The cashback feature is one of the primary factors that a customer considers when he/she purchases a credit card. A lot of leading banks have credit card options with various cashback offers and reward points as mentioned below:
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Credit Cards Offering Cashback
SBI SimplySave Card
Offers:
- 100 cashback on withdrawing cash during the first month
- 2000 points rewarded on spending Rs. 2,000 within 60 days of card issuance
- 1 point awarded for every Rs. 100 spent
- 10 points for every Rs. 100 spent on dining, entertainment, and groceries
- Points can be redeemed to pay off the outstanding amount
Standard Chartered Manhattan Platinum Credit Card
Offers:
- 5% cashback on using the card at Big Bazaar, Food Bazaar, Reliance Fresh and many other departmental stores
- BookMyShow vouchers worth Rs. 2,000 on using the card in the first 90 days
- 5X rewards on every Rs. 150 spent on dining and fuel and 1x rewards on every other category
- 20% cashback on Uber rides on cards with a minimum spend of Rs. 8,000
CitiBank Cashback Card
Offers:
- 5% cashback on telephone bill payment, movie tickets, and utility bill payment
- 15% off on dining at partner restaurants
- 5% cashback on all purchases
- Points can be used to pay the outstanding amount
- This is a contactless card that can be used at NFC enabled terminals
HSBC Visa Platinum Card
Offers:
- 10% cashback of up to Rs. 3000 on all transactions at the minimum spending of Rs. 10,000 during the first 90 days
- 2,000 voucher from ClearTrip on the first transaction
- 3X rewards points can be availed off on hotel, dining and telecom expenses, during the first year
- 2 points rewarded on every Rs. 150 spent
- 2 BookMyShow vouchers worth Rs. 500 if more than Rs. 50,000 is spent in a month
- Fuel surcharge waiver
SBI Simply Click Credit Card
Offers:
- Cashback of Rs. 100 on first movie ticket booked on BookMyShow
- 40% discount for first-time users on Urban Clap
- Welcome gift voucher of Rs. 500 from Amazon
- 10x reward points on expenses at Amazon, BookMyShow, Foodpanda, Lenskart and Urbanclap
- 5X points on all other spendings
- 1% fuel surcharge waiver
ICICI Bank Coral Contactless Credit Card
Offers:
- Complimentary domestic airport lounge access
- 2 complimentary movie tickets every month at BookMyShow
- 10,000 payback points on every anniversary
- 1% fuel surcharge on every refuel at HPCL outlets
- 2 payback points on every Rs. 100 spent for utilities and insurance, 1 payback point per Rs. 100 for everything else
Kotak PVR Gold Credit Card
Offers:
- Minimum spend of Rs. 10,000 will give you 1 free PVR movie ticket
- Minimum spend of Rs. 15,000 will give you 2 free PVR movie tickets
- Up to Rs. 75,000 insurance coverage on the card
- Add-on card for family members
Indian Oil Citibank Credit Card
One of the best credit cards to use for fuel transactions, their rewards system is measured in terms of turbo points. An annual fee of Rs. 1000 is charged for the first year but is waived off on spending more than Rs. 30,000 in a year.
Offers:
- 1 turbo point per Re. 1 spent at every fuel transaction at an IOC outlet
- 2X turbo points if more than Rs. 5000 is spent at select grocery stores. 1 turbo point per Rs. 150
- After reaching 250 turbo points, they can be exchanged for shopping vouchers
- 15% savings at Citibank dining partners
- Turbo points can be availed for travel benefits too
HDFC Bank Diners Club Black Card
Offers:
- 2X points rewarded on domestic and international air and hotel bookings
- Points can be redeemed to book air tickets or hotel bookings
- Airport lounge access in India and abroad
- 5 points on every Rs. 150 spent at retail stores
Kotak Royal Signature Credit Card
Offers:
- 2 BookMyShow vouchers on the first transaction
- 4x reward points on every Rs.150 spent on dining, travel, air tickets and 2x points on every other category
- Complimentary domestic airport lounge access every quarter
- Annual expenditure of Rs. 1 lakh results in a fee waiver