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DMI Finance Personal Loan

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Valid till 30th April '26 *T&C Apply
Instant Personal Loan

Get up to ₹50 Lakhs starting at 9.98%

4.5/5

15.6L Reviews

5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
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Seamless Application Process

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Highest Approval Chances

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End-to-End Expert Assistance

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Minimal Documentation Required

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Apply Now

About DMI Finance Personal Loan

  • DMI Finance personal loans are available at attractive interest rates and can be used to meet personal financial needs.
  • Applicants can apply via the Paisabazaar platform and experience a seamless digital loan process and end-to-end expert assistance.
  • The consumer’s loan approval depends on his/her repayment capacity and creditworthiness.
  • DMI Finance personal loans are disbursed almost instantly on approval and require minimal paperwork
  • These personal loans come with flexible repayment options and require no collateral or security.

DMI Finance Personal Loan Highlights

  • Interest rates- Up to 27.90% p.a.
  • Loan amount- Rs. 10,000 to Rs. 10 lakh
  • Repayment tenure- 3 months to 5 years
  • Processing fee- Up to 3.95% of the loan amount

DMI Finance Personal Loan Interest Rate

DMI Finance provides personal loan with interest rates of up to 27.90% p.a. The personal loan interest rate is based on the income profile of the applicant and past credit history.

Fees and Charges of DMI Finance Personal Loan

Particulars Charges
Processing Fees Up to 3.95% of the loan amount
Overdue Charges 1% to 4% p.m. on overdue amount
Prepayment/Foreclosure Charges 2% to 5% on outstanding principal amount
Late Payment Fees Rs 550+GST for loan amount up to Rs 75,000;
Rs 650 + GST for loan amount above Rs 75,000 to Rs 1 lakh;
Rs 750 +GST for loan amount above Rs 1 lakh

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Avail Personal Loan for
All Your Needs

DMI Finance Personal Loan Features

DMI Finance are predominantly B2B and work through front-end partnerships with OEMs, leading fintech companies, as well as leading technology-driven aggregators. The personal loan can also meet personal financial needs, such as medical expenses, higher education, travel, lifestyle financing, and consumer durables.

Loan Amount

DMI Finance offers personal loans ranging from Rs 10,000 to Rs 10 lakh.

Tenure

The repayment tenure for DMI Finance personal loans ranges from 3 months to 5 years.

DMI Finance Personal Loan Eligibility Criteria

DMI Finance personal loans are offered to both salaried and self-employed applicants. However, the NBFC has not disclosed the exact eligibility criteria like age, credit score, minimum income, employer/occupation profile, etc for availing personal loan. However, most lenders consider these factors for evaluating the personal loan eligibility of their personal loan applicants.

Documents Required for DMI Finance Personal Loan

DMI Finance has not explicitly mentioned the documents required for availing personal loan digitally. However, most banks and NBFCs require the following personal loan documents from their loan applicants.

  • For identity proof: Passport, PAN Card, Voter’s ID, Aadhaar card, Driving license
  • For address proof: Aadhaar Card, Driving license, Ration card, Passport
  • For residence proof: Property document, Electricity bill, Maintenance bill
  • Bank Statements of the last 3 years
  • For income proof:
    • Salary slips (Last 3 months) for salaried personal loan applicants
    • Audited balance sheet and Profit & Loss accounts, for self-employed personal loan applicants

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Apply Now

Avail Personal Loan for
All Your Needs

Avail Personal Loan Banner

Avail Personal Loan for
All Your Needs

FAQs

DMI Finance offers personal loans at an interest rate of up to 27.90% p.a. with repayment tenure extends up to 5 years. Both salaried and self-employed individuals are eligible to apply for a personal loan from DMI Finance.

DMI Finance offers personal loan digitally. Applicants can download the DMI Finance app from the Google Play Store and fill out their loan application directly within the app to avail a personal loan. Alternatively, prospective borrowers can apply for a DMI Finance personal loan through Paisabazaar.

The interest rate of DMI Finance personal loan is up to 27.90% p.a.

DMI Finance has not specified an applicant minimum CIBIL score criteria. However, individuals with credit scores of 700 and above are usually preferred by lenders as such credit scores indicate responsible credit behaviour, which reduces the credit risk for the lenders.

DMI Finance offers personal loans to both salaried and self-employed individuals. However, the NBFC has not specified eligibility criteria for personal loan, such as age, credit score, minimum income, and employment profile. Personal loan lenders usually evaluate these factors when assessing the eligibility of its loan applicants.

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What our customers say

Smooth & hassle-free loan approval experience

I want to express my gratitude for your exceptional support & guidance throughout my loan application process to Aman (EW17239). Your professionalism & clear communication made the journey smooth and manageable. I appreciate how you helped during loan approval & fast-tracked the documentation. It is rare to find someone so committed to their clients. I truly value the effort you put into ensuring a successful outcome. Thanks again for your invaluable help.

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Sanjay Kumar GuptaMar 30, 2026

Exceptional guidance throughout the process

I’d like to express my sincere appreciation for Mr. Aman Kumar (EW32023) for the excellent assistance provided. His professionalism & willingness to help made the experience smooth & pleasant. Aman Kumar demonstrated patience & clarity while addressing queries and ensured that everything was handled efficiently. Such dedication & customer-focused service truly deserve recognition. Please convey my thanks and appreciation to him for his outstanding support.

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Jyotirmoy SinghaMar 23, 2026

Very helpful and easy to reach

I really wants to appreciate Mohankumar Dhandapani for closing my loan requirement in such a short time and nice manner. He is very much approachable helped me based on my requirements. He explained me all the options in very short time even one option failed immediately helped me to get other options worked. Excellent job done by Mohankumar Dhandapani all the best keep you same way approachable you will get more customers. Thanks to Paisabazar too.

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Kirubagaran GanesanFeb 24, 2026

Reliable help when i needed it most

I am writing this email to express my sincere thanks for your excellent support and guidance on Paisabazaar. My experience was very smooth and satisfying because of your help. You explained everything clearly and made the whole process easy and comfortable for me. I truly appreciate your professionalism, patience, and quick response. I am very happy with the service and would definitely recommend to others because of the great support I received from you. Thank you once again

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DharmeshFeb 22, 2026

Committed support that made everything easy

I’d like to appreciate the Paisabazar team for the excellent loan service. I especially want to recognize one of your agents, Mr. Prince Kumar, for his outstanding support. For more than a month, he continuously followed up with me and assisted me. His commitment & professionalism made the experience smooth & hassle-free. I appreciate his efforts and dedication. Kindly acknowledge his performance and consider rewarding such a sincere employee.

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BhupendraFeb 18, 2026

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

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Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

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Kokil BarnwalFeb 12, 2026

Easy loan approval with good guidance

Thank you for the support provided for getting personal loan approval. During this process I worked with Mr. Aman Bajpai (EW17239) who was co-ordinator for this entire process of Personal loan, I was incredibly impressed by his efficiency and problem-solving skills. He went out of their way to ensure all my questions were answered and that the disbursement timeline stayed on track. His coordination was really appreciable.

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Riyaj AtarFeb 9, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

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Anuradha GuptaJan 21, 2026
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Shamik Ghosh

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