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DMI Finance Personal Loan Highlights 2023 |
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| Interest rates | 12%-40% p.a. |
| Loan amount | Rs 1,000 to Rs 25 lakhs |
| Repayment tenure | 2 months to 5 years |
| Processing fee | Up to 4% of the loan amount |
Note: Rates as of 1 December 2023
Table of Contents
DMI Finance Personal Loan Interest Rate
DMI Finance personal loan interest rates are offered from 12% p.a. onwards. However, the lender has not disclosed personal loan interest matrices based on credit score, employment profile, loan amount, etc. However, many lenders consider these factors while setting the personal loan interest rates of their loan applicants.
Comparison Personal Loan Interest Rates of Top Banks/NBFCs
| Banks/NBFCs | Interest Rates(p.a.) | |
| Axis Bank | 10.49% onwards | Apply Now |
| IndusInd Bank | 10.49% onwards | Apply Now |
| IDFC First Bank | 10.49% onwards | Apply Now |
| HDFC Bank | 10.50% onwards | Apply Now |
| ICICI Bank | 10.65% onwards | Apply Now |
| Kotak Mahindra Bank | 10.99% onwards | Apply Now |
| Tata Capital | 10.99% onwards | Apply Now |
| Bajaj Finserv | 11.00% onwards | Apply Now |
| Federal Bank | 11.49% onwards | Apply Now |
| DMI Finance | 12.00% - 40.00% | Apply Now |
| L&T Finance | 12.00% onwards | Apply Now |
| Kreditbee | 12.25% - 30.00% | Apply Now |
| MoneyTap | 13.00% onwards | Apply Now |
| Piramal Finance | 12.99% onwards | Apply Now |
| Aditya Birla | 13.00% onwards | Apply Now |
| Moneyview | 15.96% onwards | Apply Now |
| Cashe | 27.00% onwards | Apply Now |
Compare personal loan interest rates of all major Banks/NBFCs
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Fees and Charges of DMI Finance Personal Loan
| Penal Interest | 1% to 7% p.m. on overdue amount |
| Prepayment/Foreclosure Charges | 2% to 5% basis product proposition |
| Other Fees | 0.25% to 4% on the loan amount |
| Bounce Charges (NACH/e-Mandate/DD Registered) or Delayed Payment Charges (Alternate Mode) | Rs. 250 to Rs. 450 on each instance |
DMI Finance Personal Loan Features
DMI Finance are predominantly B2B and work through front-end partnerships with OEMs, leading fintech companies, as well as leading technology-driven aggregators. The personal loan can also meet personal financial needs, such as medical expenses, higher education, travel, lifestyle financing, and consumer durables.
DMI Finance Personal Loan Eligibility Criteria
DMI Finance personal loans are offered to both salaried and self-employed applicants. However, the NBFC has not disclosed the exact eligibility criteria like age, credit score, minimum income, employer/occupation profile, etc for availing personal loan. However, most lenders consider these factors for evaluating the personal loan eligibility of their personal loan applicants.
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Documents Required for DMI Finance Personal Loan
DMI Finance has not explicity mentioned documents required for availing personal loan digitally. However, most banks and NBFCs require the following personal loan documents from their loan applicants.
- For identity proof: Passport, PAN Card, Voter’s ID, Aadhaar card, Driving license
- For address proof: Aadhaar Card, Driving license, Ration card, Passport
- For residence proof: Property document, Electricity bill, Maintenance bill
- Bank Statements of last 3 years
- For income proof:
- Salary slips (Last 3 months) for salaried personal loan applicants
- Audited balance sheet and Profit & Loss accounts, for self-employed personal loan applicants
DMI Finance EMI Calculator
Monthly EMI ₹ 15,622
Total Amount Payble ₹ 5,62,395(Principal + interest)
Principal Amount ₹ 5,00,000
Total Interest Payble ₹ 62,395
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