Best Zero Forex Mark-up Fee Credit Cards

1. Federal Bank Scapia Credit Card

Annual Fee: Nil

Key Features & Benefits:

Federal Bank Scapia is a co-branded credit card designed for travellers who prefer to make bookings via Scapia app. In addition to accelerated reward points and unlimited domestic lounge visits, the benefit of zero forex markup further helps travellers reduce their costs during international trips. Cardholders can also save on their travel spends by redeeming the accumulated Scapia Coins against travel bookings. Additionally, the card offers airport shopping discounts, which further enhance its value for frequent travellers.

2. Ixigo AU Credit Card

Annual Fee: Nil

Key Features & Benefits:

Ixigo AU is a lifetime free credit card that offers 10% discount on travel bookings made via Ixigo. The card also offers other travel benefits, such as complimentary international and domestic lounge access in addition to the zero forex markup fee. However, what differentiates this card from other travel cards is its strong focus on bus and railway bookings. Overall, this credit card is a good option for those who prefer to make their travel bookings via Ixigo and are looking for a platform co-branded card that offers direct travel discounts with no annual charges.

3. IDFC FIRST WOW! Black Credit Card

Annual Fee: Rs. 750 + Applicable Taxes

Key Features & Benefits:

IDFC FIRST WOW! Black is a secured credit card issued against a minimum FD of Rs. 20,000. For frequent travellers, the card offers accelerated reward points, complimentary lounge access, discount on MMT, zero forex markup fee and much more. Consumers who travel frequently and are seeking a decent travel credit card but are not eligible for unsecured cards can consider this option to save on both travel and everyday spends. However, consumers looking for a zero forex markup card with no joining or annual fee can opt for its base variant, i.e., the IDFC FIRST WOW! Credit Card .

4. RBL World Safari Credit Card

Annual Fee: Rs. 3,000 + Applicable Taxes

Key Features & Benefits:

RBL World Safari is a travel credit card with zero forex markup fee, complimentary domestic & international lounge access, and 2.5X reward points on travel spends. Besides travel spends, the card offers 2 reward points per Rs. 100 spent. Additionally, the card offers welcome and milestone vouchers from brands like MakeMyTrip and Taj Experiences, enhancing its value for frequent travellers. Overall, it is a suitable option for those seeking a credit card with both travel and lifestyle benefits.

5. IDFC FIRST Mayura Credit Card

Annual Fee: Rs. 5,999 + Applicable Taxes

Key Features & Benefits:

• Zero forex markup fee
• Up to 16 complimentary domestic airport lounge and spa visits in a year
• Up to 16 complimentary international lounge visits in a year
• Up to 16 complimentary railway lounge visits at select Indian Railway terminals
• 20% bonus reward points on hotel bookings and 10% bonus reward points on flight bookings via Travel & Shop Section on IDFC FIRST Bank Mobile App
• 10X reward points on monthly spends above Rs. 20,000
• 5X reward points on monthly spends up to Rs. 20,000
• 1X Reward Point = 1 reward point for every Rs. 150 spent

IDFC FIRST Mayura Credit Card is a premium metal card offering benefits across travel, dining, shopping, and lifestyle categories. It offers up to 10X rewards on monthly spends above Rs. 20,000. The card stands out for frequent travellers with zero forex markup, domestic and international lounge access, travel insurance and trip cancellation protection. Additional benefits such as golf privileges and complimentary movie tickets make it a well-rounded premium card.