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सबसे कम ब्याज दरों पर फेडरल बैंक पर्सनल लोन प्राप्त करें

  • लोन राशि: ₹ 10 लाख 
  • प्रोसेसिंग फीस: 0.50% तक 

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I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :29/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CIBIL TERMS AND
CONDITIONS

To,
TransUnion CIBIL Limited
[Formerly known as Credit Information Bureau (India) Limited]
One Indiabulls building ,Unit No 1901 – 1905,
19th Floor, Tower 2A-2B, Jupiter Mill compound,
Senapati Bapat Marg, Lower Parel, Mumbai 400 013

Sub: Grant of Consent

Dear Sirs,

In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Paisabazaar (referred to as the “Company”) and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:

A. The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.

B. I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.

C. I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.

D. I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL

E. I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company.

F. I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Paisabazaar authorizing Paisabazaar to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Paisabazaar to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Paisabazaar to obtain my Consumer Credit Information.

G. I understand that in order to deliver the product to me, I hereby authorize Paisabazaar, to obtain my Consumer Credit Information from TUCL.

H. By submitting this registration form, I understand that I am providing an express adhoc one-time written instructions for Paisabazaar to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Paisabazaar account. I further authorize Paisabazaar to retain a copy of my information for use in accordance with the terms of use of this service, Paisabazaar’s Terms of Use and Privacy Policy.

I. I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

J. I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Company . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.

K. I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.

Yours faithfully,
Name :

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :29/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EQUIFAX TERMS AND
CONDITIONS

I Mr./Ms. -------------------- ---------------------residing at ------------------------ ---------------------------------------- do hereby authorise Paisabazaar Team ,to do all acts on my behalf as may be necessary including to execute/sign application(s), make payment of applicable fees* and generally to all other acts as may be necessary to receive, on my behalf and at my request, my Credit Information Report (CIR) from Equifax Credit Information Services Private Limited("Equifax") at the following address/email id:

I hereby confirm that all the powers hereby conferred may be exercised by officer(s) or manager(s) / agent(s) / employees of the Paisabazaar who is duly authorized by the Paisabazaar.

I hereby confirm, agree, undertake and accept that I shall at all times be solely responsible for all the above actions and omissions of the Paisabazaar shall be binding on me as though such actions had been carried out by me directly. I further confirm that my CIR shall be used only for the purpose as mentioned in the attached standard terms and conditions and I shall be solely liable for, and indemnify and hold harmless Equifax for and against, any and all third party claims or damages or proceedings of any kind, arising from or in connection with (a) any misrepresentations, incorrect information or omission of any critical information in my application, or (b) furnishing my CIR based on this authorization letter, and shall not at any time hold Equifax or its affiliates and their respective officers, directors, employees or representatives liable in this respect.

I hereby also confirm that I have only appointed Paisabazaar to be my authorized agent/representative for collection of my CIR.

I undertake to keep Equifax intimated and informed at all times, of any renewals or termination of the authorization to Paisabazaar or any amendments, modifications or changes in the terms governing the obligations or my relationship with Paisabazaar.

I shall at all times co-operate with Equifax and execute and deliver to Equifax such instruments and documents and take such other actions as may be required by Equifax from time to time in connection with this authority letter.

By signing on this authorization letter, I hereby acknowledge and accept the Standard Terms and Conditions mentioned above.

Date : 29/01/2020

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :29/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EXPERIAN TERMS AND
CONDITIONS

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM EXPERIAN.

YOU HEREBY IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY EXPERIAN TO YOU AND PAISABAZAAR AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU HEREBY ALSO AGREE AND ACKNOWLEDGE THAT FOR PAISABAZAAR TO SERVICE YOU AS A CUSTOMER, THE CREDIT INFORMATION SHALL BE SHARED BY EXPERIAN WITH YOU AND PAISABAZAAR ON A MONTHLY BASIS. YOU FURTHER ALSO AGREE AND CONSENT TO RECEIVE SUCH CREDIT INFORMATION DIRECTLY FROM EXPERIAN AND ALSO THROUGH YOUR PAISABAZAAR ACCOUNT AS PER YOUR INDEPENDENT REGISTRATION WITH PAISABAZAAR.

Please read the Terms and Conditions of this document carefully before accepting. By clicking on the "I ACCEPT" button below, you are expressly agreeing to access the Experian Credit Information Report and Credit Score (as defined in the Important Information Section below) (together referred as "Credit Information") and share a copy of the Credit Information with Paisabazaar in the "as is" format. Please click on the link below to read and understand the Important Information section below.

** This document is an electronic record in terms of the Information Technology Act, 2000 and Rules made there under, and the amended provisions pertaining to electronic records.

Information Collection, Use, Confidentiality, No-Disclosure and Data Purging

PAISABAZAAR/ We/ Us can only access your Credit Information as your authorized representative and we shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from us on the Website. We shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

We shall protect and keep confidential the Credit information both online and offline and use best in class security measures in line with applicable laws. The Credit Information shared by You, or received on your behalf shall be destroyed, purged, erased promptly upon the earlier of: (i) your written request to terminate this relationship with Paisabazaar (ii) the completion of provision of the Services by us to you.

Governing Law and Jurisdiction The relationship between you and the Parties shall be governed by laws of India and all claims or disputes arising there from shall be subject to the exclusive jurisdiction of the courts of [Mumbai].

Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
"Credit Information Report" means the credit information / scores / aggregates / variables or reports which shall be generated by Experian;
"Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by Experian.
"CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
PLEASE READ THE ABOVE MENTIONED IMPORTANT INFORMATION AND CLICK ON "ACCEPT" FOLLOWED BY THE LINK BELOW TO COMPLETE THE AUTHORISATION PROCESS FOR SHARING OF YOUR CREDIT INFORMATION BY EXPERIAN WITH YOU AND PAISABAZAAR, IN ITS CAPACITY AS YOUR AUTHORISED REPRESENTATIVE.
BY CLICKING "ACCEPT" YOU AGREE AND ACCEPT THE DISCLAIMERS AND TERMS AND CONDITIONS SET OUT HEREIN. THE TERMS AND CONDITIONS MENTIONED HEREIN MAY CHANGE IN ORDER TO COMPLY WITH GOVERNING LAWS OF THE COUNTRY AND THE CONSUMER SHALL BE BOUND TO ANY CHANGES TO THIS AGREEMENT

Name :
Date : 29/01/2020

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :29/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CRIF HIGH MARK TERMS
AND CONDITIONS

This End User Agreement (the "Agreement") is made between you (the "User" or "You") and Paisabazaar Marketing and Consulting Pvt Ltd ("PaisaBazaar"), a private limited company having its registered office at Plot No 119, Sector-44, Gurgaon-122001, Haryana ("PAISABAZAAR", "Us" or "We", which term shall include its successors and permitted assigns). The User and PAISABAZAAR shall be collectively referred to as the "Parties" and individually as a "Party".

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM CRIF HIGH MARK. BY EXECUTING THIS AGREEMENT / CONSENT FORM, YOU ARE EXPRESSLY AGREEING TO ACCESS THE CRIF HIGH MARK CREDIT INFORMATION REPORT AND CREDIT SCORE, AGGREGATE SCORES, INFERENCES, REFERENCES AND DETAILS (AS DEFINED BELOW)(TOGETHER REFERRED AS "CREDIT INFORMATION"). YOU HEREBY ALSO IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY CRIF HIGH MARK TO YOU AND PAISABAZAAR BY USING CRIF HIGH MARK TOOLS, ALGORITHMS AND DEVICES AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU ALSO ACKNOWLEDGE THAT YOU SHALL NOT RAISE ANY CLAIM OR HOLD LIABLE CRIF HIGH MARK CREDIT INFORMATION SERVICES PRIVATE LIMITED IN RELATION TO YOUR CREDIT INFORMATION REPORT AND CREDIT SCORE PROVIDED OR TO BE PROVIDED BY CRIF HIGH MARK TO PAISABAZAAR.

Terms and Conditions: Information Collection, Use, Confidentiality, No-Disclosure and Data Purging PAISABAZAAR shall access your Credit Information as your authorized representative and PAISABAZAAR shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from PAISABAZAAR. PAISABAZAAR shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

The Parties agree to protect and keep confidential the Credit Information both online and offline. The Credit Information shared by you, or received on by us on your behalf shall be destroyed, purged, erased promptly upon request from the consumer or the consumer withdrawing the consent to retain such credit information / reports by deleting/deactivating the consumers account with Paisabazaar.

Governing Law and Jurisdiction Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
" Business Day" means a day (other than a public holiday) on which banks are open for general business in Gurgaon and Mumbai.
" Credit Information Report" means the credit information / scores/ aggregates / variables / inferences or reports which shall be generated by CRIF High Mark;
" Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by CRIF High Mark.
" CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
IN CASE THERE IS ANY DISCREPANCY OR INABILITY IN COMPLETION OF ONLINE AUTHENTICATION, PLEASE SUBMIT YOUR SELF ATTESTED KYC DOCUMENTATION IN SCANNED COPIES FOR SHARING OF YOUR CREDIT INFORMATION BY CRIF HIGH MARK WITH YOU AND PAISABAZAAR (YOUR AUTHORISED REPRESENTATIVE).
ONLINE SUBMISSION - DOES NOT REQUIRE SIGNATURE AND EXECUTION"

Name :
Date :29/01/2020

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Read in English
Updated: 17-12-2019 04:48:10 AM

फेडरल बैंक आपके किसी भी खर्च को पूरा करने के लिए पर्सनल लोन प्रदान करता है। मेडिकल इमरजेंसी, शादी के लिए, घर के रेनोवेशन के लिए, फेडरल बैंक से पर्सनल लोन लिया जा सकता है। बैंक पर्सनल लोन कैटेगिरी में कई लोन प्रदान करता है, जैसे फेडप्रेमिया, फेडरल ईज़ी कैश, फ़ेडरल शुभ यात्रा लोन (यात्रा के लिए) और फ़ेडरल बॉन वोग़ लोन (काम के लिए विदेश जाने के लिए)।

फेडरल बैंक पर्सनल लोन – लाभ व विशेषताएं

लोन राशि: फेडरल बैंक द्वारा दी जाने वाली अधिकतम लोन राशि 25 लाख रु. है। बैंक द्वारा दिए गए पर्सनल लोन के प्रकारों के अनुसार लोन राशि अलग-अलग होती है

आसान लोन भुगतान अवधि: फेडरल बैंक पर्सनल लोन पर 72 महीने तक की भुगतान अवधि होती है और बैंक आपको अपनी सुविधा के अनुसार अवधि चुनने का विकल्प देता है।

तुरंत प्रोसेसिंग: फेडरल बैंक पर्सनल लोन की तुरंत प्रोसेसिंग प्रदान करता है। ताकि जल्द से जल्द पैसा आवेदक को ट्रांसफर कर दिया जाए।

कम से कम दस्तावेज़: फेडरल बैंक पर्सनल लोन की कागजी कार्यवाहीं में कम समय लगता है और लोन आवेदक को बिना किसी असुविधा के लोन प्राप्त हो जाता है।

फेडप्रीमिया पर्सनल लोन

फेडप्रिमिया पर्सनल लोन केवल नौकरीपेशा व्यक्तियों को दिया जाता है। इस लोन विकल्प में अधिकतम 25 लाख रुपये तक का लोन लिया जा सकता है। जिसे अधिकतम 48 महीने तक चुकाया जा सकता है। फेडप्रेमिया पर्सनल लोन आपकी सभी पर्सनल फाइनेंस की ज़रूरतों को पूरा करने के लिए एक अच्छा विकल्प है।

फेडप्रीमिया पर्सनल लोन – ब्याज दरें

ब्याज दरें
न्यूनतम: 11.49%अधिकतम: 14.49%

फेडप्रीमिया पर्सनल लोन – योग्यता शर्तें

  • आपको एक नौकरीपेशा व्यक्ति होना चाहिए।
  • आपका न्यूनतम मासिक वेतन 25,000 रु. होना चाहिए।
  • लोन अवधि के अंत में आपकी अधिकतम आयु 60 वर्ष होनी चाहिए।
  • आपकी वर्तमान नौकरी आप कम से कम 3 साल से कर रहे हों।

फेडप्रीमिया पर्सनल लोन – आवश्यक दस्तावेज़

KYC दस्तावेज: पहचान का प्रमाण (वोटर आईडी कार्ड/ पासपोर्ट/ पैन कार्ड/ ड्राइविंग लाइसेंस), पता प्रमाण (बिजली बिल / राशन कार्ड / पासपोर्ट / लीज एग्रीमेंट), पैन कार्ड, पासपोर्ट साइज़ फोटो (2 कॉपी)

इनकम दस्तावेज: नवीनतम सैलरी प्रमाण, अंतिम 3 महीने की सैलरी स्लिप, फॉर्म 16/ इनकम टैक्स रिटर्न (अंतिम 2 वर्ष का), अंतिम 6 महीने का सैलरी अकाउंट स्टेटमेंट, लोन आवेदन फॉर्म।

फेडरल ईज़ी कैश पर्सनल लोन

फेडरल ईज़ी पैसे की आवश्यकता को पूरा करता है। यदि आपको किसी मेडिकल इमरजेंसी, घर की मरम्मत, घूमने या किसी अन्य कारण से तुरंत पैसे की आवश्यकता होती है, तो आप की इस ज़रूरत को पूरा करने के लिए आप फेडरल ईज़ी कैश के लिए आवेदन का लाभ उठा सकते हैं। लोन LIC बीमा पॉलिसी, बैंक जमा, KVP, NSC, की सिक्योरिटी के आधार पर मिल जाता है।

फेडरल ईज़ी कैश पर्सनल लोन – ब्याज दरें व फीस

ब्याज दरें
न्यूनतम: 12.75%अधिकतम: 13.00%

फेडरल ईज़ी कैश पर्सनल लोन – योग्यता शर्तें

व्यक्ति, ट्रस्ट, फर्म और कंपनियां फेडरल ईज़ी कैश पर्सनल लोन के लिए आवेदन कर सकते हैं।

फेडरल ईज़ी कैश पर्सनल लोन – आवश्यक दस्तावेज़

  • पहचान का प्रमाण (पासपोर्ट/ मतदाता पहचान पत्र/ ड्राइविंग लाइसेंस/ पैन कार्ड)
  • पासपोर्ट साइज़ फोटो।
  • पता प्रमाण (राशन कार्ड /टेलीफोन बिल/ बिजली बिल/ लीज़ एग्रीमेंट/ पासपोर्ट/ बिज़नस लाइसेंस/ सेल्स टैक्स सर्टिफिकेट)

फेडरल शुभ यात्रा लोन

शुभ यात्रा लोन उन सभी समयों के लिए होते हैं जब आप अपनी 9 से 6 की नौकरी से थक जाते हैं और आराम करने और खुद को फिर से जीवंत करना चाहते हैं। इसकी अधिकतम लोन राशि 3 लाख रु. होती है। यह एक टेलर मेड लोन विकल्प है जो फेडरल बैंक द्वारा ऑफर किया जाता है और एक व्यक्ति और उसके परिवार के सदस्यों के यात्रा संबंधी सभी खर्चों (आवास, वाहन/ टिकट, खरीदारी, भोजन, आदि) को पूरा करता है।

फेडरल शुभ यात्रा लोन – ब्याज दरें व फीस

ब्याज दरेंबैंक द्वारा निर्धारित (यह आपके क्रेडिट स्केर, आयु, क्रेडिट हिस्ट्री, कम्पनी आदि पर निर्भर करता है)
प्रोसेसिंग फीस व अन्य शुल्क0.50% (कम से कम ₹500/-)
लेट पेमेंट फीसबकाया राशि का 2% (30 दिन से अधिक देरी पर)

फेडरल शुभ यात्रा लोन – योग्यता शर्तें

  • आप की आय पर्याप्त होनी चाहिए।
  • आपकी न्यूनतम बेसिक सैलरी 2000 रू. होनी चाहिए।

फेडरल शुभ यात्रा लोन – आवश्यक दस्तावेज़

  • पहचान का प्रमाण (पासपोर्ट/ मतदाता पहचान पत्र/ ड्राइविंग लाइसेंस/ पैन कार्ड)
  • पता प्रमाण (राशन कार्ड /टेलीफोन बिल/ बिजली बिल/ लीज़ एग्रीमेंट/ पासपोर्ट/ बिज़नस लाइसेंस/ सेल्स टैक्स सर्टिफिकेट)
  • पासपोर्ट साइज़ फोटो।

फेडरल बॉन वोएज लोन (काम के लिए विदेश में शिफ्ट होने के लिए)

यदि आप काम के लिए विदेशों की यात्रा करने की योजना बना रहे हैं, तो फेडरल बॉन वॉग लोन आपके लिए अच्छा विकल्प है क्योंकि यह एक टेलर मेड लोन स्कीम है जो विदेश जाने के शुरुआती खर्च को पूरा करने में आपकी मदद करती है। इस लोन को विदेश जाने में होने वाले खर्च के अनुसार मंज़ूर किया जाएगा और अधिकतम लोन राशि 5 लाख रू. होगी। इस लोन के अंतर्गत कवर होने वाले खर्च हैं:

  • विदेश में यात्रा के लिए एक तरफ का हवाई किराया (यदि यह आवेदक को मिलना है)
  • पासपोर्ट प्राप्त करने के लिए भारत में यात्रा के लिएशुल्क
  • वीज़ा का खर्च
  • बेसिक यात्रा कोटा
  • फिटनेस प्रमाण पत्र और अन्य संबंधित खर्चों को प्राप्त करने के लिए किए गए खर्च
  • सरकार के पास इमीग्रेशन के लिए जमा राशि
  • एजेंसी की बकाया राशि
  • ड्रेस के लिए खर्च
  • अन्य खर्च

फेडरल बॉन वोएज लोन  – ब्याज दर व फीस

ब्याज दरेंबैंक द्वारा निर्धारित (यह आपके क्रेडिट स्कोर, आयु, रीपेमेंट हिस्ट्री, कम्पनी आदि पर निर्भर करता है)
प्रोसेसिंग फीस व अन्य शुल्क0.50% ( कम से कम ₹500/-)
लेट पेमेंट फीसबकाया राशि का 2% (30 दिन से अधिक देरी पर)

फेडरल बॉन वोएज लोन – योग्यता शर्तें

  • कोई भी व्यक्ति (भारतीय) जिसके पास एक नियुक्ति पत्र या एक प्रसिद्ध विदेशी संस्थान या भर्ती एजेंट से एक पत्र है जो यह वैरीफाई करता है कि वह व्यक्ति काम के लिए विदेश जा रहा है
  • विदेशी नागरिक (भारतीय मूल के व्यक्ति या अन्य विदेशी पासपोर्ट वाले) लोन के लिए योग्य नहीं हैं।

फेडरल बॉन वोएज लोन – आवश्यक दस्तावेज़

  • पहचान का प्रमाण (पासपोर्ट / मतदाता पहचान पत्र / ड्राइविंग लाइसेंस / पैन कार्ड)
  • पासपोर्ट साइज़ फोटो
  • पता प्रमाण (राशन कार्ड /टेलीफोन बिल / बिजली बिल / लीज़ ऐग्रीमेंट / पासपोर्ट / व्यापार लाइसेंस / सेल्स टैक्स सर्टिफिकेट)
  • शैक्षिक योग्यता का प्रमाण – मार्कशीट / प्रमाण पत्र, आदि।
  • पासपोर्ट
  • वीज़ा
  • कम्पनी का ऑफर लेटर

फेडरल बैंक पर्सनल लोन – EMI कल्कुलेटर

पैसाबाज़ार.कॉम पर फेडरल बैंक पर्सनल लोन की EMI कैल्कुलेट की जा सकती है। जिससे अपने भविष्य के खर्च की योजना बना सकते हैं। इतना ही नहीं, EMI कैलकुलेटर से आप आपकी भुगतान क्षमता के अनुसार लोन भी ले सकते हैं। आपको केवल अपने पर्सनल लोन की राशि, अवधि और ब्याज दर को चुनना होगा और आपके EMI का कैल्कुलेशन भी उसी के अनुसार किया जाएगा। पैसाबाज़ार.कॉम मदद से कोई भी व्यक्ति पर्सनल लोन और अन्य लोन विकल्पों की तुलना कर सकता है, साथ ही प्रोडक्ट व बैंक की फीस और शुल्क और सुविधाओं के बारे में विस्तृत जानकारी प्राप्त कर सकता है।

फेडरल बैंक पर्सनल लोन बनाम अन्य विकल्प – तुलना

विषयफेडरल बैंकHDFC बैंकसिटी बैंकएक्सिस बैंकICICI बैंकबजाज फिनस़र्व
ब्याज दरें11.49% से शुरू11.25% से 21.50%10.99% से शुरू11.49% से 17.49%11.50% से 19.25%12.99% से शुरू
अवधि अधिकतम 72 महीने12 से 60 महीने12 से 60 महीने12 से 60 महीने12 से 60 महीने12 से 60 महीने
लोन राशि ₹25 लाख तक ₹40 लाख तक₹30 लाख तक₹50,000 से ₹15 लाख तक₹20 लाख तक₹25 लाख तक
प्रोसेसिंग फीस0.50% (कम से कम ₹500/-) लोन राशि का 2.50%लोन राशि का 3%लोन राशि का2%  + GSTलोन राशि का2.25%  + GSTलोन राशि का 3.99%  + GST

फेडरल बैंक पर्सनल लोन के लिए पैसाबाज़ार.कॉम पर कैसे आवेदन करें

फेडरल बैंक कस्टमर केयर

  • आप पैन इंडिया के टोल फ्री नंबर 1800 – 425 – 1199 या 1800 – 420 – 1199 पर कॉल कर सकते हैं।
  • विदेश से कॉल करने वाले व्यक्ति 080-61991199 पर कॉल कर सकते हैं।
  • आप contact@federalbank.co.in पर ईमेल भेज सकते हैं।

संबंधित सवाल

प्रश्न. फेडरल बैंक पर्सनल लोन की अधिकतम राशि कितनी है?
उत्तर: फेडरल बैंक पर्सनल लोन की अधिकतम लोन राशि 25 लाख रू. है।

प्रश्न. क्या फेडरल बैंक के पर्सनल लोन के लिए कोई प्रोसेसिंग शुल्क है?
उत्तर: हां, फेडरल बैंक 0.50% की प्रोसेसिंग फीस लेता है (कम से कम 500 रू.)

प्रश्न. क्या फेडरल बैंक के पर्सनल लोन पर कोई फोरक्लोज़ शुल्क हैं?
उत्तर: नहीं, फेडरल बैंक के पर्सनल लोन पर कोई फोरक्लोज़ शुल्क नहीं है।

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