Key Highlights of HDFC Millennia Credit Card | |
![]() | |
Card Type | Mid-level |
Best Suited for | Cashback and Online Shopping |
Joining Fee | Rs. 1,000 |
Renewal Fee | Rs. 1,000 (Waived off on spending Rs. 1 lakh in the previous year) |
Minimum Income Requirement | Salaried: Rs. 35,000 p.m. Self-employed: ITR>Rs. 6 lakh p.a. |
Welcome Benefits | 1,000 reward points on the payment of membership fee |
Best Feature | 5% cashback on Amazon, Flipkart, Myntra, Uber, Zomato |
Paisabazaar’s Rating | ★★★ (3/5) |
Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit HDFC Bank’s website.
Also read: 10 Best HDFC Credit Cards in India
On this page |
1,000 Reward Points on Joining
You can earn below welcome benefits:
- 1,000 Cash Points on the payment of membership fee
- Gift vouchers worth Rs. 1,000 on spending Rs. 1 lakh in each calendar quarter
Up to 5% Cashback on Multiple Brands
You can get up to 5% cashback on your online transactions. Details regarding the same are mentioned in the table below:
Category | Cashback Offered | |
Shopping via Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato* | 5% | |
All other spends (except fuel) | 1% | |
Max cashback capped at Rs. 1,000 per month | 1 Cash Point = Re. 1 |
*Cashback is valid only for non-emi spends on the 10 online merchants. EMI spends & wallet loads through the merchants will be considered under 1% cashback category.
Points to note:
- Cashback will be given in the form of Cash Points, which can be redeemed against the statement balance (on request only)
- The minimum cash point balance required for redemption against the statement balance is 500 Cash Points (redeemable in multiples of Rs. 500 only)
- Cash Points can also be used for redemption against travel benefits like flight & hotel bookings and rewards catalogue at the SmartBuy Rewards Portal, at a value of 1 Cash Point = Re. 0.30
- Unredeemed Cash Points will expire/lapse within 2 years of accumulation
Exclusive Card Offers from India’s top banks are just a click away
Error: Please enter a valid number
Other Benefits
Apart from the above-mentioned benefits, you can also avail the below benefits:
Complimentary Domestic Lounge Access: 8 complimentary domestic lounge access per calendar year (2 in a quarter)*.
*Rs. 2 or Rs. 25 will be charged per swipe on your Millennia Credit Card towards lounge access, depending upon the card type (Visa, RuPay, Mastercard or Diners).
Annual Fee Waiver: Spend Rs. 1 lakh in a year to avail annual fee waiver of Rs. 1,000.
Fuel Surcharge Waiver: 1% fuel surcharge waiver on your transactions between Rs. 400 to Rs. 5,000. You can earn a maximum cashback of Rs. 250 per statement cycle.
Thinking about whether to get this credit card? Read our detailed HDFC Millennia Credit Card review |