Equitas Small Finance Bank is a New Age Bank which commenced operations as a Small Finance Bank (SFB) on 5th September 2016. It has a strong network of 392 bank branches and 321 cash recyclers/ ATMs across 13 States and 2 Union Territories (as of March 31 2018). The bank provides a wide range of banking and financial services as mentioned below.
Equitas Small Finance Bank offers 14 types of savings accounts to cater to the financial needs of women, salaried employees, NRIs, etc. These accounts come with different features such as reward points, discounts on locker rental and more.
Equitas Small Finance offers 7 different types of current accounts to serve the varying needs of different businesses. Current accounts mainly deal with liquid deposits, do not limit the number of daily transactions and permit easy fund withdrawals.
Equitas offers home loans up to Rs. 300 lakh with maximum tenure ranging up to 20 years. The loans come with speedy approvals, flexible repayment options and can be used for self-construction, purchase, repairs & renovations/loan take overs.
Equitas Small Finance Bank provides loan against gold to help you meet your immediate financial needs. The loans can be availed with minimum hassle and documentation, flexible interest rate and come with easy repayment options.
Used Car Loan
With Equitas Small Finance Bank Used Car Loan, you can own a wide range of used cars. The loan offers up to 100% finance on the used car, competitive rate of interest and flexible tenure ranging up to 84 months. The process is hassle-free and needs minimum documentation.
Loan against Property
Salaried individuals, self-employed and non-professionals can avail a loan against their residential or commercial property. Equitas Small Finance Bank loans are offered at attractive interest rates, ranging up to Rs. 3 crore and can be repaid over a tenure of up to 15 years.
Equitas Small Finance Bank offers a wide range of business loans ranging up to Rs. 75 lakh to suit different business needs. These loans are available with minimal documentation, attractive interest rates and come with flexible repayment options.
Equitas Small Finance Bank offers fixed deposit schemes with high returns to customers. These schemes also come with preferential interest rates (additional 0.50%) to senior citizens (not applicable for NRE/NRO).
Equitas Small Finance Bank offers recurring deposit with a minimum deposit as low as Rs. 1,000 per month. These recurring deposits come with a minimum tenure of 12 months and can range up to a maximum tenure of 120 months.
Equitas Small Finance Bank has tied up with HDFC Bank to offer co-branded credit cards. These cards come with exclusive reward points, dining privileges and more.
Equitas Small Finance Bank offers different Visa, RuPay and virtual debit cards to cater to the different needs of its customers. These cards offer cashless transactions, various discounts, shopping, etc.
Equitas Small Finance Bank account holders can check their account balance via Netbanking, Mobile Banking, Passbook, ATM, customer care, etc.
Account holders can avail their mini statement via Phone Banking, Net Banking, Passbook, ATM or by contacting the bank’s customer care.
With Equitas Small Finance Bank’s Net Banking facility customers can check account balance, make fund transfers, pay utility bills, etc.
Customers can contact Equitas Small Finance Bank customer care executives via email or by calling up the bank’s toll free number.