| LIC Housing Finance LAP Highlights | |
| Interest Rate | 9.50%-11.55% p.a. |
| Loan Amount | Rs 2 lakh onwards |
| Tenure | Up to 15 years |
| Processing Fee | Up to 1% |
Apply for Loan Against Property at Attractive Interest Rates Click Here
Table of Contents
LIC Housing Finance Loan Against Property Interest Rates
Grih Vikas
Loan Amount up to Rs 15 crore
| CIBIL Score | Interest Rate (p.a.) |
| 750 and above | 9.50% |
| 700-750 | 10.30% |
| 600-700 | 11.55% |
Lease Rental Discounting
For Individuals
Loan Amount up to Rs 15 crore
| CIBIL Score | Interest Rate (p.a.) |
| 750 and above | 9.90% |
| 700-750 | 10.00% |
For Non-Individuals
Loan Amount up to Rs 15 crore
| Tenure | Interest Rate (p.a.) |
| Up to 7 years | 10.25% |
| 7-12 years | 10.50% |
| 12-15 years | 11.00% |
My Office LAP
For Individuals
For Loan Amount of Rs 10 lakh to Rs 10 crore
| CIBIL Score | Interest Rate (p.a.) |
| 750 and above | 10.25% |
| 700-750 | 10.85% |
For Loan Amount of Rs 5 crore to Rs 15 crore
| CIBIL Score | Interest Rate (p.a.) |
| 750 and above | 10.25% |
| 700-750 | 11.10% |
For Non-Individuals
For Loan Amount of Rs 10 lakh to Rs 15 crore
| CIBIL Score | Interest Rate (p.a.) |
| NA | 11.25% |
Apply for Loan Against Property at Attractive Interest Rates Click Here
Compare Interest Rates on Loan Against Property for Top Banks & HFCs
| Name of the Lender | Interest Rate (% p.a.) |
| State Bank of India | 10.60-11.30 |
| Bank of Baroda | 10.85-16.50 |
| PNB Housing Finance | 9.25-15.00 |
| IDFC First Bank | 9.00-16.50 |
| HDFC Bank Limited | 9.50-11.00 |
| L&T Housing Finance | 9.50 onwards |
| LIC Housing Finance | 9.50-11.55 |
| Godrej Housing Finance | 9.75 onwards |
| ICICI Bank | 10.85-12.50 |
| Tata Capital | 10.10 onwards |
| Bajaj Housing Finance | 8.50-18.00 |
| Axis Bank | 10.50-10.95 |
| Kotak Mahindra Bank | 9.15 onwards |
Apply for Loan Against Property at Attractive Interest Rates Click Here
Types of LIC Housing Finance Loan Against Property
Grih Vikas
- Purpose: Loan against residential properties for personal or business purposes such as child’s education or marriage, business expansion, purchase of another property, etc.
- Loan Amount: Rs 2 lakh onwards
- Tenure: Up to 15 years
- Processing Fee: 5% of loan amount
Lease Rental Discounting
Purpose: Loan against rental receipts obtained from rented properties
Apply for Loan Against Property at Attractive Interest Rates Click Here
Eligibility Criteria for LIC Housing Finance Loan Against Property
The applicants should only be Indian residents.