withdrawals are done using the teller facility at Standard Chartered branches, an additional fees of Rs.500 is levied.
Overseas TransactionsAll transactions carried out overseas would attract a charge of 3.5% as transaction fee. This fee would
include the charges which are paid out to VISA or MasterCard for converting the value of overseas credit card transactions into INR. Transactions affected at merchant establishments which are registered overseas but having branches in India would also attract a 0.80% transaction fee payable to VISA or MasterCard and this fee would be included in the credit card statement issued to the credit card holder every month.
SurchargesThe rate of the surcharge depends on the nature of the transaction. For railway transactions, a surcharge of
Rs.25 or 2.5% of the transaction value (whichever is higher) is levied, for petrol transactions, it would be higher of Rs.10 or 2.5% of the transaction value.
GSTA GST of 18% is charged.
Pick up fee for cheque or cashFor overdue card accounts, Rs.100 would be levied for payments which are collected by authorized
representatives of the bank. This charge would be reflected in the next month’s credit card statement.

Standard Chartered Bank Credit Card Customer Care

Standard Chartered Bank Credit Card users can get in touch with the bank’s customer care via call, email and SMS. Here are the details:

Standard Chartered Bank credit card customer care number: Gurgaon/ Noida- 011 – 39404444 / 011 – 66014444 / Bangalore, Chennai, Ahmedabad, Kolkata, Delhi, Pune Hyderabad, Mumbai – 6601 4444 / 3940 4444

Standard Chartered Bank credit card customer care Email ID: customer.care@sc.com

Standard Chartered Bank credit card customer care SMS:  For any query, card holders can SMS on 9980033333, available 24*7.

In case of complaints, customers can also fill the complaints form available on the official website of Standard Chartered Bank.

Know More

Standard Chartered Bank FAQs

How can I know the status of the credit card application?

To know the status of Standard Chartered credit card application you can visit,  Standard Chartered credit card application status page and with the help of application reference number, the bank will update you with the progress of your application.

What are the mode of payment of credit card bills?

You can repay the credit card bill with the help of NEFT, auto debit facility, cash, cheque or internet banking.

What is the annual fee on SCB credit card?

The annual fee on SCB credit card starts from Rs. 250  and goes up to Rs. 3,000.

How can the reward points be redeemed?

The reward points can be redeemed through online and mobile banking. With online banking, you can select, online rewards section and follow the steps of redeeming the reward points. Similarly, in the “Credit Card Reward” section in mobile banking, you can select the option from the menu that will be displayed and can accordingly redeem the points.

News

Standard Chartered Bank Launches DigiSmart Credit Card
3rd September 2019
Standard Chartered Bank has launched the DigiSmart credit card aimed towards millennials. The card provides discounts and offers on dining spend, apparel shopping, flight tickets, movie tickets and grocery spends. Customers can avail these offers when they shop at Myntra, Grofers, Yatra, Zomato and other partner platforms. All these offers come at a nominal fee of Rs. 49 per month. Users can also get waiver on this monthly fee if they spend Rs. 5,000 or more in the previous month.

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Aug 8 , 2019
5/5
Replacement

Replacement for the lost card happened at a reasonable rate of INR 100.

Aug 8 , 2019
5/5
Agents

The agents and team are available for assistance all round the clock.

Aug 8 , 2019
5/5
On account of lost card

On account of lost card, I contacted the team and they helped me out!

Aug 8 , 2019
5/5
Redemption of the rewards

This is only INR 100 fee applicable for the redemption of the rewards.

Aug 8 , 2019
5/5
Lost my card

When I had lost my card, the agents gave me an emergency replacement.

Aug 8 , 2019
5/5
Truly appreciate

I truly appreciate the concierge service that comes with this card.

Aug 8 , 2019
5/5
I love golf

I love golf, so for me this card is a total steal. Perfect.

Aug 8 , 2019
5/5
Credit card is perfect

This credit card is perfect for me since I travel and eat out a lot.

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