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HDFC Bank Business Loan Highlights |
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| Interest Rate |
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| Loan Amount |
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| Loan Tenure |
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| Processing Fees |
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Note: Interest rates as of 17 March 2025
Table of Contents
HDFC Bank Business Loan Interest Rates
HDFC Bank Business Loan interest rates range between 10.75% and 25% p.a. The interest rates provided by the lender for its business loans are as follows:
| Particulars | Interest Rates (p.a.) |
| For availing fresh business loans | 10.75% to 22.50% p.a. |
| For business loans for professionals | 11.01% to 14% p.a. |
| For balance transfer of existing business loans from other lenders | 15.75% p.a. onwards |
| For balance transfer of existing business loans for professionals from other lenders | 13.29% p.a. onwards |
| HDFC Bank Sustainable Livelihood Initiative | 11.50% to 19% p.a for SHG and 22% to 25% p.a for JLG |
Fees and Charges for Business Loans from HDFC Bank
The fees and charges for availing HDFC Bank Business Loans are mentioned below:
Fees and Charges for HDFC Bank Business Loans
| Particulars | Fees and Charges |
| Processing fees |
Note: The bank does not charge processing fees for loans of up to Rs 5 lakh availed by Micro & Small Enterprises subject to Uniform Rules of Collection (URC) submission prior to disbursal |
| Pre-payment charges |
Note:
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| Overdue EMI Interest | 2% per month |
Note: Senior Citizens are eligible for 10% discount on all service charges
Fees and Charges for HDFC Bank Working Capital Loans for Small Businesses
| Particulars | Fees and Charges |
| Processing Fees | Rs 7500 or up to 1% (plus taxes) of total facility amount, whichever is higher
Rs 5000 (plus taxes) to be collected in advance as non-refundable administrative cost for legal and valuation expenses incurred before sanctioning the loan. |
| Renewal Fees | Up to 0.75% (plus taxes) of the total facility amount |
| Additional Interest | 18% p.a. for delay, overdue or default of total payable amount |
| Commitment Charges |
The bank will levy charges on a quarterly basis (applicable only for CC/OD facility) |
Fees and Charges for HDFC Bank Retail Agri Loan for Farmers
| Particulars | Fees and Charges |
| Processing Fees | Regular Kisan Gold Card (KGC): 2%
KGC Saral: Rs 2500 |
| Foreclosure charges |
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| Late payment penalty |
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Fees and Charges for HDFC Bank Working Capital Loans for Contractors
| Particulars | Fees and Charges |
| Processing Fees | Up to 1% of facility amount plus taxes |
| Renewal fees | Up to 0.50% (plus taxes) of facility amount |
| Commitment Charges |
Applicable only for the OD/CC facility |
HDFC Bank Commercial Construction Equipment Finance
| Particulars | Fees and Charges |
| Processing fees | New loan: Up to 1% of loan amount
Used loan: Up to 1.5% of loan amount |
| Foreclosure Charges |
Nil foreclosure charges for floating rate term loans sanctioned to individual borrowers |
| Overdue EMI Interest | 2% per month on unpaid EMI |
| Asset verification charges | At actuals |
HDFC Bank Letters of Credit and Bank Guarantees
| Particulars | Fees and Charges |
| Letter of Credit FCY issuance (FCY/LCY) |
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| Guarantee issuance |
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HDFC Bank Commercial Vehicle Loan
| Particulars | Fees and Charges |
| Processing fees (non-refundable) | For new/used loans: Up to 1.50% of loan amount |
| Foreclosure/prepayment charges |
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| EMI return charges | Rs 550 per instance |
| Service charges | Up to 1.50% of loan amount |
| Valuation charges | Rs 900 per asset |
HDFC Bank Export Services
| Particulars | Fees and Charges |
| Letter of credit FCY issuance (FCY/LCY) |
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| SBLC Issuance (FCY/LCY) |
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| Guarantee issuance |
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HDFC Bank Import Services for SMEs
| Particulars | Fees and Charges |
| Letter of credit FCY issuance (FCY/LCY) |
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| SBLC Issuance (FCY/LCY) |
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| Guarantee issuance |
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Types of Business Loans provided by HDFC Bank
HDFC Bank Business Loan for Manufacturers
Purpose: HDFC Bank Business Loan for Manufacturers is an unsecured business loan designed for financing for working capital needs (like buying raw materials) and bulk expenses for business expansion (like purchase or renting of machinery and other equipment) of MSME business units. The bank also offers an unsecured dropline overdraft (OD) facility between Rs 5 lakh and Rs 15 lakh within this loan facility.
Loan amount: Up to Rs 40 lakh (Rs 50 lakh in select locations)
Loan tenure: 1 to 4 years
HDFC Bank Business Loan for Traders
Purpose: HDFC Bank Business Loan for Traders is an unsecured business loan facility, which enables businesses to finance their working capital needs, purchasing stocks for further sale, etc. The bank also provides an unsecured dropline overdraft facility under this business loan facility. Existing borrowers of business loans for traders (from other lenders) can exercise the balance transfer facility to transfer their existing business loan to HDFC Bank.
Loan amount: Up to Rs 40 lakh (Rs 50 lakh in select locations)
Loan tenure: 1 to 4 years
HDFC Bank Business Loan for Self-Employed
Purpose: HDFC Bank Business Loan for Self-Employed is an unsecured business loan, which enables both self-employed professionals (like doctors and architects) or non-professional business persons (like entrepreneurs, start up owners, existing owners of business firms) to finance their working capital needs, purchasing machinery/equipment, business expansion etc. The bank claims to provide a hassle-free application process for this business growth loan scheme with minimal documentation.
Loan amount: Up to Rs 50 lakh (Rs 75 lakh in select locations)
Loan tenure: 1 to 4 years
HDFC Bank Business Loan for Chartered Accountants (CA)
Purpose: HDFC Bank Business Loan for Chartered Accountants (either with a personal practice or an office) is an unsecured business loan to finance their working capital needs, office construction or renovation, expansion of their practice through new branches, hiring employees, etc. The bank also offers an unsecured dropline overdraft facility as a part of its business growth loan for CAs.
Loan amount: Up to Rs 40 lakh (Rs 50 lakh in select locations)
Loan tenure: 1 to 4 years
HDFC Bank Business Loan for Doctors
Purpose: HDFC Bank Business Loan for Doctors is an unsecured business loan for buying medical equipment, paying salaries, managing their working capital needs etc. The bank also offers an unsecured dropline overdraft facility as a part of its business growth loan for CAs. The bank claims to provide minimal documentation and quick disbursal of loan amount. HDFC Bank also offers the balance transfer facility to borrowers of other lenders wherein they can transfer their existing loan to HDFC Bank at interest rates starting from 10.75% p.a.
Loan amount: Up to Rs 75 lakh (in select locations) based on the credit history of loan applicants and repayment of previous loans, if any
Loan tenure: 1 to 6 years
Interest Rate: 10.75% p.a. (for balance transfer)
Processing Fees: Rs 7,999 plus GST (for balance transfer)
HDFC Bank Business Loan for Professionals
Purpose: HDFC Bank Business Loan for Professionals is an unsecured business loan offered to professionals for financing their working capital needs, expansion of their practice, etc. The bank claims to offer minimal documentation and quick disbursal for its loan applicants. HDFC Bank also offers the balance transfer facility to borrowers of other lenders wherein they can transfer their existing loan to the bank at interest rates starting from 13.29% p.a.
Loan amount: Up to Rs 75 lakh (in select locations). The final loan amount offered by the bank depends on the credit history of the loan applicant
Loan tenure: 1 to 5 years
Interest Rate:
- For availing fresh loans: 11.01% to 14% p.a.
- For balance transfer: 13.29% p.a.
Processing Fees:
- For availing fresh loans: Up to 2% of loan amount
- For balance transfer: 0.99% (for balance transfer)
HDFC Bank Sustainable Livelihood Initiative
Purpose: The HDFC Bank Sustainable Livelihood Initiative (SLI) aims to provide financial support to women borrowers in self-help groups (SHG) and joint liability groups (JLG), with at least 5 members, to access credit from the bank and use it for professions like handicrafts, livestock rearing, tailoring, setting up grocery shops, artificial jewellery designing, etc. The bank also provides collateral free loans to farmers to augment their cash flows. The bank provides the SLI loan based on their repayment capacity and income stability.
Interest rates: The interest rates provided under the HDFC Bank SLI scheme are as follows:
- 11.50% to 19% p.a for SHG
- 22% to 25 % p.a for JLG
Loan amount: Rs 15,000 to Rs 1 lakh per member
Loan tenure: Up to 18 months (for JLG) and up to 3 years (for SHG)
HDFC Bank Working Capital Loans for Small Businesses
Purpose: The HDFC Bank Working Capital Loans for small businesses provides secured business loans to sole proprietors, partnerships, LLP and companies operating in the manufacturing, retailer, distribution, trade and service provider segments for taking care of their working capital requirements. The bank also offers collateral free loans of up to Rs 1 crore under the Credit Guarantee Trust for Micro & Small Enterprise (CGTMSE) for retail traders. The bank offers both fund and non-fund based facilities including:
- Cash Credit
- Term Loan
- Overdraft (Overdraft Against Property, Overdraft Against FD, Merchant Overdraft, Dropline Overdraft and Dukandar Overdraft): Designed exclusively for shopkeepers, retailers and the kirana segment.
- Bill Discounting
- Letter of Credit
- Bank Guarantee
- Credit Guarantee Trust for Micro & Small Enterprise
- Export Packing Credit (EPC)
- Pre Shipment Finance (PSF)
Annual Turnover: Rs 60 lakh to Rs 7.5 crore. HDFC Bank also processes loan applications of businesses with turnover exceeding Rs 7.5 crore provided the customer is eligible for availing loans under priority sector lending for MSMEs.
HDFC Bank Working Capital Loans for Businesses with Turnover above Rs 7.5 crore
Purpose: The HDFC Bank Working Capital Loans for Businesses with Turnover above Rs 7.5 crore provides business loans to sole proprietors, partnerships, HUF, private or public limited company and companies operating in the manufacturing, retailer, distribution, trade and service provider segments for taking care of their working capital requirements. The bank also offers collateral free loans of up to Rs 1 crore under the Credit Guarantee Trust for Micro & Small Enterprise (CGTMSE) for retail traders. The bank offers both fund and non-fund based facilities including:
- Cash Credit
- Term Loan
- Overdraft (Overdraft Against Property, Overdraft Against FD, Merchant Overdraft, Dropline Overdraft and Dukandar Overdraft): Designed exclusively for shopkeepers, retailers and the kirana segment.
- Bill Discounting
- Letter of Credit
- Bank Guarantee
- Credit Guarantee Trust for Micro & Small Enterprise
- Export Packing Credit (EPC)
- Pre Shipment Finance (PSF)
- DRUL (Bill Discounting Under Letter of Credit)
Annual Turnover: Between Rs 7.5 crore and Rs 200 crore
HDFC Bank Working Capital Loans for Contractors
Purpose: The HDFC Bank Working Capital Loans for Contractors offers business loans through both fund based (cash credit, overdraft, working capital demand loan or bill/invoice discounting) and non-fund based (bank guarantee, letter of credit) instruments.
Security: Commercial or construction equipment
HDFC Bank Easy EMI for SMEs
Purpose: The HDFC Bank Easy EMI for SMEs enables businesses to procure funds for expanding their infrastructure by purchasing machinery and other modern equipment while repaying the loan amount in easy instalments through no-cost EMIs. The bank offers unsecured loans of up to Rs 50 lakh. However, the bank will ask for collateral for loan amounts of more than Rs 50 lakh. The products included under this scheme are as follows:
- Electronics (TVs, ACs, Laptops, Desktops)
- Security Systems
- Refrigerators
- Paper Shredders
- Printers & Scanners
- Generators
- Mobile phones & Tablets
- Washing Machines
- Batteries & Inverters
- Geysers
- Projectors
- Water Heaters
- Water Filters
Loan Amount: Rs 50,000 to Rs 50 lakh (unsecured). The borrower has to provide collateral if the loan amount is greater than Rs 50 lakh
Loan Tenure: 6 months to 3 years
HDFC Bank Retail Agri Loan for Farmers
Purpose: The HDFC Bank Retail Agri Loan for Farmers is a secured business loan that enables them to take care of farm requirements (crop production, post-harvest, repair & maintenance, consumption, etc.), purchase of farm machinery, irrigation equipment, implements and construction of storage structures etc. The bank offers facilities like term loan, cash credit and overdraft under this business loan facility.
Loan Amount: Based on the total land under cultivation, cropping pattern and scale of finance
Loan Tenure: 5 years
Primary Security: Hypothecation of crop & assets created out of bank finance
Collateral Security: Mortgaging of agricultural land, urban property or liquid security
HDFC Bank Business Loan for Healthcare Finance
Purpose: The HDFC Bank Business Loan for Healthcare Finance is suited for healthcare businesses looking for loans for infrastructure, working capital finance, asset/medical equipment finance, merchant establishment overdraft facility, etc. The bank provides financing options like equipment finance, project finance, FCNR funding, working capital limits, buyers credit, bank guarantees and letters of credit.
Loan tenure: 1 to 7 years
HDFC Bank Term Loan
Purpose: The HDFC Bank Term Loan enables businesses to procure funds for cash flow financing, capital expenditure, business expansion and purchase of fixed assets through their short term financing options.
Loan Tenure: Up to 5 years
HDFC Bank Commercial Construction Equipment Finance
Purpose: The HDFC Bank Commercial Construction Equipment Finance provided 100% finance to purchase commercial/construction equipment like earthmovers, compactors, loaders, concrete, material processing machines, etc.
HDFC Bank Letters of Credit and Bank Guarantees
Purpose: HDFC Bank Letters of Credit and Bank Guarantees enable smooth facilitation of financial transactions both in India and abroad for business entities. The bank provides letters of credit facilitating the purchase of goods and services within and outside India. It also offers bank guarantees in Indian and foreign currencies as a surety.
HDFC Bank Dukandar Overdraft Facility
Purpose: The HDFC Bank Dukandar Overdraft facility enables small businesses, retailers, shopkeepers and kirana stores to maintain good payment history and reduce direct debit/cheque bounce risk. Borrowers only have to pay interest on the total amount utilised under this collateral-free option.
Loan Amount: Up to Rs 10 lakh
HDFC Bank Dealer Finance
Purpose: The HDFC Bank Dealer Finance offers a range of funding options like term loan, bank guarantee, letter of credit, cash credit and inventory funding for vehicle dealers (dealing in cars, two wheelers, commercial vehicles or tractors). Borrowers can use a variety of products under this business loan including savings account, current account, salary account, retail asset loans, demat account, private banking, credit cards, etc.
HDFC Bank Export Services
Purpose: The HDFC Bank Export Services offers facilities like export advances (to receive advance payment from overseas importers) and export bill collections (to get faster collection for export related bills) to businesses engaged in selling their goods and services in overseas countries. The bank claims to offer remittance services in 18 currencies to its borrowers along with providing assistance from its trade finance desks.
HDFC Bank Import Services for SMEs
Purpose: The HDFC Bank Import Services for SMEs provides several facilities to businesses purchasing goods and services from abroad. These services include import advances (to make advance payments to their overseas suppliers), import direct payments (make payments through the bank branches to overseas suppliers on receiving collection documents from them), import credit (authorise debits to the importers’ account for collecting documents received by the bank from overseas suppliers) and buyer’s credit (financing of the imported bills through the bank’s overseas branches and network of correspondent banks). The bank claims to provide assistance to importers from its trade finance desks.
HDFC Bank MSME Vehicle Loan
Purpose: The HDFC Bank MSME Vehicle Loan offers 100% financing for individuals on their new or pre-owned cars to take care of their business transport needs. The bank claims to offer the MSME vehicle loan with minimal or zero documentation and also provide assistance in finding the right car for the loan applicant.
Loan Amount: Up to Rs 3 crore
Loan Tenure: 1 to 7 years
HDFC Bank MSME Bike Loan
Purpose: The HDFC Bank MSME Bike Loan is for self-employed individuals or MSME business owners who are looking to purchase a bike for fulfilling their business related requirements. The bank claims to provide instant two-wheeler loans to their existing customers within 10 seconds.
Loan Tenure: 1 to 4 years
HDFC Bank Tractor Loan for SME
Purpose: The HDFC Bank Tractor Loan for SME includes both short term and long term loans provided to farmers for financing their purchase of tractors(s) to improve the farm output and offer better returns. The bank claims to offer tractor loans with quick disbursal and flexible repayment options.
HDFC Bank Commercial Vehicle Loan
Purpose: The HDFC Bank Commercial Vehicle Loan enables MSME business units to buy a new or used commercial vehicle, with 100% financing on the asset cost, for fulfilling their business related needs. Existing borrowers from other lenders can also transfer their commercial vehicle loan to HDFC bank. The bank also provides top-up loan on existing commercial vehicle loans for its borrowers. The types of vehicles financed by the bank, ranging from 1.5 tonne to 49 tonne gross vehicle weight (CVW), are mentioned below:
- Buses: Intracity, intercity, school and college bus, staff bus
- Trucks: Small truck, light truck, medium truck, heavy truck and customised truck
- Tankers: Milk tanker, water tanker, oil tanker, chemical tanker, petroleum tanker and gas tanker
- Tippers
- Transit mixers
- Tempos
Loan Tenure: 1 to 4 years
Pradhan Mantri Mudra Yojna (PMMY)
Purpose: HDFC Bank offers loans of up to Rs 10 lakh to non-corporate, non-farm small or micro enterprises under the Pradhan Mantri Mudra Yojna (PMMY) scheme, launched by the Govt. of India.
Loan amount:
- Shishu: Up to Rs 50,000
- Kishor: Between Rs 50,000 and Rs 5 lakh
- Tarun: Between Rs 5 lakh and Rs 10 lakh
Stand Up India Scheme
Purpose: HDFC Bank offers loans to enable Schedule Caste (SC), Scheduled Tribes (ST) and women entrepreneurs to set up businesses in the field of manufacturing, trading, agri-allied or services sector under the Stand Up India Scheme, launched by the Govt. of India. Loan applicants can submit their application in the Udyami Mitra Portal or visit the nearest branch of HDFC Bank to apply for the Stand Up India Loan scheme.
Loan amount: Rs 10 lakh to Rs 1 crore
HDFC Bank Business Loan Eligibility Criteria
The business loan eligibility criteria set for availing the HDFC Bank Business Loans are as follows:
HDFC Bank Business Loan for Manufacturers / Traders / Self-Employed / CA
- Self-employed individuals, proprietors, partnership firms, private limited companies and businesses involved in trading, manufacturing, or services.
- Age: 21 years (when applying for the loan) to 65 years (at the time of loan maturity)
- Minimum turnover of Rs 40 lakh
- Loan applicants with business experience of 5 years, out of which at least 3 years should be in the current business
- Businesses making profits for the last 2 years.
- Minimal Annual Income (as per the income tax returns) of Rs. 1.5 lakh p.a.
- The bank also considers the loan repayment history, CIBIL/credit score and existing relationship with the bank, along with the basic eligibility conditions, for availing business loans.
HDFC Bank Business Loan for Doctors
- Loan applicants should be practising / consulting doctors.
- Minimum 4 years of work experience post-degree (with at least 5 year work experience for physiotherapists post qualification)
- Age: 21 years (while applying for the business loan) to 65 years (at loan maturity)
- Minimum annual income of Rs 1 lakh p.a.
- Business must be profit making for the last 2 years.
HDFC Bank Working Capital Loans for Small Businesses
- Business vintage of at least 3 years
- Profitable entity of 2 years
- Availability of residential/industrial/commercial property, FD, liquid securities etc. as collateral
HDFC Bank Business Loan for Professionals
- Practising/consulting professionals such as doctors, physiotherapist, CA, architects and Company Secretaries (CS)
- Work Experience:
- CAs and doctors: 4 years post qualification
- Architects and CS: 5 years post qualification
- Physiotherapist: Minimum 5 years post qualification
- Age: 25 years (while applying for the business loan) to 65 years (at loan maturity)
- Minimum annual income of Rs 1 lakh p.a.
- Business must be profit making for the last 2 years
Stand Up India Scheme
- At least 1 SC, ST or woman borrower should be above 18 years of age for setting up the greenfield enterprise
- 51% of the stakeholders should be SCs, STs and/or women
- The borrower(s) should not have defaulted with any bank, non-banking financial company (NBFCs) or housing finance company (HFC)
HDFC Bank Sustainable Livelihood Initiative
- Minimum 5 members Existing and new SHG and JLG with a minimum of five members
- Mandatory bureau check
- It should have regular track record of repayment or must show consistent savings in the savings account
- Annual household income of up to Rs 3 lakh. Household means an individual family unit, with husband, wife and their unmarried children.
HDFC Bank Retail Agri Loan for Farmers
- The farmer should own agricultural land and is also actively involved in cultivating crops
- The individual farmer or joint borrower should be up to 60 years old. Legal heir is mandatory for applicants/joint borrowers aged above 60 years.
HDFC Bank Working Capital Loans for Businesses with Turnover above Rs 7.5 crores
- At least 3 years in same business and location
- At least 6 months of asset/liability relationship with HDFC Bank
- Sanctioned credit facility with the bank (for exposures above Rs 1 crore)
- The borrower should not be listed in the RBI defaulter’s list, CIBIL database or in HDFC Bank’s negative database(s)
- Satisfactory conduct with existing banker
- Group concerns not listed in RBI, CIBIL or bank’s internal database
- Positive tangible net worth (TNW) and profit after tax (PAT) for 2 years
Documents required for HDFC Bank Business Loan
The documents required for availing different types of HDFC Bank business loan schemes are mentioned below:
Business Loans for Manufacturers / Traders / Self-Employed / CA / Doctors / Professionals
- Application Form
- PAN Card of the individual, firm or company
- Identity proof (copy of any of the documents mentioned below)
- Passport
- Aadhaar Card
- PAN Card
- Voter’s ID Card
- Driving Licence
- Address proof (copy of any of the following documents):
- Aadhaar Card
- Voter’s ID Card
- Passport
- Driving Licence
- Last 6 month bank statements
- Latest income tax returns (ITR) along with computation of income and financial statements (Balance Sheet and Profit & Loss account) of last 2 years, after being certified / audited by the CA
- Qualification proof of highest professional degree (business loan for doctors and business loan for professionals)
- MCI Registration Proof (business loan for doctors)
- Proof of continuation like ITR, trade licence, establishment or sales tax certificate
- Other mandatory documents including declaration of sole proprietorship, certified copy of partnership deed, copy of memorandum of association (MOA) & articles of association (AOA) certified by the director & Original board resolution
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Pradhan Mantri Mudra Yojana
- Valid photo ID proof
- Proof of income: Latest ITR financial documents
- Current address proof
- Bank statement of last 6 months
- Loan application form
- Residence / office ownership proof
- Business continuity proof
- Trade references
HDFC Bank Sustainable Livelihood Initiative
- Identity and address proof (copy of Driving Licence, Voter ID Card or Aadhaar Card)
- Loan track records (in case the SHG/JLG have taken any loans)
HDFC Bank Working Capital Loans for Small Businesses
- CA certified/ audited financial statements
- Last six months’ bank statements
- Term loan repayment track record, if any
- Collateral documents
- Any other documents as per bank’s discretion on case-to-case basis
HDFC Bank Retail Agri Loan for Farmers
- Application Form
- KYC of borrower, co-borrower or guarantor
- Copy of Govt. land rate of agriculture land
- Copy of land records
- Latest updated bank statement/passbook
HDFC Bank Working Capital Loans for Businesses with Turnover above Rs 7.5 crores
- Last 2 years audited financial statements with the auditor and director’s report (In case the audited financial reports are not available, the borrower can provide the latest provisional results of up to 7 months of year ending signed by the proprietor / partners / directors for the previous financial year)
- Financial projections for the entire loan tenure, including calculation of the debt service credit ratio (DSCR)
- Last 2 years’ income tax returns and sales tax (or VAT) returns, including the latest completed financial year
- Copy of existing bank’s sanction letter (or bank statement reflecting the limit/CA certificate confirming the existing borrowings)
- External rating by ICRA, CRISIL or CARE
- Last 6 months bank statement of all bank accounts and past repayment track records (loan statements) of the business and its promoters
- Partnership deed (for partnership firm)
- Memorandum of association (MOA), articles of association (AOA) and shareholding pattern for public/private limited company
- Copy of property documents of the properties to be mortgaged
- Copy of latest electricity/telephone bills for confirmation of the office address (in case of merchant businesses who are non HDFC Bank customers)
- Certificate under the Shop and Establishment Act or Government Registration Documents (for merchant businesses that are non-HDFC Bank customers)
- Completed application form with annexure
HDFC Bank Working Capital Loans for Contractors
- KYC documentation
- Brief profile and history of the company and its promoters
- Last 6 month bank statements for all primary accounts
- Latest stock statements with ageing analysis
- Last 3 years audited financials and projected financials for current year
- Work order details
- Sanction letter of the existing bank limit
- Any other documents as required by the bank