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Highlights of Shriram Finance Personal Loan |
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| Interest rates | 12% p.a onwards |
| Loan amount | Up to Rs 15 lakh |
| Loan tenure | Up to 5 years |
| Processing Fees | Minimum 1% of the loan amount |
Note: Rates as of 20th April 2023
Table of Contents
Shriram Finance Personal Loan Interest Rates
Shriram Finance Personal Loan interest rates start from 12% p.a onwards. Although the lender has not specified offering differential interest rates to its personal loan applicants based on their credit scores, monthly income, occupation profile, employer’s profile, etc., most lenders consider these factors while setting the personal loan interest rates of their loan applicants.
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Compare Interest Rate for Personal Loans from Top Banks and NBFCs
| Banks/NBFCs | Interest Rates(p.a.) | |
| HDFC Bank | 10.50% onwards | Apply Now |
| SBI | 11.00%-15.00% | |
| ICICI Bank | 10.75% onwards | Apply Now |
| Axis Bank | 10.49% onwards | Apply Now |
| Kotak Mahindra Bank | 10.99% onwards | Apply Now |
| IndusInd Bank | 10.49% onwards | Apply Now |
| IDFC First Bank | 10.49% onwards | Apply Now |
| Bajaj Finserv | 11.00% onwards | Apply Now |
| Tata Capital | 10.99% onwards | Apply Now |
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Fees and Charges for Availing Shriram Finance Personal Loan
The personal loan processing fees and other charges for availing Shriram Finance Personal Loan are as follows:
| Loan Product | Interest rates (p.a.) |
| Processing fees | Minimum 1% of the loan amount |
| Foreclosure charges | Rs 1,000 |
Eligibility Criteria for availing Shriram Finance Personal Loan
The personal loan eligibility criteria set for loan applicants availing Shriram Finance Personal Loans are as follows:
- Resident Indians
- Age: 21 years (at the time of loan application) to 60 years (at the time of loan closure)
Shriram Finance Personal Loan Documents Required
The personal loan documents required for Shriram Finance, based on the profession or occupation of the loan applicant, are as follows:
- Identity proof: PAN Card, Passport, Driving License, Voter ID Card
- Address proof: Passport, Driving License, Gas bill with gas book
- Recent passport size colour photographs
- Last 3 month income proof documents
- Last 6 month bank statements
- Cancelled cheque and ACH form for Electronic clearing mandate (eNACH)