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Moneyview Personal Loan Highlights |
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| Interest Rate | 14%-36% p.a. (1.16%-3% per month) |
| Tenure | Up to 5 years |
| Loan Amount | Rs. 5,000 to 10 lakh |
| Loan processing charges | Up to 2% of the loan amount |
| Minimum Monthly Income | Rs 25,000 per month |
Note: Rates as of 30 May 2025
MoneyView
Up to ₹10L
14% - 36%
Upto 5 Years
Upto 2%
*Applicable for selected customers
Table of Contents
Moneyview Personal Loan Interest Rates
The interest rates for Moneyview Personal Loan start from 14% p.a. onwards depending on the applicants’ loan amount, credit scores, income profile, occupation profile, employment profile, etc.
Processing Fees & Charges for Moneyview Personal Loan
| Particulars | Rates |
| Loan processing charges | Up to 2% of approved loan amount (deducted from loan amount during fund transfer) |
| Interest on overdue EMIs | 2% per month on overdue principal loan amount/EMI |
| Cheque bounce | Rs 500 each time |
| Foreclosure charges | Nil |
| Loan cancellation | No additional charges |
Also Read: Check the processing fees and charges on personal loans of top banks and NBFCs
Foreclosure Charges
Moneyview Personal Loan provides the foreclosure option for borrowers (part prepayment is not allowed) but only after they have paid a minimum number of EMIs
| Tenure | Foreclosure |
| Up to 6 months | Not permitted |
| 7 – 18 months | Permitted after payment of 6 EMIs |
| Above 18 months | Permitted after payment of 12 EMIs |
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Loan Amount for Moneyview Personal Loan
The loan amount for Moneyview Personal Loan ranges from Rs 5,000 to Rs 10 lakh.
Eligibility Criteria for availing Personal Loan from Moneyview
The eligibility criteria for Moneyview Personal Loan is similar to the personal loan eligibility criteria set by most banks and NBFCs. Some of the factors considered by Moneyview for determining the personal loan eligbility of their applicants are as follows:
- Both salaried and self-employed individuals are eligible
- Age: 21 to 57 years
- CIBIL score of minimum 650
- Minimum Income in-hand (per month): Rs 25,000
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Documents Required for Moneyview Personal Loan
Moneyview requires minimum documentation to give you a hassle-free loan experience. The following documents are required to avail a personal loan from Moneyview:
Identity proof
PAN Card is the primary ID proof required. But if it is rejected because of image quality issues or other reasons, any one of the following documents will suffice:
- Passport
- Aadhaar Card
- Voter ID Card
- Driver’s License
Address proof
- Passport
- Aadhaar Card
- Voter ID Card
- Driver’s License
- Utility bills (water, gas, electricity) dated within last 60 days
Income proof
- For salaried applicants – Last 3 month bank statements (in PDF format) of the applicant’s salary account showing salary credits
- For self-employed applicants – Last 3 month bank statements (in PDF format)
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Moneyview Personal Loan Top Up
Moneyview offers borrowers the option to avail a top-up personal loan on their existing loan whereby they can get an extra loan amount to meet additional financial requirements. At present, this is an invitation-only feature and only individuals with clean payment history are pre-qualified for it. When you opt for a top-up loan, a new loan account is generated for you which will have details such as the due amount of the existing loan as well as the top up loan amount.
Moneyview Personal Loan EMI Calculator
Monthly EMI ₹ 15,622
Total Amount Payble ₹ 5,62,395(Principal + interest)
Principal Amount ₹ 5,00,000
Total Interest Payble ₹ 62,395
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Moneyview Personal Loan Customer Care
You can use any of the following means given below to get in touch with Moneyview Customer Care:
- By Phone: You can call on the company’s customer care number 080-4569-2002
- Email: You can also contact the customer care via email. The email address for specific queries are given below:
Loan Payment Queries: payments@moneyview.in
Loan queries: loans@moneyview.in
General queries: feedback@moneyview.in
FAQ’s on Moneyview Personal Loan
How to get personal loans from Moneyview?
Ans. You can apply for Moneyview Personal Loans online by visiting the lender’s website, clicking on the ‘apply now’ button and entering the necessary details. Alternatively, prospective borrowers can also visit Paisabazaar.com to apply for personal loans from Moneyview.
Is Moneyview Personal Loan Safe?
Ans. Moneyview is a digital platform run by WhizDM Innovations Pvt. Ltd., which is licensed by the RBI, to offer personal loans. Hence, it is safe for prospective applicants to avail personal loans from Moneyview.
What is the Personal Loan limit for Moneyview?
Ans. The maximum personal loan limit offered by Moneyview is of up to Rs 10 lakh. However, lenders offering personal loans usually decide the final loan amount based on several factors including the loan applicants’ credit profile, repayment capacity, monthly income, loan tenure, etc.
How to get a top up personal loan in Moneyview?
Ans. Existing Moneyview customers with an active loan account, completion of repayment period of at least 1 year with the lender and higher credit scores are eligible for availing Moneyview top up personal loans. Those eligible for availing this top up loan facility will be notified by the lender but they cannot apply for the same directly.
What are the documents required for applying to Moneyview Paperless Online Loan?
Ans. The documents required to apply for Moneyview Instant Personal Loans include your PAN Card, mobile number linked to your Aadhaar card for KYC verification and a photograph (taken in a well lit area). Note that the lender may also require address proof and bank statement based on their loan applicants’ profile.