Best Cashback Credit Cards in India for December 2024
YES Bank Paisabazaar PaisaSave Credit Card
Joining fee: ₹0
Annual/Renewal Fee: ₹499
3% Cashback Points on e-commerce spends, max. 5,000 points/month
Unlimited 1.5% Cashback Points on all other spends, including UPI
Product Details
- Earned Cashback Points can be redeemed as statement credit in 1:1 ratio at zero redemption fee
- 1.5% cashback on online spends made after reaching the monthly capping
- Renewal fee waived off on reaching Rs. 1.2 lakh annual spends
- 1% fuel surcharge waiver, up to Rs. 250 per month, on all fuel spends worth Rs. 500 to Rs. 3,000
Cashback SBI Card
Joining fee: ₹999
Annual/Renewal Fee: ₹999
5% cashback on all online spends
1% cashback across all offline spends
Product Details
- 5% cashback across all online spends with no merchant restriction
- 1% cashback across all offline spends
- Earn cashback of up to Rs. 5,000 per month
- Renewal fee reversed on spending at least Rs. 2 lakh in a year
- 1% fuel surcharge waiver of up to Rs. 100 per month
HDFC Millennia Credit Card
Joining fee: ₹1000
Annual/Renewal Fee: ₹1000
5% cashback on Amazon, BookMyShow, Flipkart, Myntra, Zomato & more
1% cashback on spends at other categories
Product Details
- 1 complimentary lounge access or a voucher of Rs. 1,000 on spending Rs. 1 Lakh in a quarter
- Up to 20% off on dining at partner restaurants via Swiggy Dineout
- 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 5,000
Amazon Pay ICICI Credit Card
Joining fee: ₹0
Annual/Renewal Fee: ₹0
Up to 5% cashback on Amazon purchases
1% cashback across all offline spends
Product Details
- 5% cashback on Amazon spends for Prime members
- 3% cashback on Amazon spends for Non-prime members
- 2% cashback on spends at Amazon Pay partner merchants
- 1% cashback on other spends
- 1% waiver on fuel surcharge across all petrol pumps in India
Flipkart Axis Bank Credit Card
Joining fee: ₹500
Annual/Renewal Fee: ₹500
5% cashback on transactions at Flipkart and Cleartrip
4% cashback on partner merchants, like Swiggy, PVR, Uber, etc.
Product Details
- 1% cashback across other spends
- 4 complimentary domestic airport lounge visits in a year on spending at least Rs. 50,000 in a year
- Activation benefits worth Rs. 600 from Flipkart and Swiggy
- 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 4,000
Tata Neu Infinity HDFC Credit Card
Joining fee: ₹1499
Annual/Renewal Fee: ₹1499
5% NeuCoins on all non-EMI spends at Tata Neu & its partner brands
8 domestic and 4 international Priority Pass lounge access per year
Product Details
- 1,499 NeuCoins after the first spend within 30 days of card issuance
- 1.5% NeuCoins on UPI, non-Tata brand and merchant EMI spends
- Additional 5% NeuCoins on select spends at Tata Neu app/website
- Low forex markup fee of 2%
Swiggy HDFC Bank Credit Card
Joining fee: ₹500
Annual/Renewal Fee: ₹500
10% cashback on Swiggy food orders, Instamart, Dineout & Genie
5% cashback on online spends
Product Details
- 1% cashback on other spends
- Up to Rs. 3,500 cashback in a month
- 3-month Swiggy One Membership worth Rs. 1,199 on card activation
- Renewal fee waived off on Rs. 2 lakh annual spends
Myntra Kotak Credit Card
Joining fee: ₹500
Annual/Renewal Fee: ₹500
7.5% off up to Rs. 750 per transaction on Myntra
Unlimited 1.25% cashback on other spends
Product Details
- 7.5% off up to Rs. 750 per transaction on Myntra
- 5% cashback up to Rs. 1,000 per month on Swiggy, Swiggy Instamart, PVR, Cleartrip & Urban Company
- 1.25% cashback across all other transactions
- 2 complimentary PVR tickets of Rs. 250 each on Rs. 50,000 quarterly spends
- 1% fuel surcharge waiver of up to Rs. 3,500 in a year on fuel spends of Rs.500 to Rs. 3,000
Airtel Axis Bank Credit Card
Joining fee: ₹500
Annual/Renewal Fee: ₹500
25% cashback on payment for Airtel Mobile, DTH, etc. via Airtel Thanks App
10% cashback on utility bill payment via Airtel Thanks App
Product Details
- 10% cashback on utility bill payments via Airtel Thanks app
- 10% cashback on spends at Zomato, Swiggy and BigBasket
- Unlimited 1% cashback on other spends
- 4 complimentary domestic airport lounge visits every year
HSBC Live+ Credit Card
Joining fee: ₹999
Annual/Renewal Fee: ₹999
10% cashback (max. Rs. 1,000/month) on dining, grocery & food delivery
Unlimited 1.5% cashback on other spends
Product Details
- 4 complimentary domestic airport lounge visits per year
- Rs. 1,000 cashback on making Rs. 20,000 worth of spends within the first 30 days of card issuance
- Up to 15% off at partner restaurants via Live+ Dining Programme
- Annual fee waived off on annual spends worth more than Rs. 2 lakh
Video: Best Cashback Credit Cards 2024
Note: Details mentioned in the video have been sourced from the issuer’s website as of August 2024. For updated information, refer to this page.