FlexiLoans is one of the leading NBFCs that offers credit facilities to business owners and SMEs nationwide, helping them to meet their business-related requirements. There are different types of loans offered by FlexiLoans named as Flexi Term Loan, Flexi Vendor Finance, Flexi Loan against POS, and Flexi Line of Credit. The business loan interest rate offered by FlexiLoans is as low as 1% per month onwards.
Business Financing from FlexiLoans – 2022
The interest rates are decided as per the eligibility criteria of the lender and the fees and charges are as per the loan type. The following are mentioned below.
Business Loans | Loan Amount | Interest Rate | Eligibility Criteria | Repayment Tenure | Monthly Sales |
Term Loan | From Rs, 50,000 to Rs. 1 crore | 1% per month onwards | Minimum Business Vintage: 1 year Monthly Business Turnover: Rs. 2 lakh | Up to 48 months | Rs. 2 lakh |
Flexi-Vendor Financing | Up to Rs. 2.5 crore | Only on the actual days till complete repayment | Minimum Business Vintage: 12 months’ history Positive Net worth Supplier of large corporate Valid invoice, work order, purchase order with 1 Lakh rupees | Facility Tenure: Up to 12 months Loan (Against Invoice) Tenure: From 30-120 days | Credit Limit up to 90% of the invoice |
Flexi-Loan against POS | Up to Rs. 1 crore | As per lender eligibility basis | Minimum Business Vintage: 1 year | 3 months – 24 months | Rs. 1 lakh |
Flexi-Line of Credit | Up to Rs. 1 crore | Depends on sales data | Minimum Business Vintage: 1 year | 3 months – 24 months | Rs. 2 lakh |
Check – Which bank gives low interest rate for business loan?

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Business Loans from FlexiLoans
Flexi-Term Loan:
- Interest Rate: 1% per month onwards
- Processing Fee: 2% of the sanctioned loan amount
- Loan Amount: Rs. 50,000 – Rs. 1 crore
- Repayment Tenure: Up to 48 months
- Minimum Business Vintage: 1 year
- Monthly Business Sales: Rs. 2 lakh
Flexi-Vendor Finance:
- Loan Amount up to Rs. 2.5 crore
- Repayment Tenure up to 12 months
- Loan against invoice tenure: 30 – 120 days
- Business Vintage should be a minimum of 1 year
- Supplier should be of a reputed organisation
- Borrower must have a valid work order, invoice, or purchase order with the value of at least Rs. 1 lakh
Flexi-POS Loan:
- Loan against Point-of-Sale Machines (Merchant Cash Advance)
- No Collateral/Security required
- Loan amount up to Rs. 1 crore
- Repayment Tenure: 3 months – 24 months
- Repayment Frequency: Daily
- Minimum Monthly Credit/Debit Card swipes of Rs. 20,000
- Minimum Business Vintage: 1 year
- Monthly Business Sales: Rs. 1 lakh
Flexi-Line of Credit:
- Loan amount up to Rs. 1 crore
- Repayment Tenure: 3 months – 24 months
- Repayment Frequency: Flexible
- Minimum Business Vintage: 1 year
- Monthly Business Sales: Rs. 2 lakh

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Documents Required
The documents required for the four types of loans: Flexi Term Loan, Flexi Vendor Financing, Flexi Merchant Advance, and Flexi Line of Credit are similar and are mentioned below:
- Personal KYC: PAN Card
- Residential Address Proof (Any one): Passport, Driving License, Ration Card, Aadhar Card, Rent agreement
- Previous 6 months’ current account bank statement
- Business KYC (Any one): Business PAN Card, Shops & establishment certificate, GST registration certificate
Additional Financial Documents for Vendor Financing
- Last 6 months’ GST returns
- Last 2 years’ audited financials
- Last 2 years’ ITR
Customer Care
Phone | 7948061722 |
Email ID | connect@flexiloans.com |
FAQs
Q. What are the different types of loans offered by FlexiLoans?
Ans. The four loans are Flexi term loan, Flexi vendor finance, Loan against POS, and Flexi Line of Credit.
Q. How to apply for collateral-free business loans?
Ans. To apply for collateral-free business loans you can apply for unsecured business loans offered up to Rs. 1 crore. FlexiLoans shall not ask for any collateral or security if applying for unsecured business loans. You can visit paisabazaar.com to check and compare all loan deals offered by Flexioans to choose from as per your business requirements.
Additional Read: What is the process and requirement of taking a loan from Mudra Bank?
Q. What is the duration and mode of repayment?
Ans. The maximum repayment tenure offered by Flexiloans is up to 48 months and can be repaid in form of EMIs.