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Personal Loan in Delhi

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Valid till 30th April '26 *T&C Apply
Instant Personal Loan

Get up to ₹50 Lakhs starting at 9.98%

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15.6L Reviews

5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
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Wide Choice

Curated offers from 30+ lenders

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Quick Disbursal

Money in your account instantly

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SmartMatch

Offers ranked according to eligibility

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Digital Process

Hassle-free & paperless

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?
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Compare & Choose the Best Offer

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Pre-approved Offers with Instant Disbursals

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Know Your Chances of Approval

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Apply Now

Personal Loan in New Delhi

Delhi, the heart and capital of India, is one of the most vibrant cities with a culmination of diverse culture, tradition and modern aspirations. Delhi is one of the largest metropolitan cities that offers unlimited career opportunities and endless growth prospects.

However, to live in this dynamic city you may face certain financial challenges to meet your personal and financial goals. To overcome these challenges, you may require a Personal Loan in Delhi to ease the situation by availing quick access to funds.

Personal Loan Interest Rates in Delhi

Personal loan interest rates in Delhi offered by banks and NBFCs start from 9.98% p.a. However, the interest rates offered are determined on the basis of your credit profile, income, job stability, employer’s profile and lender’s policies.

Features & Benefits of Personal Loan in Delhi

Personal loans in Delhi offer customized loan options from multiple lenders, making it a popular and favourable choice for both salaried individuals and self-employed professionals and non-professionals. Find below the key features and benefits of Personal Loan:

  • Collateral-free loan
  • No end-use restriction
  • Interest rate: 9.98% p.a. onwards
  • Loan amount:  Up to Rs. 40 lakh, may exceed as per requirements
  • Repayment tenure: Up to 5 years
  • Processing Fee: Up to 4% of the loan amount
  • Minimal documentation and quick disbursals
  • Top-up and pre-approved loan offers available for eligible individuals
  • End-to-end digital process
  • Apply anytime, anywhere

Who is Eligible for a Personal Loan in Delhi?

To be eligible for a personal loan in Delhi, applicants need to meet specific criteria defined by banks and NBFCs.

Eligible Entities:

  • Salaried employees working with government and public sector undertakings, MNCs and other renowned companies and organizations are eligible
  • Self-employed Professionals and Non-professionals are also eligible to apply for Personal Loan in Delhi

Eligibility Criteria:

  • Age: 18 – 60 years
  • Salary: Minimum Rs 15,000 per month for salaried customers
  • Income: Minimum Rs 5 lakh p.a. for self-employed customers
  • Credit Score: Preferably 750 and above
  • Employment Stability: Minimum 1 year
  • Business Continuity: Minimum 3 years of business continuity

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Documents Required for Personal Loan in Delhi

For Salaried:

  • Identity Proof: Aadhaar Card, Driving License, Voter ID, Passport, PAN Card
  • Address Proof: Aadhaar Card, Voter ID, Passport or Utility Bills (Gas, Water, Electricity)
  • Income Proof: Latest Salary Slips, Bank Statements, Form 16, ITR

For Self-employed:

  • Passport, Voter ID, Driving License, Aadhaar Card or PAN Card
  • Aadhaar Card, Voter ID, Passport or Utility Bills
  • Previous Years’ ITR, P&L Statement and Balance Sheet, Bank Statements

Pre-approved Personal Loans through Paisabazaar

At Paisabazaar, you can explore pre-approved loan offers from its lending partners like Axis bank, Tata Capital, Aditya Birla Capital, Federal Bank, Hero Fincorp and many more, as well as experience end-to-end digital processing with instant approvals with quick disbursals.

Instant Personal Loans in Delhi – Get Quick Disbursal

Are you planning to apply for a personal loan in Delhi? Check, compare and apply online on Paisabazaar to avail funds at ease with hassle-free, paperless, end-to-end digital process.

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Apply Now

Avail Personal Loan for
All Your Needs

Avail Personal Loan Banner

Avail Personal Loan for
All Your Needs

FAQs

To get instant personal loan in Delhi you need to check, if you qualify to be a pre-approved customer of a bank or NBFC to avail instant approval and quick funds with no documents check. If not, you can apply online by checking your eligibility, comparing lenders and submitting the documents to get approval and disbursal.

Personal loan interest rates in Delhi usually vary from lender to lender based on various factors, such as your credit score, income, employment, loan amount, and tenure. The interest rates offered on Paisabazaar for personal loan in Delhi starts from 9.98% p.a.

To choose the best bank for personal loan in Delhi solely depends on your requirements and financial profile, as various banks offer personal loans at competitive interest rates.

Yes, it is possible to get a personal loan without a salary slip in Delhi but you shall require submitting alternate documents, such as bank statements, ITR, Form 16, employment/offer letter, etc.

The minimum CIBIL score required for a personal loan in Delhi shall depend on the lender's eligibility criteria. However, a typical score of 750 or above is largely preferred by most of the lending banks and NBFCs.

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What our customers say

Smooth & hassle-free loan approval experience

I want to express my gratitude for your exceptional support & guidance throughout my loan application process to Aman (EW17239). Your professionalism & clear communication made the journey smooth and manageable. I appreciate how you helped during loan approval & fast-tracked the documentation. It is rare to find someone so committed to their clients. I truly value the effort you put into ensuring a successful outcome. Thanks again for your invaluable help.

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Sanjay Kumar GuptaMar 30, 2026

Exceptional guidance throughout the process

I’d like to express my sincere appreciation for Mr. Aman Kumar (EW32023) for the excellent assistance provided. His professionalism & willingness to help made the experience smooth & pleasant. Aman Kumar demonstrated patience & clarity while addressing queries and ensured that everything was handled efficiently. Such dedication & customer-focused service truly deserve recognition. Please convey my thanks and appreciation to him for his outstanding support.

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Jyotirmoy SinghaMar 23, 2026

Very helpful and easy to reach

I really wants to appreciate Mohankumar Dhandapani for closing my loan requirement in such a short time and nice manner. He is very much approachable helped me based on my requirements. He explained me all the options in very short time even one option failed immediately helped me to get other options worked. Excellent job done by Mohankumar Dhandapani all the best keep you same way approachable you will get more customers. Thanks to Paisabazar too.

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Kirubagaran GanesanFeb 24, 2026

Reliable help when i needed it most

I am writing this email to express my sincere thanks for your excellent support and guidance on Paisabazaar. My experience was very smooth and satisfying because of your help. You explained everything clearly and made the whole process easy and comfortable for me. I truly appreciate your professionalism, patience, and quick response. I am very happy with the service and would definitely recommend to others because of the great support I received from you. Thank you once again

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DharmeshFeb 22, 2026

Committed support that made everything easy

I’d like to appreciate the Paisabazar team for the excellent loan service. I especially want to recognize one of your agents, Mr. Prince Kumar, for his outstanding support. For more than a month, he continuously followed up with me and assisted me. His commitment & professionalism made the experience smooth & hassle-free. I appreciate his efforts and dedication. Kindly acknowledge his performance and consider rewarding such a sincere employee.

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BhupendraFeb 18, 2026

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

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Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

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Kokil BarnwalFeb 12, 2026

Easy loan approval with good guidance

Thank you for the support provided for getting personal loan approval. During this process I worked with Mr. Aman Bajpai (EW17239) who was co-ordinator for this entire process of Personal loan, I was incredibly impressed by his efficiency and problem-solving skills. He went out of their way to ensure all my questions were answered and that the disbursement timeline stayed on track. His coordination was really appreciable.

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Riyaj AtarFeb 9, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

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Anuradha GuptaJan 21, 2026
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