हिंदी में पढ़े
Personal Loan Interest Rates of Top Banks/NBFCs in Chennai
| Banks/NBFCs | Interest Rates(p.a.) | |
| Axis Bank | 11.25% onwards | Apply Now |
| IndusInd Bank | 10.49% onwards | Apply Now |
| IDFC First Bank | 10.99% onwards | Apply Now |
| HDFC Bank | 10.85% onwards | Apply Now |
| ICICI Bank | 10.85% onwards | Apply Now |
| Kotak Mahindra Bank | 10.99% onwards | Apply Now |
| Tata Capital | 11.99% onwards | Apply Now |
| Federal Bank | 11.49% onwards | Apply Now |
| DMI Finance | Up to 24% | Apply Now |
| L&T Finance | 11.00% onwards | Apply Now |
| Kreditbee | 16.00% - 29.95% | Apply Now |
| MoneyTap | 13.00% onwards | Apply Now |
| Piramal Finance | 12.90% onwards | Apply Now |
| Aditya Birla | 10.99% onwards | Apply Now |
| Moneyview | 14%-36% | Apply Now |
| Cashe | 33.50% onwards | Apply Now |
Note: Rates as of 13 March 2025
Apply for Personal Loan with Quick Disbursal Click Here
EMI Calculator
Monthly EMI ₹ 15,622
Total Amount Payble ₹ 5,62,395(Principal + interest)
Principal Amount ₹ 5,00,000
Total Interest Payble ₹ 62,395
Apply for Personal Loan with Quick Disbursal Click Here
Personal Loan Features
- Interest rates generally offered @ 10.49% p.a. onwards
- Loan Amount of up to Rs 40 lakh
- Loan tenure is mostly up to 5 years; may also range up to 7 years for some lenders
- Processing charges usually go up to 4% of loan amount
- Pre-approved personal loans sanctioned to select customers
- No collateral security required
- Instant loan disbursal offered by a few lenders
- For any personal use other than speculative purposes
Income Requirements for Personal Loan in Chennai
Minimum Income for Salaried Applicants: Rs 15,000 p.m; can be greater for a few Banks/NBFCs
Apply for Personal Loan with Quick Disbursal Click Here
Eligibility for Personal Loan in Chennai
- Minimum age – 21 years
- Nationality: Indian resident
- The applicant should be salaried, self-employed professionals and self-employed non-professionals, employees of State/Central/Local Government employees of public and private sector companies
- Credit score: Preferably 750 and above for better chances of availing personal loan
Check Your Free Credit Score to know personal loan eligibility Check Now
Documents Required for Personal Loan Application
- Application form with photographs attached
- ID Proof- PAN Card/Aadhaar Card/Voter ID/Passport/Driving License
- Age Proof- Aadhar Card/Birth Certificate/SSC Certificate/Voter ID/PAN Card
- Address Proof- Voter ID/Aadhar Card/copy of ration card/gas connection bills/ electricity bills/Passport/ Driving License
- Salary certificates/salary slips for last 3 months
- Bank account statement for past 6 months
- Form 16/Income Tax Returns for last 3 years
Apply for Personal Loan with Quick Disbursal Click Here