Compare : ixigo AU Credit Card vs Federal Bank Scapia Credit Card

Bonus 1,000 reward points

Ixigo money vouchers worth Rs. 1,000

NA

2.5%, i.e. 5 reward points per Rs. 200 spent online, offline and via UPI

Capping of 10,000 reward points per month

20% rewards as Scapia coins on travel bookings on Scapia app

10% rewards as Scapia coins on online/offline spends worth Rs. 20 and above made via Visa variant

5% rewards as Scapia coins on all UPI transactions worth Rs. 500 or above made via RuPay variant

1 Reward Point = 1 Scapia Coin, where 5 Scapia coins = Rs. 1

Redeem Scapia coins for travel spends on Scapia app

16 complimentary domestic railway lounge access every year, 1 complimentary international lounge access every year and 16 complimentary domestic airport lounge access every year

Unlimited domestic airport lounge access on reaching Rs. 20,000 monthly spends

Zero forex markup fee

Direct discount on travel bookings via ixigo

No payment gateway charges on train bookings on ixigo

High frequency of domestic airport and railway lounge visits

Decent reward rate on general online spends

Zero forex mark-up fee on international spends

Up to 20% Scapia coins on card transactions without any capping

Unlimited domestic airport lounge access with discount on airport spends

Complimentary RuPay card with 5% rewards on UPI transactions

No joining or renewal charges

Maximum capping on travel bookings via Ixigo

Only 1 complimentary international lounge access in a year

Lacks in offering overall international travel benefits

Scapia coins redemption limited to just travel bookings on Scapia app

Low Scapia coins redemption ratio of 5:1

No reward points on international spends

No complimentary international airport lounge access

Individuals who frequently travel and prefer to make bookings through Ixigo

People who travel frequently, are looking for a credit card with no forex mark-up fee and can utilise all their earned Scapia coins on travel bookings