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Equitas Small Finance Bank Credit Card

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Types of Equitas Small Finance Bank Credit Cards

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Equitas Tiga Credit Card

Equitas Tiga Credit Card

Rewards

3 points per Rs. 100 spent on top brands's Icon3 points per Rs. 100 spent on top brands

Yearly savings of Rs. 1,200 on fuel's IconYearly savings of Rs. 1,200 on fuel

Up to 3 reward points for every Rs. 100 spent's IconUp to 3 reward points for every Rs. 100 spent

Joining Fee IconJoining Fee: ₹0+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹500+ Taxes

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Equitas Selfe Credit Card

Equitas Selfe Credit Card

Travel

Rewards

4 domestic lounge visits every year's Icon4 domestic lounge visits every year

5X reward points on everyday categories's Icon5X reward points on everyday categories

Free memberships of Amazon Prime, Zee5, etc. 's IconFree memberships of Amazon Prime, Zee5, etc.

Joining Fee IconJoining Fee: ₹0+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹1,000+ Taxes

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Equitas PowerMiles Credit Card

Equitas PowerMiles Credit Card

Travel

Rewards

Up to 9% back on international spends's IconUp to 9% back on international spends

Club Marriott & EazyDiner memberships's IconClub Marriott & EazyDiner memberships

1:1 points-to-miles conversion ratio's Icon1:1 points-to-miles conversion ratio

Joining Fee IconJoining Fee: ₹5,000+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹5,000+ Taxes

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Given below are the types of Equitas Small Finance Bank Credit Cards along with their key benefits to help you pick the right credit card as per your spending patterns:

Features of Equitas Small Finance Bank Credit Cards

Equitas Small Finance Bank Credit Card benefits and features are mentioned below:

Equitas Tiga Credit Card

Annual Fee: Rs. 500 + Applicable Taxes
Best Suited For: Shopping with Partner Brands

Key Highlights:

  • 3 reward points per Rs. 100 spent on UPI transactions, contactless payments, and EMI spends at Pay-by-3 partner merchants
  • Use the Pay-by-3 facility to convert eligible merchant spends into a 3-month low-cost EMI
  • Pay by 3 merchants include Tata Cliq, Skull Candy, Tony & Guy, Tony & Guy Essentuals, 1% Club, Lectrix, Prashanthi Sareex`s, Netmeds, SLAM Fitness, and Wedtree
  • 1 reward point per Rs. 100 spent across all other categories
  • Redeem reward points for products, vouchers, and flight, bus, or hotel bookings at a value of 1 RP = Rs. 0.15
  • Redeem points as cashback or through Insta Redemption at a value of 1 RP = Rs. 0.10

Equitas Selfe Credit Card

Annual Fee: Rs. 1,000 + Applicable Taxes
Best Suited For: Personalized Benefits

Key Highlights:

  • 10 reward points per Rs. 100 spent across any two selected categories from Apparel, Dining, Grocery, Utility, or Taxi
  • 2 reward points per Rs. 100 on other spends
  • Redeem accumulated reward points for products, vouchers, and flight, bus, or hotel bookings at a value of 1 Reward Point = Rs. 0.35
  • Redeem reward points as cashback or through Insta Redemption at a value of 1 Reward Point = Rs. 0.15
  • 1 complimentary domestic airport lounge visit every quarter
  • Complimentary memberships to any two platforms from Amazon Prime, Jio Hotstar, Sony LIV, Zee5, or Discovery+

Equitas PowerMiles Credit Card

Annual Fee: Rs. 5,000 + Applicable Taxes
Best Suited For: Travel

Key Highlights:

  • 9 reward points per Rs. 100 on international spends (3X rewards)
  • 3 reward points per ₹100 on all other purchases (1X rewards)
  • Transfer reward points to miles at a 1:1 ratio across 10+ partner airlines, hotels, and brands under the Xchange Program
  • Redeem reward points for products, vouchers, and flight, bus, or hotel bookings at a value of 1 RP = Rs. 0.50
  • Redeem points as statement cashback or via Insta Redemption at a value of 1 RP = Rs. 0.25
  • Complimentary Club Marriott and EazyDiner memberships
  • Complimentary airport lounge access through Priority Pass
  • 8 domestic lounge visits and 4 international lounge visits per year

Equitas Small Finance Bank Credit Card Eligibility & Documents Required

Some eligibility criteria remain the same across all Equitas Small Finance Bank Credit Cards. However, the income requirement varies as per the card variant.

Common Eligibility Terms

  • Age: 22 to 60 years
  • Occupation: Salaried

Minimum Income Requirement for Equitas Credit Cards

  • Equitas Tiga Credit Card: Annual income of Rs. 5 lakh to Rs. 18 lakh
  • Equitas Selfe Credit Card: Annual income of Rs. 5 lakh to Rs. 18 lakh
  • Equitas PowerMiles Credit Card: Annual income of more than Rs. 18 lakh

Documents Required for Equitas Credit Cards

Consumers will have to upload the following documents at the time of application:

  • Proof of Identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government approved photo ID proof
  • Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement or any other government approved address proof
  • Proof of Income: Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement

Equitas Small Finance Bank Credit Card Fees and Charges

The table below shows some key charges applicable to Equitas Small Finance Bank Credit Cards:

Fees and Charges Amount/Rate
Joining/Annual Fee Varies as per card variant
Finance Charges 3.75% per month (45% per annum)
Cash Withdrawal Charges 2.5% of the amount withdrawn or Rs. 250 whichever is higher
Late Payment Charges On outstanding balance of -
Less than Rs. 100: Nil
Between Rs. 101 & Rs. 500: Rs. 100
Between Rs. 501 & Rs. 5,000: Rs. 500
Between Rs. 5,001 & Rs. 10,000: Rs. 750
Between Rs. 10,001 & Rs. 25,000: Rs. 900
Between Rs. 25,001 & Rs. 50,000: Rs. 1,000
More than Rs. 50,000: Rs. 1,200
Forex Mark-up Fee 2% for PowerMiles & PowerMiles Secured Card;
3.5% for others

Click here to know the detailed terms and conditions, along with the charges, applicable on Equitas Small Finance Bank Credit Cards.

How to Apply for Equitas Small Finance Bank Credit Card

You can apply online for Equitas Small Finance Bank Credit Cards through Paisabazaar. Follow the steps given below:

Step 1: To begin the application process, enter your mobile number in the form on the top of this page.

Step 2: Provide the OTP sent on the mobile number for verification.

Step 3: Filter the results for Equitas Small Finance Bank Credit Cards.

Step 4: Check and compare the cards you are eligible for.

Step 4: Select the card of your choice and provide additional details to apply.

Step 5: Provide the required documents for smooth processing of the application and submit the completed application.

Once verified and approved by Equitas, you can expect the credit card to reach you within 10 working days.

Equitas Small Finance Bank Credit Card Customer Care Number

To raise queries or complaints regarding credit cards, Equitas Small Finance Bank Credit Card users can call on 1800-103-2977.

Cardholders can also write to customerservice@equitasbank.com to communicate with the card provider.

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How to Apply for a Credit Card Online?

Step 1: Enter your mobile number

Step 2: Enter OTP to verify your mobile number

Step 3: Explore pre-qualified credit card offers from top issuers

Step 4: Select your preferred card and complete the digital application

FAQs

Does Equitas offer lounge access with its credit cards?

Yes, Equitas Small Finance Bank Credit Cards offer complimentary lounge access. While Selfe Credit Card only offers domestic airport lounge access, PowerMiles Credit Card comes with both international and domestic free lounge visits. Suggested Read: Best Credit cards with Lounge Access

What are the benefits of Equitas Small Finance Bank Credit Cards?

Equitas Small Finance Bank Credit Card benefits include rewards on card spends, complimentary lounge access, lifestyle memberships, UPI transactions through RuPay credit Cards and many more, as listed on this page above.

What is the annual fee for Equitas credit cards?

Equitas Tiga comes at an annual fee of Rs. 500, Selfe at Rs. 1,000 and PowerMiles at Rs. 5,000.

How can I redeem reward points of Equitas Small Finance Bank Credit Cards?

Equitas offers several redemption options for credit card reward points, including cashback, products, vouchers and travel bookings, etc.

What should I do if my Equitas credit card is lost or stolen?

If your Equitas credit card is lost, stolen or misused, you can immediately hotlist or block your card by raising a request through either logging into the Selfe Loan app, through phone banking or IVR by calling on 18001032977.

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