You can get this co-branded credit card in physical as well as virtual form. The physical card is associated with the Mastercard network, while the virtual one is a RuPay credit card which can be used to make UPI transactions. Here, you can get the YES Bank Paisabazaar PaisaSave RuPay Credit Card without any extra charges as an accompaniment to the Mastercard variant by opting for it at the time of card application. Both the card forms let you earn similar cashback on online and offline spends.