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Fibe Personal Loan

4.5/5

15.6L Reviews

5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
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100% Digital Journey

Curated offers from 30+ lenders

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Affordable Interest Rates

Money in your account instantly

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Loan Disbursal in Minutes

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
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How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Apply Now

About Fibe Personal Loan

  • Fibe offers personal loans at competitive interest rates with no end-usage restrictions.
  • The loan proceeds can be used for multiple purposes, such as wedding, medical emergency, home renovation, etc.
  • The loan application process is completely digital with instant approval and digital documentation.
  • The lender also offers personal loans to new-to-credit customers.
  • The loan is disbursed directly in the bank account of the borrower within 10 minutes of loan approval.

Fibe Personal Loan Interest Rate

Fibe offers interest rates on personal loans based on customer profile and eligibility score. The interest rates for Fibe personal loans start from 12% p.a. on a reduced balance basis.

Rates as of 13th April 2026

Fees and Charges of Fibe Personal Loan

  • Prepayment/Preclosure charges: NIL
  • Bounce Charges: Rs. 500+GST
  • Late payment charges: Rs. 500 + GST or 3% of the total loan amount, whichever is higher as per the overdue amount
  • Stamp Duty: 0.1% of the loan amount
  • Mandate rejection charges: Rs. 250 + GST

Types of Fibe Personal Loan

Fibe Instant Cash Loan

  • Purpose: Instant cash loan is an unsecured loan, which borrowers can avail to meet their emergency expenses such as home repair, unplanned travel or sudden medical expenses.
  • Loan amount: Rs 5,000 to Rs 5 lakh

Fibe Auto Loan

It is a type of personal loan, which borrowers can avail to purchase a two-wheeler or used car.

Types of Fibe Auto Loan

Fibe Two Wheeler Loan

  • Purpose: Borrowers can avail Fibe two-wheeler loan to purchase a two-wheeler vehicle
  • Loan amount: Rs 8,000 to Rs 5 lakh

Fibe Used Car Loan

  • Purpose: Fibe offers used car loans to help borrowers purchase a used car.
  • Loan amount: Rs 8,000 to Rs 5 lakh

Fibe Education Loan

  • Purpose: Borrowers can avail Fibe education loan to meet expenses related to their child’s higher education.
  • Loan amount: Up to Rs 5 lakh

Fibe Wedding Loan

  • Purpose: Fibe offers wedding loans to help borrowers meet their wedding-related expenses.
  • Loan amount: Up to Rs 5 lakh

Fibe Home Renovation Loan

  • Purpose: Borrowers can avail home renovation loans for meeting expenses related to their home repair or improvement such as painting, tiling and flooring.
  • Loan amount: Rs 8,000 to Rs 5 lakh

Fibe Medical Loan

  • Purpose: Fibe medical loan is an unsecured personal loan, which borrowers can avail to meet their expenses related to sudden medical emergencies.
  • Loan amount: Rs 8,000 to Rs 5 lakh

Fibe Personal Loan for Salaried Professional

  • Purpose: Fibe offers an instant personal loan to salaried professionals to meet their emergency expenses related to education, wedding, home renovation, etc.
  • Loan amount: Rs 8,000 to Rs 5 lakh

Fibe Personal Loan for Government Employees

  • Purpose: Fibe offers an instant personal loan to government employees to meet their urgent cash requirements related to higher education, vacations, debt consolidation, etc.
  • Loan amount: Rs 8,000 to Rs 5 lakh

Fibe Consumer Durable Loan

Borrowers can avail Fibe personal loan and its variants to purchase household appliances or tech-gadgets.

Types of Fibe Consumer Durable Loan

Fibe Smart TV Loan

  • Purpose: Fibe smart TV loan is an instant personal loan variant, which borrowers can avail to purchase smart TV
  • Loan amount: Rs 8,000 to Rs 5 lakh

Fibe Refrigerator Loan

  • Purpose: Borrowers can avail Fibe refrigerator loan to purchase refrigerators.
  • Loan amount: Rs 8,000 to Rs 5 lakh

Fibe Washing Machine Loan

  • Purpose: Fibe washing machine loan is an instant personal loan variant, which borrowers can avail to purchase washing machines.
  • Loan amount: Rs 8,000 to Rs 5 lakh

Fibe AC Loan

  • Purpose: Borrowers can avail Fibe AC loan to purchase air conditioners.
  • Loan amount: Rs 8,000 to Rs 5 lakh

Fibe Kitchen Appliances Loan

  • Purpose: Fibe kitchen appliances loan is an instant personal loan facility, which borrowers can avail to purchase kitchen appliances such as gas, stove, induction cookers, grinders, etc.
  • Loan amount: Rs 8,000 to Rs 5 lakh

Fibe Laptop Loan

  • Purpose: Fibe offers laptop loans to help borrowers purchase laptops.
  • Loan amount: Rs 8,000 to Rs 5 lakh

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Fibe Personal Loan facilities offered under Employer Tie-up

Fibe offers three credit solutions under the employer tie-up facility wherein the employees can avail credit facility to meet their short-term financial requirements.

  • Earned Wage Access: It is a form of salary advance under which employees can withdraw a portion of the accrued income at any time of the month at a nominal fee. Employees can apply via payroll system and get approval within 5 minutes.
  • Fibe Shakti: It is a short-term advance to meet the financial needs of blue-collared workers. Under this facility, borrowers can get up to 1.5 times of their salary and repay the amount over a tenure of 3 months.
  • Fibe Salary Advance: It is a salary advance loan where borrowers can get amounts of up to Rs 5 lakh and repay the loan between 3 to 24 months. Borrowers can also get a 0.5% reduction benefit on interest rates.

Fibe Personal Loan Eligibility Criteria

  • Indian resident
  • Age: Between 21 and 55 years old
  • Salary:
    • Minimum salary should be Rs 18,000 (for metro cities)
    • Minimum salary should be Rs 15,000 (for non-metro cities)

Documents Required for Fibe Personal Loan

  • A selfie/passport size photograph
  • Identity proof: Passport/Aadhaar card/PAN Card/Driving License
  • Address proof: Passport/Rental agreement/Utility bills/Voter ID
  • Income proof: Bank statements and salary stubs for the last 3 to 6 months

Note: All the documents required for personal loans should be submitted in PDF format.

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Apply Now

Avail Personal Loan for
All Your Needs

Avail Personal Loan Banner

Avail Personal Loan for
All Your Needs

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What our customers say

Smooth & hassle-free loan approval experience

I want to express my gratitude for your exceptional support & guidance throughout my loan application process to Aman (EW17239). Your professionalism & clear communication made the journey smooth and manageable. I appreciate how you helped during loan approval & fast-tracked the documentation. It is rare to find someone so committed to their clients. I truly value the effort you put into ensuring a successful outcome. Thanks again for your invaluable help.

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Sanjay Kumar GuptaMar 30, 2026

Exceptional guidance throughout the process

I’d like to express my sincere appreciation for Mr. Aman Kumar (EW32023) for the excellent assistance provided. His professionalism & willingness to help made the experience smooth & pleasant. Aman Kumar demonstrated patience & clarity while addressing queries and ensured that everything was handled efficiently. Such dedication & customer-focused service truly deserve recognition. Please convey my thanks and appreciation to him for his outstanding support.

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Jyotirmoy SinghaMar 23, 2026

Very helpful and easy to reach

I really wants to appreciate Mohankumar Dhandapani for closing my loan requirement in such a short time and nice manner. He is very much approachable helped me based on my requirements. He explained me all the options in very short time even one option failed immediately helped me to get other options worked. Excellent job done by Mohankumar Dhandapani all the best keep you same way approachable you will get more customers. Thanks to Paisabazar too.

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Kirubagaran GanesanFeb 24, 2026

Reliable help when i needed it most

I am writing this email to express my sincere thanks for your excellent support and guidance on Paisabazaar. My experience was very smooth and satisfying because of your help. You explained everything clearly and made the whole process easy and comfortable for me. I truly appreciate your professionalism, patience, and quick response. I am very happy with the service and would definitely recommend to others because of the great support I received from you. Thank you once again

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DharmeshFeb 22, 2026

Committed support that made everything easy

I’d like to appreciate the Paisabazar team for the excellent loan service. I especially want to recognize one of your agents, Mr. Prince Kumar, for his outstanding support. For more than a month, he continuously followed up with me and assisted me. His commitment & professionalism made the experience smooth & hassle-free. I appreciate his efforts and dedication. Kindly acknowledge his performance and consider rewarding such a sincere employee.

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BhupendraFeb 18, 2026

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

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Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

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Kokil BarnwalFeb 12, 2026

Easy loan approval with good guidance

Thank you for the support provided for getting personal loan approval. During this process I worked with Mr. Aman Bajpai (EW17239) who was co-ordinator for this entire process of Personal loan, I was incredibly impressed by his efficiency and problem-solving skills. He went out of their way to ensure all my questions were answered and that the disbursement timeline stayed on track. His coordination was really appreciable.

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Riyaj AtarFeb 9, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

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Anuradha GuptaJan 21, 2026
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Anubhuti Agrawal profile
Written ByLinkedIn icon
Anubhuti Agrawal
Shamik Ghosh profile
Reviewed ByLinkedIn icon
Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.

The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.

The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.

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