Punjab National Bank (PNB) was established on April 12, 1895, in Lahore. Headquartered in New Delhi, the bank provides a wide range of financial and banking services including Credit/ Debit Cards, Savings/Current Account, Loans, Investments, etc. PNB has 6989 branches and 9255 ATMs (as per March 2019) across the country.
PNB offers 2 types of current accounts for its customers to cater to their banking needs. PNB current account is suitable for frequent banking transactions by Individuals, Firms, HUF, Companies.
PNB helps to finance a two-wheeler loan for the general public and also for women at attractive interest rates. The minimum net monthly income of the general public & women must be Rs. 10,000 & Rs. 8,000 respectively.
Punjab National Bank offers loan against Gold Jewellery/Ornaments and Gold Coins with the maximum loan amount of Rs. 10 lakh. PNB Gold Loan is based upon agricultural purposes and non- agricultural purposes.
Punjab National Bank offers various recurring deposit schemes to its customers for a period of 6 to 120 months. Customers will have to pay the penalty charges in case of non-deposit of pending installments.