Axis Bank SELECT Credit Card is a super premium card suitable for high spenders. It offers multi-dimensional benefits on travel, shopping, lifestyle, food delivery, and groceries via vouchers and online discounts, thus, clearly justifying the annual fee of Rs. 3,000. Additionally, the high reward rate on each spend makes it easy to maximize benefits on using the card regularly, as you get renewal fee waiver and milestone benefits. Read on to know more about this card.
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Key Highlights of Axis Bank SELECT Credit Card | |
 | |
| Annual Fee | Rs. 3,000 (NIL for Burgundy Clients) |
| Welcome Benefits | Amazon voucher worth Rs.2,000* |
| Best Suited For | Travel, Shopping, Rewards |
| Rewards Rate | 1% to 2% |
| Lifestyle Offers | 20% off on BigBasket, 40% off on Swiggy, Golf Privileges, Airport Lounge Access |
| Card Ratings | ★★★ (3.5/5) |
| Check Eligibility & Apply Online | |
*T&C Apply
| On this page |
20% off (max. Rs. 500) on BigBasket, once per month
40% off (max. Rs. 200) on Swiggy, twice a month
Buy 1 Get 1 Free on BookMyShow, once per month
Suggested Read: All You Need to Know about Concierge Service on Credit Cards
| Criteria | Details |
| Age Requirement | 18 to 70 years |
| Minimum Income Required | Rs. 9 lakh p.a. |
| Occupation | Salaried or Self-employed |
| Documents Required | Click here for the list of acceptable documents |
| Serviceable Cities | Click here for the list of serviceable cities |
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The fees and charges with Axis Bank SELECT Credit Card are shown in the table below:
| Particulars | Amount |
| Joining Fee | Rs. 3,000 (NIL for Burgundy clients) |
| Annual Fee | Rs. 3,000(NIL for Burgundy clients) |
| Finance Charges | 3.6% per month | 52.86% p.a. |
| Late Payment Fee | For Outstanding Amount:
|
Note: Banks reserve the right to change the fees & charges without prior communication. *Click here to view the most important terms and conditions.
If you are someone who expects premium, multi-dimensional benefits from a credit card, Axis Bank SELECT is a viable option. It covers almost all categories such as travel, shopping, food, groceries, fuel surcharge, milestone offers, and much more. The annual fee of Rs.3,000 (zero for Burgundy cardholders) may seem a little high, but the exclusive memberships, vouchers, and benefits make up for the same. Its rewards rate falls between 1% to 2%, which is a great deal. You can earn 10 eDGE reward points on every Rs. 200 spent (1% value) and 20 Points per Rs 200 on ‘Retail Shopping’ spends (2% value).
Besides, the travel benefits offering complimentary international and domestic airport lounge access, along with Priority Pass Membership works great for frequent travellers. 6 complimentary golf rounds per year are also provided to the users. Additionally, 3 extra rounds of Golf every Rs. 3 lakh spent in a card-setup year. This card is the right choice for individuals who want to benefit from multi-faceted benefits and are more inclined towards rewards than cashback. Moreover, if you are already an Axis Burgundy client, this card will be a great addition to your wallet at no additional cost.
| Pros | Cons |
| 1% to 2% rewards rate, which is pretty decent | No reward points are earned on fuel transactions |
| Almost all categories are covered under benefits and rewards | High forex markup fee i.e. 3.5% |
| Annual fee waiver benefit available | The annual fee is waived off only if the minimum annual spending condition i.e. Rs. 6 lakh, is met |
| International as well as domestic airport lounge access with complimentary Priority Pass Membership | Zero annual fee benefit is restricted to Burgundy cardholders |
| Credit Card | Annual Fee | Comparative Feature |
| Axis Bank Magnus Credit Card | Rs. 10,000 |
|
| Axis Bank Burgundy Private Credit Card | Nil for Burgundy Members |
|
| RBL World Safari Credit Card | Rs. 3,000 |
|
| YES First Preferred Credit Card | Nil |
|
| SBI Elite Credit Card | Rs. 4,999 |
|
I am not a Burgundy Client can I apply for this credit card?
Yes, you may apply for the credit card; however, if your application is approved then you will have to pay joining as well as the annual fee which is Rs. 3,000.
Are there any special benefits given to Burgundy level members of Axis Bank?
Yes, Burgundy level members can apply for this credit card without having to pay an annual fee or joining fee. There are no additional benefits given.
Can I pay my Axis Bank SELECT credit card bill in cash?
Yes, you may pay Axis Bank SELECT credit card bill via cash. However, you will have to pay a fee Rs. 100.
How can I make Axis Bank SELECT Credit Card Bill Payment?
Axis Bank offers various ways in which you can make the credit card bill payment whether you hold an Axis Bank account or not. You can pay credit card dues online as well as offline. Online payment includes Net Banking, Auto-Debit Service, Debit Card, Axis Mobile App, SMS, Visa Money Transfer, etc.
What process does one need to follow to increase the Credit Limit on Axis Bank SELECT credit card?
If you want to increase the credit card limit then you will have to request the same with the bank. The bank will check your credit history. Afterwards, if the bank is satisfied with your financial status then they will grant the increase.
