- Applicants can avail Muthoot Finance personal loans at competitive interest rates to meet immediate financial requirements.
- Consumers can apply for a personal loan via Paisabazaar through a hassle-free digital process.
- Applicant’s loan approval and loan terms depend on his/her repayment capacity and creditworthiness.
- Muthoot Finance personal loans come with flexible repayment tenure and require minimal documentation
- These personal loans require no collateral/security and offer flexible end usage.
Muthoot Finance Personal Loan
Muthoot Finance Ltd. offers personal loans @14% p.a. onwards for loan amounts starting from Rs 50,000 and for tenures of up to 5 years. Borrowers can use the proceeds from this loan to meet their personal needs like travelling, purchase/construction of a house, higher education for children, medical contingencies or debt consolidation.
Easy Application Process
Highest Approval Chances
End-to-End Expert Assistance
Minimal Documentation Required

4.5/5
15.6L Reviews
5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed

Get Cashback of
₹
1,000*
on Loan Disbursal
Valid till 31st May '26
*T&C Apply
Instant Personal Loan
Get up to ₹50 Lakhs starting at 9.98%
4.5/5
15.6L Reviews
5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
Easy Application Process
Highest Approval Chances
End-to-End Expert Assistance
Minimal Documentation Required
Calculate Your Personal Loan EMI
Select Your Bank
₹
50K50L
8%30%
1Y 10Y
Your Monthly EMI Payment
₹0
Principal Amount₹0
Interest Amount₹0
Total Amount₹0
Find Best Personal Loan Offers
HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?



Compare & Choose the Best Offer
Pre-approved Offers with Instant Disbursals
Know Your Chances of Approval
End-to-End Digital Process
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Apply Now
About Muthoot Finance Personal Loan
Muthoot Finance Personal Loan Highlights
| Interest Rates | 14% – 22% p.a. |
| Tenure | 1 year to 5 years |
| Loan Amount | For non-metro locations: Rs 50,000 onwards
For metro locations: Rs 1 lakh |
| Processing Fees | 2% to 4% of the loan amount plus taxes |
Rates as of 9th March 2026
Muthoot Finance Personal Loan Interest Rates
The Muthoot Finance Personal Loan interest rates range between 14% to 22% p.a. While the NBFC has not mentioned the interest rate slab based on the repayment history, credit score, monthly income, etc. of its personal loan applicants, most banks/HFCs usually consider these factors while setting the personal loan interest rates of their applicants.
Fees & Charges of Muthoot Finance Personal Loan
| Particulars | Charges |
|---|---|
| Processing fees | 2% to 4% of the loan amount plus taxes |
| Late payment charges | 2% of the outstanding loan amount of the month |
| Cheque bounce charges | Rs 1,000 |
| Cheque swapping charges | Rs 750 |
| Prepayment Charges | Till 9 months – Lock-in period; 10 months to 12 months – 6% of the outstanding loan amount plus taxes; Above 12 months – 5% of the loan outstanding amount plus taxes |
| Re-Schedulement charges | 1% of the outstanding loan amount |
| Loan cancelation charges | Rs 5,000 |
| Stamp duty | As per applicable state laws |
Eligibility Criteria for Availing Personal Loans from Muthoot Finance
The eligibility criteria for availing personal loans from Muthoot Finance are mentioned below:
Documents Required for Muthoot Finance Personal Loan
The documents required for Muthoot Finance personal loans are as follows:
General Documents
Documents for Salaried Applicants
Documents for Self-Employed Applicants
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Apply Now
Explore Our Personal Loan Lenders
FAQs
How to get personal loan from Muthoot Finance?
Prospective borrowers can make an online application for Muthoot Finance personal loans by visiting the lender’s website, clicking on the Personal Loan option under the services tab, clicking on the ‘Apply now’ tab under the Personal Loan EMI Calculator section and selecting the ‘apply loan online’ option. Individuals can also can also visit any of Muthoot Finance’s branches to make a personal loan application.
How to track Muthoot Finance personal loan?
You can track the status of your Muthoot Finance Personal Loan application online by visiting the lender’s website, going to Services → Personal Loan, clicking on the Apply now ‘tab’ under the Personal Loan EMI Calculator section, entering your details in the ‘check application status’ and clicking on the ‘verify button. Additionally, they can visit the nearest Muthoot Finance branch or call the toll free numbers to know the status of their Muthoot Finance Personal Loan application.
Is it easy to get a personal loan from Muthoot Finance?
The process of getting personal loans from Muthoot Finance is simpler for applicants who fulfil the eligibility criteria set by the lender, based on their credit profile. The lender claims to offer minimal and online documentation, which makes the process less cumbersome.
Does Muthoot Finance provide a personal loan?
Muthoot Finance offers personal loans to both salaried and self-employed individuals. Borrowers can use the loan proceeds to fulfil their expenses related to travel, home purchase/construction, education, financial/medical exigencies, debt consolidation, etc.
Personal Loan Articles
View All ArticlesPaisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners
*Applicable for selected customers
Check Best Personal Loan Offers
with Quick Disbursal










