PNB Personal Loan

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  • Loan Amount: Upto Rs. 15 lakh
  • Processing Fees: Upto 1.8%

Apply for Personal Loan Starting From 10.50%*

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I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :18/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CIBIL TERMS AND
CONDITIONS

To,
TransUnion CIBIL Limited
[Formerly known as Credit Information Bureau (India) Limited]
One Indiabulls building ,Unit No 1901 – 1905,
19th Floor, Tower 2A-2B, Jupiter Mill compound,
Senapati Bapat Marg, Lower Parel, Mumbai 400 013

Sub: Grant of Consent

Dear Sirs,

In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Paisabazaar (referred to as the “Company”) and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:

A. The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.

B. I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.

C. I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.

D. I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL

E. I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company.

F. I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Paisabazaar authorizing Paisabazaar to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Paisabazaar to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Paisabazaar to obtain my Consumer Credit Information.

G. I understand that in order to deliver the product to me, I hereby authorize Paisabazaar, to obtain my Consumer Credit Information from TUCL.

H. By submitting this registration form, I understand that I am providing an express adhoc one-time written instructions for Paisabazaar to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Paisabazaar account. I further authorize Paisabazaar to retain a copy of my information for use in accordance with the terms of use of this service, Paisabazaar’s Terms of Use and Privacy Policy.

I. I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

J. I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Company . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.

K. I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.

Yours faithfully,
Name :

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :18/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EQUIFAX TERMS AND
CONDITIONS

I Mr./Ms. -------------------- ---------------------residing at ------------------------ ---------------------------------------- do hereby authorise Paisabazaar Team ,to do all acts on my behalf as may be necessary including to execute/sign application(s), make payment of applicable fees* and generally to all other acts as may be necessary to receive, on my behalf and at my request, my Credit Information Report (CIR) from Equifax Credit Information Services Private Limited("Equifax") at the following address/email id:

I hereby confirm that all the powers hereby conferred may be exercised by officer(s) or manager(s) / agent(s) / employees of the Paisabazaar who is duly authorized by the Paisabazaar.

I hereby confirm, agree, undertake and accept that I shall at all times be solely responsible for all the above actions and omissions of the Paisabazaar shall be binding on me as though such actions had been carried out by me directly. I further confirm that my CIR shall be used only for the purpose as mentioned in the attached standard terms and conditions and I shall be solely liable for, and indemnify and hold harmless Equifax for and against, any and all third party claims or damages or proceedings of any kind, arising from or in connection with (a) any misrepresentations, incorrect information or omission of any critical information in my application, or (b) furnishing my CIR based on this authorization letter, and shall not at any time hold Equifax or its affiliates and their respective officers, directors, employees or representatives liable in this respect.

I hereby also confirm that I have only appointed Paisabazaar to be my authorized agent/representative for collection of my CIR.

I undertake to keep Equifax intimated and informed at all times, of any renewals or termination of the authorization to Paisabazaar or any amendments, modifications or changes in the terms governing the obligations or my relationship with Paisabazaar.

I shall at all times co-operate with Equifax and execute and deliver to Equifax such instruments and documents and take such other actions as may be required by Equifax from time to time in connection with this authority letter.

By signing on this authorization letter, I hereby acknowledge and accept the Standard Terms and Conditions mentioned above.

Date : 18/01/2020

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :18/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EXPERIAN TERMS AND
CONDITIONS

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM EXPERIAN.

YOU HEREBY IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY EXPERIAN TO YOU AND PAISABAZAAR AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU HEREBY ALSO AGREE AND ACKNOWLEDGE THAT FOR PAISABAZAAR TO SERVICE YOU AS A CUSTOMER, THE CREDIT INFORMATION SHALL BE SHARED BY EXPERIAN WITH YOU AND PAISABAZAAR ON A MONTHLY BASIS. YOU FURTHER ALSO AGREE AND CONSENT TO RECEIVE SUCH CREDIT INFORMATION DIRECTLY FROM EXPERIAN AND ALSO THROUGH YOUR PAISABAZAAR ACCOUNT AS PER YOUR INDEPENDENT REGISTRATION WITH PAISABAZAAR.

Please read the Terms and Conditions of this document carefully before accepting. By clicking on the "I ACCEPT" button below, you are expressly agreeing to access the Experian Credit Information Report and Credit Score (as defined in the Important Information Section below) (together referred as "Credit Information") and share a copy of the Credit Information with Paisabazaar in the "as is" format. Please click on the link below to read and understand the Important Information section below.

** This document is an electronic record in terms of the Information Technology Act, 2000 and Rules made there under, and the amended provisions pertaining to electronic records.

Information Collection, Use, Confidentiality, No-Disclosure and Data Purging

PAISABAZAAR/ We/ Us can only access your Credit Information as your authorized representative and we shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from us on the Website. We shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

We shall protect and keep confidential the Credit information both online and offline and use best in class security measures in line with applicable laws. The Credit Information shared by You, or received on your behalf shall be destroyed, purged, erased promptly upon the earlier of: (i) your written request to terminate this relationship with Paisabazaar (ii) the completion of provision of the Services by us to you.

Governing Law and Jurisdiction The relationship between you and the Parties shall be governed by laws of India and all claims or disputes arising there from shall be subject to the exclusive jurisdiction of the courts of [Mumbai].

Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
"Credit Information Report" means the credit information / scores / aggregates / variables or reports which shall be generated by Experian;
"Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by Experian.
"CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
PLEASE READ THE ABOVE MENTIONED IMPORTANT INFORMATION AND CLICK ON "ACCEPT" FOLLOWED BY THE LINK BELOW TO COMPLETE THE AUTHORISATION PROCESS FOR SHARING OF YOUR CREDIT INFORMATION BY EXPERIAN WITH YOU AND PAISABAZAAR, IN ITS CAPACITY AS YOUR AUTHORISED REPRESENTATIVE.
BY CLICKING "ACCEPT" YOU AGREE AND ACCEPT THE DISCLAIMERS AND TERMS AND CONDITIONS SET OUT HEREIN. THE TERMS AND CONDITIONS MENTIONED HEREIN MAY CHANGE IN ORDER TO COMPLY WITH GOVERNING LAWS OF THE COUNTRY AND THE CONSUMER SHALL BE BOUND TO ANY CHANGES TO THIS AGREEMENT

Name :
Date : 18/01/2020

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :18/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CRIF HIGH MARK TERMS
AND CONDITIONS

This End User Agreement (the "Agreement") is made between you (the "User" or "You") and Paisabazaar Marketing and Consulting Pvt Ltd ("PaisaBazaar"), a private limited company having its registered office at Plot No 119, Sector-44, Gurgaon-122001, Haryana ("PAISABAZAAR", "Us" or "We", which term shall include its successors and permitted assigns). The User and PAISABAZAAR shall be collectively referred to as the "Parties" and individually as a "Party".

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM CRIF HIGH MARK. BY EXECUTING THIS AGREEMENT / CONSENT FORM, YOU ARE EXPRESSLY AGREEING TO ACCESS THE CRIF HIGH MARK CREDIT INFORMATION REPORT AND CREDIT SCORE, AGGREGATE SCORES, INFERENCES, REFERENCES AND DETAILS (AS DEFINED BELOW)(TOGETHER REFERRED AS "CREDIT INFORMATION"). YOU HEREBY ALSO IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY CRIF HIGH MARK TO YOU AND PAISABAZAAR BY USING CRIF HIGH MARK TOOLS, ALGORITHMS AND DEVICES AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU ALSO ACKNOWLEDGE THAT YOU SHALL NOT RAISE ANY CLAIM OR HOLD LIABLE CRIF HIGH MARK CREDIT INFORMATION SERVICES PRIVATE LIMITED IN RELATION TO YOUR CREDIT INFORMATION REPORT AND CREDIT SCORE PROVIDED OR TO BE PROVIDED BY CRIF HIGH MARK TO PAISABAZAAR.

Terms and Conditions: Information Collection, Use, Confidentiality, No-Disclosure and Data Purging PAISABAZAAR shall access your Credit Information as your authorized representative and PAISABAZAAR shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from PAISABAZAAR. PAISABAZAAR shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

The Parties agree to protect and keep confidential the Credit Information both online and offline. The Credit Information shared by you, or received on by us on your behalf shall be destroyed, purged, erased promptly upon request from the consumer or the consumer withdrawing the consent to retain such credit information / reports by deleting/deactivating the consumers account with Paisabazaar.

Governing Law and Jurisdiction Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
" Business Day" means a day (other than a public holiday) on which banks are open for general business in Gurgaon and Mumbai.
" Credit Information Report" means the credit information / scores/ aggregates / variables / inferences or reports which shall be generated by CRIF High Mark;
" Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by CRIF High Mark.
" CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
IN CASE THERE IS ANY DISCREPANCY OR INABILITY IN COMPLETION OF ONLINE AUTHENTICATION, PLEASE SUBMIT YOUR SELF ATTESTED KYC DOCUMENTATION IN SCANNED COPIES FOR SHARING OF YOUR CREDIT INFORMATION BY CRIF HIGH MARK WITH YOU AND PAISABAZAAR (YOUR AUTHORISED REPRESENTATIVE).
ONLINE SUBMISSION - DOES NOT REQUIRE SIGNATURE AND EXECUTION"

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Date :18/01/2020

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हिंदी में पढ़े
Updated: 13-11-2019 08:41:56 AM

Punjab National Bank offers various schemes to different individuals under the personal loan category. From government employees to doctors to pensioners, everyone can avail Punjab National Bank Personal Loan to meet various personal and professional needs. The loan can be availed for up to Rs. 15 lakh and can be repaid within a desirable tenure.

Table of Contents
Punjab National Bank Personal Loan - Features and Benefits
Punjab National Bank Personal Loan - Interest Rate, Fees and Charges
Punjab National Bank - Personal Loan Scheme for Public
Punjab National Bank - Personal Loan Scheme to Doctors
Punjab National Bank - Personal Loan Scheme for Pensioners
Punjab National Bank Personal Loan - Documents Required
Punjab National Bank Personal Loan - EMI Calculator
Compare Punjab National Bank Personal Loan VS Other Lenders
How to Apply for Punjab National Bank Personal Loan at Paisabazaar?
Punjab National Bank - Customer Care
Punjab National Bank Personal Loan - Features and Benefits
  • Various schemes: Punjab National Bank offers various schemes on a personal loan depending upon the segment of individuals
  • Loan amount: From a minimum amount of Rs. 25,000, Punjab National Bank offers a personal loan up to Rs. 15 lakh
  • Easy application: An individual can apply for Punjab National Bank personal loan online
  • No hidden charges: The bank offers transparent services to its customers and hence an individual is informed about all the fees and charges at the time of applying for a loan
Punjab National Bank Personal Loan - Interest Rate, Fees and Charges

One year MCLR as on 12.08.2019 is 8.30%

Loan TypeInterest Rate
Personal LoanLoans above Rs.5 lakh & up to Rs.10 lakh -For other categories i.e., applicants not having salary account with the bank irrespective of check off facilityMCLR + 3.55%
Loans up to Rs.5 lakh -For individuals who are availing the loan under check off facility (Including Defense Personnel)MCLR + 4.55%
For others up to Rs.5 lakhMCLR + 5.55%
PNB Doctor’s Delight-Personal Loan to Doctors

Concession of 1% where prospective borrower (Doctor) maintaining his/her salary account with PNB or maintain his/her Receipt collection account with PNB or have Tangible Collateral Security of the value of 100% of loan amount

MCLR + 2%
Pension LoanMCLR + 2.80%

 

Loan TypeProcessing FeesDocumentation Charges
Personal Loan1.80% of loan amountUp to Rs. 2 lac- Rs. 270/-
Above Rs. 2 lac- Rs. 450/-
PNB Doctor’s Delight – Personal Loan to Doctors0.90% of loan amount + taxesRs. 450 + taxes
Personal Loan to PensionersNILRs. 500/-
Punjab National Bank - Personal Loan Scheme for Public

This loan is offered for up to Rs. 10 lakh to fulfill all types of personal needs like marriage, medical treatment, home renovation, higher education, etc. The loan can be repaid within 60 months.

Personal Loan Scheme for Public- Quantum of Loan

MinimumRs. 50,000
MaximumFor all borrowers:Rs. 4 lakh or 20 times monthly net salary whichever is lower
For those Salaried persons having completed service of 3 years in the present organizationRs. 5 lakh or 20 times monthly net salary whichever is lower
For employees drawing salary through PNB bank and completed 3 years of service in the present organizationMax. Rs.10 lakh or 20 times of Net monthly salary for loan up to Rs.5 lakh and 15 times of Net monthly salary for loan above Rs.5 lakh and up to Rs.10 lakh

Personal Loan Scheme for Public- Eligibility Criteria

  • All permanent Defense Personnel including officials of Military Station Headquarters, Central Reserve Police Force, Border Security Force, Indo Tibetan Border Police Central Industrial Security Force, etc. However, loan request of Defense Personnel, who are due for retirement within next 24 months, may not be entertained
  • Confirmed/permanent employees of Central/State Govt./PSUs and all reputed companies/Institutions including Schools, Universities, Colleges, autonomous bodies, Hospitals/Nursing Homes, who are either drawing their salary through accounts maintained with our branches or these employers agree for check off facility
  • Professionally qualified practicing Doctors viz., MBBS, BDS & above having annual income of Rs.4 lakh and above. Doctors should be taxpayers for the last three years
  • Your minimum monthly salary should be:
For all borrowersMetro CentresRs. 15,000
Urban CentresRs. 12,500
Semi- Urban/ Rural CentresRs. 10,000
For Salaried persons having completed service of 3 years in the present organizationRs. 30,000
For employees drawing salary through Punjab National bank and completed 3 years of service in the present organizationMetro CentresRs. 50,000
Urban CentresRs. 40,000
Semi- Urban/ Rural CentresRs. 30,000
For teachers and Defence personnelRs. 7,500 at all the centres
Punjab National Bank - Personal Loan Scheme to Doctors

Personal Loan Scheme to Doctors by Punjab National Bank is offered to meet expenses of professional/personal requirement. The loan varies from Rs. 2 lakh to Rs. 15 lakh and can be repaid maximum by 84 months. The repayment of loan starts from one month after disbursement of the loan.

Personal Loan Scheme to Doctors – Eligibility Criteria

  • You should be a professionally qualified practicing/serving Doctors viz., MBBS, BDS and above. Doctors should be taxpayers for the last two years
  • Your minimum net annual income/salary should be Rs. 5 lakh or above
  • You should have a continued occupancy at current place of residence, for a minimum of 2 years. (Not applicable in Case of Doctors who are Employees of Govt./Institutions etc.)
Punjab National Bank - Personal Loan Scheme for Pensioners

Punjab National Bank- Personal Loan Scheme for Pensioners

The loan is offered to provide financial assistance to those pensioners who are drawing pension through Punjab National Bank. This Personal Loan Scheme for Pensioners helps the pensioners to meet all types of personal needs including medical expenses. The loan can be repaid maximum by 60 months.

Personal Loan Scheme for Pensioners- Quantum of Loan

MinimumRs. 25,000
MaximumAge up to 70 yearsRs. 10,00,000/- (Rupees Ten lac only) OR 18 times of net monthly Pension (For Defense pensioners, 20 times net monthly pension), whichever is lower
Age above 70 years and up to 75 yearsRs 7.50 lakh or 18 times their net monthly Pension (20 times in case of Defense Pensioners), whichever is lower
Age above 75 yearsRs. 5 lakh or 12 months of pension amount, whichever is lower
Punjab National Bank Personal Loan - Documents Required

The documents may vary from person to person in order to avail Punjab National Bank Personal Loan. The documents will differ depending on various personal loan categories.

  • Identity proof: Passport, Pan Card, Voter Identity Card, Driving License, Aadhaar Card
  • Address proof: Ration Card, Bank Account Statement, Passport, Driving License, Electricity Bill, Telephone Bill, Sale Deed/Property purchase agreement(for owned properties), Aadhaar Card
  • Income proof: Bank Account Statement, Salary Slips
Punjab National Bank Personal Loan - EMI Calculator

You can use Paisabazaar Personal Loan EMI Calculator to know the exact EMI amount that you will be paying over the desired loan amount. Also you won’t have to get into the complex manual calculations and can easily plan your future expenses. All you need to do is to fill the following details:

  • Loan amount
  • Interest rate
  • Tenure
Compare Punjab National Bank Personal Loan VS Other Lenders
ParticularsPunjab National BankHDFC BankCiti BankAxis BankICICI BankBajaj Finserv
Interest RateStarting from 12%11.25% to 21.50%Starting from 10.99%11.49% to 17.49%11.50% to 19.25Starting from 12.99%
TenureUpto 84 months12 to 60 months12 to 60 months12 to 60 months12 to 60 months12 to 60 months
Loan amountUpto Rs. 15 lakhUpto Rs. 40 lakhUpto Rs. 30 lakhRs. 50,000 to Rs. 15 lakhUpto Rs. 20 lakhUpto Rs. 25 lakh
Processing FeeUpto 1.80% of loan amountUpto 2.50% of the loan amountUpto 3% of the loan amount2% of loan amount plus GSTUpto 2.25% of loan amount plus GSTUp to 3.99% of the loan amount
Apply NowApply NowApply NowApply NowApply NowApply Now
Punjab National Bank - Customer Care
  • You can call on 1800-180-2222 or 1800-103-2222
  • You can send an email at care@pnb.co.in
  • You can visit the nearest branch of Punjab National Bank
FAQs
If I am not drawing my pension through Punjab National Bank. Can I apply for Personal Loan Scheme for Pensioners?
I am a doctor. Which loan is most suitable for me?
Is it possible to reapply for Punjab National Bank personal loan if my application gets rejected?
How do I apply for Punjab National Bank personal loan offline?
Whom should I contact if I have any query regarding Paisabazaar personal loan?
If I am not drawing my pension through Punjab National Bank. Can I apply for Personal Loan Scheme for Pensioners?

No, to apply for Personal Loan Scheme for Pensioners, you need to draw your pension from Punjab National Bank.

I am a doctor. Which loan is most suitable for me?

Punjab National Bank offers Personal Loan Scheme to Doctors that is an ideal option to opt for.

How do I apply for Punjab National Bank personal loan offline?

You can visit the nearest branch of Punjab National Bank to apply for a personal loan.

Whom should I contact if I have any query regarding Paisabazaar personal loan?

You can contact the customer care of Paisabazaar at 1800 208 8877.

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PNB Personal Loan
(4.1/5 ) 1057 Reviews
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Jul 17 , 2019
4/5
Agent at Paisabazaar respected my call

I didn't wish to share my reason for the loan and the agent at Paisabazaar respected my call.

Jul 17 , 2019
4/5
People at Paisabazaar

Glad that the people at Paisabazaar understood my emergency and had my loan disbursed so quickly.

Jul 17 , 2019
4/5
Super proud of the PNB team

Super proud of the PNB team for being super good with their loan schemes.

Jul 17 , 2019
4/5
Floating interest

Glad I had an option of going with the floating interest over the fixed one on my loan scheme.

Jul 17 , 2019
4/5
Loan was approved

Happy that this loan was approved and disbursed in just few hours from the application.

Jul 17 , 2019
4/5
I am amazed and surprised

I am amazed and surprised at the speed and efficiency of the Paisabazaar team. They are the best!

Jul 17 , 2019
4/5
Super happy

Super happy that I got myself associated with PNB and Paisabazaar. They are the best!

Jul 17 , 2019
4/5
It is just the best

Glad I could find such a fine scheme of loan. It is just the best

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