Axis Bank My Zone Credit Card

Axis Bank My Zone Credit Card offers benefits on top brands, such as Paytm Movies, Swiggy and Ajio. Additionally, this credit card also provides complimentary annual SonyLiv membership. Below mentioned are the major Axis Bank My Zone Credit Card benefits:

Buy One Get One Free on Movie Tickets

With your My Zone Credit Card, you can get a 100% discount on the second movie ticket at Paytm Movies. Here are some points to consider:

• The maximum discount in a calendar month per customer is Rs. 200
• Use coupon code “AXIS200” to avail the discount
• No reward points are earned on movie transactions

Suggested read: Best Entertainment Credit Cards in India

40% off on Swiggy

With this credit card, you can get 40% off on food delivery at Swiggy. Below mentioned are the offer details:

• The maximum discount is capped at Rs. 120 per order
• The offer is applicable on a minimum spend of Rs. 200
• Use coupon code “AXIS40” to avail the discount
• You can avail the discount up to 4 times a month

Free SonyLiv 1 Year Subscription

With this card, you will get complimentary SonyLiv Premium annual subscription worth Rs. 999 on your first spend within the first 30 days of card issuance. The eligible customers will receive the voucher code via SMS on their registered mobile numbers. You are also eligible for the SonyLiv Premium membership renewal on spending Rs. 1.5 lakh in a card anniversary year.

Flat Rs. 600 off at Ajio

You will get a flat Rs. 600 off at AJio on a minimum spend of Rs. 2,000. Use coupon code “AXISMYZONE” to avail the discount. Also, this offer is applicable on selected styles only.

Suggested read: Best Credit Cards for Online Shopping

Reward Points

With your Axis Bank My Zone Credit Card, you are entitled to earn EDGE reward points on every purchase you make as per the below details:

• 4 EDGE reward points on every Rs. 200 spent via this credit card

Note: No reward points will be credited for movie, fuel and EMI transactions. The EDGE reward points can be redeemed against a variety of items, including vouchers, mobile accessories, home decor, computer accessories, etc. Check the EDGE Rewards Catalogue for options to redeem points.

Other Benefits of Axis Bank My Zone Credit Card

Following are the additional Axis Bank My Zone Credit Card benefits:

• 1 complimentary access to select airport lounges within India per calendar quarter
• 1% fuel surcharge waiver (Max. Rs. 400 per statement cycle) on fuel transactions between Rs. 400 and Rs. 4,000
• Convert your transactions of Rs. 2,500 and above into EMIs
• Up to 20% off at partner restaurants in India under the ‘Dining Delights’ program

The fees and charges applicable to Axis Bank My Zone Credit Card are mentioned below:

*LIFETIME FREE OFFER is available for select channels.

Click here to check other associated fees and charges.

The applicant must fulfill the below-mentioned eligibility criteria to apply for this credit card:

Apart from the average benefits on movies and online shopping, the card does not have anything more to offer. However, we could say that this Axis Bank credit card can still be kept as it entails a low annual fee. This is an entry-level card and would be best suited for those who:

• Go to the movies frequently
• Wants to earn reward benefits on regular purchases

Click here to apply for this credit card. 

Check: Best Credit Cards for Airport Lounge Access in India 2023

If you are looking for other credit cards that offer benefits similar to this one, you can refer to the cards mentioned in the table below:

Q.  Can I earn reward points on fuel transactions via Axis Bank My Zone Credit Card?

A. No, you cannot earn reward points for movie, fuel and EMI transactions. However, you can avail a fuel surcharge waiver of 1%, subject to a maximum waiver of Rs. 400 per statement cycle. This fuel surcharge waiver is applicable on your transactions between Rs. 400 and Rs. 4,000.

Q. How can I apply for Axis Bank My Zone Credit Card?

A. Currently, this credit card is sourced through Paisabazaar, you can simply click here to apply for this credit card. Besides this, you can also apply for this credit card through the official website of the bank by filling out an application form. If you want to apply offline, then you have to visit any of the nearest branches of the bank and contact a bank official.

Q. Can I withdraw money from my Axis Bank My Zone Credit Card?

A. Yes, you can withdraw cash using your Axis Bank Credit Card at the time of emergency. There is a particular amount of cash that can be withdrawn at any given time, and the amount of withdrawable cash is within the credit limit. However, the bank charges a cash advance fee of 2.5% of the transacted amount for withdrawing cash via credit card.

Q. What is the foreign currency transaction fee charged on Axis Bank My Zone Credit Card?

A. The foreign currency transaction fee charged on Axis Bank My Zone Credit Card is 3.5% of the transacted amount. Therefore, this is not an ideal credit card for foreign currency transactions as it incurs high charges.

Q. I don’t have an account with the bank. Can I apply for Axis Bank My Zone Credit Card?

A. Yes, you can apply for this credit card even if you don’t have an account with the bank. However, you must meet the required eligibility criteria to apply for this credit card. The bank prefers to give credit cards to people who have a good credit score (preferably above 750+).