Standard Chartered Priority Visa Infinite Credit Card
Travel
Reward Points
Travel
Accelerated reward points on international spends
Lounge Access
Up to 24 international lounge visits/ year
Rewards
5X reward points on retail spends
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About Standard Chartered Priority Visa Infinite Credit Card
Standard Chartered Priority Visa Infinite Credit Card is primarily designed to offer benefits around travel and lifestyle. Cardholders can earn accelerated reward points on international and retail spends, making it a suitable option for frequent travellers. Additionally, travel benefits like up to 24 complimentary international and 16 domestic lounge visits per year further enhance the card’s value.
However, only Priority Banking customers are eligible for complimentary international lounge access, while non-Priority customers receive only the Priority Pass membership. It’s also important to note that this card is lifetime free only for Priority Banking customers, and non-Priority Banking customers have to pay both joining and annual fees.
Another drawback is the high forex markup fee of 3.5%, especially considering that this card focuses on international travel. This can significantly reduce the value of accelerated rewards on international spends. Overall, this card is a suitable option if you maintain a Priority Banking relationship with the bank and want to avail decent travel benefits.
Note: This Card is not available on Paisabazaar. The content on this page is for information only. To express interest in this card, please visit Standard Chartered Bank’s website.
Rewards, Travel & Other Benefits
Rewards Program
- 5 reward points for every Rs. 100 spent internationally or on retail
- 2 reward points for every Rs. 100 spent on other categories
Complimentary Lounge Access
- 4 complimentary domestic airport lounge visits every quarter
- 2 complimentary international airport lounge visits every month with Priority Pass Membership1
Standard Chartered Priority Visa Infinite Credit Card: Fees & Charges
| Particulars | Amount | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Nil | ||||||||||||
| Annual Fee | Nil | ||||||||||||
| Finance Charges | 3.75% p.m. (45% p.a.) | ||||||||||||
| Late Payment Charges2 |
|
Things to Know Before you apply
Get this card if
You are a Priority Banking customer looking for an option to save on your expenses
You are a frequent international traveller and want to earn accelerated rewards on overseas spends
You frequently travel and want to avail travel benefits like complimentary lounge access
Eligibility Criteria for Priority Banking
Minimum Monthly Average Funds Under Management (FUM): Rs. 30 Lakh
Minimum Monthly Salary Credited: Rs. 3 Lakh
Mortgage Approved Amount: Rs. 2 Crore
Paisabazaar Review
What do we like about this card?
Standard Chartered Priority Visa Infinite Credit Card is primarily designed for Priority Banking customers. Cardholders can earn accelerated reward points on international and retail spends. Additionally, complimentary domestic and international lounge visits enhance the card’s overall value for frequent travellers. However, it\'s important to note that while the card focuses on travel benefits, it charges a high forex markup fee of 3.5%, which could be a drawback for international travellers.
Pros
- Accelerated reward points on international & retail spends
- Complimentary domestic & international lounge access
- Insurance benefits of up to Rs. 1 Crore
- Lifetime free for Priority Banking customers
Cons
- Low base reward rate on other spends
- High forex markup fee of 3.5%
- Joining/annual fees may apply for non-Priority Banking customers
Frequently Asked Questions
Everything you need to know about this credit card
You can apply for this credit card through the bank’s official website. You need to fill out an application form and attach the required documents to apply online for this card. However, if you want to apply offline, you can visit any of the nearest branches of the bank and contact an executive.
Yes, you can apply for this credit card. However, if you are not a Priority Banking customer, your approval will depend on the bank’s eligibility criteria, and you will be required to pay both joining and annual fees. Additionally, you must be between 21 and 65 years of age and have a stable monthly income to be eligible for this credit card.
The bank decides the credit limit only after scrutinizing your application. Your credit limit depends on various factors, including monthly income, repayment capacity, credit score and more. Therefore, you will get to know about your credit limit only after successful verification.
Yes, you can withdraw cash using your credit card through any ATM. However, the bank will charge a cash advance fee of 3% of the cash withdrawal amount or a minimum of Rs. 300. Therefore, it is advisable not to withdraw cash using a credit card as it incurs high charges.
You can check your credit card application status by visiting the bank’s official website. All you need to do is visit the application status page on the official website and enter the application number to check your status. Apart from this, you can also call Standard Chartered Credit Card customer care number and ask the representative about your status.
Footnotes
- This benefit is available only for customers who qualify under the Funds Under Management (FUM) criteria. Other users will receive only a complimentary Priority Pass Membership.
Click here to know More Terms and Conditions
Shruti Sharma
Shruti Sharma is a skilled content writer with a passion for simplifying personal finance for consumers. Specializing in credit cards and financial planning, she offers valuable insights that empower individuals to make informed financial choices. Through her writing, she shares practical tips and guides readers through the nuances of credit card usage.
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