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Money View Personal Loan Highlights |
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| Interest Rate | 1.33% per month onwards |
| Tenure | Up to 5 years |
| Loan Amount | Rs 5,000 to Rs 5 lakh |
| Loan processing charges | 2% – 8% of approved loan amount |
| Minimum Monthly Income |
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Note: Rates as of 5th June 2023
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Table of Contents
Money View Personal Loan Interest Rates
The interest rates for Money View Personal Loan start from 1.33% per month depending on the applicants’ loan amount, credit scores, income profile, occupation profile, employment profile, etc.
Comparison of Personal Loan Interest Rates for Top Banks and NBFCs
| Banks/NBFCs | Interest Rates(p.a.) | |
| HDFC Bank | 10.50% onwards | Apply Now |
| SBI | 11.00%-15.00% | |
| ICICI Bank | 10.50% onwards | Apply Now |
| Axis Bank | 10.49% onwards | Apply Now |
| Kotak Mahindra Bank | 10.99% onwards | Apply Now |
| IndusInd Bank | 10.49% onwards | Apply Now |
| IDFC First Bank | 10.49% onwards | Apply Now |
| Bajaj Finserv | 11.00% onwards | Apply Now |
| Tata Capital | 10.99% onwards | Apply Now |
Also Know: Which banks and NBFCs offer low interest rate on personal loans?
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Processing Fees & Charges for Money View Personal Loan
| Particulars | Rates |
| Loan processing charges | 2% – 8% of approved loan amount (deducted from loan amount during fund transfer) |
| Interest on overdue EMIs | 2% per month on overdue principal loan amount/EMI |
| Cheque bounce | Rs 500 each time |
| Foreclosure charges | Nil |
| Loan cancellation | No additional charges |
Also Read: Check the processing fees and charges on personal loans of top banks and NBFCs
Foreclosure Charges
Money View Personal Loan provides the foreclosure option for borrowers (part prepayment is not allowed) but only after they have paid a minimum number of EMIs
| Tenure | Foreclosure |
| Up to 6 months | Not permitted |
| 7 – 18 months | Permitted after payment of 6 EMIs |
| Above 18 months | Permitted after payment of 12 EMIs |
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Loan Amount for Money View Personal Loan
The loan amount for Money View Personal Loan ranges from Rs 5,000 to Rs 5 lakh.
Eligibility Criteria for availing Personal Loan from Money View
The eligibility criteria for Money View Personal Loan is similar to the personal loan eligibility criteria set by most banks and NBFCs. Some of the factors considered by Money View for determining the personal loan eligbility of their applicants are as follows:
- Both salaried and self-employed individuals are eligible
- Age: 21 to 57 years
- CIBIL score of at least 600 or Experian score of at least 650
- Minimum Income in-hand (per month):
- For salaried –
- Rs 20,000 for Mumbai/Thane or NCR
- Rs 15,000 for metro cities other than Mumbai and NCR
- Rs 13,500 for other areas
- For self-employed – Rs 15,000
- The income should be credited directly to the applicant’s bank account. Applicants who get their salaries in cash are not eligible.
- For salaried –
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Documents Required for Money View Personal Loan
Money View requires minimum documentation to give you a hassle-free loan experience. The following documents are required to avail a personal loan from Money View:
Identity proof
PAN Card is the primary ID proof required. But if it is rejected because of image quality issues or other reasons, any one of the following documents will suffice:
- Passport
- Aadhaar Card
- Voter ID Card
- Driver’s License
Address proof
- Passport
- Aadhaar Card
- Voter ID Card
- Driver’s License
- Utility bills (water, gas, electricity) dated within last 60 days
Income proof
- For salaried applicants – Last 3 month bank statements (in PDF format) of the applicant’s salary account showing salary credits
- For self-employed applicants – Last 3 month bank statements (in PDF format)
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Money View Personal Loan Top Up
Money View offers borrowers the option to avail a top-up personal loan on their existing loan whereby they can get an extra loan amount to meet additional financial requirements. At present, this is an invitation-only feature and only individuals with clean payment history are pre-qualified for it. When you opt for a top-up loan, a new loan account is generated for you which will have details such as the due amount of the existing loan as well as the top up loan amount.
Money View Personal Loan EMI Calculator
Monthly EMI ₹ 15,622
Total Amount Payble ₹ 5,62,395(Principal + interest)
Principal Amount ₹ 5,00,000
Total Interest Payble ₹ 62,395
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Money View Personal Loan Customer Care
You can use any of the following means given below to get in touch with Money View Customer Care:
- By Phone: You can call on the company’s customer care number 080-4569-2002
- Email: You can also contact the customer care via email. The email address for specific queries are given below:
Loan Payment Queries: payments@moneyview.in
Loan queries: loans@moneyview.in
General queries: feedback@moneyview.in