10 Best Dining Credit Cards in 2020

There are many features of dining credit cards that one should look out for. If you are planning to get a dining credit card, you should look for the following features in the card:

• Instant Discounts – Most dining credit cards offer 10 – 20% off on food/dining bills
• Rewards – One can get up to 10X reward earnings rate when dining at selected restaurants
• Cashbacks – You can enjoy the food at a lesser price by earning cashbacks on food bills

Let us have a look at some of the best dining credit cards in India for 2020.

HDFC Bank Regalia Credit Card

HDFC Bank Regalia credit card comes with complimentary Zomato Gold Membership through which you can get huge discount on dine-in facilities or online food order. Cardholders get discounts on dining through the Good Food Trail Program. The benefits are mentioned below:

• Up to 40% discount on weekend fine dining at partner restaurants
• Up to 20% discount on premium dining on all days
• Up to 30% discount on Chef’s special restaurants
• Up to 25% discount on buffet dinner

Read the Latest HDFC Bank Regalia Credit Card Review 2020

SBI Card Prime

SBI Card Prime is one of the top mid-segment credit cards in India. It offers a number of benefits to the cardholders. When talking about dining benefits, you can earn 10 Reward Points on every Rs. 100 spent. Also, if you spend Rs. 50,000 or more in a calendar quarter, you get Pizza Hut e-voucher worth Rs. 1,000. Additional benefits on this card are as follows:

• 20 Reward points on every Rs. 100 spent on birthday
• Complimentary Trident Privilege Membership
• Complimentary Club Vistara Membership
• Welcome Benefits worth Rs. 3,000 on payment of the annual fee

Also Read: SBI Card Prime Review (Updated 2020)

Kotak Delight Platinum Credit Card

Kotak Delight Platinum credit card provides cashback of 10% on dining, travel and movies. One can avail a total cashback of up to Rs. 600 every month on dining expenses below Rs. 4,000. However, you will have to spend Rs. 10,000 or more on non-dining transactions first to be eligible for the discounts in that year. Additional benefits on this car are as follows:

• 10% cashback on movies
• Fuel surcharge waiver
• Railway surcharge waiver
• 4 PVR tickets or Rs. 750 cashback on spending Rs. 1.25 Lakh in six months

Read More: Kotak Delight Platinum Credit Card

American Express Platinum Travel Card

American Express Platinum Travel credit card suits not only frequent travellers but also those who love to dine out quite often. It is best suited for frequent travellers as it offers a plethora of travel-centric benefits in the form of direct discounts and other privileges. This card offers 15%-20% instant discount on selected restaurants. Additional benefits on this card are as follows:

• • 1 Membership Point for spending every Rs. 50 except for expenditure on utilities, fuel, insurance and cash transactions
  • Option to get two supplementary credit cards at zero cost
  • Welcome benefits of 5000 points
  • Complimentary Priority Pass Membership

Suggested Read: American Express Platinum Travel Credit Card Review 2020

Citibank Cash Back Credit Card

Citibank Cash Back credit card has been designed to return a portion of spends to the customer. This card works like a normal credit card and permits one to do a lot of things; the only difference is that it automatically transfers some money earned on one’s Citibank Cash Back credit card into statement credit in multiples of Rs. 500. Customers can avail up to 15% off on dining across 2000 partnered restaurants. Additional benefits on this card are as follows:

• • Discount on restaurants such as Yo! China, Imperfecto, Warehouse Café, etc.
  • 5% cashback on telephone bill payment, movie ticket purchases and other utility bill payments made through Citibank online bill pay service
  • 0.5% cashback on all  purchases
  • Earned reward points never expire

Read Citi Cash Back Credit Card Review (2020)

Kotak Feast Gold Credit Card

Kotak Feast Gold credit card is meant for feasting. You can earn 10 Reward Point on every Rs. 100 spent on dining and movies where 1 Dining Point is equal to Rupee 1. However, you become eligible for this offer only if you spend Rs. 5,000 on dining and movies within a calendar month. Additional benefits on this card are as follows:

• A maximum of 600 dining points can be earned on first 5 dining and movie transactions
• Dining points are credited in the next billing cycle
• The transaction amount should not exceed Rs. 4,000 for dining points

Know More about Kotak Feast Gold Credit Card

Standard Chartered Ultimate Credit Card

The Standard Chartered Ultimate credit card is packed with exclusive offers and rewards to complement one’s lifestyle. It has the highest reward point value in the market. Standard Chartered Ultimate credit cardholder can dine-in with 25% discount on top 250 restaurants in India with advance table bookings through concierge services. Additional benefits on this card are mentioned below:

• Access to 20 premier golf courses in India and 150 worldwide
• Up to 20% cashback on Uber rides
• 5% cashback on duty-free spends and low foreign currency mark-up fee of 2% on overseas spends
• Complimentary access to over 100 airport lounges across the world
• On every spend of Rs.150, 5 reward points whereas 1 reward point is equal to Rupee 1

Know More about Standard Chartered Ultimate Credit Card

Axis My Zone Credit Card

Axis Bank My Zone credit card is one of the best low cost credit cards. You get huge benefits on dining, shopping, movies, etc. You can get up to 20% discount on dining at partner restaurants. Some of the additional benefits on this card are as follows:

• 25% cashback on movies at Paytm all week
• 1 complimentary domestic lounge access every quarter
• 4 Reward Points on every Rs. 200 spent
• 1% fuel surcharge waiver
• 25% off on shopping at Myntra

Know More about Axis Bank My Zone Credit Card

HDFC Diners Club Privilege Credit Card

HDFC Diners Club Privilege credit card is best suited for those who travel a lot and love dining at new places. Cardholders can enjoy concierge dining services such as table reservation, dining referral, etc. Benefits on this card are mentioned below:

• Discount on dining in and food delivery under Zomato Gold membership
• 2 complimentary golf rounds every quarter at select golf courses worldwide
• Air mile conversion at partner Airline Ticket Booking
• 4 Reward Points on all retail spends of Rs. 150

Read HDFC Diners Club Privilege Credit Card Review 2020

ICICI Bank Rubyx Credit Card

ICICI Bank Rubyx credit card offers dining discounts under Culinary Treats Program. You can enjoy a minimum discount of 15% on food bill at partner restaurants. Additional benefits on this card are as follows:

• 30% off on food order done through Zomato up to a maximum of Rs. 100 per order
• 50% off on Zomato Gold membership
• 20% off on orders of Rs. 500 or more on Swiggy
• 20% off on Culinary Treats’ Sunday Brunches

Read ICICI Bank Rubyx Credit Card Full Review 2020