हिंदी में पढ़े
Comparison of Personal Loan Interest Rates of Top Banks/NBFCs in Bangalore
| Banks/NBFCs | Interest Rates(p.a.) | |
| HDFC Bank | 10.50% onwards | Apply Now |
| SBI | 11.00%-15.00% | |
| ICICI Bank | 10.50% onwards | Apply Now |
| Axis Bank | 10.49% onwards | Apply Now |
| Kotak Mahindra Bank | 10.99% onwards | Apply Now |
| IndusInd Bank | 10.49% onwards | Apply Now |
| IDFC First Bank | 10.49% onwards | Apply Now |
| Bajaj Finserv | 11.00% onwards | Apply Now |
| Tata Capital | 10.99% onwards | Apply Now |
Note: Rates as of 26th May 2023
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EMI Calculator
Monthly EMI ₹ 15,622
Total Amount Payble ₹ 5,62,395(Principal + interest)
Principal Amount ₹ 5,00,000
Total Interest Payble ₹ 62,395
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Personal Loan Features
- Personal Loan interest rates in Bangalore usually start @10. 49% p.a. onwards
- Loan Amount offered is up to Rs 40 lakh
- Loan tenure is generally up to 5 years; may range up to 7 years for some banks/NBFCs
- Some lenders offer pre-approved instant personal loans in Bangalore to their select customers having good credit profile
- No end usage restriction except for speculative purposes
- Processing charges are usually up to 4% of loan amount
- No collateral security is required
Income Requirements for Personal Loan in Bangalore
Minimum Monthly Income: Rs 15,000 for salaried applicants; can be higher for a few Banks/NBFCs
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Eligibility for Personal Loan in Bangalore
- Minimum age at the time of loan application should be 21 years
- The applicant should be salaried, self-employed professionals and self-employed non-professionals, employees of public and private sector companies, employees of State/Central/Local Government
- Nationality: Resident Indian
- Credit score should be 750 and above to increase the chances of availing personal loan
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Documents Required for Personal Loan in Bangalore
- Application form with photographs attached
- ID Proof- PAN Card/Aadhaar Card/Voter ID/Passport/Driving License
- Age Proof- Aadhar Card/Birth Certificate/SSC Certificate/Voter ID/PAN Card
- Address Proof- Voter ID/Aadhar Card/copy of ration card/gas connection bills/ electricity bills/Passport/ Driving License
- Salary certificates/salary slips for last 3 months
- Form 16/Income Tax Returns for last 3 years
- Bank account statement for past 6 months
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