Utkarsh Small Finance Bank Credit Card

While the features and benefits of each credit card vary, given below are some of the common benefits of credit cards offered by Utkarsh SFB:

Secured & Unsecured Card Options:  

Utkarsh SFB offers both secured and unsecured credit card variants for select cards, such as Utkarsh Eternal and Utkarsh Rhodium. This gives consumers the flexibility to either apply against a fixed deposit or opt for an unsecured card based on their eligibility.

Cashback & Reward Benefits:

Most Utkarsh credit cards offer cashback or rewards across everyday spending categories, including online shopping, utility bill payments, recharges, and more. Cards like Utkarsh SuperMoney RuPay Credit Card offer accelerated cashback on brands like Myntra and Flipkart, while Utkarsh Wish Credit Card rewards consumers  for bill payments and recharges via PhonePe.

RuPay & UPI Benefits:

Select cards, such as Utkarsh SuperMoney RuPay and SmartGen, are available on the RuPay network and can be linked to UPI apps for QR-based payments. This allows cardholders to earn rewards and cashback even on UPI transactions.

Fuel Surcharge Waiver:

Select Utkarsh credit cards offer a 1% fuel surcharge waiver on eligible fuel transactions, helping consumers save on regular fuel expenses.

Given below are some of the fees and charges applicable on Utkarsh Small Finance Bank Credit Cards:

For detailed fees & charges, click here.

Given below is the common eligibility criteria required to apply for Utkarsh Small Finance Bank Credit Card:

• Age Requirement for Secured Cards: 18 to 65 years
• Age Requirement for Unsecured Cards: 21 to 65 years
• Nationality: Indian
• Occupation: Salaried or Self-employed
• Documents Required: Valid PAN and Aadhaar, among other proofs of identity, address and income

You can apply for Utkarsh SuperMoney RuPay Credit Card online through Paisabazaar by following the steps given below:

Step 1: Enter your mobile number in the form provided at the top of this page to start the application process.

Step 2: Verify your mobile number using the OTP sent to your registered mobile number.

Step 3: Check the list of pre-qualified credit card offers available to you and compare the features and benefits.

Step 4: Select the Utkarsh SFB credit card that best suits your spending needs and eligibility.

Step 5: Upload the required documents and submit the application for further processing.

Besides this, you can also apply for Utkarsh Small Finance Bank credit cards through the bank’s official website or mobile app.

Utkarsh Small Finance Bank offers multiple customer support channels for credit card-related queries, including card application status, billing issues, transaction disputes, and more. Here are the details:

• Regular Credit Card Support: 1800 309 3665
• Secured Credit Card Support: 1800 309 7986
• Regular Credit Card Email Support: creditcards@utkarsh.bank
• Secured Credit Card Support Email: securedcc@utkarsh.bank