Lendingkart Finance Business Loan

Lendingkart offers business loans to micro, small and medium enterprises to meet their business requirements. Some of the business loan products offered by Lendingkart include Working Capital Loans, MSME/SME Loans and Business Loans for Women. Lendingkart uses business analytics and big data technologies for evaluating business loan applications. It also uses machine learning tools and proprietary big data for setting the interest rates of its business loan applications.

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Avail up to ₹1 Cr starting at 13%

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HDFC Bank

Max Loan Amt.Upto ₹75L

Rate of Interest10.75% - 28%

Tenure uptoUpto 5 Years

Processing FeeUpto 2%

ICICI Bank

Max Loan Amt.Upto ₹50L

Rate of Interest13.25% 19.25%

Tenure uptoUpto 5 Years

Processing FeeUpto 2%

Axis Bank

Max Loan Amt.Upto ₹75L

Rate of Interest15% - 19.25%

Tenure uptoUpto 5 Years

Processing FeeUpto 2%

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Choose from 20+ Partner Banks/NBFCs

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Flexible Tenure of Up to 4 years

Lendingkart Business Loan Highlights

Interest Rate	17.25% p.a. onwards
Loan Amount	Up to Rs 2 crore
Tenure	Up to 3 years
Processing Fee	2%-5%

Note: Rates as of 1st May 2026

Lendingkart Business Loan Fees and Charges

Loan Products	Fees and Charges
Processing Fees	2%-5%
Pre-closure Charges	NIL
Penalty for late payment	Rs 300 (fixed) and 36% on overdue amount

Types of Lendingkart Business Loan

Lendingkart Business Loan

Purpose: Lendingkart offers collateral-free business loans to India’s small and medium enterprises for growth and expansion of their business venture. The NBFC offers online business loan processing and claims to disburse the loans within 3 days of loan application

Loan Amount: Up to Rs 2 crore

Tenure: Up to 3 years

Lendingkart Working Capital Loan

Purpose: Lendingkart offers collateral-free working capital loans to small and medium enterprises for running their everyday operations. The NBFC claims to process working capital loans within 72 hours of loan application.

Loan Amount: Up to Rs 2 crore

Tenure: Up to 3 years

Lendingkart MSME/SME Loans

Purpose: Lendingkart offers unsecured MSME loans to startup owners, women entrepreneurs and small business owners to meet their business requirements

Loan Amount: Up to Rs 2 crore

Tenure: Up to 3 years

Lendingkart Business Loan for Women

Purpose: Lendingkart offers unsecured business loans to women entrepreneurs for their business growth. The NBFC claims to provide online loan approval process, which enables the NBFC to offer loans on the same day.

Loan Amount: Up to Rs 2 crore

Tenure: Up to 3 years

Eligibility Criteria for Availing Lendingkart Business Loans

Established businesses that have been functional for more than 6 months are eligible for Lendingkart Business Loans (3 months for Working Capital Loans).
The business should have a minimum turnover of Rs 90,000 or more in 3 months preceding the loan application.
The businesses blacklisted or excluded from list for SBA Finance are not eligible for availing Lendingkart business loans.
NGOs, charitable institutions and trusts cannot avail small business loans from Lendingkart.
The location of the company should not be in the negative location list.

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Eligibility Criteria for Availing Lendingkart Business Loans for Women

The women applicant should have a minimum of 51% of the business share, especially in partnerships or corporations.
The applicant should be aged between 18 and 65 years to be eligible for business loans.
The business should be operational for a minimum period (usually 1-3 years) and be actively income-generating.

Documents Required for Availing Lendingkart Business Loans

Bank statement for last 1 year
Business registration proof
Proprietor’s PAN card and Aadhaar card copy
Partnership deed copy
Company PAN card copy

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What our customers say

Business loan complex hotta h

Business loan thoda complex lagta h muhje, lekin Paisabazaar pe team ne sab steps simple bana diya muhje ache se support kiya. Thank you.

Meher SinghJan 22, 2026

Hassle-free Business Loan

I would like to take a moment to sincerely appreciate Rohit Kumar\'s (EW25946) continuous support and clear communication. Your timely responses, cooperation, and willingness to help have made a significant difference and contributed greatly to smooth coordination and successful outcomes. Your professionalism and positive approach are truly commendable, and it has been a pleasure working with you. Thank you for your dedication and for maintaining such effective communication throughout.

MD Gausar AlamJan 20, 2026

Business loan liya tha, interest acha mila

Muhje darr tha ki interest rate kahi lenders jda na charge krle, phir paisabazaar pe sahi interest rate milla. Mera credit profile dekh ke or bhi bht saare factors consider karke interest rate milla.

Mohit DasJan 15, 2026

Uncle ne bataya tha Paisabazaar ke baare mai

Mai online loans ke baare mai jada nhi janta, mere chacha ne bataya tha ki Paisabazaar se loan acha milta hai. Try kiya or asli mai bohot acha experience tha.

Raju RastogiJan 14, 2026

Boutique ke liye small loan liya tha

Boutique ke liye small loan liya tha. Small entrepreneurs ke liye bht important hota hai sahi jagah se loan lena. Paiabazaar ki team bohot helpful hai.

Vanni KumariJan 13, 2026

Loan approval ke chances dikhate h

Paisabazaar se business loan lo toh pata rehta h ki kaha loan approval ke chances jada hai. Isse thoda tension kam jata h rejection ka. Acha feature hai.

Sobhit GuptaJan 5, 2026

Advisors bohot ache the

Business loan thoda confusing hota h. Advisors ne sahi guide kiya. Thanks you.

Prakash MishraJan 4, 2026

Trusting platform

I take business loan from Paisabazaar two months before. very nice experience. No jhamela, only good work done. Thank you

Priya ShawDec 30, 2025

Chote business ke liye bhi loan mila

Chote businesses ko loan milne mai dikkat hoti hai lekin yaha mil gaya. Thank you for helping small business also. Good job keep it up.

Rupesh SharmaDec 29, 2025

Quick and easy steps

Business loan apply karne se pehle yeh sochke dar lagta tha ki bohot mehnat lagegi. Lekin mai toh surprise hi hogayi Paisabazaar ka simple or easy steps dekh ke. Itna smooth process tha ki bikul hi samjh nhi aaya kab loan approve hua or kab account mai paise agaye.

Ishita SinghDec 28, 2025

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Written By

Vandana Punj

Reviewed By

Shamik Ghosh

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Lendingkart Finance Business Loan

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Lendingkart Business Loan Highlights

Lendingkart Business Loan Fees and Charges