The Jammu and Kashmir Bank issues two types of credit cards to its customers which are:
Global Access Card:
- This is a pin based card that offers online access to savings and current accounts. The card does not involve any transaction fees for using ATMs or making purchases.
Empowerment Credit Card:
- This card is generally of three type’s namely Blue empowerment card, Silver empowerment card and Gold empowerment card. This card involves revolving credit facility and 24 hour assistance to the customers.
Jammu Kashmir Bank Credit Card Statement
Whenever any of the above credit cards is used, it generates a record. This record includes all payments made by the card and is sent to the customer every month so that the amount spent can be paid by him. The statement also reflects the transactions carried out which helps the individual to monitor his spending.