| Interest Rate | 12.00% - 28.50% p.a. |
| Loan Amount | Rs. 6,000 - Rs. 10 lakh |
| Loan Tenure | Up to 5 years |
| Processing Fee | Up to 5.1% |
Rates as of 17th March 2026
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Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
| Interest Rate | 12.00% - 28.50% p.a. |
| Loan Amount | Rs. 6,000 - Rs. 10 lakh |
| Loan Tenure | Up to 5 years |
| Processing Fee | Up to 5.1% |
Rates as of 17th March 2026
KreditBee offers personal loans at an interest rates ranging from 12% to 28.5% per annum, depending on various factors, such as your credit score, income, employment, employer’s profile, loan amount, and chosen repayment tenure.
You can apply for KreditBee personal loan via Paisabazaar in the following steps:
To be eligible for a KreditBee personal loan, you must meet the following criteria:
To apply for a KreditBee personal loan, you shall need to provide below mentioned documents based on your employment status:
Find below comprehensive breakdown of KreditBee’s personal loan fees and charges for your consideration.
| Particulars | Charges |
|---|---|
| Processing Fees | Up to 5.1% + GST |
| Foreclosure charges | 4% of principal outstanding + GST |
| Part-Prepayment Charges | 4% of principal prepaid + GST |
| Penal Charges | For 2-180 days: 36% per annum on principal overdue + GST |
| EMI Bounce Charges | 1st Day - 4% of principal overdue or ₹500, whichever is lower |
You should compare KreditBee personal loan on Paisabazaar for the following reasons:
KreditBee offers flexible personal loan repayment options to its customers. Find below the typical loan repayment options:
You should consider a KreditBee loan under the following circumstances:
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Explore Our Personal Loan Lenders
KreditBee offers a maximum loan amount of up to Rs. 10 lakh depending on the repayment capacity of the applicant.
KreditBee personal loan offers interest rates ranging from 12% to 28.5% p.a. depending on the credit profile of the applicant.
KreditBee personal loan is disbursed in your loan account in just a few minutes.
KreditBee requires documents such as PAN card, photograph, address proof, income proof, etc.
An applicant applying for KreditBee personal loan should have a minimum monthly salary of Rs. 10,000.
Yes, you can get a KreditBee personal loan even if your credit score is not too good. The lender considers factors other than credit score to determine your loan eligibility.
No collateral is required for KreditBee personal loan.
KreditBee offers personal loans for a minimum tenure of 6 months to 5 years.
Yes, self-employed individuals can also apply for KreditBee personal loans.
Yes, it is better to compare loans before applying. This helps you to opt for the best loan offers fitting within your budget.
Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.
The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.
The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.
Address: Paisabazaar Marketing & Consulting Pvt. Ltd. 135 P, Sector 44, Gurugram (HR) 122001
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