Unified Payments Interface (UPI) is an instant, safe, and secure transaction platform. It allows customers to make fund transfers directly from their bank account. Therefore, eliminating the need to load money in wallets. Off late, customers can also make UPI payments from their RuPay credit card. UCO Bank customers can avail UPI services through BHIM UCO UPI App. Let us know about UCO Bank UPI in detail.
BHIM UCO UPI
UCO Bank offers the BHIM UCO UPI app which allows customers to make UPI payments. The app is dedicated to providing customers with all services related to UPI. Customers can register on the app for UPI, send/receive money, check their account balance, etc. The application allows you to make direct payments just by scanning the UPI QR code of the merchant or using their UPI ID. The customer can also request/collect money using this application.
Features of BHIM UCO UPI App
BHIM UCO UPI app offers various features to customers. Some of the features are discussed below:
- Scan and Pay using the UPI QR code
- Facility to generate QR code for the linked account
- Check your account balance
- Safe and secure and offers 2-factor authentication
- Link your bank account to UPI ID
Also Read: Unified Payments Interface
BHIM UCO UPI Limit
|Type of Transaction
|Per transaction limit
|Per day total transaction limit
|USSD channel daily limit
|Number of transactions allowed through BHIM UCO UPI
|Number of transactions allowed through third-party apps
|For categories like Capital Markets, Collections, Insurance, Foreign Inward Remittances
How to Register and Link your Account on BHIM UCO UPI App
Customer having UCO Bank savings account can follow the below-mentioned steps to know how to register on BHIM UCO UPI:
Step 1: Download and install the BHIM UCO UPI app from Google Play Store or Apple Store.
Step 2: As you open the app, accept the ‘Terms and Conditions’.
Step 3: On the next page, tap on the ‘Send SMS’ option. As you do so, you will receive an SMS on your registered mobile number. Mobile verification will be done on your registered mobile number. Click on ‘Proceed’ after verification.
Step 4: Fill in your personal details such as your first and last name, select your gender, add date of birth, email id, and phone number. Click on ‘Proceed’.
Step 5: Enter your 4-digit login PIN and confirm the PIN. Add a security question and click on ‘Proceed’.
Step 6: Your registration will be successful.
Step 7: Upon successful registration, click on the ‘Manage Accounts’ option on the home screen.
Step 8: As you select your bank, your account will appear on the next page. Select your bank account and tap on ‘Continue’.
Step 9: Your bank account will be successfully linked. Click on ‘Save’.
To Set your UPI PIN, follow the below-mentioned steps:
Step 1: On the home screen of the app, tap on ‘UPI PIN Management’.
Step 2: Select the ‘Set UPI PIN’ option and tap on ‘Ok’.
Step 3: Enter the last 6 digits of your debit card and the expiry date of your card. Click on ‘Submit’.
Step 4: An OTP will be sent to your registered mobile number. Enter the OTP and set your UPI PIN. Confirm the UPI PIN.
Step 5: Your UPI PIN will be set successfully.
How to Send Money using BHIM UCO UPI App
Step 1: Login to the BHIM UCO UPI app and on the home screen of the app, tap on the ‘Pay’ option.
Step 2: Add the VPA of the receiver, amount, and comments. Click on ‘Submit’.
Step 3: Enter the UPI PIN to complete your transaction. Money will be sent successfully.
How to Receive or Request Money using BHIM UCO UPI App
Step 1: Login to the BHIM UCO UPI app and on the screen of the app, tap on the ‘Collect’ option.
Step 2: Add the virtual address of the payer, amount, request expiry time, comments and the minimum amount to be requested. Click on ‘Submit’.
Step 3: Your request will be initiated and you will be provided with a reference number on your screen.
BHIM UCO UPI App Customer Care
- In case of transaction failure, the customer can track the transaction by referring to the 12-digit reference number provided for each transaction
- To instantly disable UPI or any digital banking product, the customer can do so through the UCO Secure app
- For any queries related to e-banking services, customers can write to the bank at email@example.com
Suggested Read: UCO Bank Customer Care
BHIM UCO UPI App FAQs
Q. Can I check my account balance through BHIM UCO UPI application?
Ans. Yes. You can check your account balance through BHIM UCO UPI application.
Q. Can any bank customer access BHIM UCO UPI app?
Ans. Yes. Customers of any bank can access BHIM UCO UPI app.
Q. What is the eligibility to avail UPI QR code service in UCO Bank?
Ans. To avail the UPI QR code service in UCO Bank, the customer must have one operative account with the bank namely: Savings account, current account or cash credit account.
Q. Is it mandatory to register for UPI services with the registered mobile number in the bank?
Ans. Yes. UPI services can be availed on the registered mobile number with the bank.
Q. Does UCO Bank allow cardless cash withdrawals from ATMs using UPI? If yes, what is the maximum limit of the cash withdrawal per day?
Ans. Yes. UCO Bank customers can withdraw cash from UCO Bank ATMs using UPI. The maximum limit of cash that can be withdrawn in a day is Rs. 10,000 and the total number of transactions allowed in a day are three.