Axis Bank My Zone Credit Card Overall Rating: ★★★ |
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Reward Rate | Co-branded Benefits | Travel Benefits | Annual Fee |
★★★ | ★★★★ | ★★★ | ★★★ |
Axis My Zone Credit Card: Features and Benefits
Rs. 120 Off on Swiggy
With this credit card, you can get a flat Rs. 120 off on food delivery at Swiggy. Below mentioned are the offer details:
- The maximum discount is capped at Rs. 120 per order
- You can avail the discount up to 2 times a month
- The offer is applicable on a minimum spend of Rs. 500
- Use coupon code “AXIS120” to avail the discount
The Swiggy Discount is a good advantage of Axis Bank My Zone Credit Card, as you can avail annual benefits of up to Rs. 2,880. For someone who uses Swiggy several times in a month, this card can give a decent value back. |
Buy One Get One Free on Movie Tickets
With your Axis My Zone Credit Card, you can get a 100% discount on the second movie ticket at Paytm Movies.
- The maximum discount in a calendar month per customer is Rs. 200
- Use coupon code “AXIS200” to avail the discount
- No reward points are earned on movie transactions
Suggested read: Best Entertainment Credit Cards in India
Free SonyLiv 1 Year Subscription
With this card, you will get complimentary SonyLiv Premium annual subscription worth Rs. 999 on your first spend within the first 30 days of card issuance. The eligible customers will receive the voucher code via SMS on their registered mobile numbers. You are also eligible for the SonyLiv Premium membership renewal on spending Rs. 1.5 lakh in a card anniversary year.
The movie benefit on Axis My Zone Credit Card, combined with the SonyLiv Subscription, makes it a good card for entertainment. SonyLiv subscription is worth Rs. 999 and you can avail up to Rs. 1,200 cashback on movies, giving a total benefit of Rs. 2,199 in a year. |
Up to Rs. 1,000 off at Ajio
You can save up to Rs. 1,000 on your transactions at Ajio as per the below details:
- Up to Rs. 1,000 off at Ajio on a minimum transaction of Rs. 2,999. Use coupon code “AJIOAXISMZ” to avail the discount on select items. This offer is effective from May 1, 2023.
Suggested read: Best Credit Cards for Online Shopping
Reward Points
With your Axis Bank My Zone Credit Card, you are entitled to earn EDGE reward points on every purchase you make as per the below details:
- 4 EDGE reward points on every Rs. 200 spent via this credit card
Note: No reward points will be credited for movie, fuel, insurance, wallet, rent, utilities, education, government institutions and EMI transactions. The EDGE reward points can be redeemed against a variety of items, including vouchers, mobile accessories, home decor, computer accessories, etc. Check the EDGE Rewards Catalogue for options to redeem points.
Other Benefits of Axis Bank My Zone Credit Card
Following are the additional Axis Bank My Zone Credit Card benefits:
- 1 complimentary access to select airport lounges within India per calendar quarter
- 1% fuel surcharge waiver (Max. Rs. 400 per statement cycle) on fuel transactions between Rs. 400 and Rs. 4,000
- Convert your transactions of Rs. 2,500 and above into EMIs
- Up to 15% off (Max. Rs. 500) at partner restaurants in India under the ‘Dining Delights’ program via EazyDiner. This is applicable twice per month on a minimum transaction of Rs. 1,500.
Axis Bank offers credit cards across different categories. Explore the available options and Apply Online for Best Axis Credit Card. |
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Should you apply for Axis Bank My Zone Credit Card?
Axis Bank My Zone Credit Card is a good option for those who are looking for benefits on dining and entertainment, without having to pay high annual fee. Now that the RBL Bank Edition Credit Card with Zomato has been discontinued, this card can also be considered a good alternative, if you would like considerable benefits on food orders. If you get a Swiggy One Membership, the overall value will be even better.
Entertainment benefits on the card are also satisfactory. Also, only a few cards in India currently offer free membership to an OTT Platform and most of them are in the premium or super-premium category. Hence, SonyLiv yearly membership is a good advantage.
You can consider applying for Axis My Zone Credit Card if:
- You are looking for an entry-level credit card with easy eligibility norms
- You do not wish to pay a high annual fee
- You put most spends on your credit card
- You wish to get dining and entertainment benefits
- You do not need any travel benefit
Other Similar Credit Cards to Consider
If you are looking for other credit cards that offer benefits similar to this one, you can refer to the cards mentioned in the table below:
Credit Card | Annual Fee | Key Feature |
SBI SimplyCLICK Credit Card | Rs. 499 | 10X reward points on Amazon/ Apollo24X7/ BookMyShow/ Cleartrip/ Eazydiner/ Lenskart/ Netmeds |
Airtel Axis Bank Credit Card | Rs. 500 | 10% cashback on Swiggy, Zomato and Bigbasket |
HDFC Millennia Credit Card | Rs. 1,000 | 5% cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato |
Standard Chartered Super Value Titanium Credit Card | Rs. 750 | 1 reward point for every Rs. 150 spent |