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KSFE Personal Loan Highlights 2023 |
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| Interest Rate |
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| Loan Amount |
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| Loan Tenure |
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| Processing Fees | 0.1% |
Note: Interest rates as on 29th November 2023
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KSFE Personal Loan Interest Rates
KSFE Personal Loan Interest Rates starts from 11.50% p.a. The personal loan interest rates offered by the lender for its different loan schemes are mentioned below:
| Particulars | Interest Rates (p.a.) |
| For personal loan | 11.50% p.a. (for secured loans) and 11.90% p.a. (for unsecured loans) |
| For consumer loan (simple interest rates) | 12% p.a. (for regular customers) and 14% p.a. (for defaulted accounts) |
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Compare Interest Rate for Personal Loans from Top Banks and NBFCs
| Banks/NBFCs | Interest Rates(p.a.) | |
| Axis Bank | 10.49% onwards | Apply Now |
| IndusInd Bank | 10.49% onwards | Apply Now |
| IDFC First Bank | 10.49% onwards | Apply Now |
| HDFC Bank | 10.50% onwards | Apply Now |
| ICICI Bank | 10.65% onwards | Apply Now |
| Kotak Mahindra Bank | 10.99% onwards | Apply Now |
| Tata Capital | 10.99% onwards | Apply Now |
| Bajaj Finserv | 11.00% onwards | Apply Now |
| Federal Bank | 11.49% onwards | Apply Now |
| DMI Finance | 12.00% - 40.00% | Apply Now |
| L&T Finance | 12.00% onwards | Apply Now |
| Kreditbee | 12.25% - 30.00% | Apply Now |
| MoneyTap | 13.00% onwards | Apply Now |
| Piramal Finance | 12.99% onwards | Apply Now |
| Aditya Birla | 13.00% onwards | Apply Now |
| Moneyview | 15.96% onwards | Apply Now |
| Cashe | 27.00% onwards | Apply Now |
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Fees and Charges for KSFE personal Loan
The personal loan processing fees and other charges for availing KSFE Personal Loans are as follows:
KSFE Personal Loan
| Particulars | Rates |
| Processing Fees | 0.1% |
| Premature closure charges | Nil |
| Default penal interest rate | 18% p.a. on EMI |
Types of KSFE Personal Loan
KSFE Personal Loan
- Purpose: KSFE Personal Loan enables its existing customers of KSFE (with a good repayment track record of minimum 1 year) to procure funds for personal or business related uses (except for speculative purposes). The lender provides both secured and unsecured personal loans along with offering the top-up facility on their existing loan after 1 year.
- Interest Rate:50% p.a. (for secured loans) and 11.90% p.a. (for unsecured loans)
- Loan Amount: Up to Rs 30 lakh
- Loan Tenure: 1 to 6 years
KSFE Consumer Loan
- Purpose: KSFE Consumer Loan enables loan applicants to procure funds for purchasing household equipment, consumer durables, etc. Loan applicants can also use the loan proceeds to buy two and four wheeler vehicles.
- Interest Rate: 12% p.a. (for regular customers) and 14% p.a. (for defaulted accounts)
- Loan Amount: Up to Rs 40 lakh
- Loan Tenure: Up to 3 years (for electronic items) and 1 to 5 years (for other items)
- Security: The security for KSFE Consumer Loan would be the same as that for a chit fund.
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KSFE Personal Loan Eligibility Criteria
The personal loan eligibility criteria set for loan applicants availing KSFE Personal Loans are as follows:
- Existing customers of KSFE
- Good repayment track record of minimum 1 year
Documents Required for availing Personal Loans from KSFE
Although the lender has not provided any list of personal loan documents required for its KSFE Personal Loan schemes, lenders usually ask their loan applicants to submit KYC-related documents such as proof of identity, address, income, etc.