Are you one of those who have never applied for a credit card or loan? If yes, then most likely you do not have a credit history. If you’re just starting with your credit journey and need guidance to build it the right way, we’re here to help. A good credit score is the key […]
Experian, a global analytics and information services company, has announced the introduction of its new “Hunter Fraud Score”, a tool designed to detect fraud in insurance and banking industries. The new scoring system measures the probability of fraud in case of new credit applications so that companies can take corrective action immediately. Experian India, the […]
Credit score is one of the first terms that people get acquainted with when they start learning the basics of personal financing. It is an important term that everyone should know about as this 3-digit score holds the power to influence lenders in your favour when you apply for a loan. Though having a […]
Many people are unaware that getting approved for a loan and the applicable interest rate at which they get the loan are dependent on many factors other than the regular income or repayment capacity. One of the key factors banks look at before they sanction a loan is the credit score. Your credit score, which […]
Credit rating is still a developing concept in India with the first Indian credit rating bureau, CIBIL being just a decade old. The CIBIL credit report and score was introduced to banks in November 2007 and in April 2011 this facility was made available to the individuals. CIBIL also known as CIBIL TransUnion is among […]
Your credit score is one of the biggest indictors of your financial health. Unfortunately, awareness around the concept of credit score and the critical importance it holds in one’s life is low in India. Even those who know about Credit Score often ignore or undermine it. Your Credit Score represents your financial trustworthiness and it […]
