Unlimited domestic airport lounge access
Up to 20% Scapia coins on card spends
1. Federal Bank Scapia Credit Card
Annual Fee: Nil
Key Features & Benefits:
- Zero forex markup fee
- 20% Scapia coins on travel bookings on Scapia app
- 10% Scapia coins on all other spends; 5 Scapia coins = Rs. 1
- 5% rewards on UPI/RuPay spends of min. Rs. 500 made via RuPay variant
- Unlimited domestic airport lounge visits on reaching Rs. 10,000 monthly spends
- Up to Rs. 1,000 off on spends at domestic airports on reaching Rs. 10,000 monthly spends
Federal Bank Scapia is a co-branded credit card designed for travellers who prefer to make bookings via Scapia app. In addition to accelerated reward points and unlimited domestic lounge visits, the benefit of zero forex markup further helps travellers reduce their costs during international trips. Cardholders can also save on their travel spends by redeeming the accumulated Scapia Coins against travel bookings. Additionally, the card offers airport shopping discounts, which further enhance its value for frequent travellers.
2. Ixigo AU Credit Card
Annual Fee: Nil
Key Features & Benefits:
- Zero forex markup fee
- No payment gateway charges on train bookings, twice per month
- 10% off on bus, flight & hotel bookings via Ixigo
- 1 complimentary international lounge access every year
- 8 complimentary domestic airport lounge visits every year on spending Rs. 20,000 in a quarter
- 8 complimentary domestic railway lounge access in a year
- 10 reward points for every Rs. 200 spent online
- 5 reward points for every Rs. 200 spent offline
Ixigo AU is a lifetime free credit card that offers 10% discount on travel bookings made via Ixigo. The card also offers other travel benefits, such as complimentary international and domestic lounge access in addition to the zero forex markup fee. However, what differentiates this card from other travel cards is its strong focus on bus and railway bookings. Overall, this credit card is a good option for those who prefer to make their travel bookings via Ixigo and are looking for a platform co-branded card that offers direct travel discounts with no annual charges.
3. BOBCARD Scapia
Annual Fee: Nil
Key Features & Benefits:
- Zero forex markup fee
- 20% rewards on travel spends made on Scapia app
- 10% rewards on all spends worth Rs. 20 and above made via Visa variant
- 5% rewards on all other spends, including UPI transactions, worth Rs. 500 or above made via RuPay variant
- 1 Reward = 1 Scapia Coin, redeemable on Scapia app
- Unlimited domestic airport lounge access on reaching Rs. 20,000 monthly spends
- Access to airport privileges worth Rs. 1,000 at domestic airport terminals on reaching Rs. 20,000 monthly spends
BOBCARD Scapia is a lifetime free co-branded travel credit card that offers 20% rewards on travel bookings via Scapia app, 10% on other spends, and 5% on UPI transactions through the RuPay variant. It also comes with zero forex markup and unlimited domestic lounge access, which enhances its value for frequent travellers. Overall, this credit card is a suitable option for travellers who frequently book through the Scapia app and want to save on their travel spends without paying an annual fee.
4. IDFC FIRST WOW! Black Credit Card
Annual Fee: Rs. 750 + Applicable Taxes
Key Features & Benefits:
- Zero forex markup fee
- Up to 50 bonus reward points for every Rs. 150 spent on travel bookings via IDFC FIRST Bank mobile app
- 4 reward points per Rs. 150 spent online and offline
- Up to 3 reward points per Rs. 150 spent on UPI
- 1 reward point per Rs. 150 spent on insurance and utility bill payments
- 1 RP = Rs. 0.50 against flights and hotel bookings through IDFC FIRST Bank mobile app
- 25% discount on movie tickets on the District by Zomato mobile app
- 4 complimentary domestic airport lounge visits annually on a minimum monthly spend of Rs. 20,000
IDFC FIRST WOW! Black is a secured credit card issued against a minimum FD of Rs. 20,000. For frequent travellers, the card offers accelerated reward points, complimentary lounge access, discount on MMT, zero forex markup fee and much more. Consumers who travel frequently and are seeking a decent travel credit card but are not eligible for unsecured cards can consider this option to save on both travel and everyday spends. However, consumers looking for a zero forex markup card with no joining or annual fee can opt for its base variant, i.e., the IDFC FIRST WOW! Credit Card.
5. RBL World Safari Credit Card
Annual Fee: Rs. 3,000 + Applicable Taxes
Key Features & Benefits:
- Zero forex markup fee
- 5 reward points per Rs. 100 on domestic & international travel spends
- 2 reward points per Rs. 100 spent domestically on other categories
- MakeMyTrip voucher worth Rs. 3,000 as a welcome benefit
- 8 complimentary domestic lounge visits every year on spending Rs. 35,000 in the previous quarter
- Complimentary Priority Pass Membership with 2 complimentary international lounge visits every year
- Extra international lounge visit on spending Rs. 50,000 in a quarter
- Up to 15,000 reward points on annual spends of up to Rs. 5 Lakh in a year
- Voucher worth Rs. 10,000 of top brands, including Taj Experiences, Amazon, Croma, Myntra & MakeMyTrip on annual spends of Rs. 7.5 Lakh
RBL World Safari is a travel credit card with zero forex markup fee, complimentary domestic & international lounge access, and 2.5X reward points on travel spends. Besides travel spends, the card offers 2 reward points per Rs. 100 spent. Additionally, the card offers welcome and milestone vouchers from brands like MakeMyTrip and Taj Experiences, enhancing its value for frequent travellers. Overall, it is a suitable option for those seeking a credit card with both travel and lifestyle benefits.
