हिंदी में पढ़े
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Navi Personal Loan Highlights |
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| Interest Rate | 9.9%-45% p.a. |
| Loan Amount | Up to Rs 20 lakhs |
| Loan Tenure | Up to 6 years |
| Preclosure Fees | Nil |
Note: Rates as of 1 December 2023
Navi Personal Loan Interest Rates
The interest rates of Navi personal loan start @ 9.9% p.a. The final interest rates offered to the applicants depend upon age, monthly income, job profile, employer’s income, credit score, loan repayment history, etc.
| Minimum Interest Rate | 9.9% p.a. |
| Maximum Interest Rate | 45% p.a. |
Apply for a Personal Loan online with minimal documentation Apply Now
Comparison of Personal Loan Interest Rates Offered by Top Lenders
| Banks/NBFCs | Interest Rates(p.a.) | |
| Axis Bank | 10.49% onwards | Apply Now |
| IndusInd Bank | 10.49% onwards | Apply Now |
| IDFC First Bank | 10.49% onwards | Apply Now |
| HDFC Bank | 10.50% onwards | Apply Now |
| ICICI Bank | 10.65% onwards | Apply Now |
| Kotak Mahindra Bank | 10.99% onwards | Apply Now |
| Tata Capital | 10.99% onwards | Apply Now |
| Bajaj Finserv | 11.00% onwards | Apply Now |
| Federal Bank | 11.49% onwards | Apply Now |
| DMI Finance | 12.00% - 40.00% | Apply Now |
| L&T Finance | 12.00% onwards | Apply Now |
| Kreditbee | 12.25% - 30.00% | Apply Now |
| MoneyTap | 13.00% onwards | Apply Now |
| Piramal Finance | 12.99% onwards | Apply Now |
| Aditya Birla | 13.00% onwards | Apply Now |
| Moneyview | 15.96% onwards | Apply Now |
| Cashe | 27.00% onwards | Apply Now |
Personal Loan EMI Calculator
Monthly EMI ₹ 15,622
Total Amount Payble ₹ 5,62,395(Principal + interest)
Principal Amount ₹ 5,00,000
Total Interest Payble ₹ 62,395
Eligibility Criteria for Navi Personal Loan
Personal loan applicants should meet the below eligibility criteria to avail an instant cash loan from Navi Finserv:
- Indian Citizen Age: 21 to 65 years
- Income criteria: Annual income above Rs 3 lakhs for both salaried and self-employed applicants
- CIBIL score should be above 650
Apply for a Personal Loan online with minimal documentation Apply Now
Navi Personal Loan Processing Fees & Charges
Navi Finserv has not disclosed the prepayment or foreclosure charges for personal loans. Hence, borrowers should contact the lender about these charges before foreclosing the loan.
Documents Required for Navi Personal Loan
- PAN Card
- Aadhaar Card