Limited Time Offer
6% cashback across all travel spends
6% cashback on all dining spends
1. YES BANK Paisabazaar PaisaSave Credit Card
Joining Fee: Nil
Annual Fee: Rs. 499
Key Features & Benefits:
YES BANK Paisabazaar PaisaSave Credit Card is an ideal option for consumers who frequently dine out and want to save on their dining bills without being tied to a single brand. Most dining credit cards are co-branded and offer benefits only on partnered brands. While popular dining card like HSBC Live+ offers higher cashback (10%) on dining spends, it comes with a monthly capping of Rs. 1,000. On the other hand, YES BANK PaisaSave offers a higher monthly cashback capping of Rs. 3,000, offering better overall savings at a comparatively lower annual fee.
2. EazyDiner IndusInd Bank Credit Card
Joining Fee: Rs. 1,999
Annual Fee: Rs. 1,999
Key Features & Benefits:
EazyDiner IndusInd Bank Credit Card is a co-branded dining credit card ideal for consumers who dine out a few times a month. Cardholders can save up to 50% on dining bills through a complimentary EazyDiner Prime Membership. Besides this, cardholders can accumulate reward points and redeem them against bill payments at partner restaurants. Apart from dining, the card also offers benefits on travel, entertainment, and more. If you frequently dine out and are looking for a credit card to maximize savings on restaurant bills, this card can be a great choice. However, if you do not want to pay an annual fee of Rs. 1,999, you can also apply for the base variant- EazyDiner IndusInd Bank Platinum Credit Card.
3. Swiggy HDFC Bank Credit Card
Joining Fee: Rs. 500
Annual Fee: Rs. 500
Key Features & Benefits:
Swiggy HDFC Bank Credit Card is ideal for those who frequently dine out or use Swiggy services like food delivery, Instamart, or Swiggy Genie. Cardholders can earn 10% cashback on all Swiggy transactions and up to 5% cashback on select online spends. At an annual fee of Rs. 500, the benefits offered by this credit card are at par; cardholders can save on dining as well as various online expenses. If you are a frequent Swiggy user, this credit card can help you maximize your savings. Even if you are not a Swiggy customer, you can still earn 5% cashback on select online spends and 1% cashback on other transactions, making it a strong contender among general cashback credit cards.
4. HSBC Live+ Credit Card
Joining Fee: Rs. 999
Annual Fee: Rs. 999
Key Features & Benefits:
HSBC Live+ is a cashback credit card offering accelerated cashback on food-related card spends, including dining, food delivery, and groceries. In addition to cashback, cardholders also get access to the Live+ Dining Programme, which offers an additional discount of up to 15% on dining bills at partner restaurants. This allows cardholders to earn a value back of up to 25% on dining, making it worthy of its place among the top dining credit cards. This card is ideal for those who spend significantly on dining and groceries without brand restrictions and want to maximize savings through cashback on all their spends.
5. HDFC Diners Club Privilege Credit Card
Joining Fee: Rs. 1,000
Annual Fee: Rs. 1,000
Key Features & Benefits:
HDFC Diners Club Privilege Credit Card offers decent benefits across travel and lifestyle categories. With this card, cardholders can earn 5X rewards on Swiggy and Zomato, along with up to 20% discount on bill payments via Swiggy Dineout—making it a worthy choice for dining spends. Additionally, cardholders can avail exclusive deals and benefits through the complimentary Swiggy One Membership. Beyond dining, the card also offers free movie tickets, complimentary lounge access, brand vouchers, and more. If you’re looking for an all-rounder credit card that offers decent value back on dining spends at Swiggy and Zomato, this card may be the right choice for you.
6. Airtel Axis Bank Credit Card
Joining Fee: Rs. 500
Annual Fee: Rs. 500
Key Features & Benefits:
Airtel Axis Bank Credit Card is a co-branded credit card that offers accelerated value back on spends made via the Airtel Thanks app. Additionally, select preferred merchants, including Swiggy, Zomato, and BigBasket, also let you earn accelerated value back of up to 10%. Moreover, dining discount of up to 15% via EazyDiner further adds to the total savings on food-related spends. Consumers looking for a credit card to save on utility bills, recharges, and food expenses can consider this option. However, as this is a co-branded credit card, it is important to assess whether you can maximize its benefits through the Airtel Thanks app before applying.
7. Axis Bank My Zone Credit Card
Joining Fee: Nil
Annual Fee: Nil
Key Features & Benefits:
Axis Bank My Zone Credit Card is a lifetime free credit card that offers benefits across multiple categories, such as dining, movies, shopping, travel, and more. With this card, you can save up to Rs. 240 per month on Swiggy food delivery. Additionally, you can earn reward points on other dining spends and redeem them across various categories through the Axis Rewards portal. Other benefits, such as free movie tickets, complimentary memberships, and discounts on popular brands, make this card a decent option for consumers looking for an all-rounder credit card—especially considering that it is lifetime free.
