Axis Bank My Zone Credit Card is best suited for those who spend a lot on movies and shopping. With an annual fee of Rs. 500, the card offers cashback on movie ticket purchases, complimentary lounge access at airports and decent discounts on popular merchants including Myntra, Paytm, etc. To know more about the features and benefits of this card, read below.
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Key Highlights of Axis Bank My Zone Credit Card | |
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| Card Type | Entry-Level |
| Best Suited for | Shopping and Entertainment |
| Joining Fee | Rs. 500 |
| Annual Fee | Rs. 500 |
| Welcome Benefits | Complimentary SonyLiv annual membership |
| Best Feature | 4 EDGE reward points on every Rs. 200 spent |
| Paisabazaar’s Rating | ★★★ (3/5) |
Also read: 10 Best Credit Cards in India
| On this page |
Axis Bank My Zone Credit Card offers benefits on top brands, such as Paytm Movies, Swiggy and Ajio. Additionally, this credit card also provides complimentary annual SonyLiv membership. Below mentioned are the major Axis Bank My Zone Credit Card benefits:
With your My Zone Credit Card, you can get a 100% discount on the second movie ticket at Paytm Movies. Here are some points to consider:
Suggested read: Best Entertainment Credit Cards in India
With this credit card, you can get 40% off on food delivery at Swiggy. Below mentioned are the offer details:
With this card, you will get complimentary SonyLiv Premium annual subscription worth Rs. 999 on your first spend within the first 30 days of card issuance. The eligible customers will receive the voucher code via SMS on their registered mobile numbers. You are also eligible for the SonyLiv Premium membership renewal on spending Rs. 1.5 lakh in a card anniversary year.
You will get a flat Rs. 600 off at AJio on a minimum spend of Rs. 2,000. Use coupon code “AXIS200” to avail the discount. Also, this offer is applicable on selected styles only.
Suggested read: Best Credit Cards for Online Shopping
With your Axis Bank My Zone Credit Card, you are entitled to earn EDGE reward points on every purchase you make as per the below details:
Note: No reward points will be credited for movie, fuel and EMI transactions. The EDGE reward points can be redeemed against a variety of items, including vouchers, mobile accessories, home decor, computer accessories, etc. Check the EDGE Rewards Catalogue for options to redeem points.
Following are the additional Axis Bank My Zone Credit Card benefits:
| Axis Bank offers credit cards across different categories. Apply Online for Best Axis Credit Card and find the right card for you. |
The fees and charges applicable to Axis Bank My Zone Credit Card are mentioned below:
| Type of Fee/ Charge | Amount |
| Joining Fee | Rs. 500 |
| Annual/ Renewal Fee | Rs. 500 |
| Finance Charges | 3.6% p.m. (52.86% p.a.) |
| Late Payment Fee | For Statement Balance:
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Click here to check other associated fees and charges.
The applicant must fulfill the below-mentioned eligibility criteria to apply for this credit card:
| Criteria | Details |
| Age Requirement | 18 to 70 years |
| Occupation | Salaried or Self-employed |
| Documents Required | Click here for the list of acceptable documents |
| Serviceable Cities | Click here for the list of serviceable cities |
Apart from the average benefits on movies and online shopping, the card does not have anything more to offer. However, we could say that this Axis Bank credit card can still be kept as it entails a low annual fee. This is an entry-level card and would be best suited for those who:
Planning to apply for this credit card? Read our detailed Axis Bank My Zone Credit Card review.
| Pros | Cons |
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If you are looking for other credit cards that offer benefits similar to this one, you can refer to the cards mentioned in the table below:
| Credit Card | Annual Fee | Key Feature |
| SBI SimplyCLICK Credit Card | Rs. 499 | 10X reward points on Amazon/ Apollo24X7/ BookMyShow/ Cleartrip/ Eazydiner/ Lenskart/ Netmeds |
| HSBC Smart Value Credit Card | Nil | 3X rewards on online, dining and telecom categories |
| Citi Cash Back Credit Card | Communicated at the time of sourcing | 5% cashback on utility & telephone bill payments and movie ticket purchases |
| HDFC Millennia Credit Card | Rs. 1,000 | 5% cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato |
| Standard Chartered Super Value Titanium Credit Card | Rs. 750 | 1 reward point for every Rs. 150 spent |
Q. Can I earn reward points on fuel transactions via Axis Bank My Zone Credit Card?
A. No, you cannot earn reward points for movie, fuel and EMI transactions. However, you can avail a fuel surcharge waiver of 1%, subject to a maximum waiver of Rs. 400 per statement cycle. This fuel surcharge waiver is applicable on your transactions between Rs. 400 and Rs. 4,000.
Q. How can I apply for Axis Bank My Zone Credit Card?
A. Currently, this credit card is sourced through Paisabazaar, you can simply click here to apply for this credit card. Besides this, you can also apply for this credit card through the official website of the bank by filling out an application form. If you want to apply offline, then you have to visit any of the nearest branches of the bank and contact a bank official.
Q. Can I withdraw money from my Axis Bank My Zone Credit Card?
A. Yes, you can withdraw cash using your Axis Bank Credit Card at the time of emergency. There is a particular amount of cash that can be withdrawn at any given time, and the amount of withdrawable cash is within the credit limit. However, the bank charges a cash advance fee of 2.5% of the transacted amount for withdrawing cash via credit card.
Q. What is the foreign currency transaction fee charged on Axis Bank My Zone Credit Card?
A. The foreign currency transaction fee charged on Axis Bank My Zone Credit Card is 3.5% of the transacted amount. Therefore, this is not an ideal credit card for foreign currency transactions as it incurs high charges.
Q. I don’t have an account with the bank. Can I apply for Axis Bank My Zone Credit Card?
A. Yes, you can apply for this credit card even if you don’t have an account with the bank. However, you must meet the required eligibility criteria to apply for this credit card. The bank prefers to give credit cards to people who have a good credit score (preferably above 750+).
