पंजाब नेशनल बैंक पर्सनल लोन

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सबसे कम ब्याज दरों पर PNB पर्सनल लोन प्राप्त करें

  • लोन राशि:  ₹ 15 लाख तक
  • प्रोसेसिंग फीस: 1.8% तक 

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I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :29/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CIBIL TERMS AND
CONDITIONS

To,
TransUnion CIBIL Limited
[Formerly known as Credit Information Bureau (India) Limited]
One Indiabulls building ,Unit No 1901 – 1905,
19th Floor, Tower 2A-2B, Jupiter Mill compound,
Senapati Bapat Marg, Lower Parel, Mumbai 400 013

Sub: Grant of Consent

Dear Sirs,

In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Paisabazaar (referred to as the “Company”) and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:

A. The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.

B. I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.

C. I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.

D. I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL

E. I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company.

F. I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Paisabazaar authorizing Paisabazaar to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Paisabazaar to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Paisabazaar to obtain my Consumer Credit Information.

G. I understand that in order to deliver the product to me, I hereby authorize Paisabazaar, to obtain my Consumer Credit Information from TUCL.

H. By submitting this registration form, I understand that I am providing an express adhoc one-time written instructions for Paisabazaar to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Paisabazaar account. I further authorize Paisabazaar to retain a copy of my information for use in accordance with the terms of use of this service, Paisabazaar’s Terms of Use and Privacy Policy.

I. I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

J. I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Company . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.

K. I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.

Yours faithfully,
Name :

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :29/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EQUIFAX TERMS AND
CONDITIONS

I Mr./Ms. -------------------- ---------------------residing at ------------------------ ---------------------------------------- do hereby authorise Paisabazaar Team ,to do all acts on my behalf as may be necessary including to execute/sign application(s), make payment of applicable fees* and generally to all other acts as may be necessary to receive, on my behalf and at my request, my Credit Information Report (CIR) from Equifax Credit Information Services Private Limited("Equifax") at the following address/email id:

I hereby confirm that all the powers hereby conferred may be exercised by officer(s) or manager(s) / agent(s) / employees of the Paisabazaar who is duly authorized by the Paisabazaar.

I hereby confirm, agree, undertake and accept that I shall at all times be solely responsible for all the above actions and omissions of the Paisabazaar shall be binding on me as though such actions had been carried out by me directly. I further confirm that my CIR shall be used only for the purpose as mentioned in the attached standard terms and conditions and I shall be solely liable for, and indemnify and hold harmless Equifax for and against, any and all third party claims or damages or proceedings of any kind, arising from or in connection with (a) any misrepresentations, incorrect information or omission of any critical information in my application, or (b) furnishing my CIR based on this authorization letter, and shall not at any time hold Equifax or its affiliates and their respective officers, directors, employees or representatives liable in this respect.

I hereby also confirm that I have only appointed Paisabazaar to be my authorized agent/representative for collection of my CIR.

I undertake to keep Equifax intimated and informed at all times, of any renewals or termination of the authorization to Paisabazaar or any amendments, modifications or changes in the terms governing the obligations or my relationship with Paisabazaar.

I shall at all times co-operate with Equifax and execute and deliver to Equifax such instruments and documents and take such other actions as may be required by Equifax from time to time in connection with this authority letter.

By signing on this authorization letter, I hereby acknowledge and accept the Standard Terms and Conditions mentioned above.

Date : 29/01/2020

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :29/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EXPERIAN TERMS AND
CONDITIONS

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM EXPERIAN.

YOU HEREBY IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY EXPERIAN TO YOU AND PAISABAZAAR AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU HEREBY ALSO AGREE AND ACKNOWLEDGE THAT FOR PAISABAZAAR TO SERVICE YOU AS A CUSTOMER, THE CREDIT INFORMATION SHALL BE SHARED BY EXPERIAN WITH YOU AND PAISABAZAAR ON A MONTHLY BASIS. YOU FURTHER ALSO AGREE AND CONSENT TO RECEIVE SUCH CREDIT INFORMATION DIRECTLY FROM EXPERIAN AND ALSO THROUGH YOUR PAISABAZAAR ACCOUNT AS PER YOUR INDEPENDENT REGISTRATION WITH PAISABAZAAR.

Please read the Terms and Conditions of this document carefully before accepting. By clicking on the "I ACCEPT" button below, you are expressly agreeing to access the Experian Credit Information Report and Credit Score (as defined in the Important Information Section below) (together referred as "Credit Information") and share a copy of the Credit Information with Paisabazaar in the "as is" format. Please click on the link below to read and understand the Important Information section below.

** This document is an electronic record in terms of the Information Technology Act, 2000 and Rules made there under, and the amended provisions pertaining to electronic records.

Information Collection, Use, Confidentiality, No-Disclosure and Data Purging

PAISABAZAAR/ We/ Us can only access your Credit Information as your authorized representative and we shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from us on the Website. We shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

We shall protect and keep confidential the Credit information both online and offline and use best in class security measures in line with applicable laws. The Credit Information shared by You, or received on your behalf shall be destroyed, purged, erased promptly upon the earlier of: (i) your written request to terminate this relationship with Paisabazaar (ii) the completion of provision of the Services by us to you.

Governing Law and Jurisdiction The relationship between you and the Parties shall be governed by laws of India and all claims or disputes arising there from shall be subject to the exclusive jurisdiction of the courts of [Mumbai].

Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
"Credit Information Report" means the credit information / scores / aggregates / variables or reports which shall be generated by Experian;
"Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by Experian.
"CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
PLEASE READ THE ABOVE MENTIONED IMPORTANT INFORMATION AND CLICK ON "ACCEPT" FOLLOWED BY THE LINK BELOW TO COMPLETE THE AUTHORISATION PROCESS FOR SHARING OF YOUR CREDIT INFORMATION BY EXPERIAN WITH YOU AND PAISABAZAAR, IN ITS CAPACITY AS YOUR AUTHORISED REPRESENTATIVE.
BY CLICKING "ACCEPT" YOU AGREE AND ACCEPT THE DISCLAIMERS AND TERMS AND CONDITIONS SET OUT HEREIN. THE TERMS AND CONDITIONS MENTIONED HEREIN MAY CHANGE IN ORDER TO COMPLY WITH GOVERNING LAWS OF THE COUNTRY AND THE CONSUMER SHALL BE BOUND TO ANY CHANGES TO THIS AGREEMENT

Name :
Date : 29/01/2020

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :29/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CRIF HIGH MARK TERMS
AND CONDITIONS

This End User Agreement (the "Agreement") is made between you (the "User" or "You") and Paisabazaar Marketing and Consulting Pvt Ltd ("PaisaBazaar"), a private limited company having its registered office at Plot No 119, Sector-44, Gurgaon-122001, Haryana ("PAISABAZAAR", "Us" or "We", which term shall include its successors and permitted assigns). The User and PAISABAZAAR shall be collectively referred to as the "Parties" and individually as a "Party".

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM CRIF HIGH MARK. BY EXECUTING THIS AGREEMENT / CONSENT FORM, YOU ARE EXPRESSLY AGREEING TO ACCESS THE CRIF HIGH MARK CREDIT INFORMATION REPORT AND CREDIT SCORE, AGGREGATE SCORES, INFERENCES, REFERENCES AND DETAILS (AS DEFINED BELOW)(TOGETHER REFERRED AS "CREDIT INFORMATION"). YOU HEREBY ALSO IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY CRIF HIGH MARK TO YOU AND PAISABAZAAR BY USING CRIF HIGH MARK TOOLS, ALGORITHMS AND DEVICES AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU ALSO ACKNOWLEDGE THAT YOU SHALL NOT RAISE ANY CLAIM OR HOLD LIABLE CRIF HIGH MARK CREDIT INFORMATION SERVICES PRIVATE LIMITED IN RELATION TO YOUR CREDIT INFORMATION REPORT AND CREDIT SCORE PROVIDED OR TO BE PROVIDED BY CRIF HIGH MARK TO PAISABAZAAR.

Terms and Conditions: Information Collection, Use, Confidentiality, No-Disclosure and Data Purging PAISABAZAAR shall access your Credit Information as your authorized representative and PAISABAZAAR shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from PAISABAZAAR. PAISABAZAAR shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

The Parties agree to protect and keep confidential the Credit Information both online and offline. The Credit Information shared by you, or received on by us on your behalf shall be destroyed, purged, erased promptly upon request from the consumer or the consumer withdrawing the consent to retain such credit information / reports by deleting/deactivating the consumers account with Paisabazaar.

Governing Law and Jurisdiction Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
" Business Day" means a day (other than a public holiday) on which banks are open for general business in Gurgaon and Mumbai.
" Credit Information Report" means the credit information / scores/ aggregates / variables / inferences or reports which shall be generated by CRIF High Mark;
" Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by CRIF High Mark.
" CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
IN CASE THERE IS ANY DISCREPANCY OR INABILITY IN COMPLETION OF ONLINE AUTHENTICATION, PLEASE SUBMIT YOUR SELF ATTESTED KYC DOCUMENTATION IN SCANNED COPIES FOR SHARING OF YOUR CREDIT INFORMATION BY CRIF HIGH MARK WITH YOU AND PAISABAZAAR (YOUR AUTHORISED REPRESENTATIVE).
ONLINE SUBMISSION - DOES NOT REQUIRE SIGNATURE AND EXECUTION"

Name :
Date :29/01/2020

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Read in English
Updated: 20-11-2019 09:03:49 AM

सरकारी कर्मचारियों से लेकर डॉक्टरों से लेकर पेंशनरों तक,हर कोई व्यक्तिगत और व्यावसायिक ज़रूरतों को पूरा पूरा करने के लिए पंजाब नेशनल बैंक पर्सनल लोन का लाभ उठा सकता है। 15 लाख रुपए तक का लोन लिया जा सकता है और आसान अवधि में चुकाया जा सकता है।

पंजाब नेशनल बैंक पर्सनल लोन – विशेषताएँ और लाभ

विभिन्न योजनाएं: पंजाब नेशनल बैंक पर्सनल लोन पर आवेदकों की योग्यता और मांग के अनुसार, कई लोन ऑफर देता है।

लोन राशि: पंजाब नेशनल बैंक 25,000 रुपये की न्यूनतम राशि से लेकर अधिकतम 15 लाख रुपए तक का पर्सनल लोन प्रदान करता है।

आसान आवेदन: कोई भी व्यक्ति पंजाब नेशनल बैंक के पर्सनल लोन के लिए ऑनलाइन आवेदन कर सकता है।

कोई छिपा हुआ शुल्क नहीं: बैंक अपने ग्राहकों को पारदर्शी सेवाएं प्रदान करता है और इसलिए किसी व्यक्ति को लोन के लिए आवेदन करने के समय सभी शुल्क और शुल्कों के बारे में सूचित किया जाता है।

पंजाब नेशनल बैंक पर्सनल लोन – ब्याज दर, फीस और शुल्क

12.08.2019 को एक वर्ष की MCLR 8.30% है

लोन प्रकारब्याज दर
पर्सनल लोन ₹ 5 लाख से अधिक का लोन और ₹ 10 लाख तक -अन्य श्रेणियों के लिए, आवेदक जिनका पीएनबी में सैलरी अकांउट नहीं है, चेक की सुविधा के बावजूदMCLR + 3.55%
 ₹ 5 लाख तक के लोन-उन व्यक्तियों के लिए जो चेक ऑफ सुविधा के तहत लोन प्राप्त कर रहे हैं (रक्षा कार्मिक सहित)MCLR + 4.55%
दूसरों के लिए  ₹ 5 लाख तकMCLR + 5.55%
डॉक्टरों को PNB के डॉक्टर की डिलाइट-पर्सनल लोन

1% छूट जहां आवेदक (डॉक्टर) का PNB में सैलरी अकाउंट होता है या जिसकी सेवाओं का भुगतान PNB के अकाउंट में आता है या जिसके पास 100% लोन राशि के मूल्य की सिक्योरिटी हो।

MCLR + 2%
पेंशन लोनMCLR + 2.80%

 

लोन प्रकारप्रोसेसिंग शुल्ककागज़ी कार्यवाही का  शुल्क
पर्सनल लोनलोन राशि का 1.80% ₹ 2 लाख तक ₹ 270 / –
₹ 2 लाख से अधिक  ₹ 450 / –
PNB डॉक्टर डिलाईट – डॉक्टरों को पर्सनल लोनलोन राशि + टैक्स का 0.90%₹ 450 + टैक्स
पेंशनरों को पर्सनल लोनशून्य₹ 500 / –

पंजाब नेशनल बैंक – पब्लिक के लिए पर्सनल लोन स्कीम

यह 10 लाख रुपये तक की लोन राशि प्रदान करता है। शादी, मेडिकल बिल, घर की मरम्मत, उच्च शिक्षा, आदि सभी प्रकार की व्यक्तिगत जरूरतों को पूरा करने के लिए। लोन को 60 महीने के भीतर चुकाया जा सकता है।

पब्लिक के लिए पर्सनल लोन स्कीम- लोन की राशि

न्यूनतम ₹50,000
अधिकतमसभी आवेदक के लिए:₹4 लाख या 20 गुना मासिक सैलरी, जो भी कम हो
उन नौकरीपेशा व्यक्तियों के लिए जो वर्तमान संगठन/ कंपनी में 3 वर्ष की सेवा पूरी कर चुके हैं₹ 5 लाख या 20 गुना सैलरी, जो भी कम हो
PNB बैंक के माध्यम से सैलरी पाने वाले कर्मचारियों के लिए और वर्तमान संगठन/ कंपनी में 3 साल की सेवा पूरी कर चुके हैअधिकतम ₹10 लाख या सैलरी का 20 गुना, ₹ 5 लाख तक या 15 गुना मासिक सैलरी का, ₹ 5लाख से अधिक ₹ 10 लाख तक

पब्लिक के लिए पर्सनल लोन स्कीम-योग्यता शर्तें

  • सैन्यस्टेशन मुख्यालय, केंद्रीय रिज़र्व पुलिस बल, सीमा सुरक्षा बल, भारत तिब्बत सीमा पुलिस, केंद्रीय औद्योगिक सुरक्षा बल, आदि के सभी स्थायी रक्षा कर्मचारीके लिए। हालांकि वो रक्षा कर्मचारी जो अगले 24 महीनों के में रिटायर हो जायेगे उन्हें लोन नहीं दिया जाएगा।
  • केंद्रीय/ राज्य सरकार के स्थायी कर्मचारियों / PSU और स्कूलों, विश्वविद्यालयों, कॉलेजों, अस्पतालों / नर्सिंग होम सहित सभी कंपनियों / संस्थानों, जो PNB सैलरी अकांउट के माध्यम से अपनी सैलरी प्राप्त कर रहे हैं, जो हमारे बैंक अकांउट या इन नियोक्ताओं/कंपनी चेक ऑफ सुविधा (नियोक्ताओं/कंपनी आवेदक की सैलरी से पहले ही EMI काट लेगी और बैंक को EMI का भुगतान करेगी) के लिए सहमत हैं।
  • पेशेवररूप से प्रैक्टिस करने वाले डॉक्टर्स, MBBS, BDS की वार्षिक आय रु 4 लाख या उससे अधिक है, और पिछले 3 सालो सें टैक्स का भुगतान कर रहे हो।

आपकी न्यूनतम मासिक सैलरी होना चाहिए:

सभी आवेदक के लिएमेट्रो शहर ₹15,000
शहरी केंद्र ₹12,500
अर्ध शहरी / ग्रामीण केंद्र ₹10,000
वर्तमान संगठन/ कंपनी में नौकरीपेशा व्यक्तियों के लिए 3 वर्ष की सेवा पूरी कर ली गई है₹30,000
पंजाब नेशनल बैंक के माध्यम से सैलरी पाने वाले कर्मचारियों के लिए और वर्तमान संगठन/कंपनी में 3 साल की सेवा पूरी कर ली गई हैंमेट्रो शहर ₹50,000
शहरी केंद्र ₹40,000
अर्ध शहरी / ग्रामीण केंद्र ₹30,000
शिक्षकों और रक्षा कर्मियों के लिए सभी शहरों में  ₹ 7,500

पंजाब नेशनल बैंक – डॉक्टरों के लिए पर्सनल लोन स्कीम

पंजाब नेशनल बैंक द्वारा डॉक्टरों के लिए पर्सनल लोन स्कीम व्यक्तिगत आवश्यकता के खर्चों को पूरा करने के लिए दी जाती है। लोन 2 लाख रु. से  15 लाख रु. तक का हो सकता है और अधिकतम 84 महीनों में चुकाया जा सकता है। लोन प्राप्त करने के एक महीने बाद से लोन का भुगतान शुरू होता है।

डॉक्टरों के लिए पर्सनल लोन स्कीम – योग्यता शर्तें

  • आपको एक पेशेवर रूप से अभ्यास करने वाला / डॉक्टर,MBBS, BDS होना चाहिए। डॉक्ट पिछले 2 सालो सें टैक्स का भुगतान कर रहे हों।
  • आपकी न्यूनतम वार्षिक आय रुपये 5 लाख या उससे अधिक होनी चाहिए।
  • आपके पास निवास की वर्तमान जगह पर कम से कम 2 वर्षों के लिए एक व्यवसाय होना चाहिए। (उन डॉक्टरों के मामले में लागू नहीं जो सरकारी कर्मचारी हैं )

पंजाब नेशनल बैंक – पेंशनरों के लिए पर्सनल लोन योजना

लोन उन पेंशनरों को फाईनेंशियल सहायता प्रदान करने के लिए पेश किया जाता है जिनका पंजाब नेशनल बैंक में पेंशन अकाउंट है। पेंशनरों के लिए यह पर्सनल लोन योजना पेंशनरों को मेडिकल खर्च सहित सभी प्रकार की व्यक्तिगत ज़रूरतों को पूरा करने में मदद करती है। लोन को अधिकतम 60 महीने तक चुकाया जा सकता है।

पेंशनरों के लिए पर्सनल लोन योजना–क्वांटम ऑफ लोन

न्यूनतम ₹ 25,000
अधिकतमआयु 70 साल तक ₹ 10,00,000  या  मासिक पेंशन का 18 गुना (रक्षा पेंशनरों के लिए, 20 गुना मासिक पेंशन), ​​जो भी कम हो
उम्र 70 साल से 75 साल तक₹ 7.50 लाख या 18 गुना उनकी मासिक पेंशन (रक्षा क्षेत्र के मामले में 20 गुना), जो भी कम हो
उम्र 75 साल से ज़्यादा₹ 5 लाख या 12 महीने की पेंशन राशि, जो भी कम हो

पंजाब नेशनल बैंक पर्सनल लोन – आवश्यक दस्तावेज

पंजाब नेशनल बैंक पर्सनल लोन का लाभ उठाने के लिए दस्तावेज़ अलग-अलग हो सकते हैं। विभिन्न पर्सनल लोन के आधार पर दस्तावेज़ अलग-अलग होंगे।

  • पहचान प्रमाण: पासपोर्ट, पैन कार्ड, मतदाता पहचान पत्र, ड्राइविंग लाइसेंस, आधार कार्ड।
  • निवास प्रमाण: राशन कार्ड, बैंक अकांउट स्टेटमेंट, पासपोर्ट, ड्राइविंग लाइसेंस, बिजली बिल, टेलीफोन बिल, बिक्री दस्तावेज / संपत्ति खरीद समझौता (स्वामित्व संपत्तियों के लिए), आधार कार्ड।
  • आय प्रमाण: बैंक अकांउट स्टेटमेंट, सैलरी स्लिप।

पंजाब नेशनल बैंक पर्सनल लोन – EMI कैलकुलेटर

लोन आवेदक EMI राशि जानने के लिए पैसाबाज़ार पर्सनल लोन EMI कैलकुलेटर का उपयोग कर सकते हैं।अपने भविष्य के खर्चों की योजना आसानी से बना सकते हैं। आपको केवल निम्नलिखित जानकारी को भरना है:

  • लोन की राशि
  • ब्याज दर
  • अवधि

पंजाब नेशनल बैंक पर्सनल लोन की तुलना अन्य बैंकों से

विवरणपंजाब नेशनल बैंकHDFC बैंकसिटी बैंकऐक्सिस बैंकICICI बैंकबजाज फिनसर्व
ब्याज दर12% से शुरू11.25% से 21.50%10.99% से शुरू11.49% से 17.49%11.50% से 19.2512.99% से शुरू
अवधि84 महीने तक12 से 60 महीने12 से 60 महीने12 से 60 महीने12 से 60 महीने12 से 60 महीने
लोन की राशि15 लाख40 लाख तक 30 लाख तक50,000 से 15 लाख तक20 लाख तक25 लाख तक
प्रोसेसिंग शुल्कलोन राशि का 1.80% तकलोन राशि का 2.50% तकलोन राशि का 3% तकलोन राशि का 2% + GSTलोन राशि का 2.25% तक + GSTलोन राशि का 3.99% तक
अभी आवेदन करेंअभी आवेदन करेंअभी आवेदन करेंअभी आवेदन करेंअभी आवेदन करेंअभी आवेदन करें

पंजाब नेशनल बैंक पर्सनल लोन के लिए पैसाबाज़ार में आवेदन कैसे करें?

पंजाब नेशनल बैंक – कस्टमर केयर

  • आप 1800-180-2222 या 1800-103-2222 पर कॉल कर सकते हैं।
  • आप care@pnb.co.in पर ईमेल भेज सकते हैं।
  • आप पंजाब नेशनल बैंक की नज़दीकी शाखा में जा सकते हैं।

संबंधित सवाल

प्रश्न.अगर पंजाब नेशनल बैंक में मेरा पेंशन अकाउंट नहीं है,तो क्या मैं पेंशनरों की पर्सनल लोन योजना के लिए आवेदन कर सकता हूं?
उत्तर:नहीं, पेंशनरों की पर्सनल लोन योजना के लिए आवेदन करने के लिए, आपका पेंशन अकाउंट पंजाब नेशनल बैंक में होना चाहिए।

प्रश्न. मैं एक डॉक्टर हूँ। मेरे लिए कौन सा लोन सबसे उपयुक्त है?
उत्तर:पंजाब नेशनल बैंक डॉक्टरों को पर्सनल लोन योजना प्रदान करता है जो कि चुनने के लिए एक आदर्श विकल्प है।

प्रश्न. यदि मेरा आवेदन खारिज हो जाता है तो क्या पंजाब नेशनल बैंक के पर्सनल लोन के लिए फिर से आवेदन करना संभव है?
उत्तर:इसके लिए आपको बैंक से संपर्क करना होगा।

प्रश्न.:मैं पंजाब नेशनल बैंक के पर्सनल लोन के लिए ऑफलाइन आवेदन कर सकता हूं?
उत्तर: आप पर्सनल लोन के लिए ऑफलाइन आवेदन करने के लिए पंजाब नेशनल बैंक की निकटतम शाखा में जा सकते हैं।

प्रश्न. अगर मुझे पैसाबाज़ार पर्सनल लोन के बारे में कोई प्रश्न पूछना है तो मुझे किससे संपर्क करना चाहिए?
उत्तर:आप 1800 208 8877 पर कस्टमर केयर से संपर्क कर सकते हैं।

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