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Standard Chartered Savings Account

Home Savings Account Standard Chartered Bank

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Updated: 16-03-2023 06:02:55 AM

Note: The information on this page may not be updated. Kindly refer to the bank website to check the latest information.

Standard Chartered offers a range of banking product and services to its customers from current accounts and savings accounts to various loans and financial products. It has an array of savings accounts catering to the needs of unique segments of society. The following types of Standard Chartered savings accounts offer different features and benefits to cater the diverse needs of individuals.

Standard Chartered Savings Account Interest Rate, 2023

Savings Bank BalanceStandard Chartered Savings Account Interest Rate (Per Annum)
Up to Rs. 50 lakh2.75%
Above Rs. 50 lakhs to Up to Rs. 40 Crore3.25%
Above Rs. 40 Crore0.50%

The above-mentioned interest rates are updated as on 16th March, 2023.

Types of Standard Chartered Bank Savings Account

Types of Standard Chartered Bank Savings Account

Standard Chartered Bank enables its customers to open a savings bank account through two modes – online and offline. We have classified the savings account offered by Standard Chartered Bank into online and offline channels.

Types of Standard Chartered Savings AccountPrimary Features
Online Savings Account
Digital Savings Account
  • Instant Account Opening
  • International Platinum Debit Card (free for first year)
Offline Savings Account
Employee Banking Account
  • Dedicated Relationship Manager
  • Zero Balance Savings Account
aXcessPlus Account
  • Platinum International Debit Card (free for first year)
  • Free cash withdrawals across Standard Chartered Bank ATMs
SuperValue Account
  • Platinum International Debit Card (free for first year)
  • Free cash withdrawals across Standard Chartered Bank ATMs
Parivaar Account
  • Platinum International Debit Card (free for first year)
  • Bundle up to 4 aXcessPlus savings account
eSaver Account
  • Platinum Debit Card with 5% cashback
  • Auto Sweep Facility
2-in-1 Savings Account
  • Platinum Debit Card (free for first year)
  • Auto Sweep Facility
3-in-1 Savings Account
  • Platinum Debit Card (free for first year)
  • MAB as low as Rs. 5000
Basic Banking Account
  • Zero Balance Savings Account
  • Free Platinum Debit Card
Aasaan Account
  • Zero Balance Savings Account
  • Free Platinum Debit Card

Online Savings Account

1. SC Digital Account

Standard Chartered Digital AccountFeatures
Account Opening ProcessPaperless
Monthly Average BalanceRs. 10,000
Debit CardFree Platinum Debit Card for first year

This savings account from Standard Chartered Bank is a 100% digital savings account, which can be opened instantly online using your PAN and Aadhaar based e-KYC.

Features & Benefits

  • Open your account instantly using Aadhaar based eKYC
  • Earn 2x reward points on every online transaction with 360° rewards program
  • Get an international Platinum debit card free for first year and enjoy 15% off across 600 restaurants
  • Monthly average balance of Rs 10,000
  • Get complimentary 3 months Saavn Pro Subscription
  • Earn up to 3.5% interest p.a. on daily end of day balances and the same will be paid quarterly

Eligibility Criteria

  • Resident Individual
  • More than 18 years of age
  • Individual not having any other Aadhaar OTP (e-KYC) verification based account with Standard Chartered or any other bank
  • Mobile number linked with Aadhaar number

Documents Required

To apply for a digital savings account with Standard Chartered Bank, you should have:

Offline Savings Account

1. Employee Banking Account

Standard Chartered Employee Banking AccountFeatures
Minimum Balance RequirementZero Balance Savings Account
Dedicated Relationship Manager AvailableYes
ATM Cash WithdrawalsFree
Eligibility CriteriaIndian Resident, Foreign National

2. aXcessPlus Account

Standard Chartered aXcessPlus AccountFeatures
Minimum Balance RequirementRs. 25,000
Phone Banking, Online BankingYes (If Minimum Average Quarterly Balance is maintained)
ATM Cash WithdrawalsFree
Debit CardInternational Debit Card
Eligibility CriteriaIndian Resident, Foreign National, HUF

Eligibility Criteria

Following can open Standard Chartered aXcessPlus Account:

  • Resident Individual
  • Foreign National
  • Hindu Undivided Family (HUF)

3. SuperValue Account

Standard Chartered SuperValue AccountFeatures
Monthly Average BalanceRs. 50,000
Phone Banking, Online BankingYes (If Minimum Average Quarterly Balance is maintained)
ATM Cash WithdrawalsFree
Debit CardFree Platinum International Debit Card for first year
Eligibility CriteriaIndian Resident, Foreign National, HUF

4. Parivaar Account

Standard Chartered Parivaar AccountFeatures
Minimum Balance RequirementRs. 25,000 per quarter
Phone Banking, Online BankingYes
Number of Accounts LinkedMaximum 4 aXcessPlus Savings Account
Debit CardFree Platinum International Debit Card for first year
Eligibility CriteriaResident Individual, Foreign National

5. eSaver Account

Standard Chartered eSaver AccountFeatures
Monthly Average BalanceRs. 25,000
Interest RateFixed Deposit TenureNine days up to 1 year
Auto Sweep FacilityYes
Debit CardFree Platinum Debit Card with 5% cash back
Eligibility CriteriaResident Individual, Foreign National, HUFs

6. 2-in-1 Savings Account

Standard Chartered 2-in-1 Savings AccountFeatures
Minimum Balance RequirementRs. 10,000
Auto Sweep FacilityYes
Debit CardFree Platinum International Debit Card for first year
Eligibility CriteriaResident Individual, Foreign National, HUFs

 7. 3-in-1 Savings Account

Standard Chartered 3-in-1 Savings AccountFeatures
Minimum Balance RequirementRs. 5,000
Debit CardFree Platinum International Debit Card for first year
3 in 1 AccountSavings Account, Demat Account, Trading Account
Eligibility CriteriaResident Individual, Foreign National

8. Basic Banking Account

Standard Chartered Basic Banking AccountFeatures
Minimum Balance RequirementZero Balance Savings Account
Debit CardFree Platinum Debit Card for first year
ATM WithdrawalsUnlimited from any Bank’s ATM
Eligibility CriteriaResident Individual, Foreign National, HUFs

9. Aasaan Account

Standard Chartered Aasaan AccountFeatures
Minimum Balance RequirementZero Balance Savings Account
Debit CardFree Platinum Debit Card for first year
ATM WithdrawalsUnlimited from any Bank’s ATM
Eligibility CriteriaResident Individual, Foreign National, HUFs

 10. Super Value Account (Not available)

Standard Chartered Super Value AccountFeatures
Monthly Average BalanceRs. 50,000
Debit CardFree International Debit Card
Free Investment Advisory Services AvailableYes

Documents required for opening Standard Chartered Savings Accounts

1. Aadhaar and PAN card are mandatory for Indian residents

2. Identity proof:

  • Aadhaar
  • Any one of the following photo cards:
  • Passport
  • PAN card
  • Voter Id card
  • Govt ID

3. Address Proof:

  • Aadhaar
  • Any one of the following documents with current residence address:
  • Passport
  • Driving license
  • Phone bill
  • Electricity / other utility bill
  • Rental agreement
  • Latest other bank / credit card statement

4. One recent passport-sized photograph

Applying for an Offline Savings Account from Standard Chartered Bank

If you want to open any of the offline savings accounts from Standard Chartered Bank which are listed above, then you can do so by visiting the nearest Standard Chartered Bank’s branch. You can choose the savings bank account from Standard Chartered from the list and apply for the chosen bank account type easily.

For any queries, you can also contact Standard Chartered Bank using below-mentioned phone banking numbers.

Phone banking numbers

Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, Pune

6601 4444/ 3940 4444

Allahabad, Amritsar, Bhopal, Bhubaneswar, Chandigarh, Cochin / Ernakulam, Coimbatore, Indore, Jaipur, Jalandhar, Kanpur, Lucknow, Ludhiana, Nagpur, Patna , Rajkot, Surat, Vadodara

6601 444/ 3940 444

Gurgaon, Noida

6601 444/ 3940 444

Jalgaon, Guwahati, Cuttack, Mysore, Thiruvananthpuram, Vishakhapatnam, Mathura, Proddatur, Dehradun, Saharanpur

011 – 66014444 / 011 – 39404444

Siliguri

1800 345 1000

(For domestic dialing within India only)

How to Open Standard Chartered Bank Savings Account

To apply for Standard Chartered savings account, the applicant will have to visit the bank. Below-mentioned steps explain how to apply for Standard Chartered savings account.

Step 1: Visit Standard Chartered bank’s nearest branch

Step 2: Fill in the savings account application form providing all your basic details

Step 3: Provide your self-attested Aadhaar and PAN card

Step 4: Choose the type of savings account you want to open with the bank

Step 5: In this step, you will have to submit the application form along with other documents and cash deposit slip or demand draft

Step 6: The bank will verify your details and upon verification, your account will be opened

Standard Chartered will provide you with a welcome kit. The kit contains all details to operate your account.

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