Punjab and Sind Bank (PSB) started in the year 1908 with the aim of financial inclusion of the poor and upliftment of the society. The bank has a PAN India presence and is headquartered in New Delhi.The bank provides various services across India through a number of branches, netbanking and mobile banking facilities
Individuals, partnership firms, private and public limited companies, HUFs /specified associates, trusts, etc are eligible
PSB Apna Ghar
This housing loan provides housing credit to all the eligible customers to purchase a new house, to construct or to repair an old house, etc.
PSB Gold Loan
PSB offers gold loan with a minimum loan amount of Rs.1000 to its customers at a flexible interest rate and minimal documentation
PSB Education Loan
This loan scheme aims to provide financial support to the meritorious students for pursuing higher education in India or abroad
PSB Apna Vahan
The purpose of this scheme is to provide financial support to enable customers to purchase new or old two-wheeler or four-wheeler.
PSB Kisan Home Loan
This type of loan can be taken for purchase/ construction/ repair/ up-gradation of a house situated in rural and semi-urban areas only
PSB offers a wide array of Fixed Deposit schemes to fulfill the investment requirements of its depositors.
Offers Recurring Deposit with a minimum deposit of Rs.10 per month
PSB offers RuPay Kisan Credit card to its customers, designed to serve the credit requirements of agriculturists and kisans in India
PSB offers RuPay and Master debit cards to cater to the needs of its customers with daily ATM cash withdrawal limits of Rs.25000
Once users are subscribed for PSB SMS Banking, they can avail the various SMS banking services offered by the bank
With PSB mobile banking apps customers can access their bank account and perform all major transactions anytime anywhere.
With PSB net banking, check account summary, transfer funds, pay bills online and much more
With PSB NEFT/RTGS systems, money can be sent and received in an instant anytime from anywhere
Indian Financial System Code(IFSC) of PSB is an 11 digit code assigned to every branch of the bank by the Reserve Bank of India(RBI). The RBI uses IFSC for electronic money transfers between banks, as the code can quickly identify where the funds are coming from and where they’re going.
The IFSC Code of Dwaraka branch, Delhi is PSIB0000722