ICICI Mobile Banking

ICICI Bank provides its users with different mobile banking apps to facilitate an easier and quicker way of banking. ICICI Mobile Banking apps are as follows:

iMobile – ICICI Mobile Banking App

iMobile by ICICI allows the customers to avail more than 150 types of financial services, facilities, and transactions. The various functions and services managed via the iMobile mobile banking app include fund transfer, ticket bookings, bill payments, recharges and much more.

ICICI Bank Pockets – UPI, Wallet, Bharat QR

With ICICI Bank Mobile Banking, you can avail the facility of Pockets with ICICI Bank- a mobile wallet in which you can store a particular share of the money. This amount can be used to pay for online transactions like funds transfer, bill payments, mobile recharge, etc.

Mera iMobile

EazyPay

EazyPay is a mobile banking app dedicated for ICICI Bank Current Account holders, which can be used to collect payments from the customers.

iBizz ICICI Corporate Banking

iBizz is another mobile banking app from ICICI Bank specifically designed to cater current account holders with various banking services.

If you want to use ICICI Mobile Banking App, then you should register your mobile number with the bank. Follow these 3 simple steps mentioned below to start using iMobile.

Step 1: Download iMobile

Visit the Google Play Store or Apple App Store to download iMobile – ICICI Mobile Banking App. You can also send a message “iMobile” to 5676766 to download the link to the app.

Also, you can visit this link to download iMobile app – http://mobile.icicibank.com/dl from your mobile browser.

Step 2: Activate iMobile

Once you have downloaded the iMobile application, you will be required to activate the app by verifying the mobile number registered and logging in. You will then have to set a 4-digit login PIN of your choice which will be required for every login attempt to your iMobile application.

Step 3: Authenticate your account and login

If you have once selected the login option, log in to iMobile app to further use all the services. First time users will be required to complete a one-time grid card authentication (using debit card linked with the account).

Step 1: Download the ICICI Bank App (iMobile) from Google Play Store or iOS App Store for your smart phone and register for the service through your bank.

Step 2: Login to iMobile app using your credentials. You can also enable touch ID for further use.

Step 3: After successful login, you will be able to check your savings account balance, credit card number and apply for pockets wallet as well.

Step 4: You can check your account balance by tapping on “Check Balance” button and also use any of the services provided by ICICI Bank by tapping on the buttons like fund transfer, bill pay, recharge and much more.

Step 5: Click on “Fund Transfer” to transfer funds to own accounts, within bank, other bank. You can also Manage Payee and MMID under “Transfers” tab.

Step 6: Click on “Bill Payment” to make any utility bill payment or credit card bill payment.

Step 7: Click on “Recharge” to recharge your mobile number or pay your postpaid mobile number bill, DTH Recharge and others.

Step 8: Click on “Accounts & Deposits”, Cards and Loans and Forex to check all the details related to your savings, loan and deposits accounts.

Step 9: Click on Invest & Insure to invest in stocks, buy sovereign gold bonds or buy a life or general insurance.

Step 10: Click on “BHIM UPI” option from the menu to transact using BHIM UPI facility.

Step 11: Click on “Services” from the menu, to update Aadhaar card, upgrade debit card and much more.

Step 12: Click on “Online PPF” at the bottom of the screen to open a PPF account online in matter of seconds.

With ICICI mobile banking service, the customer is entitled to a variety of amenities such as:

SMS Banking- In order to activate SMS Banking offered by ICICI, one need not have a smartphone. The service for SMS Banking allows you to make payments for recharges using your mobile device, and further settle bill payments, recharge travel card for Delhi Metro and receive lifetime account related alerts without any hassle.

Mobile Money- It is an ‘account on your mobile phone’ feature by ICICI through which the customer’s mobile number transforms into an account. With the help of the Mobile Money option, customers can utilize different features like money deposit, transfer funds, pay for prepaid recharge, bill payments, retail transactions and cash withdrawal.

m.icicibank.com- The mobile banking site of ICICI bank is m.icicibank.com. This website has a variety of features like bill payment reminders, iTrack, iDirect (manage Demat portfolio), iLoan (loan summary), Expressions Debit Card service (personalization of debit card), manage tax payments, buy general insurance, etc.

Metro Card Recharge DMRC– Recently, ICICI Bank introduces recharge for DMRC Metro Card with the help of mRupee channels of MMPL accessible in Delhi-NCR region. Using this banking service, you can recharge your Delhi metro card without the hassle of standing in a queue.

Call To Settle Payment –You can call it a simplistic service that permits customers to handle payment of utility bill, recharge prepaid DTH connections or mobile networks through a simple call.

National Unified USSD Platform– NUUP service, as it is popularly known, permits customers to avail various facilities on their personal ICICI account via mobile phone. The actions performed using this service doesn’t require data pack activation on the smart phone. Using the NUUP service, the customer can transfer funds, receive a mini statement as well as view account balance.

ICICI Bank mobile banking is equipped with a number of benefits, which can surely prove effective in today’s time. Let us learn about the prominent benefits offered by mobile banking which can be availed by all customers:

• With mobile banking, you can easily analyze your account activity without any additional effort. From transaction history to loan account condition, one can manage similar activities with just a few clicks.
• ICICI has implemented sophisticated security measures as well as encryptions for transactions related to your account activity. This helps in ensuring that funds are safe and protected.
• Bill payment for utility facilities like electricity, water, mobile phone, rent as well as other expenses can be conveniently settled using the mobile banking facility.
• Enjoy unique ‘app only’ bargains as well as discounts related to transactions that you handle via the mobile app.
• This mobile banking facility aids both smartphone and regular mobile phone devices. With SMS Banking option as well as NUUP specially designed for diverse customers, banking services have been simplified.

Q. How can I access ICICI Bank Mobile Banking service?

Every ICICI Bank customer holding a Savings Account, Demat account, Loan account or Credit Card, can avail the Mobile Banking service. A simple registration process is involved which can be managed without any hassle. Furthermore, you can access the registration process at any of the ICICI Bank ATMs.

Q. In how much duration would I receive an alert after making a transaction?

The bank delivers an instant alert for successful transactions. The precise time for the delivery of an alert depends on the mobile operator network.

Q. What to do if I change my mobile number?

In order to access ICICI’s Mobile Banking, you need to register your active mobile number with the bank. For Indian resident customers, visiting any of the ICICI bank branches for processing the registration is easily possible. Do not forget to carry a valid identity proof for successfully completing the registration process. If in case your registration hasn’t been through, contact the bank’s customer care number for assistance.

Q. Can a customer get alerts from abroad?

Yes! You can surely access mobile alerts while traveling aboard. For this, do make sure that you have subscribed to the international roaming facility offered by your service provider.