Muthoot Finance Personal Loan Highlights 2022 | |
Interest Rates | 14% – 22% p.a. |
Tenure | Up to 5 years |
Loan Amount | Rs. 50,000 onwards |
Muthoot Finance Personal Loan Interest Rates
The interest rate for Muthoot Finance Personal Loan is within the range of 14% to 22%.

Personal Loan at Attractive Interest Rates Apply Now
Comparison between Muthoot Finance and other Banks/NBFCs
Banks/NBFCs | Interest Rates (per annum) |
Muthoot Finance | 14% – 22% |
HDFC Bank | 10.25% – 21.00% |
SBI | 9.60% – 13.85% |
ICICI Bank | 10.25% onwards |
Axis Bank | 10.25% onwards |
Kotak Mahindra Bank | 10.75% onwards |
IndusInd Bank | 10.49% onwards |
IDFC First Bank | 10.49% – 23.00% |
Bajaj Finserv | 13.00% onwards |
Tata Capital | 10.99% onwards |
Eligibility for Muthoot Finance Personal Loan
- Salaried employees from public sector units and reputed organizations
- Self-employed individuals with a regular verifiable income
- Factors like age, net salary, total years of service, years of service left, owning a house, etc. depending upon the individual’s risk profile are also considered while evaluating personal loan application
Documents Required for Muthoot Finance Personal Loan
- Latest salary slip
- Bank statement with salary credits
- KYC documents
- Any additional documents as decided by Muthoot Finance
EMI Calculator
Monthly EMI ₹ 15,622
Total Amount Payble ₹ 5,62,395(Principal + interest)
Principal Amount ₹ 5,00,000
Total Interest Payble ₹ 62,395

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