An ideal option to deal with your immediate financial requirements, Tata Capital Personal Loan can be availed for a variety of reasons like vacation, medical emergency, home renovation, wedding, etc. Available upto Rs. 25 lakh, Tata Capital Personal Loan can be applied online from the comfort of your home or office and can be repaid maximum by 72 months.
Tata Capital Personal Loan- Eligibility Criteria
- You should be at least 22 years old
- Your maximum age should be 58 years
- Your minimum monthly income should be Rs. 15,000
- You should have a minimum work experience of at least 1 year and you should be working in your current organization for at least 6 months
Tata Capital Personal Loan- Eligibility Calculator
For the convenience of the customers, Paisabazaar offers an online Personal loan Eligibility Calculator, which can be used to check your eligibility for Tata Capital personal loan. You would be asked necessary details like date of birth, monthly income, desired loan amount, profession, etc. The eligibility calculator helps you in the planning process and will save your time.
How to Improve Your Tata Capital Personal Loan Eligibility?
- Credit Score: A credit score reflects the financial behavior of an applicant. Therefore, if you have a good credit score, you have been disciplined with your past repayments and are considered eligible for a personal loan
- Income: The higher your salary, the more chances you have of paying back the loan timely. The income reflects the repayment capacity of the applicant. Therefore, an individual with higher income is considered eligible for a loan
- Employment: If you are working with a reputed employer for an year and have a stable source of income, you are considered more eligible for a personal loan as you will be able to repay the loan on time
Frequently Asked Questions
What is the interest rate and processing fee of Tata Capital Personal Loan?
|Interest Rate||11.25% onwards|
|Loan Processing Charges||Up to 2.5% of the loan amount + GST|
What is the customer care number of Tata Capital?
You can call the customer care on 1806-209-6060 (between 9AM to 8 PM; Monday to Saturday).
What is the minimum personal loan amount that I can avail from Tata Capital?
The minimum loan amount offered is Rs. 75,000.