हिंदी में पढ़े
Apply For DMI Finance Personal Loan Online
DMI Finance
Up to ₹25L
12% - 40%
Upto 5 Years
Upto 4%
Note: Rates as of 9 September 2024
*Applicable for selected customers
Table of Contents
DMI Finance Personal Loan Interest Rate
DMI Finance personal loan interest rates are offered from 12% p.a. onwards. However, the lender has not disclosed personal loan interest matrices based on credit score, employment profile, loan amount, etc. However, many lenders consider these factors while setting the personal loan interest rates of their loan applicants.
Fees and Charges of DMI Finance Personal Loan
| Penal Interest | 1% to 7% p.m. on overdue amount |
| Prepayment/Foreclosure Charges | 2% to 5% basis product proposition |
| Other Fees | 0.25% to 4% on the loan amount |
| Bounce Charges (NACH/e-Mandate/DD Registered) or Delayed Payment Charges (Alternate Mode) | Rs. 250 to Rs. 450 on each instance |
DMI Finance Personal Loan Features
DMI Finance are predominantly B2B and work through front-end partnerships with OEMs, leading fintech companies, as well as leading technology-driven aggregators. The personal loan can also meet personal financial needs, such as medical expenses, higher education, travel, lifestyle financing, and consumer durables.
DMI Finance Personal Loan Eligibility Criteria
DMI Finance personal loans are offered to both salaried and self-employed applicants. However, the NBFC has not disclosed the exact eligibility criteria like age, credit score, minimum income, employer/occupation profile, etc for availing personal loan. However, most lenders consider these factors for evaluating the personal loan eligibility of their personal loan applicants.
Unlock Best Personal
Loan Offers From
30+ Lenders
Documents Required for DMI Finance Personal Loan
DMI Finance has not explicity mentioned documents required for availing personal loan digitally. However, most banks and NBFCs require the following personal loan documents from their loan applicants.
- For identity proof: Passport, PAN Card, Voter’s ID, Aadhaar card, Driving license
- For address proof: Aadhaar Card, Driving license, Ration card, Passport
- For residence proof: Property document, Electricity bill, Maintenance bill
- Bank Statements of the last 3 years
- For income proof:
- Salary slips (Last 3 months) for salaried personal loan applicants
- Audited balance sheet and Profit & Loss accounts, for self-employed personal loan applicants
DMI Finance EMI Calculator
Monthly EMI ₹ 15,622
Total Amount Payble ₹ 5,62,395(Principal + interest)
Principal Amount ₹ 5,00,000
Total Interest Payble ₹ 62,395
Apply for Personal Loan with Quick Disbursal Click Here
FAQs on DMI Finance Personal Loan
Does DMI Finance provide personal loan?
DMI Finance offers personal loans at an interest rate of 12% p.a. with repayment tenure extends up to 5 years. Both salaried and self-employed individuals are eligible to apply for a personal loan from DMI Finance.
What is the minimum CIBIL score for availing personal loan from DMI Finance?
DMI Finance has not specified an applicant minimum CIBIL score criteria. However, individuals with credit scores of 700 and above are usually preferred by lenders as such credit scores indicate responsible credit behaviour, which reduces the credit risk for the lenders.
How do I contact DMI Finance for a personal loan?
Customers can reach out to DMI Finance for personal loan queries at +91 11 4120 4444 between 9:00 am to 8:00 pm any day of the week or can send an email to customer care@dmifinance.in. Alternatively, customers can also visit Paisabazaar to compare and apply for personal loans from various lenders, including DMI Finance.