Axis Bank Select Credit Card

Welcome Benefits

• Amazon voucher worth Rs.2,000 on your first transaction. The first transaction should be made within 90 days from the date of card issuance
• Complimentary Amazon Prime Membership on activation of SELECT card
  • Activation should be done within 30 days from the date of card issuance
  • Minimum spends of Rs.30,000 should be done within 30 days from the date of card issuance to get the complimentary benefit

Axis EDGE Reward Points

• Earn 10 Axis EDGE Reward Points on every Rs.200 spent
• Earn 2x per Rs.200 on Retail Shopping spends

Shopping Benefits

20% off (max. Rs.500) on BigBasket, once per month

• A minimum transaction of Rs.2,000 is required to get this discount
• Orders should be placed via BigBasket website or mobile app

40% off (max. Rs.200) on Swiggy, twice a month

• A minimum transaction of Rs.400 should be made to get the discount
• Use promo code AXIS200 at the checkout

Buy 1 Get 1 Free on BookMyShow, once per month

• Maximum discount of Rs.300 is given on the second ticket purchased via BookMyShow website or mobile app

Travel Benefits

• Get complimentary Priority Pass Membership worth Rs.7,000 with 6 complimentary International lounge visits in a year. 
• 2 complimentary domestic lounge visits per quarter

Annual Benefits

• Renewal from the Priority Pass membership from year 2 onwards – on spends of Rs.3 Lakhs in the preceding year
• Renewal of offers on BigBasket, Swiggy, and BookMyShow

Milestone Benefits

• 5000 EDGE points on spending Rs. 3 lakhs in a card anniversary year
• Waiver of annual fee on spending Rs. 6 lakhs in a card anniversary year

Other Benefits

• 6 complimentary rounds of golf in a year
• Extra 3 golf visits on spending Rs. 3 lakhs annually
• 24×7 concierge service for assistance on flight booking, table reservations, exclusive events, etc. 
• 20% off on partner restaurants
• 1% fuel surcharge waiver on fuel purchases across fuel stations in India. Valid on transactions between Rs. 400 and Rs. 4,000; maximum surcharge waiver of Rs.400 per month
• Air accident cover up to Rs. 2.5 crores| Purchase protection up to Rs. 1 lakh

Suggested Read: All You Need to Know about Concierge Service on Credit Cards

If you are someone who expects premium, multi-dimensional benefits from a credit card, Axis Bank SELECT is a viable option. It covers almost all categories such as travel, shopping, food, groceries, fuel surcharge, milestone offers, and much more. The annual fee of Rs.3,000 (zero for Burgundy cardholders) may seem a little high, but the exclusive memberships, vouchers, and benefits make up for the same. Its rewards rate falls between 1% to 2%, which is a great deal. You can earn 10 eDGE reward points on every Rs. 200 spent (1% Value) and 20 Points per Rs 200 on ‘Retail Shopping’ spends (2% Value).

Besides, the travel benefits offering complimentary international and domestic airport lounge access, along with Priority Pass Membership works great for frequent travellers. 6 complimentary golf rounds per year are also provided to the users. Additionally, 3 extra rounds of Golf every Rs 3 Lac spent in a card-setup year. This card is the right choice for individuals who want to benefit from multi-faceted benefits and are more inclined towards rewards than cashback. Moreover, if you are already an Axis Burgundy client, this card will be a great addition to your wallet at no additional cost. 

The fees and charges with Axis Bank SELECT Credit Card are shown in the table below:

Note: Banks reserve the right to change the fees & charges without prior communication.

If you wish to apply for Axis Bank SELECT Credit Card, you will be required to meet the eligibility criteria related to age, city of residence, income, active credit card and loan accounts, etc. Other factors like credit history, payment patterns, any delinquencies, will also affect your chances of approval. Apart from the age (18-70 years), nationality (Resident Indian/NRI) and annual income (Minimum- Rs. 9 Lakh), other requirements will be shared when you show interest in applying for this card.

Documents Required for Axis Bank SELECT Credit Card

You would need to submit proof of identity, address and income. Given below is a list of documents that are usually accepted:

Axis Bank SELECT Credit Card is not available on Paisabazaar Platform. If you wish to apply for it, you must visit Axis Bank’s website or the nearest branch.

I am not a Burgundy Client can I apply for this credit card?
Yes, you may apply for the credit card; however, if your application is approved then you will have to pay joining as well as annual fee which is Rs. 3,000.

Are there any special benefits given to Burgundy level members of Axis Bank?
Yes, Burgundy level members can apply for this credit card without having to pay an annual fee or joining fee. There are no additional benefits given.

Can I pay my Axis Bank SELECT credit card bill in cash?
Yes, you may pay Axis Bank SELECT credit card bill via cash. However, you will have to pay a fee Rs. 100.

How can I make Axis Bank My Zone Credit Card Bill Payment?
Axis Bank offers various ways in which you can make the credit card bill payment whether you hold an Axis Bank account or not. You can pay credit card dues online as well as offline. Online payment includes Net Banking, Auto-Debit Service, Debit Card, Axis Mobile App, SMS, Visa Money Transfer, etc.

What process does one need to follow to increase the Credit Limit on Axis Bank SELECT credit card?
If you want to increase the credit card limit then you will have to request for the same with the bank. The bank will check your credit history and account for income increase if any. They might enquire why you want to increase the credit limit. Afterwards, if the bank is satisfied with the response then they will grant the increase.